OppFi OPFI
NYSE OPFI
$6.56 -0.49 (-6.95%)
At close: Sep 18, 2026 · 4:00 PM EDT

OppFi (OPFI) EBT (2020 - 2026)

OppFi's (OPFI) quarterly EBT came in at $25.5 million in Q2 2026, up 100.72% year-over-year from $12.7 million in Q2 2025, and down 56.04% quarter-over-quarter from $58.0 million in Q1 2026.

Analysis

OppFi (OPFI) EBT (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported EBT for 7 consecutive years, with $25.5 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, EBT rose 100.72% year-over-year to $25.5 million in Q2 2026; TTM through Jun 2026 was $204.9 million, a 144.83% increase from a year earlier, with the FY2025 full-year figure at $156.1 million, up 77.32% from the prior year.
  • EBT was $25.5 million for Q2 2026 at OppFi, down from $58.0 million in the prior quarter.
  • Over five years, EBT peaked at $81.6 million in Q3 2025 and troughed at -$7.2 million in Q4 2022.
  • A 5-year average of $20.7 million and a median of $15.3 million in 2023 frame the typical range for EBT.
  • Across the five-year window, EBT sank 143.27% in 2022 and jumped 3900.0% in 2023, its largest moves.
  • Over 5 years, EBT stood at -$7.2 million in 2022, then surged by 141.32% to $3.0 million in 2023, then jumped by 389.14% to $14.6 million in 2024, then soared by 173.55% to $39.8 million in 2025, then sank by 35.94% to $25.5 million in 2026.
  • The last three EBT figures came in at $25.5 million (Q2 2026), $58.0 million (Q1 2026), and $39.8 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 2.55 Bn
2 Royalty Pharma 33.59 Bn 35.70 Bn - 81.49 Mn
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 295.80 Mn
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn 74.44 Mn
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 82.85 Mn
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 66.01 Mn
7 Jefferson Capital 1.18 Bn 1.16 Bn - 53.33 Mn
8 Lufax Holding 1.04 Bn -1.23 Bn - -100.67 Mn
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 29.26 Mn
10 OppFi 442.88 Mn 351.04 Mn 74.77 Mn 25.50 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 25.50 Mn
Mar 31, 2026 58.01 Mn
Dec 31, 2025 39.81 Mn
Sep 30, 2025 81.60 Mn
Jun 30, 2025 12.70 Mn
Mar 31, 2025 22.04 Mn
Dec 31, 2024 14.55 Mn
Sep 30, 2024 34.40 Mn
Jun 30, 2024 28.60 Mn
Mar 31, 2024 10.54 Mn
Dec 31, 2023 2.98 Mn
Sep 30, 2023 16.00 Mn
Jun 30, 2023 18.80 Mn
Mar 31, 2023 4.10 Mn
Dec 31, 2022 -7.20 Mn
Sep 30, 2022 400,000.00
Jun 30, 2022 9.70 Mn
Mar 31, 2022 243,000.00
Dec 31, 2021 16.64 Mn
Sep 30, 2021 31.10 Mn