OppFi (OPFI) Profit After Tax (2020 - 2026)
OppFi (OPFI) reported Profit After Tax of $54.0 million for Q1 2026, up 575.18% year-over-year from $8.0 million in Q1 2025, and up 166.33% quarter-over-quarter from -$81.5 million in Q4 2025.
OppFi (OPFI) Profit After Tax (2020 - 2026) Analysis & Trends
OppFi (OPFI) has 7 years of Profit After Tax data on file, last reported at $54.0 million in Q1 2026.
- Profit After Tax for Q1 2026 came in at $54.0 million, up 575.18% year-over-year; the trailing twelve-month figure through Mar 2026 was $60.0 million (up 230.6% YoY), and the FY2025 annual result was $26.3 million, up 262.76% from the prior year.
- Profit After Tax rose to $54.0 million in Q1 2026 per OPFI's latest filing, from -$81.5 million in the prior quarter.
- Over five years, Profit After Tax peaked at $75.9 million in Q3 2025 and troughed at -$81.5 million in Q4 2025.
- A 5-year average of $6.0 million and a median of $3.1 million in 2024 frame the typical range for Profit After Tax.
- The sharpest annual moves came in 2023 and 2025: Profit After Tax soared 2449.77% in 2023, then sank 1352.56% in 2025.
- A 5-year view of Profit After Tax shows it stood at -$1.4 million in 2022, then sank by 286.33% to -$5.6 million in 2023, then declined by 0.75% to -$5.6 million in 2024, then slumped by 1352.56% to -$81.5 million in 2025, then soared by 166.33% to $54.0 million in 2026.
- Business Quant data shows OPFI's Profit After Tax at $54.0 million in Q1 2026, -$81.5 million in Q4 2025, and $75.9 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | PAT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 6.02 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.88 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 2.17 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.11 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 805.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 102.90 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 166.73 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 319.00 Mn |
| 10 | OppFi | 222.53 Mn | 425.99 Mn | 76.91 Mn | 54.04 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 54.04 Mn |
| Dec 31, 2025 | -81.47 Mn |
| Sep 30, 2025 | 75.93 Mn |
| Jun 30, 2025 | 11.48 Mn |
| Mar 31, 2025 | -11.37 Mn |
| Dec 31, 2024 | -5.61 Mn |
| Sep 30, 2024 | 32.06 Mn |
| Jun 30, 2024 | 3.07 Mn |
| Mar 31, 2024 | 5.54 Mn |
| Dec 31, 2023 | -5.57 Mn |
| Sep 30, 2023 | 15.53 Mn |
| Jun 30, 2023 | 2.14 Mn |
| Mar 31, 2023 | 3.93 Mn |
| Dec 31, 2022 | -1.44 Mn |
| Sep 30, 2022 | -661,000.00 |
| Jun 30, 2022 | 3.46 Mn |
| Mar 31, 2022 | 1.08 Mn |
| Dec 31, 2021 | -47.21 Mn |
| Sep 30, 2021 | 14.13 Mn |
| Jun 30, 2021 | 17.99 Mn |