OppFi (OPFI) Cash from Operations (2020 - 2026)
OppFi's (OPFI) quarterly Cash from Operations came in at $92.0 million in Q2 2026, down 3.75% year-over-year from $95.6 million in Q2 2025, and up 1.38% quarter-over-quarter from $90.8 million in Q1 2026.
Analysis
OppFi (OPFI) Cash from Operations (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Cash from Operations for 7 consecutive years, with $92.0 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Cash from Operations fell 3.75% year-over-year to $92.0 million in Q2 2026; TTM through Jun 2026 was $404.8 million, a 15.17% increase from a year earlier, with the FY2025 full-year figure at $401.3 million, up 23.93% from the prior year.
- Cash from Operations was $92.0 million for Q2 2026 at OppFi, up from $90.8 million in the prior quarter.
- Over five years, Cash from Operations peaked at $116.8 million in Q4 2025 and troughed at $44.7 million in Q1 2022.
- A 5-year average of $80.4 million and a median of $77.4 million in 2024 frame the typical range for Cash from Operations.
- Across the five-year window, Cash from Operations jumped 97.09% in 2022 and retreated 3.75% in 2026, its largest moves.
- Over 5 years, Cash from Operations stood at $71.0 million in 2022, then grew by 16.22% to $82.6 million in 2023, then climbed by 14.47% to $94.5 million in 2024, then rose by 23.61% to $116.8 million in 2025, then dropped by 21.22% to $92.0 million in 2026.
- The last three Cash from Operations figures came in at $92.0 million (Q2 2026), $90.8 million (Q1 2026), and $116.8 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash from Operations (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | - |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 728.46 Mn |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 335.15 Mn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 83.17 Mn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | -29.38 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 276.93 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | 535.13 Mn |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 123.30 Mn |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn | 92.03 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 92.03 Mn |
| Mar 31, 2026 | 90.78 Mn |
| Dec 31, 2025 | 116.82 Mn |
| Sep 30, 2025 | 105.12 Mn |
| Jun 30, 2025 | 95.62 Mn |
| Mar 31, 2025 | 83.74 Mn |
| Dec 31, 2024 | 94.51 Mn |
| Sep 30, 2024 | 77.57 Mn |
| Jun 30, 2024 | 77.31 Mn |
| Mar 31, 2024 | 74.43 Mn |
| Dec 31, 2023 | 82.56 Mn |
| Sep 30, 2023 | 75.02 Mn |
| Jun 30, 2023 | 72.93 Mn |
| Mar 31, 2023 | 65.64 Mn |
| Dec 31, 2022 | 71.03 Mn |
| Sep 30, 2022 | 69.48 Mn |
| Jun 30, 2022 | 58.05 Mn |
| Mar 31, 2022 | 44.73 Mn |
| Dec 31, 2021 | 47.26 Mn |
| Sep 30, 2021 | 35.25 Mn |