OppFi (OPFI) Cash & Equivalents (2020 - 2026)
OppFi (OPFI) reported Cash & Equivalents of $63.9 million for Q1 2026, down 29.64% year-over-year from $90.8 million in Q1 2025, and up 29.15% quarter-over-quarter from $49.5 million in Q4 2025.
OppFi (OPFI) Cash & Equivalents (2020 - 2026) Analysis & Trends
OppFi (OPFI) has 7 years of Cash & Equivalents data on file, last reported at $63.9 million in Q1 2026.
- Cash & Equivalents for Q1 2026 came in at $63.9 million, down 29.64% year-over-year; the trailing twelve-month figure through Mar 2026 was $63.9 million (down 29.64% YoY), and the FY2025 annual result was $49.5 million, down 43.99% from the prior year.
- Cash & Equivalents climbed to $63.9 million in Q1 2026 per OPFI's latest filing, from $49.5 million in the prior quarter.
- Over five years, Cash & Equivalents peaked at $90.8 million in Q1 2025 and troughed at $45.2 million in Q2 2025.
- A 5-year average of $65.8 million and a median of $63.9 million in 2026 frame the typical range for Cash & Equivalents.
- On a YoY basis, Cash & Equivalents climbed as much as 82.68% in 2022 and fell as far as 52.28% in 2022.
- A 5-year view of Cash & Equivalents shows it stood at $49.7 million in 2022, then soared by 48.87% to $73.9 million in 2023, then gained by 19.4% to $88.3 million in 2024, then sank by 43.99% to $49.5 million in 2025, then advanced by 29.15% to $63.9 million in 2026.
- Business Quant data shows OPFI's Cash & Equivalents at $63.9 million in Q1 2026, $49.5 million in Q4 2025, and $45.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 12.40 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 7.91 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 53.76 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 76.49 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 6.98 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 20.56 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 1.72 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 3.40 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 444.00 Mn |
| 10 | OppFi | 222.53 Mn | 425.99 Mn | 76.91 Mn | 63.87 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 63.87 Mn |
| Dec 31, 2025 | 49.45 Mn |
| Sep 30, 2025 | 45.45 Mn |
| Jun 30, 2025 | 45.23 Mn |
| Mar 31, 2025 | 90.77 Mn |
| Dec 31, 2024 | 88.29 Mn |
| Sep 30, 2024 | 74.23 Mn |
| Jun 30, 2024 | 80.84 Mn |
| Mar 31, 2024 | 88.72 Mn |
| Dec 31, 2023 | 73.94 Mn |
| Sep 30, 2023 | 66.03 Mn |
| Jun 30, 2023 | 62.11 Mn |
| Mar 31, 2023 | 71.37 Mn |
| Dec 31, 2022 | 49.67 Mn |
| Sep 30, 2022 | 50.47 Mn |
| Jun 30, 2022 | 57.64 Mn |
| Mar 31, 2022 | 59.95 Mn |
| Dec 31, 2021 | 62.36 Mn |
| Sep 30, 2021 | 27.63 Mn |
| Jun 30, 2021 | 120.78 Mn |