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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Interest Coverage Ratio (2020 - 2026)

OppFi has reported Interest Coverage Ratio over the past 6 years, most recently at 3.29 for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 47.07% to 3.29 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 4.23 through Dec 2025, up 100.23% year-over-year, with the annual reading at 4.23 for FY2025, 100.23% up from the prior year.
  • Interest Coverage Ratio was 3.29 for Q4 2025 at OppFi, down from 4.81 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 5.45 in Q1 2021 and troughed at 0.9 in Q4 2022.
  • The 5-year median for Interest Coverage Ratio is 1.63 (2023), against an average of 1.93.
  • Year-over-year, Interest Coverage Ratio surged 5309.28% in 2021 and then plummeted 281.69% in 2022.
  • A 5-year view of Interest Coverage Ratio shows it stood at 0.49 in 2021, then plummeted by 281.69% to 0.9 in 2022, then surged by 180.61% to 0.72 in 2023, then skyrocketed by 210.04% to 2.24 in 2024, then soared by 47.07% to 3.29 in 2025.
  • Per Business Quant, the three most recent readings for OPFI's Interest Coverage Ratio are 3.29 (Q4 2025), 4.81 (Q3 2025), and 4.65 (Q2 2025).