OppFi (OPFI) Interest Income - Net (2020 - 2026)

OppFi (OPFI) posted quarterly Interest Income - Net of $143.7 million for Q1 2026, up 9.66% year-over-year from $131.1 million in Q1 2025, and down 4.53% quarter-over-quarter from $150.5 million in Q4 2025.

OppFi (OPFI) Interest Income - Net (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported Interest Income - Net for 7 consecutive years, with $143.7 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Income - Net rose 9.66% year-over-year to $143.7 million; the TTM figure through Mar 2026 stood at $581.2 million (up 16.73% YoY), while the FY2025 annual figure was $560.8 million, up 16.02% from the prior year.
  • Interest Income - Net declined to $143.7 million in Q1 2026 per OPFI's latest filing, from $150.5 million in the prior quarter.
  • Across five years, Interest Income - Net topped out at $150.5 million in Q4 2025 and bottomed at $93.9 million in Q1 2022.
  • Historically, Interest Income - Net has averaged $125.0 million across 5 years, with a median of $125.0 million in 2024.
  • Annual changes were most pronounced in 2022 — Interest Income - Net soared 46.42% — and 2023, when it slipped 13.57%.
  • OppFi's Interest Income - Net stood at $140.6 million in 2022, then decreased by 13.57% to $121.5 million in 2023, then gained by 2.94% to $125.0 million in 2024, then increased by 20.38% to $150.5 million in 2025, then declined by 4.53% to $143.7 million in 2026.
  • Business Quant data shows OPFI's Interest Income - Net at $143.7 million in Q1 2026, $150.5 million in Q4 2025, and $149.9 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.65 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 12.37 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 4.61 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 418.69 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 692.99 Mn
10 OppFi 261.63 Mn 161.71 Mn 76.91 Mn 143.72 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 143.72 Mn
Dec 31, 2025 150.54 Mn
Sep 30, 2025 149.94 Mn
Jun 30, 2025 137.02 Mn
Mar 31, 2025 131.07 Mn
Dec 31, 2024 125.05 Mn
Sep 30, 2024 125.89 Mn
Jun 30, 2024 115.90 Mn
Mar 31, 2024 116.20 Mn
Dec 31, 2023 121.48 Mn
Sep 30, 2023 128.95 Mn
Jun 30, 2023 119.20 Mn
Mar 31, 2023 110.25 Mn
Dec 31, 2022 140.55 Mn
Sep 30, 2022 115.73 Mn
Jun 30, 2022 100.43 Mn
Mar 31, 2022 93.87 Mn
Dec 31, 2021 96.00 Mn
Sep 30, 2021 89.50 Mn
Jun 30, 2021 72.63 Mn