OppFi (OPFI) Interest Coverage Ratio (2020 - 2026)

OppFi (OPFI) has reported Interest Coverage Ratio for 7 consecutive years, with 3.0 the latest figure, recorded in Q2 2026.

• On a quarterly basis, Interest Coverage Ratio fell 35.52% year-over-year to 3.0 in Q2 2026; TTM through Jun 2026 was 3.85, a 10.51% increase from a year earlier, with the FY2025 full-year figure at 4.23, up 100.23% from the prior year.
• Interest Coverage Ratio was 3.0 for Q2 2026 at OppFi, down from 4.16 in the prior quarter.
• Over five years, Interest Coverage Ratio peaked at 4.81 in Q3 2025 and troughed at 0.9 in Q4 2022.
• A 5-year average of 2.0 and a median of 1.93 in 2024 frame the typical range for Interest Coverage Ratio.
• Across the five-year window, Interest Coverage Ratio plunged 281.69% in 2022 and surged 1310.92% in 2023, its largest moves.
• Over 5 years, Interest Coverage Ratio stood at 0.9 in 2022, then jumped by 180.61% to 0.72 in 2023, then soared by 210.04% to 2.24 in 2024, then surged by 47.07% to 3.29 in 2025, then retreated by 8.89% to 3.0 in 2026.
• The last three Interest Coverage Ratio figures came in at 3.0 (Q2 2026), 4.16 (Q1 2026), and 3.29 (Q4 2025), per Business Quant data.