OppFi (OPFI) Interest Income - Net (2020 - 2026)

OppFi (OPFI) reported Interest Income - Net of $143.4 million for Q1 2026, up 10.27% year-over-year from $130.0 million in Q1 2025, and down 4.32% quarter-over-quarter from $149.8 million in Q4 2025.

OppFi (OPFI) Interest Income - Net (2020 - 2026) Analysis & Trends

OppFi (OPFI) has 7 years of Interest Income - Net data on file, last reported at $143.4 million in Q1 2026.

  • Interest Income - Net for Q1 2026 came in at $143.4 million, up 10.27% year-over-year; the trailing twelve-month figure through Mar 2026 was $571.0 million (up 15.28% YoY), and the FY2025 annual result was $557.7 million, up 15.88% from the prior year.
  • Interest Income - Net fell to $143.4 million in Q1 2026 per OPFI's latest filing, from $149.8 million in the prior quarter.
  • Over five years, Interest Income - Net peaked at $149.8 million in Q4 2025 and troughed at $93.3 million in Q1 2022.
  • A 5-year average of $121.3 million and a median of $120.9 million in 2023 frame the typical range for Interest Income - Net.
  • The sharpest annual moves came in 2022 and 2024: Interest Income - Net advanced 27.59% in 2022, then increased 3.18% in 2024.
  • A 5-year view of Interest Income - Net shows it stood at $109.3 million in 2022, then advanced by 10.58% to $120.9 million in 2023, then grew by 3.18% to $124.7 million in 2024, then grew by 20.17% to $149.8 million in 2025, then slipped by 4.32% to $143.4 million in 2026.
  • Business Quant data shows OPFI's Interest Income - Net at $143.4 million in Q1 2026, $149.8 million in Q4 2025, and $145.0 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 4.69 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 12.15 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 4.64 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 418.69 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 692.99 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.86 Bn
10 OppFi 222.53 Mn 425.99 Mn 76.91 Mn 143.37 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 143.37 Mn
Dec 31, 2025 149.85 Mn
Sep 30, 2025 145.01 Mn
Jun 30, 2025 132.80 Mn
Mar 31, 2025 130.02 Mn
Dec 31, 2024 124.69 Mn
Sep 30, 2024 125.31 Mn
Jun 30, 2024 115.34 Mn
Mar 31, 2024 115.91 Mn
Dec 31, 2023 120.85 Mn
Sep 30, 2023 121.09 Mn
Jun 30, 2023 111.26 Mn
Mar 31, 2023 109.00 Mn
Dec 31, 2022 109.29 Mn
Sep 30, 2022 115.15 Mn
Jun 30, 2022 100.00 Mn
Mar 31, 2022 93.26 Mn
Dec 31, 2021 89.11 Mn
Sep 30, 2021 91.98 Mn
Jun 30, 2021 78.38 Mn