OppFi (OPFI) Interest Coverage Ratio (2020 - 2026)

OppFi (OPFI) has reported Interest Coverage Ratio for 7 consecutive years, with 4.33 the latest figure, recorded in Q1 2026.

• In Q1 2026, Interest Coverage Ratio fell 6.15% year-over-year to 4.33; the TTM figure through Mar 2026 stood at 4.34 (up 35.05% YoY), while the FY2025 annual figure was 4.6, up 107.35% from the prior year.
• Interest Coverage Ratio grew to 4.33 in Q1 2026 per OPFI's latest filing, from 3.55 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 9.4 in Q3 2025 and bottomed at 0.32 in Q1 2022.
• Historically, Interest Coverage Ratio has averaged 2.96 across 5 years, with a median of 2.84 in 2024.
• Annual changes were most pronounced in 2022 — Interest Coverage Ratio plunged 106.29% — and 2023, when it soared 3346.02%.
• OppFi's Interest Coverage Ratio stood at 0.47 in 2022, then jumped by 62.41% to 0.76 in 2023, then jumped by 203.87% to 2.31 in 2024, then jumped by 53.59% to 3.55 in 2025, then rose by 22.08% to 4.33 in 2026.
• Business Quant data shows OPFI's Interest Coverage Ratio at 4.33 in Q1 2026, 3.55 in Q4 2025, and 9.4 in Q3 2025.