OppFi (OPFI) Capital Expenditures (2020 - 2026)

OppFi (OPFI) posted quarterly Capital Expenditures of $226.1 million for Q1 2026, down 16.93% YoY from $272.2 million in Q1 2025, and up 139.79% sequentially from -$568.2 million in Q4 2025.

OppFi (OPFI) Capital Expenditures (2020 - 2026) Analysis & Trends

OppFi has disclosed Capital Expenditures across 7 years of filings, most recently posting $226.1 million for Q1 2026.

  • In Q1 2026, Capital Expenditures fell 16.93% year-over-year to $226.1 million; the TTM figure through Mar 2026 stood at -$27.0 million (down 102.0% YoY), while the FY2025 annual figure was $19.1 million, down 98.44% from the prior year.
  • Capital Expenditures improved to $226.1 million in Q1 2026, from -$568.2 million in the prior quarter.
  • Over the last five years, Capital Expenditures for OPFI reached as high as $1.2 billion in Q4 2024 and fell as low as -$568.2 million in Q4 2025.
  • The 5-year median for Capital Expenditures is $152.5 million (2024), against an average of $159.2 million.
  • The widest YoY moves for Capital Expenditures: up 13700.3% in 2022, down 14356.98% in 2022.
  • A 5-year view of Capital Expenditures shows it stood at -$543.2 million in 2022, then jumped by 225.37% to $681.0 million in 2023, then soared by 78.77% to $1.2 billion in 2024, then sank by 146.67% to -$568.2 million in 2025, then jumped by 139.79% to $226.1 million in 2026.
  • According to Business Quant data, Capital Expenditures over the past three periods registered $226.1 million, -$568.2 million, and $219.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Capex (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 383.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 181.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.15 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 231.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -22.29 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 67.55 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 400,000.00
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 OppFi - - 76.91 Mn 226.09 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 226.09 Mn
Mar 31, 2026 226.09 Mn
Dec 31, 2025 -568.16 Mn
Dec 31, 2025 -568.16 Mn
Sep 30, 2025 219.53 Mn
Sep 30, 2025 219.53 Mn
Jun 30, 2025 95.56 Mn
Jun 30, 2025 95.56 Mn
Mar 31, 2025 272.18 Mn
Mar 31, 2025 272.18 Mn
Dec 31, 2024 1.22 Bn
Dec 31, 2024 1.22 Bn
Sep 30, 2024 3.89 Mn
Sep 30, 2024 3.89 Mn
Jun 30, 2024 -147.83 Mn
Jun 30, 2024 -147.83 Mn
Mar 31, 2024 152.55 Mn
Mar 31, 2024 152.55 Mn
Dec 31, 2023 681.02 Mn
Dec 31, 2023 681.02 Mn