OppFi OPFI
NYSE OPFI
$6.56 -0.49 (-6.95%)
At close: Sep 18, 2026 · 4:00 PM EDT

OppFi (OPFI) Consolidated Net Income (2020 - 2026)

OppFi's (OPFI) quarterly Consolidated Net Income came in at $15.7 million in Q2 2026, up 36.38% year-over-year from $11.5 million in Q2 2025, and down 71.01% quarter-over-quarter from $54.0 million in Q1 2026.

Analysis

OppFi (OPFI) Consolidated Net Income (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported Consolidated Net Income for 7 consecutive years, with $15.7 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Consolidated Net Income rose 36.38% year-over-year to $15.7 million in Q2 2026; TTM through Jun 2026 was $184.1 million, a 136.36% increase from a year earlier, with the FY2025 full-year figure at $146.2 million, up 74.44% from the prior year.
  • Consolidated Net Income was $15.7 million for Q2 2026 at OppFi, down from $54.0 million in the prior quarter.
  • Over five years, Consolidated Net Income peaked at $76.0 million in Q3 2025 and troughed at -$5.1 million in Q4 2022.
  • A 5-year average of $19.0 million and a median of $14.7 million in 2023 frame the typical range for Consolidated Net Income.
  • Across the five-year window, Consolidated Net Income sank 129.94% in 2022 and surged 2620.33% in 2023, its largest moves.
  • Over 5 years, Consolidated Net Income stood at -$5.1 million in 2022, then jumped by 138.12% to $1.9 million in 2023, then surged by 617.7% to $14.0 million in 2024, then surged by 175.54% to $38.4 million in 2025, then tumbled by 59.28% to $15.7 million in 2026.
  • The last three Consolidated Net Income figures came in at $15.7 million (Q2 2026), $54.0 million (Q1 2026), and $38.4 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Consol Net Inc. (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 1.79 Bn
2 Royalty Pharma 33.59 Bn 35.70 Bn - 81.49 Mn
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 237.56 Mn
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn 87.48 Mn
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 64.00 Mn
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 49.72 Mn
7 Jefferson Capital 1.18 Bn 1.16 Bn - 41.30 Mn
8 Lufax Holding 1.04 Bn -1.23 Bn - -84.27 Mn
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 21.58 Mn
10 OppFi 442.88 Mn 351.04 Mn 74.77 Mn 15.66 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 15.66 Mn
Mar 31, 2026 54.01 Mn
Dec 31, 2025 38.44 Mn
Sep 30, 2025 75.95 Mn
Jun 30, 2025 11.48 Mn
Mar 31, 2025 20.34 Mn
Dec 31, 2024 13.95 Mn
Sep 30, 2024 32.10 Mn
Jun 30, 2024 27.69 Mn
Mar 31, 2024 10.13 Mn
Dec 31, 2023 1.94 Mn
Sep 30, 2023 15.50 Mn
Jun 30, 2023 18.10 Mn
Mar 31, 2023 3.95 Mn
Dec 31, 2022 -5.10 Mn
Sep 30, 2022 -615,000.00
Jun 30, 2022 9.50 Mn
Mar 31, 2022 -297,000.00
Dec 31, 2021 17.03 Mn
Sep 30, 2021 30.39 Mn