OppFi Inc. (OPFI) Interest Coverage Ratio (2020 - 2026)
OppFi's (OPFI) Interest Coverage Ratio was 3.00 for Q2 2026, down 35.5% from 4.65 a year earlier and down 27.9% from the prior quarter.
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Analysis
OppFi Inc. (OPFI) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, OppFi's Interest Coverage Ratio came in at 3.85, up 10.5% year-over-year; for FY2025, it was 4.23, up 100.2% from FY2024.
- By year, Interest Coverage Ratio came in at 2.11 in FY2024 (+113.3%), 0.99 in FY2023, -0.18 in FY2022 and 2.36 in FY2021 (-37.1%).
- The Q2 2026 figure ranks as the lowest quarterly Interest Coverage Ratio since Q4 2024.
- Year over year, Interest Coverage Ratio gained in seven of the last eight quarters, with growth averaging 160.9%.
- The high point for year-over-year Interest Coverage Ratio in five years was Q1 2025 (growth of 797.0%); the low point was Q4 2021 (a decline of 86.3%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 4.16 (Q1 2026), 3.29 (Q4 2025) and 4.81 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.00 |
| Mar 31, 2026 | 4.16 |
| Dec 31, 2025 | 3.29 |
| Sep 30, 2025 | 4.81 |
| Jun 30, 2025 | 4.65 |
| Mar 31, 2025 | 4.15 |
| Dec 31, 2024 | 2.24 |
| Sep 30, 2024 | 3.11 |
| Jun 30, 2024 | 2.69 |
| Mar 31, 2024 | 0.46 |
| Dec 31, 2023 | 0.72 |
| Sep 30, 2023 | 1.29 |
| Jun 30, 2023 | 1.63 |
| Mar 31, 2023 | 0.33 |
| Dec 31, 2022 | -0.90 |
| Sep 30, 2022 | -0.11 |
| Jun 30, 2022 | 0.81 |
| Mar 31, 2022 | -0.29 |
| Dec 31, 2021 | 0.49 |
| Sep 30, 2021 | 1.79 |
API Access
OppFi Inc. Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=OPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "OPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=OPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();