OppFi (OPFI) Capital Expenditures (2020 - 2026)
OppFi (OPFI) reported Capital Expenditures of $226.1 million for Q1 2026, down 16.93% year-over-year from $272.2 million in Q1 2025, and up 139.79% quarter-over-quarter from -$568.2 million in Q4 2025.
OppFi (OPFI) Capital Expenditures (2020 - 2026) Analysis & Trends
OppFi (OPFI) has 7 years of Capital Expenditures data on file, last reported at $226.1 million in Q1 2026.
- Capital Expenditures for Q1 2026 came in at $226.1 million, down 16.93% year-over-year; the trailing twelve-month figure through Mar 2026 was -$27.0 million (down 102.0% YoY), and the FY2025 annual result was $19.1 million, down 98.44% from the prior year.
- Capital Expenditures advanced to $226.1 million in Q1 2026 per OPFI's latest filing, from -$568.2 million in the prior quarter.
- Over five years, Capital Expenditures peaked at $1.2 billion in Q4 2024 and troughed at -$568.2 million in Q4 2025.
- A 5-year average of $159.2 million and a median of $152.5 million in 2024 frame the typical range for Capital Expenditures.
- On a YoY basis, Capital Expenditures climbed as much as 13700.3% in 2022 and fell as far as 14356.98% in 2022.
- A 5-year view of Capital Expenditures shows it stood at -$543.2 million in 2022, then jumped by 225.37% to $681.0 million in 2023, then soared by 78.77% to $1.2 billion in 2024, then tumbled by 146.67% to -$568.2 million in 2025, then jumped by 139.79% to $226.1 million in 2026.
- Business Quant data shows OPFI's Capital Expenditures at $226.1 million in Q1 2026, -$568.2 million in Q4 2025, and $219.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Capital Expenditures (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 383.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 181.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.15 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 553.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 231.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -22.29 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 67.55 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | OppFi | 222.53 Mn | 425.99 Mn | 76.91 Mn | 226.09 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 226.09 Mn |
| Mar 31, 2026 | 226.09 Mn |
| Dec 31, 2025 | -568.16 Mn |
| Dec 31, 2025 | -568.16 Mn |
| Sep 30, 2025 | 219.53 Mn |
| Sep 30, 2025 | 219.53 Mn |
| Jun 30, 2025 | 95.56 Mn |
| Jun 30, 2025 | 95.56 Mn |
| Mar 31, 2025 | 272.18 Mn |
| Mar 31, 2025 | 272.18 Mn |
| Dec 31, 2024 | 1.22 Bn |
| Dec 31, 2024 | 1.22 Bn |
| Sep 30, 2024 | 3.89 Mn |
| Sep 30, 2024 | 3.89 Mn |
| Jun 30, 2024 | -147.83 Mn |
| Jun 30, 2024 | -147.83 Mn |
| Mar 31, 2024 | 152.55 Mn |
| Mar 31, 2024 | 152.55 Mn |
| Dec 31, 2023 | 681.02 Mn |
| Dec 31, 2023 | 681.02 Mn |