OppFi (OPFI) Profit After Tax (2020 - 2026)

OppFi (OPFI) posted quarterly Profit After Tax of $54.0 million for Q1 2026, up 575.18% YoY from $8.0 million in Q1 2025, and up 166.33% sequentially from -$81.5 million in Q4 2025.

OppFi (OPFI) Profit After Tax (2020 - 2026) Analysis & Trends

OppFi has disclosed Profit After Tax across 7 years of filings, most recently posting $54.0 million for Q1 2026.

  • In Q1 2026, Profit After Tax rose 575.18% year-over-year to $54.0 million; the TTM figure through Mar 2026 stood at $60.0 million (up 230.6% YoY), while the FY2025 annual figure was $26.3 million, up 262.76% from the prior year.
  • Profit After Tax advanced to $54.0 million in Q1 2026, from -$81.5 million in the prior quarter.
  • Over the last five years, Profit After Tax for OPFI reached as high as $75.9 million in Q3 2025 and fell as low as -$81.5 million in Q4 2025.
  • The 5-year median for Profit After Tax is $3.1 million (2024), against an average of $6.0 million.
  • Annual changes were most pronounced in 2023 — Profit After Tax soared 2449.77% — and 2025, when it tumbled 1352.56%.
  • A 5-year view of Profit After Tax shows it stood at -$1.4 million in 2022, then tumbled by 286.33% to -$5.6 million in 2023, then declined by 0.75% to -$5.6 million in 2024, then plunged by 1352.56% to -$81.5 million in 2025, then soared by 166.33% to $54.0 million in 2026.
  • According to Business Quant data, Profit After Tax over the past three periods registered $54.0 million, -$81.5 million, and $75.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) PAT (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 6.02 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.88 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.11 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 102.90 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 166.73 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 319.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 122.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 59.42 Mn
10 OppFi - - 76.91 Mn 54.04 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 54.04 Mn
Dec 31, 2025 -81.47 Mn
Sep 30, 2025 75.93 Mn
Jun 30, 2025 11.48 Mn
Mar 31, 2025 -11.37 Mn
Dec 31, 2024 -5.61 Mn
Sep 30, 2024 32.06 Mn
Jun 30, 2024 3.07 Mn
Mar 31, 2024 5.54 Mn
Dec 31, 2023 -5.57 Mn
Sep 30, 2023 15.53 Mn
Jun 30, 2023 2.14 Mn
Mar 31, 2023 3.93 Mn
Dec 31, 2022 -1.44 Mn
Sep 30, 2022 -661,000.00
Jun 30, 2022 3.46 Mn
Mar 31, 2022 1.08 Mn
Dec 31, 2021 -47.21 Mn
Sep 30, 2021 14.13 Mn
Jun 30, 2021 17.99 Mn