OppFi (OPFI) EBT (2020 - 2026)
OppFi (OPFI) posted quarterly EBT of $58.0 million for Q1 2026, up 163.68% year-over-year from $22.0 million in Q1 2025, and up 45.63% quarter-over-quarter from $39.8 million in Q4 2025.
OppFi (OPFI) EBT (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported EBT for 7 consecutive years, with $58.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT rose 163.68% year-over-year to $58.0 million; the TTM figure through Mar 2026 stood at $192.1 million (up 93.01% YoY), while the FY2025 annual figure was $156.1 million, up 77.32% from the prior year.
- EBT grew to $58.0 million in Q1 2026 per OPFI's latest filing, from $39.8 million in the prior quarter.
- Across five years, EBT topped out at $81.6 million in Q3 2025 and bottomed at -$7.2 million in Q4 2022.
- Historically, EBT has averaged $20.4 million across 5 years, with a median of $14.6 million in 2024.
- Annual changes were most pronounced in 2022 — EBT sank 143.28% — and 2023, when it jumped 4419.77%.
- OppFi's EBT stood at -$7.2 million in 2022, then jumped by 141.32% to $3.0 million in 2023, then soared by 389.14% to $14.6 million in 2024, then surged by 173.72% to $39.8 million in 2025, then surged by 45.63% to $58.0 million in 2026.
- Business Quant data shows OPFI's EBT at $58.0 million in Q1 2026, $39.8 million in Q4 2025, and $81.6 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.83 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 5.49 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.07 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 3.82 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.31 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 1.19 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 107.38 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 199.55 Mn |
| 10 | OppFi | 261.63 Mn | 161.71 Mn | 76.91 Mn | 58.01 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 58.01 Mn |
| Dec 31, 2025 | 39.83 Mn |
| Sep 30, 2025 | 81.58 Mn |
| Jun 30, 2025 | 12.70 Mn |
| Mar 31, 2025 | 22.00 Mn |
| Dec 31, 2024 | 14.55 Mn |
| Sep 30, 2024 | 34.40 Mn |
| Jun 30, 2024 | 28.59 Mn |
| Mar 31, 2024 | 10.50 Mn |
| Dec 31, 2023 | 2.98 Mn |
| Sep 30, 2023 | 16.00 Mn |
| Jun 30, 2023 | 18.76 Mn |
| Mar 31, 2023 | 4.08 Mn |
| Dec 31, 2022 | -7.20 Mn |
| Sep 30, 2022 | 354,000.00 |
| Jun 30, 2022 | 9.70 Mn |
| Mar 31, 2022 | 243,000.00 |
| Dec 31, 2021 | 16.63 Mn |
| Sep 30, 2021 | 31.10 Mn |
| Jun 30, 2021 | 17.99 Mn |