OppFi (OPFI) Operating Expenses (2020 - 2026)

OppFi (OPFI) posted quarterly Operating Expenses of $51.9 million for Q1 2026, up 7.49% year-over-year from $48.3 million in Q1 2025, and down 4.94% quarter-over-quarter from $54.6 million in Q4 2025.

OppFi (OPFI) Operating Expenses (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported Operating Expenses for 7 consecutive years, with $51.9 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Operating Expenses rose 7.49% year-over-year to $51.9 million; the TTM figure through Mar 2026 stood at $218.1 million (changed 0.36% YoY), while the FY2025 annual figure was $214.5 million, down 5.48% from the prior year.
  • Operating Expenses declined to $51.9 million in Q1 2026 per OPFI's latest filing, from $54.6 million in the prior quarter.
  • Across five years, Operating Expenses topped out at $60.1 million in Q3 2023 and bottomed at $48.3 million in Q1 2025.
  • Historically, Operating Expenses has averaged $55.5 million across 5 years, with a median of $56.1 million in 2025.
  • Annual changes were most pronounced in 2022 — Operating Expenses surged 41.12% — and 2025, when it decreased 16.59%.
  • OppFi's Operating Expenses stood at $58.1 million in 2022, then slipped by 1.77% to $57.0 million in 2023, then fell by 1.57% to $56.1 million in 2024, then decreased by 2.69% to $54.6 million in 2025, then fell by 4.94% to $51.9 million in 2026.
  • Business Quant data shows OPFI's Operating Expenses at $51.9 million in Q1 2026, $54.6 million in Q4 2025, and $56.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 4.76 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 3.69 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 14.48 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 9.04 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 7.26 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.33 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 950.34 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 891.92 Mn
10 OppFi 261.63 Mn 161.71 Mn 76.91 Mn 51.94 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 51.94 Mn
Dec 31, 2025 54.64 Mn
Sep 30, 2025 56.11 Mn
Jun 30, 2025 55.44 Mn
Mar 31, 2025 48.32 Mn
Dec 31, 2024 56.15 Mn
Sep 30, 2024 56.07 Mn
Jun 30, 2024 56.79 Mn
Mar 31, 2024 57.93 Mn
Dec 31, 2023 57.04 Mn
Sep 30, 2023 60.09 Mn
Jun 30, 2023 56.24 Mn
Mar 31, 2023 53.46 Mn
Dec 31, 2022 58.07 Mn
Sep 30, 2022 53.60 Mn
Jun 30, 2022 58.75 Mn
Mar 31, 2022 52.89 Mn
Dec 31, 2021 58.51 Mn
Sep 30, 2021 61.38 Mn
Jun 30, 2021 49.05 Mn