OppFi (OPFI) Profit After Tax (2020 - 2026)
OppFi (OPFI) posted quarterly Profit After Tax of $28.4 million for Q1 2026, up 39.29% year-over-year from $20.4 million in Q1 2025, and up 134.86% quarter-over-quarter from -$81.5 million in Q4 2025.
Analysis
OppFi (OPFI) Profit After Tax (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Profit After Tax for 7 consecutive years, with $28.4 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Profit After Tax rose 39.29% year-over-year to $28.4 million; the TTM figure through Mar 2026 stood at -$32.2 million (down 143.24% YoY), while the FY2025 annual figure was $26.3 million, up 262.76% from the prior year.
- Profit After Tax advanced to $28.4 million in Q1 2026 per OPFI's latest filing, from -$81.5 million in the prior quarter.
- Across five years, Profit After Tax topped out at $41.6 million in Q3 2025 and bottomed at -$81.5 million in Q4 2025.
- Historically, Profit After Tax has averaged $4.1 million across 5 years, with a median of $3.5 million in 2022.
- Annual changes were most pronounced in 2024 — Profit After Tax surged 1377.96% — and 2025, when it sank 1352.56%.
- OppFi's Profit After Tax stood at -$5.2 million in 2022, then declined by 7.08% to -$5.6 million in 2023, then fell by 0.75% to -$5.6 million in 2024, then tumbled by 1352.56% to -$81.5 million in 2025, then jumped by 134.86% to $28.4 million in 2026.
- Business Quant data shows OPFI's Profit After Tax at $28.4 million in Q1 2026, -$81.5 million in Q4 2025, and $41.6 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | PAT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 5.63 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 4.39 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 3.11 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 3.02 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.10 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.62 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 885.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 156.59 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 472.00 Mn |
| 10 | OppFi | 477.32 Mn | 385.47 Mn | 74.77 Mn | 15.61 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.61 Mn |
| Mar 31, 2026 | 54.04 Mn |
| Dec 31, 2025 | 38.44 Mn |
| Sep 30, 2025 | 75.93 Mn |
| Jun 30, 2025 | -20.78 Mn |
| Mar 31, 2025 | 20.39 Mn |
| Dec 31, 2024 | 13.97 Mn |
| Sep 30, 2024 | 32.06 Mn |
| Jun 30, 2024 | 27.68 Mn |
| Mar 31, 2024 | 10.13 Mn |
| Dec 31, 2023 | 1.94 Mn |
| Sep 30, 2023 | 15.53 Mn |
| Jun 30, 2023 | 18.08 Mn |
| Mar 31, 2023 | 3.93 Mn |
| Dec 31, 2022 | -1.44 Mn |
| Sep 30, 2022 | -661,000.00 |
| Jun 30, 2022 | 9.50 Mn |
| Mar 31, 2022 | 1.08 Mn |
| Dec 31, 2021 | 17.03 Mn |
| Sep 30, 2021 | 30.39 Mn |