OppFi (OPFI) Capital Expenditures (2020 - 2026)
OppFi (OPFI) posted quarterly Capital Expenditures of $226.1 million for Q1 2026, down 16.93% year-over-year from $272.2 million in Q1 2025, and down 67.27% quarter-over-quarter from $690.7 million in Q4 2025.
Analysis
OppFi (OPFI) Capital Expenditures (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Capital Expenditures for 7 consecutive years, with $226.1 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Capital Expenditures fell 16.93% year-over-year to $226.1 million; the TTM figure through Mar 2026 stood at $1.2 billion (up 335.19% YoY), while the FY2025 annual figure was $1.3 billion, up 9722.79% from the prior year.
- Capital Expenditures slipped to $226.1 million in Q1 2026 per OPFI's latest filing, from $690.7 million in the prior quarter.
- Across five years, Capital Expenditures topped out at $1.2 billion in Q4 2023 and bottomed at -$525.4 million in Q4 2024.
- Historically, Capital Expenditures has averaged $204.5 million across 5 years, with a median of $191.2 million in 2023.
- Annual changes were most pronounced in 2022 — Capital Expenditures slumped 4285.43% — and 2025, when it surged 12684.45%.
- OppFi's Capital Expenditures stood at $182.0 million in 2022, then jumped by 567.38% to $1.2 billion in 2023, then tumbled by 143.27% to -$525.4 million in 2024, then jumped by 231.45% to $690.7 million in 2025, then plunged by 67.27% to $226.1 million in 2026.
- Business Quant data shows OPFI's Capital Expenditures at $226.1 million in Q1 2026, $690.7 million in Q4 2025, and $578.2 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Capex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 417.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 264.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 898.00 Mn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 367.00 Mn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 208.00 Mn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 13.26 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 96.57 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | - |
| 10 | OppFi | 477.32 Mn | 385.47 Mn | 74.77 Mn | 329.37 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 329.37 Mn |
| Jun 30, 2026 | 329.37 Mn |
| Mar 31, 2026 | 226.09 Mn |
| Mar 31, 2026 | 226.09 Mn |
| Dec 31, 2025 | 690.67 Mn |
| Dec 31, 2025 | 690.67 Mn |
| Sep 30, 2025 | -11.90 Mn |
| Sep 30, 2025 | -11.90 Mn |
| Jun 30, 2025 | 326.99 Mn |
| Jun 30, 2025 | 326.99 Mn |
| Mar 31, 2025 | 272.18 Mn |
| Mar 31, 2025 | 272.18 Mn |
| Dec 31, 2024 | 687.62 Mn |
| Dec 31, 2024 | 687.62 Mn |
| Sep 30, 2024 | 201.55 Mn |
| Sep 30, 2024 | 201.55 Mn |
| Jun 30, 2024 | 184.35 Mn |
| Jun 30, 2024 | 184.35 Mn |
| Mar 31, 2024 | 152.55 Mn |
| Mar 31, 2024 | 152.55 Mn |