OppFi (OPFI) Profit After Tax (2020 - 2026)

OppFi (OPFI) reported Profit After Tax of $54.0 million for Q1 2026, up 575.18% year-over-year from $8.0 million in Q1 2025, and up 166.33% quarter-over-quarter from -$81.5 million in Q4 2025.

OppFi (OPFI) Profit After Tax (2020 - 2026) Analysis & Trends

OppFi (OPFI) has 7 years of Profit After Tax data on file, last reported at $54.0 million in Q1 2026.

  • Profit After Tax for Q1 2026 came in at $54.0 million, up 575.18% year-over-year; the trailing twelve-month figure through Mar 2026 was $60.0 million (up 230.6% YoY), and the FY2025 annual result was $26.3 million, up 262.76% from the prior year.
  • Profit After Tax rose to $54.0 million in Q1 2026 per OPFI's latest filing, from -$81.5 million in the prior quarter.
  • Over five years, Profit After Tax peaked at $75.9 million in Q3 2025 and troughed at -$81.5 million in Q4 2025.
  • A 5-year average of $6.0 million and a median of $3.1 million in 2024 frame the typical range for Profit After Tax.
  • The sharpest annual moves came in 2023 and 2025: Profit After Tax soared 2449.77% in 2023, then sank 1352.56% in 2025.
  • A 5-year view of Profit After Tax shows it stood at -$1.4 million in 2022, then sank by 286.33% to -$5.6 million in 2023, then declined by 0.75% to -$5.6 million in 2024, then slumped by 1352.56% to -$81.5 million in 2025, then soared by 166.33% to $54.0 million in 2026.
  • Business Quant data shows OPFI's Profit After Tax at $54.0 million in Q1 2026, -$81.5 million in Q4 2025, and $75.9 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) PAT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 6.02 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 3.88 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 2.97 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.17 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.11 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 805.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 102.90 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 166.73 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 319.00 Mn
10 OppFi 222.53 Mn 425.99 Mn 76.91 Mn 54.04 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 54.04 Mn
Dec 31, 2025 -81.47 Mn
Sep 30, 2025 75.93 Mn
Jun 30, 2025 11.48 Mn
Mar 31, 2025 -11.37 Mn
Dec 31, 2024 -5.61 Mn
Sep 30, 2024 32.06 Mn
Jun 30, 2024 3.07 Mn
Mar 31, 2024 5.54 Mn
Dec 31, 2023 -5.57 Mn
Sep 30, 2023 15.53 Mn
Jun 30, 2023 2.14 Mn
Mar 31, 2023 3.93 Mn
Dec 31, 2022 -1.44 Mn
Sep 30, 2022 -661,000.00
Jun 30, 2022 3.46 Mn
Mar 31, 2022 1.08 Mn
Dec 31, 2021 -47.21 Mn
Sep 30, 2021 14.13 Mn
Jun 30, 2021 17.99 Mn