OppFi (OPFI) Profit After Tax (2020 - 2026)
OppFi's (OPFI) quarterly Profit After Tax came in at $15.6 million in Q2 2026, up 175.13% year-over-year from $5.7 million in Q2 2025, and down 71.11% quarter-over-quarter from $54.0 million in Q1 2026.
Analysis
OppFi (OPFI) Profit After Tax (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Profit After Tax for 7 consecutive years, with $15.6 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Profit After Tax rose 175.13% year-over-year to $15.6 million in Q2 2026; TTM through Jun 2026 was $184.0 million, a 303.21% increase from a year earlier, with the FY2025 full-year figure at $146.2 million, up 74.44% from the prior year.
- Profit After Tax was $15.6 million for Q2 2026 at OppFi, down from $54.0 million in the prior quarter.
- Over five years, Profit After Tax peaked at $75.9 million in Q3 2025 and troughed at -$20.8 million in Q2 2025.
- A 5-year average of $17.5 million and a median of $14.8 million in 2023 frame the typical range for Profit After Tax.
- Across the five-year window, Profit After Tax surged 2449.77% in 2023 and tumbled 175.08% in 2025, its largest moves.
- Over 5 years, Profit After Tax stood at -$1.4 million in 2022, then jumped by 234.7% to $1.9 million in 2023, then soared by 619.89% to $14.0 million in 2024, then jumped by 175.13% to $38.4 million in 2025, then sank by 59.39% to $15.6 million in 2026.
- The last three Profit After Tax figures came in at $15.6 million (Q2 2026), $54.0 million (Q1 2026), and $38.4 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | PAT (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 1.76 Bn |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 81.49 Mn |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 237.56 Mn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 61.39 Mn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 64.00 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 49.72 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 41.30 Mn |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -101.96 Mn |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 21.58 Mn |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn | 15.61 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.61 Mn |
| Mar 31, 2026 | 54.04 Mn |
| Dec 31, 2025 | 38.44 Mn |
| Sep 30, 2025 | 75.93 Mn |
| Jun 30, 2025 | -20.78 Mn |
| Mar 31, 2025 | 20.39 Mn |
| Dec 31, 2024 | 13.97 Mn |
| Sep 30, 2024 | 32.06 Mn |
| Jun 30, 2024 | 27.68 Mn |
| Mar 31, 2024 | 10.13 Mn |
| Dec 31, 2023 | 1.94 Mn |
| Sep 30, 2023 | 15.53 Mn |
| Jun 30, 2023 | 18.08 Mn |
| Mar 31, 2023 | 3.93 Mn |
| Dec 31, 2022 | -1.44 Mn |
| Sep 30, 2022 | -661,000.00 |
| Jun 30, 2022 | 9.50 Mn |
| Mar 31, 2022 | 1.08 Mn |
| Dec 31, 2021 | 17.03 Mn |
| Sep 30, 2021 | 30.39 Mn |