OppFi (OPFI) Interest Income - Net (2020 - 2026)
OppFi (OPFI) reported Interest Income - Net of $143.4 million for Q1 2026, up 10.27% year-over-year from $130.0 million in Q1 2025, and down 4.32% quarter-over-quarter from $149.8 million in Q4 2025.
OppFi (OPFI) Interest Income - Net (2020 - 2026) Analysis & Trends
OppFi (OPFI) has 7 years of Interest Income - Net data on file, last reported at $143.4 million in Q1 2026.
- Interest Income - Net for Q1 2026 came in at $143.4 million, up 10.27% year-over-year; the trailing twelve-month figure through Mar 2026 was $571.0 million (up 15.28% YoY), and the FY2025 annual result was $557.7 million, up 15.88% from the prior year.
- Interest Income - Net fell to $143.4 million in Q1 2026 per OPFI's latest filing, from $149.8 million in the prior quarter.
- Over five years, Interest Income - Net peaked at $149.8 million in Q4 2025 and troughed at $93.3 million in Q1 2022.
- A 5-year average of $121.3 million and a median of $120.9 million in 2023 frame the typical range for Interest Income - Net.
- The sharpest annual moves came in 2022 and 2024: Interest Income - Net advanced 27.59% in 2022, then increased 3.18% in 2024.
- A 5-year view of Interest Income - Net shows it stood at $109.3 million in 2022, then advanced by 10.58% to $120.9 million in 2023, then grew by 3.18% to $124.7 million in 2024, then grew by 20.17% to $149.8 million in 2025, then slipped by 4.32% to $143.4 million in 2026.
- Business Quant data shows OPFI's Interest Income - Net at $143.4 million in Q1 2026, $149.8 million in Q4 2025, and $145.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 4.69 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 12.15 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 4.64 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 418.69 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 692.99 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.86 Bn |
| 10 | OppFi | 222.53 Mn | 425.99 Mn | 76.91 Mn | 143.37 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 143.37 Mn |
| Dec 31, 2025 | 149.85 Mn |
| Sep 30, 2025 | 145.01 Mn |
| Jun 30, 2025 | 132.80 Mn |
| Mar 31, 2025 | 130.02 Mn |
| Dec 31, 2024 | 124.69 Mn |
| Sep 30, 2024 | 125.31 Mn |
| Jun 30, 2024 | 115.34 Mn |
| Mar 31, 2024 | 115.91 Mn |
| Dec 31, 2023 | 120.85 Mn |
| Sep 30, 2023 | 121.09 Mn |
| Jun 30, 2023 | 111.26 Mn |
| Mar 31, 2023 | 109.00 Mn |
| Dec 31, 2022 | 109.29 Mn |
| Sep 30, 2022 | 115.15 Mn |
| Jun 30, 2022 | 100.00 Mn |
| Mar 31, 2022 | 93.26 Mn |
| Dec 31, 2021 | 89.11 Mn |
| Sep 30, 2021 | 91.98 Mn |
| Jun 30, 2021 | 78.38 Mn |