OppFi (OPFI) Interest Income - Net (2020 - 2026)
OppFi's (OPFI) quarterly Interest Income - Net came in at $137.0 million in Q2 2026, up 3.19% year-over-year from $132.8 million in Q2 2025, and down 4.41% quarter-over-quarter from $143.4 million in Q1 2026.
Analysis
OppFi (OPFI) Interest Income - Net (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Interest Income - Net for 7 consecutive years, with $137.0 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Income - Net rose 3.19% year-over-year to $137.0 million in Q2 2026; TTM through Jun 2026 was $575.3 million, a 12.18% increase from a year earlier, with the FY2025 full-year figure at $557.7 million, up 15.88% from the prior year.
- Interest Income - Net was $137.0 million for Q2 2026 at OppFi, down from $143.4 million in the prior quarter.
- Over five years, Interest Income - Net peaked at $149.8 million in Q4 2025 and troughed at $93.3 million in Q1 2022.
- A 5-year average of $122.2 million and a median of $121.0 million in 2023 frame the typical range for Interest Income - Net.
- Across the five-year window, Interest Income - Net surged 38.9% in 2022 and grew 3.18% in 2024, its largest moves.
- Over 5 years, Interest Income - Net stood at $109.3 million in 2022, then gained by 10.58% to $120.9 million in 2023, then climbed by 3.18% to $124.7 million in 2024, then climbed by 20.17% to $149.8 million in 2025, then slipped by 8.54% to $137.0 million in 2026.
- The last three Interest Income - Net figures came in at $137.0 million (Q2 2026), $143.4 million (Q1 2026), and $149.8 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | - |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | - |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | - |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | - |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 417.97 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 620.88 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | - |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | - |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn | 137.05 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 137.05 Mn |
| Mar 31, 2026 | 143.37 Mn |
| Dec 31, 2025 | 149.85 Mn |
| Sep 30, 2025 | 145.01 Mn |
| Jun 30, 2025 | 132.80 Mn |
| Mar 31, 2025 | 130.02 Mn |
| Dec 31, 2024 | 124.69 Mn |
| Sep 30, 2024 | 125.31 Mn |
| Jun 30, 2024 | 115.34 Mn |
| Mar 31, 2024 | 115.91 Mn |
| Dec 31, 2023 | 120.85 Mn |
| Sep 30, 2023 | 121.09 Mn |
| Jun 30, 2023 | 111.26 Mn |
| Mar 31, 2023 | 109.00 Mn |
| Dec 31, 2022 | 109.29 Mn |
| Sep 30, 2022 | 115.15 Mn |
| Jun 30, 2022 | 100.00 Mn |
| Mar 31, 2022 | 93.26 Mn |
| Dec 31, 2021 | 89.11 Mn |
| Sep 30, 2021 | 85.56 Mn |