OppFi (OPFI) Capital Expenditures (2020 - 2026)

OppFi (OPFI) posted quarterly Capital Expenditures of $226.1 million for Q1 2026, down 16.93% year-over-year from $272.2 million in Q1 2025, and down 67.27% quarter-over-quarter from $690.7 million in Q4 2025.

OppFi (OPFI) Capital Expenditures (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported Capital Expenditures for 7 consecutive years, with $226.1 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Capital Expenditures fell 16.93% year-over-year to $226.1 million; the TTM figure through Mar 2026 stood at $1.2 billion (up 335.19% YoY), while the FY2025 annual figure was $1.3 billion, up 9722.79% from the prior year.
  • Capital Expenditures slipped to $226.1 million in Q1 2026 per OPFI's latest filing, from $690.7 million in the prior quarter.
  • Across five years, Capital Expenditures topped out at $1.2 billion in Q4 2023 and bottomed at -$525.4 million in Q4 2024.
  • Historically, Capital Expenditures has averaged $204.5 million across 5 years, with a median of $191.2 million in 2023.
  • Annual changes were most pronounced in 2022 — Capital Expenditures slumped 4285.43% — and 2025, when it surged 12684.45%.
  • OppFi's Capital Expenditures stood at $182.0 million in 2022, then jumped by 567.38% to $1.2 billion in 2023, then tumbled by 143.27% to -$525.4 million in 2024, then jumped by 231.45% to $690.7 million in 2025, then plunged by 67.27% to $226.1 million in 2026.
  • Business Quant data shows OPFI's Capital Expenditures at $226.1 million in Q1 2026, $690.7 million in Q4 2025, and $578.2 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Capital Expenditures (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 417.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - 264.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 898.00 Mn
4 Capital One Financial 136.19 Bn 81.48 Bn - 367.00 Mn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 208.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - 33.29 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 67.55 Mn
10 OppFi 261.63 Mn 161.71 Mn 76.91 Mn 226.09 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 226.09 Mn
Mar 31, 2026 226.09 Mn
Dec 31, 2025 690.67 Mn
Dec 31, 2025 690.67 Mn
Sep 30, 2025 578.24 Mn
Sep 30, 2025 578.24 Mn
Jun 30, 2025 -263.15 Mn
Jun 30, 2025 -263.15 Mn
Mar 31, 2025 272.18 Mn
Mar 31, 2025 272.18 Mn
Dec 31, 2024 -525.44 Mn
Dec 31, 2024 -525.44 Mn
Sep 30, 2024 201.55 Mn
Sep 30, 2024 201.55 Mn
Jun 30, 2024 334.76 Mn
Jun 30, 2024 334.76 Mn
Mar 31, 2024 2.13 Mn
Mar 31, 2024 2.13 Mn
Dec 31, 2023 1.21 Bn
Dec 31, 2023 1.21 Bn