OppFi (OPFI) Consolidated Net Income (2020 - 2026)
OppFi (OPFI) posted quarterly Consolidated Net Income of $54.0 million for Q1 2026, up 166.05% year-over-year from $20.3 million in Q1 2025, and up 40.48% quarter-over-quarter from $38.4 million in Q4 2025.
Analysis
OppFi (OPFI) Consolidated Net Income (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Consolidated Net Income for 7 consecutive years, with $54.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Consolidated Net Income rose 166.05% year-over-year to $54.0 million; the TTM figure through Mar 2026 stood at $179.9 million (up 91.29% YoY), while the FY2025 annual figure was $146.2 million, up 74.44% from the prior year.
- Consolidated Net Income advanced to $54.0 million in Q1 2026 per OPFI's latest filing, from $38.4 million in the prior quarter.
- Across five years, Consolidated Net Income topped out at $75.9 million in Q3 2025 and bottomed at -$5.2 million in Q4 2022.
- Historically, Consolidated Net Income has averaged $19.2 million across 5 years, with a median of $14.0 million in 2024.
- Annual changes were most pronounced in 2022 — Consolidated Net Income tumbled 130.32% — and 2023, when it soared 2499.38%.
- OppFi's Consolidated Net Income stood at -$5.2 million in 2022, then soared by 137.57% to $1.9 million in 2023, then surged by 618.8% to $14.0 million in 2024, then soared by 175.57% to $38.4 million in 2025, then soared by 40.48% to $54.0 million in 2026.
- Business Quant data shows OPFI's Consolidated Net Income at $54.0 million in Q1 2026, $38.4 million in Q4 2025, and $75.9 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Consol Net Inc. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 5.63 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 4.39 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 3.11 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 3.02 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.10 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.62 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 885.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 156.59 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 410.00 Mn |
| 10 | OppFi | 477.32 Mn | 385.47 Mn | 74.77 Mn | 15.66 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.66 Mn |
| Mar 31, 2026 | 54.01 Mn |
| Dec 31, 2025 | 38.44 Mn |
| Sep 30, 2025 | 75.95 Mn |
| Jun 30, 2025 | 11.48 Mn |
| Mar 31, 2025 | 20.34 Mn |
| Dec 31, 2024 | 13.95 Mn |
| Sep 30, 2024 | 32.10 Mn |
| Jun 30, 2024 | 27.69 Mn |
| Mar 31, 2024 | 10.13 Mn |
| Dec 31, 2023 | 1.94 Mn |
| Sep 30, 2023 | 15.50 Mn |
| Jun 30, 2023 | 18.10 Mn |
| Mar 31, 2023 | 3.95 Mn |
| Dec 31, 2022 | -5.10 Mn |
| Sep 30, 2022 | -615,000.00 |
| Jun 30, 2022 | 9.50 Mn |
| Mar 31, 2022 | -297,000.00 |
| Dec 31, 2021 | 17.03 Mn |
| Sep 30, 2021 | 30.39 Mn |