OppFi (OPFI) Operating Expenses (2020 - 2026)

OppFi (OPFI) reported Operating Expenses of $51.9 million for Q1 2026, up 7.49% year-over-year from $48.3 million in Q1 2025, and down 4.94% quarter-over-quarter from $54.6 million in Q4 2025.

OppFi (OPFI) Operating Expenses (2020 - 2026) Analysis & Trends

OppFi (OPFI) has 7 years of Operating Expenses data on file, last reported at $51.9 million in Q1 2026.

  • Operating Expenses for Q1 2026 came in at $51.9 million, up 7.49% year-over-year; the trailing twelve-month figure through Mar 2026 was $218.1 million (changed 0.36% YoY), and the FY2025 annual result was $214.5 million, down 5.48% from the prior year.
  • Operating Expenses retreated to $51.9 million in Q1 2026 per OPFI's latest filing, from $54.6 million in the prior quarter.
  • Over five years, Operating Expenses peaked at $60.1 million in Q3 2023 and troughed at $48.3 million in Q1 2025.
  • A 5-year average of $55.5 million and a median of $56.1 million in 2025 frame the typical range for Operating Expenses.
  • The sharpest annual moves came in 2022 and 2025: Operating Expenses surged 41.12% in 2022, then decreased 16.59% in 2025.
  • A 5-year view of Operating Expenses shows it stood at $58.1 million in 2022, then decreased by 1.77% to $57.0 million in 2023, then declined by 1.57% to $56.1 million in 2024, then retreated by 2.69% to $54.6 million in 2025, then declined by 4.94% to $51.9 million in 2026.
  • Business Quant data shows OPFI's Operating Expenses at $51.9 million in Q1 2026, $54.6 million in Q4 2025, and $56.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 4.00 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 3.49 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 13.88 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 8.46 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 6.87 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.32 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 950.34 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 891.92 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.24 Bn
10 OppFi 222.53 Mn 425.99 Mn 76.91 Mn 51.94 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 51.94 Mn
Dec 31, 2025 54.64 Mn
Sep 30, 2025 56.11 Mn
Jun 30, 2025 55.44 Mn
Mar 31, 2025 48.32 Mn
Dec 31, 2024 56.15 Mn
Sep 30, 2024 56.07 Mn
Jun 30, 2024 56.79 Mn
Mar 31, 2024 57.93 Mn
Dec 31, 2023 57.04 Mn
Sep 30, 2023 60.09 Mn
Jun 30, 2023 56.24 Mn
Mar 31, 2023 53.46 Mn
Dec 31, 2022 58.07 Mn
Sep 30, 2022 53.60 Mn
Jun 30, 2022 58.75 Mn
Mar 31, 2022 52.89 Mn
Dec 31, 2021 58.51 Mn
Sep 30, 2021 61.38 Mn
Jun 30, 2021 49.05 Mn