OppFi (OPFI) Operating Expenses (2020 - 2026)
OppFi (OPFI) reported Operating Expenses of $51.9 million for Q1 2026, up 7.49% year-over-year from $48.3 million in Q1 2025, and down 4.94% quarter-over-quarter from $54.6 million in Q4 2025.
OppFi (OPFI) Operating Expenses (2020 - 2026) Analysis & Trends
OppFi (OPFI) has 7 years of Operating Expenses data on file, last reported at $51.9 million in Q1 2026.
- Operating Expenses for Q1 2026 came in at $51.9 million, up 7.49% year-over-year; the trailing twelve-month figure through Mar 2026 was $218.1 million (changed 0.36% YoY), and the FY2025 annual result was $214.5 million, down 5.48% from the prior year.
- Operating Expenses retreated to $51.9 million in Q1 2026 per OPFI's latest filing, from $54.6 million in the prior quarter.
- Over five years, Operating Expenses peaked at $60.1 million in Q3 2023 and troughed at $48.3 million in Q1 2025.
- A 5-year average of $55.5 million and a median of $56.1 million in 2025 frame the typical range for Operating Expenses.
- The sharpest annual moves came in 2022 and 2025: Operating Expenses surged 41.12% in 2022, then decreased 16.59% in 2025.
- A 5-year view of Operating Expenses shows it stood at $58.1 million in 2022, then decreased by 1.77% to $57.0 million in 2023, then declined by 1.57% to $56.1 million in 2024, then retreated by 2.69% to $54.6 million in 2025, then declined by 4.94% to $51.9 million in 2026.
- Business Quant data shows OPFI's Operating Expenses at $51.9 million in Q1 2026, $54.6 million in Q4 2025, and $56.1 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 4.00 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.49 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 13.88 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 8.46 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 6.87 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.32 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 950.34 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 891.92 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.24 Bn |
| 10 | OppFi | 222.53 Mn | 425.99 Mn | 76.91 Mn | 51.94 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 51.94 Mn |
| Dec 31, 2025 | 54.64 Mn |
| Sep 30, 2025 | 56.11 Mn |
| Jun 30, 2025 | 55.44 Mn |
| Mar 31, 2025 | 48.32 Mn |
| Dec 31, 2024 | 56.15 Mn |
| Sep 30, 2024 | 56.07 Mn |
| Jun 30, 2024 | 56.79 Mn |
| Mar 31, 2024 | 57.93 Mn |
| Dec 31, 2023 | 57.04 Mn |
| Sep 30, 2023 | 60.09 Mn |
| Jun 30, 2023 | 56.24 Mn |
| Mar 31, 2023 | 53.46 Mn |
| Dec 31, 2022 | 58.07 Mn |
| Sep 30, 2022 | 53.60 Mn |
| Jun 30, 2022 | 58.75 Mn |
| Mar 31, 2022 | 52.89 Mn |
| Dec 31, 2021 | 58.51 Mn |
| Sep 30, 2021 | 61.38 Mn |
| Jun 30, 2021 | 49.05 Mn |