OppFi OPFI
NYSE OPFI
$7.07 -0.09 (-1.26%)
At close: Aug 28, 2026 · 4:00 PM EDT

OppFi (OPFI) Interest Income - Net (2020 - 2026)

OppFi (OPFI) posted quarterly Interest Income - Net of $143.7 million for Q1 2026, up 9.66% year-over-year from $131.1 million in Q1 2025, and down 4.53% quarter-over-quarter from $150.5 million in Q4 2025.

Analysis

OppFi (OPFI) Interest Income - Net (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported Interest Income - Net for 7 consecutive years, with $143.7 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Income - Net rose 9.66% year-over-year to $143.7 million; the TTM figure through Mar 2026 stood at $581.2 million (up 16.73% YoY), while the FY2025 annual figure was $560.8 million, up 16.02% from the prior year.
  • Interest Income - Net declined to $143.7 million in Q1 2026 per OPFI's latest filing, from $150.5 million in the prior quarter.
  • Across five years, Interest Income - Net topped out at $150.5 million in Q4 2025 and bottomed at $93.9 million in Q1 2022.
  • Historically, Interest Income - Net has averaged $125.0 million across 5 years, with a median of $125.0 million in 2024.
  • Annual changes were most pronounced in 2022 — Interest Income - Net soared 46.42% — and 2023, when it slipped 13.57%.
  • OppFi's Interest Income - Net stood at $140.6 million in 2022, then decreased by 13.57% to $121.5 million in 2023, then gained by 2.94% to $125.0 million in 2024, then increased by 20.38% to $150.5 million in 2025, then declined by 4.53% to $143.7 million in 2026.
  • Business Quant data shows OPFI's Interest Income - Net at $143.7 million in Q1 2026, $150.5 million in Q4 2025, and $149.9 million in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Visa 680.39 Bn 668.03 Bn - -
2 Mastercard 518.33 Bn 504.84 Bn - -
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 4.65 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 12.37 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - -
6 Affirm Holdings 26.22 Bn 24.59 Bn - 448.78 Mn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 4.61 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 788.20 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 1.95 Bn
10 OppFi 477.32 Mn 385.47 Mn 74.77 Mn 137.05 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 137.05 Mn
Mar 31, 2026 143.37 Mn
Dec 31, 2025 149.85 Mn
Sep 30, 2025 145.01 Mn
Jun 30, 2025 132.80 Mn
Mar 31, 2025 130.02 Mn
Dec 31, 2024 124.69 Mn
Sep 30, 2024 125.31 Mn
Jun 30, 2024 115.34 Mn
Mar 31, 2024 115.91 Mn
Dec 31, 2023 120.85 Mn
Sep 30, 2023 121.09 Mn
Jun 30, 2023 111.26 Mn
Mar 31, 2023 109.00 Mn
Dec 31, 2022 109.29 Mn
Sep 30, 2022 115.15 Mn
Jun 30, 2022 100.00 Mn
Mar 31, 2022 93.26 Mn
Dec 31, 2021 89.11 Mn
Sep 30, 2021 85.56 Mn