OppFi (OPFI) EV to CFO (2020 - 2026)
OppFi's (OPFI) quarterly EV to CFO came in at 6.29 in Q2 2026, up 20.61% year-over-year from 5.21 in Q2 2025, and up 52.64% quarter-over-quarter from 4.12 in Q1 2026.
Analysis
OppFi (OPFI) EV to CFO (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported EV to CFO for 7 consecutive years, with 6.29 the latest figure, recorded in Q2 2026.
- On a quarterly basis, EV to CFO rose 20.61% year-over-year to 6.29 in Q2 2026; TTM through Jun 2026 was 1.43, a 0.79% increase from a year earlier, with the FY2025 full-year figure at 1.08, up 31.04% from the prior year.
- EV to CFO was 6.29 for Q2 2026 at OppFi, up from 4.12 in the prior quarter.
- Over five years, EV to CFO peaked at 10.6 in Q1 2022 and troughed at 1.86 in Q1 2024.
- A 5-year average of 4.12 and a median of 3.91 in 2025 frame the typical range for EV to CFO.
- Across the five-year window, EV to CFO jumped 149536.5% in 2022 and plunged 82.44% in 2023, its largest moves.
- Over 5 years, EV to CFO stood at 4.65 in 2022, then slumped by 49.58% to 2.34 in 2023, then rose by 20.71% to 2.83 in 2024, then surged by 31.38% to 3.72 in 2025, then surged by 69.07% to 6.29 in 2026.
- The last three EV to CFO figures came in at 6.29 (Q2 2026), 4.12 (Q1 2026), and 3.72 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.29 |
| Mar 31, 2026 | 4.12 |
| Dec 31, 2025 | 3.72 |
| Sep 30, 2025 | 4.49 |
| Jun 30, 2025 | 5.21 |
| Mar 31, 2025 | 4.11 |
| Dec 31, 2024 | 2.83 |
| Sep 30, 2024 | 2.67 |
| Jun 30, 2024 | 2.19 |
| Mar 31, 2024 | 1.86 |
| Dec 31, 2023 | 2.34 |
| Sep 30, 2023 | 2.06 |
| Jun 30, 2023 | 1.91 |
| Mar 31, 2023 | 1.86 |
| Dec 31, 2022 | 4.65 |
| Sep 30, 2022 | 5.26 |
| Jun 30, 2022 | 8.02 |
| Mar 31, 2022 | 10.60 |
| Dec 31, 2021 | 12.54 |
| Sep 30, 2021 | 26.94 |