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OppFi (OPFI) Tax Rate (2021 - 2025)

OppFi has reported Tax Rate over the past 5 years, most recently at 3.48% for Q4 2025.

  • Quarterly results put Tax Rate at 3.48% for Q4 2025, down 64.0% from a year ago — trailing twelve months through Dec 2025 was 6.36% (up 157.0% YoY), and the annual figure for FY2025 was 6.33%, up 154.0%.
  • Tax Rate for Q4 2025 was 3.48% at OppFi, down from 6.92% in the prior quarter.
  • Over the last five years, Tax Rate for OPFI hit a ceiling of 250.0% in Q1 2022 and a floor of 2.36% in Q4 2021.
  • Median Tax Rate over the past 5 years was 3.99% (2024), compared with a mean of 34.52%.
  • Biggest five-year swings in Tax Rate: soared 24774bps in 2022 and later crashed -24711bps in 2023.
  • OppFi's Tax Rate stood at 2.36% in 2021, then surged by 1338bps to 29.17% in 2022, then increased by 19bps to 34.76% in 2023, then tumbled by -88bps to 4.12% in 2024, then dropped by -16bps to 3.48% in 2025.
  • The last three reported values for Tax Rate were 3.48% (Q4 2025), 6.92% (Q3 2025), and 9.45% (Q2 2025) per Business Quant data.