OppFi Inc. (OPFI) Operating Income (2020 - 2026)
OppFi (OPFI) posted Operating Income of $24.36 million for Q2 2026, down 45.6% from $44.81 million a year earlier and down 31.1% from the prior quarter.
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Analysis
OppFi Inc. (OPFI) Operating Income (2020 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Operating Income at OppFi was $139.1 million, down 5.4% year-over-year; for FY2025, it came in at $166.68 million, up 76.3% from FY2024.
- Annual Operating Income shows a five-year compound annual growth rate of 16.5% (FY2020 to FY2025).
- In prior years, OppFi's Operating Income was $94.54 million in FY2024 (+103.9%), $46.36 million in FY2023, -$6.34 million in FY2022 and $57.26 million in FY2021 (-26.1%).
- The Q2 2026 figure stands as the lowest quarterly Operating Income since Q1 2024.
- On a year-over-year basis, Operating Income increased in six of the last eight quarters, with growth averaging 133.2%.
- The strongest year-over-year quarter for Operating Income in the past five years was Q1 2025, with growth of 704.2%; the weakest was Q4 2021, with a decline of 79.1%.
- According to Business Quant data, Operating Income for the three prior quarters was $35.36 million (Q1 2026), $30.93 million (Q4 2025) and $48.45 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 24.36 Mn |
| Mar 31, 2026 | 35.36 Mn |
| Dec 31, 2025 | 30.93 Mn |
| Sep 30, 2025 | 48.45 Mn |
| Jun 30, 2025 | 44.81 Mn |
| Mar 31, 2025 | 42.49 Mn |
| Dec 31, 2024 | 24.67 Mn |
| Sep 30, 2024 | 35.09 Mn |
| Jun 30, 2024 | 29.49 Mn |
| Mar 31, 2024 | 5.28 Mn |
| Dec 31, 2023 | 8.71 Mn |
| Sep 30, 2023 | 15.58 Mn |
| Jun 30, 2023 | 18.33 Mn |
| Mar 31, 2023 | 3.73 Mn |
| Dec 31, 2022 | -9.61 Mn |
| Sep 30, 2022 | -969,000.00 |
| Jun 30, 2022 | 6.40 Mn |
| Mar 31, 2022 | -2.16 Mn |
| Dec 31, 2021 | 3.37 Mn |
| Sep 30, 2021 | 11.51 Mn |
API Access
OppFi Inc. Operating Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-income&ticker=OPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-income", "ticker": "OPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-income&ticker=OPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();