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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Interest Coverage Ratio (2020 - 2025)

OppFi has reported Interest Coverage Ratio over the past 6 years, most recently at 3.29 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 3.29 for Q4 2025, up 47.07% from a year ago — trailing twelve months through Dec 2025 was 4.23 (up 100.23% YoY), and the annual figure for FY2025 was 4.23, up 100.23%.
  • Interest Coverage Ratio for Q4 2025 was 3.29 at OppFi, down from 4.81 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for OPFI hit a ceiling of 5.45 in Q1 2021 and a floor of 0.9 in Q4 2022.
  • Median Interest Coverage Ratio over the past 5 years was 1.63 (2023), compared with a mean of 1.93.
  • Biggest five-year swings in Interest Coverage Ratio: surged 5309.28% in 2021 and later plummeted 281.69% in 2022.
  • OppFi's Interest Coverage Ratio stood at 0.49 in 2021, then plummeted by 281.69% to 0.9 in 2022, then surged by 180.61% to 0.72 in 2023, then skyrocketed by 210.04% to 2.24 in 2024, then soared by 47.07% to 3.29 in 2025.
  • The last three reported values for Interest Coverage Ratio were 3.29 (Q4 2025), 4.81 (Q3 2025), and 4.65 (Q2 2025) per Business Quant data.