OppFi Inc. (OPFI) Net Margin (2020 - 2026)
OppFi's Net Margin was 17.22% in Q2 2026, up 37.95 percentage points from -20.73% a year earlier but down 15.31 percentage points from the prior quarter.
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Analysis
OppFi Inc. (OPFI) Net Margin (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, OppFi's Net Margin was 27.98% through Jun 30, 2026, up 37.20 percentage points year-over-year; for FY2025, it was 6.91%, up 4.65 percentage points from FY2024.
- Net Margin shows a five-year change of +10.92 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 2.26% in FY2024 (+2.63 pp), -0.37% in FY2023 (-3.64 pp), 3.27% in FY2022 (-6.42 pp) and 9.69% in FY2021 (+13.71 pp).
- Quarterly Net Margin has moved between -20.73% (Q2 2025) and 39.82% (Q3 2025) over five years.
- Compared with a year earlier, Net Margin has increased for four straight quarters, with an average year-over-year change of +12.82 percentage points over the last eight quarters.
- The best year-over-year quarter for Net Margin over five years was Q1 2026 (a gain of 45.06 percentage points); the worst was Q2 2025 (a drop of 24.28 percentage points).
- Per Business Quant data, OPFI's Net Margin in the three quarters before Q2 2026 was 32.53% (Q1 2026), 19.69% (Q4 2025) and 39.82% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.22% |
| Mar 31, 2026 | 32.53% |
| Dec 31, 2025 | 19.69% |
| Sep 30, 2025 | 39.82% |
| Jun 30, 2025 | -20.73% |
| Mar 31, 2025 | -12.52% |
| Dec 31, 2024 | -6.94% |
| Sep 30, 2024 | 4.68% |
| Jun 30, 2024 | 3.55% |
| Mar 31, 2024 | 8.76% |
| Dec 31, 2023 | -8.47% |
| Sep 30, 2023 | 2.87% |
| Jun 30, 2023 | 2.87% |
| Mar 31, 2023 | 0.44% |
| Dec 31, 2022 | 6.47% |
| Sep 30, 2022 | -1.09% |
| Jun 30, 2022 | 5.31% |
| Mar 31, 2022 | 2.12% |
| Dec 31, 2021 | 18.47% |
| Sep 30, 2021 | 19.38% |
API Access
OppFi Inc. Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=OPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "OPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=OPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();