OppFi (OPFI) Capital Expenditures (2020 - 2026)
OppFi (OPFI) posted quarterly Capital Expenditures of $226.1 million for Q1 2026, down 16.93% YoY from $272.2 million in Q1 2025, and up 139.79% sequentially from -$568.2 million in Q4 2025.
OppFi (OPFI) Capital Expenditures (2020 - 2026) Analysis & Trends
OppFi has disclosed Capital Expenditures across 7 years of filings, most recently posting $226.1 million for Q1 2026.
- In Q1 2026, Capital Expenditures fell 16.93% year-over-year to $226.1 million; the TTM figure through Mar 2026 stood at -$27.0 million (down 102.0% YoY), while the FY2025 annual figure was $19.1 million, down 98.44% from the prior year.
- Capital Expenditures improved to $226.1 million in Q1 2026, from -$568.2 million in the prior quarter.
- Over the last five years, Capital Expenditures for OPFI reached as high as $1.2 billion in Q4 2024 and fell as low as -$568.2 million in Q4 2025.
- The 5-year median for Capital Expenditures is $152.5 million (2024), against an average of $159.2 million.
- The widest YoY moves for Capital Expenditures: up 13700.3% in 2022, down 14356.98% in 2022.
- A 5-year view of Capital Expenditures shows it stood at -$543.2 million in 2022, then jumped by 225.37% to $681.0 million in 2023, then soared by 78.77% to $1.2 billion in 2024, then sank by 146.67% to -$568.2 million in 2025, then jumped by 139.79% to $226.1 million in 2026.
- According to Business Quant data, Capital Expenditures over the past three periods registered $226.1 million, -$568.2 million, and $219.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Capex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 383.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 181.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.15 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 231.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | -22.29 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 67.55 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | - |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 400,000.00 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | OppFi | - | - | 76.91 Mn | 226.09 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 226.09 Mn |
| Mar 31, 2026 | 226.09 Mn |
| Dec 31, 2025 | -568.16 Mn |
| Dec 31, 2025 | -568.16 Mn |
| Sep 30, 2025 | 219.53 Mn |
| Sep 30, 2025 | 219.53 Mn |
| Jun 30, 2025 | 95.56 Mn |
| Jun 30, 2025 | 95.56 Mn |
| Mar 31, 2025 | 272.18 Mn |
| Mar 31, 2025 | 272.18 Mn |
| Dec 31, 2024 | 1.22 Bn |
| Dec 31, 2024 | 1.22 Bn |
| Sep 30, 2024 | 3.89 Mn |
| Sep 30, 2024 | 3.89 Mn |
| Jun 30, 2024 | -147.83 Mn |
| Jun 30, 2024 | -147.83 Mn |
| Mar 31, 2024 | 152.55 Mn |
| Mar 31, 2024 | 152.55 Mn |
| Dec 31, 2023 | 681.02 Mn |
| Dec 31, 2023 | 681.02 Mn |