OppFi (OPFI) Profit After Tax (2020 - 2026)
OppFi (OPFI) posted quarterly Profit After Tax of $28.4 million for Q1 2026, up 39.29% year-over-year from $20.4 million in Q1 2025, and up 134.86% quarter-over-quarter from -$81.5 million in Q4 2025.
OppFi (OPFI) Profit After Tax (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Profit After Tax for 7 consecutive years, with $28.4 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Profit After Tax rose 39.29% year-over-year to $28.4 million; the TTM figure through Mar 2026 stood at -$32.2 million (down 143.24% YoY), while the FY2025 annual figure was $26.3 million, up 262.76% from the prior year.
- Profit After Tax advanced to $28.4 million in Q1 2026 per OPFI's latest filing, from -$81.5 million in the prior quarter.
- Across five years, Profit After Tax topped out at $41.6 million in Q3 2025 and bottomed at -$81.5 million in Q4 2025.
- Historically, Profit After Tax has averaged $4.1 million across 5 years, with a median of $3.5 million in 2022.
- Annual changes were most pronounced in 2024 — Profit After Tax surged 1377.96% — and 2025, when it sank 1352.56%.
- OppFi's Profit After Tax stood at -$5.2 million in 2022, then declined by 7.08% to -$5.6 million in 2023, then fell by 0.75% to -$5.6 million in 2024, then tumbled by 1352.56% to -$81.5 million in 2025, then jumped by 134.86% to $28.4 million in 2026.
- Business Quant data shows OPFI's Profit After Tax at $28.4 million in Q1 2026, -$81.5 million in Q4 2025, and $41.6 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | PAT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 5.63 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 4.39 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 3.11 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 3.02 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.10 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 885.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 96.25 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 153.01 Mn |
| 10 | OppFi | 261.63 Mn | 161.71 Mn | 76.91 Mn | 28.40 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 28.40 Mn |
| Dec 31, 2025 | -81.47 Mn |
| Sep 30, 2025 | 41.64 Mn |
| Jun 30, 2025 | -20.78 Mn |
| Mar 31, 2025 | 20.39 Mn |
| Dec 31, 2024 | -5.61 Mn |
| Sep 30, 2024 | 32.06 Mn |
| Jun 30, 2024 | 27.68 Mn |
| Mar 31, 2024 | 10.13 Mn |
| Dec 31, 2023 | -5.57 Mn |
| Sep 30, 2023 | 2.17 Mn |
| Jun 30, 2023 | 18.08 Mn |
| Mar 31, 2023 | 3.93 Mn |
| Dec 31, 2022 | -5.20 Mn |
| Sep 30, 2022 | -571,000.00 |
| Jun 30, 2022 | 3.46 Mn |
| Mar 31, 2022 | 1.08 Mn |
| Dec 31, 2021 | -47.21 Mn |
| Sep 30, 2021 | 14.13 Mn |
| Jun 30, 2021 | 17.99 Mn |