OppFi (OPFI) EBT (2020 - 2026)

OppFi (OPFI) posted quarterly EBT of $58.0 million for Q1 2026, up 163.68% year-over-year from $22.0 million in Q1 2025, and up 45.63% quarter-over-quarter from $39.8 million in Q4 2025.

OppFi (OPFI) EBT (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported EBT for 7 consecutive years, with $58.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBT rose 163.68% year-over-year to $58.0 million; the TTM figure through Mar 2026 stood at $192.1 million (up 93.01% YoY), while the FY2025 annual figure was $156.1 million, up 77.32% from the prior year.
  • EBT grew to $58.0 million in Q1 2026 per OPFI's latest filing, from $39.8 million in the prior quarter.
  • Across five years, EBT topped out at $81.6 million in Q3 2025 and bottomed at -$7.2 million in Q4 2022.
  • Historically, EBT has averaged $20.4 million across 5 years, with a median of $14.6 million in 2024.
  • Annual changes were most pronounced in 2022 — EBT sank 143.28% — and 2023, when it jumped 4419.77%.
  • OppFi's EBT stood at -$7.2 million in 2022, then jumped by 141.32% to $3.0 million in 2023, then soared by 389.14% to $14.6 million in 2024, then surged by 173.72% to $39.8 million in 2025, then surged by 45.63% to $58.0 million in 2026.
  • Business Quant data shows OPFI's EBT at $58.0 million in Q1 2026, $39.8 million in Q4 2025, and $81.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.83 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.49 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.07 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.82 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.31 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.19 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 107.38 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 199.55 Mn
10 OppFi 261.63 Mn 161.71 Mn 76.91 Mn 58.01 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 58.01 Mn
Dec 31, 2025 39.83 Mn
Sep 30, 2025 81.58 Mn
Jun 30, 2025 12.70 Mn
Mar 31, 2025 22.00 Mn
Dec 31, 2024 14.55 Mn
Sep 30, 2024 34.40 Mn
Jun 30, 2024 28.59 Mn
Mar 31, 2024 10.50 Mn
Dec 31, 2023 2.98 Mn
Sep 30, 2023 16.00 Mn
Jun 30, 2023 18.76 Mn
Mar 31, 2023 4.08 Mn
Dec 31, 2022 -7.20 Mn
Sep 30, 2022 354,000.00
Jun 30, 2022 9.70 Mn
Mar 31, 2022 243,000.00
Dec 31, 2021 16.63 Mn
Sep 30, 2021 31.10 Mn
Jun 30, 2021 17.99 Mn