OppFi (OPFI) Interest Income - Net (2020 - 2026)
OppFi (OPFI) posted quarterly Interest Income - Net of $143.7 million for Q1 2026, up 9.66% year-over-year from $131.1 million in Q1 2025, and down 4.53% quarter-over-quarter from $150.5 million in Q4 2025.
OppFi (OPFI) Interest Income - Net (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Interest Income - Net for 7 consecutive years, with $143.7 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Income - Net rose 9.66% year-over-year to $143.7 million; the TTM figure through Mar 2026 stood at $581.2 million (up 16.73% YoY), while the FY2025 annual figure was $560.8 million, up 16.02% from the prior year.
- Interest Income - Net declined to $143.7 million in Q1 2026 per OPFI's latest filing, from $150.5 million in the prior quarter.
- Across five years, Interest Income - Net topped out at $150.5 million in Q4 2025 and bottomed at $93.9 million in Q1 2022.
- Historically, Interest Income - Net has averaged $125.0 million across 5 years, with a median of $125.0 million in 2024.
- Annual changes were most pronounced in 2022 — Interest Income - Net soared 46.42% — and 2023, when it slipped 13.57%.
- OppFi's Interest Income - Net stood at $140.6 million in 2022, then decreased by 13.57% to $121.5 million in 2023, then gained by 2.94% to $125.0 million in 2024, then increased by 20.38% to $150.5 million in 2025, then declined by 4.53% to $143.7 million in 2026.
- Business Quant data shows OPFI's Interest Income - Net at $143.7 million in Q1 2026, $150.5 million in Q4 2025, and $149.9 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.65 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 12.37 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 4.61 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 418.69 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 692.99 Mn |
| 10 | OppFi | 261.63 Mn | 161.71 Mn | 76.91 Mn | 143.72 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 143.72 Mn |
| Dec 31, 2025 | 150.54 Mn |
| Sep 30, 2025 | 149.94 Mn |
| Jun 30, 2025 | 137.02 Mn |
| Mar 31, 2025 | 131.07 Mn |
| Dec 31, 2024 | 125.05 Mn |
| Sep 30, 2024 | 125.89 Mn |
| Jun 30, 2024 | 115.90 Mn |
| Mar 31, 2024 | 116.20 Mn |
| Dec 31, 2023 | 121.48 Mn |
| Sep 30, 2023 | 128.95 Mn |
| Jun 30, 2023 | 119.20 Mn |
| Mar 31, 2023 | 110.25 Mn |
| Dec 31, 2022 | 140.55 Mn |
| Sep 30, 2022 | 115.73 Mn |
| Jun 30, 2022 | 100.43 Mn |
| Mar 31, 2022 | 93.87 Mn |
| Dec 31, 2021 | 96.00 Mn |
| Sep 30, 2021 | 89.50 Mn |
| Jun 30, 2021 | 72.63 Mn |