OppFi (OPFI) Profit After Tax (2020 - 2026)

OppFi (OPFI) posted quarterly Profit After Tax of $28.4 million for Q1 2026, up 39.29% year-over-year from $20.4 million in Q1 2025, and up 134.86% quarter-over-quarter from -$81.5 million in Q4 2025.

OppFi (OPFI) Profit After Tax (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported Profit After Tax for 7 consecutive years, with $28.4 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Profit After Tax rose 39.29% year-over-year to $28.4 million; the TTM figure through Mar 2026 stood at -$32.2 million (down 143.24% YoY), while the FY2025 annual figure was $26.3 million, up 262.76% from the prior year.
  • Profit After Tax advanced to $28.4 million in Q1 2026 per OPFI's latest filing, from -$81.5 million in the prior quarter.
  • Across five years, Profit After Tax topped out at $41.6 million in Q3 2025 and bottomed at -$81.5 million in Q4 2025.
  • Historically, Profit After Tax has averaged $4.1 million across 5 years, with a median of $3.5 million in 2022.
  • Annual changes were most pronounced in 2024 — Profit After Tax surged 1377.96% — and 2025, when it sank 1352.56%.
  • OppFi's Profit After Tax stood at -$5.2 million in 2022, then declined by 7.08% to -$5.6 million in 2023, then fell by 0.75% to -$5.6 million in 2024, then tumbled by 1352.56% to -$81.5 million in 2025, then jumped by 134.86% to $28.4 million in 2026.
  • Business Quant data shows OPFI's Profit After Tax at $28.4 million in Q1 2026, -$81.5 million in Q4 2025, and $41.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) PAT (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 5.63 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 4.39 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 3.11 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.02 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.10 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 885.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 96.25 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 153.01 Mn
10 OppFi 261.63 Mn 161.71 Mn 76.91 Mn 28.40 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 28.40 Mn
Dec 31, 2025 -81.47 Mn
Sep 30, 2025 41.64 Mn
Jun 30, 2025 -20.78 Mn
Mar 31, 2025 20.39 Mn
Dec 31, 2024 -5.61 Mn
Sep 30, 2024 32.06 Mn
Jun 30, 2024 27.68 Mn
Mar 31, 2024 10.13 Mn
Dec 31, 2023 -5.57 Mn
Sep 30, 2023 2.17 Mn
Jun 30, 2023 18.08 Mn
Mar 31, 2023 3.93 Mn
Dec 31, 2022 -5.20 Mn
Sep 30, 2022 -571,000.00
Jun 30, 2022 3.46 Mn
Mar 31, 2022 1.08 Mn
Dec 31, 2021 -47.21 Mn
Sep 30, 2021 14.13 Mn
Jun 30, 2021 17.99 Mn