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OppFi (OPFI) Tax Rate (2021 - 2026)

OppFi has reported Tax Rate over the past 5 years, most recently at 3.48% for Q4 2025.

  • Quarterly Tax Rate fell 64.0% to 3.48% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 6.36% through Dec 2025, up 157.0% year-over-year, with the annual reading at 6.33% for FY2025, 154.0% up from the prior year.
  • Tax Rate was 3.48% for Q4 2025 at OppFi, down from 6.92% in the prior quarter.
  • Over five years, Tax Rate peaked at 250.0% in Q1 2022 and troughed at 2.36% in Q4 2021.
  • The 5-year median for Tax Rate is 3.99% (2024), against an average of 34.52%.
  • Year-over-year, Tax Rate soared 24774bps in 2022 and then crashed -24711bps in 2023.
  • A 5-year view of Tax Rate shows it stood at 2.36% in 2021, then surged by 1338bps to 29.17% in 2022, then increased by 19bps to 34.76% in 2023, then tumbled by -88bps to 4.12% in 2024, then dropped by -16bps to 3.48% in 2025.
  • Per Business Quant, the three most recent readings for OPFI's Tax Rate are 3.48% (Q4 2025), 6.92% (Q3 2025), and 9.45% (Q2 2025).