OppFi (OPFI) EBT (2020 - 2026)
OppFi's (OPFI) quarterly EBT came in at $25.5 million in Q2 2026, up 100.72% year-over-year from $12.7 million in Q2 2025, and down 56.04% quarter-over-quarter from $58.0 million in Q1 2026.
Analysis
OppFi (OPFI) EBT (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported EBT for 7 consecutive years, with $25.5 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, EBT rose 100.72% year-over-year to $25.5 million in Q2 2026; TTM through Jun 2026 was $204.9 million, a 144.83% increase from a year earlier, with the FY2025 full-year figure at $156.1 million, up 77.32% from the prior year.
- EBT was $25.5 million for Q2 2026 at OppFi, down from $58.0 million in the prior quarter.
- Over five years, EBT peaked at $81.6 million in Q3 2025 and troughed at -$7.2 million in Q4 2022.
- A 5-year average of $20.7 million and a median of $15.3 million in 2023 frame the typical range for EBT.
- Across the five-year window, EBT sank 143.27% in 2022 and jumped 3900.0% in 2023, its largest moves.
- Over 5 years, EBT stood at -$7.2 million in 2022, then surged by 141.32% to $3.0 million in 2023, then jumped by 389.14% to $14.6 million in 2024, then soared by 173.55% to $39.8 million in 2025, then sank by 35.94% to $25.5 million in 2026.
- The last three EBT figures came in at $25.5 million (Q2 2026), $58.0 million (Q1 2026), and $39.8 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 2.55 Bn |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 81.49 Mn |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 295.80 Mn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 74.44 Mn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 82.85 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 66.01 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 53.33 Mn |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -100.67 Mn |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 29.26 Mn |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn | 25.50 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 25.50 Mn |
| Mar 31, 2026 | 58.01 Mn |
| Dec 31, 2025 | 39.81 Mn |
| Sep 30, 2025 | 81.60 Mn |
| Jun 30, 2025 | 12.70 Mn |
| Mar 31, 2025 | 22.04 Mn |
| Dec 31, 2024 | 14.55 Mn |
| Sep 30, 2024 | 34.40 Mn |
| Jun 30, 2024 | 28.60 Mn |
| Mar 31, 2024 | 10.54 Mn |
| Dec 31, 2023 | 2.98 Mn |
| Sep 30, 2023 | 16.00 Mn |
| Jun 30, 2023 | 18.80 Mn |
| Mar 31, 2023 | 4.10 Mn |
| Dec 31, 2022 | -7.20 Mn |
| Sep 30, 2022 | 400,000.00 |
| Jun 30, 2022 | 9.70 Mn |
| Mar 31, 2022 | 243,000.00 |
| Dec 31, 2021 | 16.64 Mn |
| Sep 30, 2021 | 31.10 Mn |