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OppFi (OPFI) Interest Coverage Ratio: 2020-2025

Historic Interest Coverage Ratio for OppFi (OPFI) over the last 5 years, with Sep 2025 value amounting to 4.81.

  • OppFi's Interest Coverage Ratio rose 54.57% to 4.81 in Q3 2025 from the same period last year, while for Sep 2025 it was 3.91, marking a year-over-year increase of 127.85%. This contributed to the annual value of 2.11 for FY2024, which is 113.25% up from last year.
  • Per OppFi's latest filing, its Interest Coverage Ratio stood at 4.81 for Q3 2025, which was up 3.40% from 4.65 recorded in Q2 2025.
  • OppFi's Interest Coverage Ratio's 5-year high stood at 5.45 during Q1 2021, with a 5-year trough of -0.90 in Q4 2022.
  • Moreover, its 3-year median value for Interest Coverage Ratio was 2.24 (2024), whereas its average is 2.37.
  • As far as peak fluctuations go, OppFi's Interest Coverage Ratio tumbled by 281.69% in 2022, and later soared by 1,310.92% in 2023.
  • Over the past 5 years, OppFi's Interest Coverage Ratio (Quarterly) stood at 0.49 in 2021, then plummeted by 281.69% to -0.90 in 2022, then spiked by 180.61% to 0.72 in 2023, then spiked by 210.04% to 2.24 in 2024, then soared by 54.57% to 4.81 in 2025.
  • Its last three reported values are 4.81 in Q3 2025, 4.65 for Q2 2025, and 4.15 during Q1 2025.