OppFi (OPFI) Interest Coverage Ratio (2020 - 2026)

OppFi (OPFI) has 7 years of Interest Coverage Ratio data on file, last reported at 4.16 in Q1 2026.

• Interest Coverage Ratio for Q1 2026 came in at 4.16, changed 0.21% year-over-year; the trailing twelve-month figure through Mar 2026 was 4.24 (up 40.08% YoY), and the FY2025 annual result was 4.23, up 100.23% from the prior year.
• Interest Coverage Ratio advanced to 4.16 in Q1 2026 per OPFI's latest filing, from 3.29 in the prior quarter.
• Over five years, Interest Coverage Ratio peaked at 4.81 in Q3 2025 and troughed at 0.9 in Q4 2022.
• A 5-year average of 1.94 and a median of 1.63 in 2023 frame the typical range for Interest Coverage Ratio.
• The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio tumbled 281.69% in 2022, then soared 1310.92% in 2023.
• A 5-year view of Interest Coverage Ratio shows it stood at 0.9 in 2022, then surged by 180.61% to 0.72 in 2023, then jumped by 210.04% to 2.24 in 2024, then soared by 47.07% to 3.29 in 2025, then climbed by 26.3% to 4.16 in 2026.
• Business Quant data shows OPFI's Interest Coverage Ratio at 4.16 in Q1 2026, 3.29 in Q4 2025, and 4.81 in Q3 2025.