OppFi (OPFI) Total Liabilities (2020 - 2026)
OppFi's (OPFI) quarterly Total Liabilities came in at $356.5 million in Q2 2026, down 21.77% year-over-year from $455.7 million in Q2 2025, and down 5.45% quarter-over-quarter from $377.0 million in Q1 2026.
Analysis
OppFi (OPFI) Total Liabilities (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Total Liabilities for 7 consecutive years, with $356.5 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Total Liabilities fell 21.77% year-over-year to $356.5 million in Q2 2026; TTM through Jun 2026 was $356.5 million, a 21.77% decrease from a year earlier, with the FY2025 full-year figure at $445.2 million, up 9.4% from the prior year.
- Total Liabilities was $356.5 million for Q2 2026 at OppFi, down from $377.0 million in the prior quarter.
- Over five years, Total Liabilities peaked at $455.7 million in Q2 2025 and troughed at $356.0 million in Q1 2022.
- A 5-year average of $402.4 million and a median of $405.1 million in 2024 frame the typical range for Total Liabilities.
- Across the five-year window, Total Liabilities soared 1318.97% in 2022 and decreased 21.77% in 2026, its largest moves.
- Over 5 years, Total Liabilities stood at $420.7 million in 2022, then fell by 3.13% to $407.5 million in 2023, then slipped by 0.14% to $407.0 million in 2024, then gained by 9.4% to $445.2 million in 2025, then retreated by 19.93% to $356.5 million in 2026.
- The last three Total Liabilities figures came in at $356.5 million (Q2 2026), $377.0 million (Q1 2026), and $445.2 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 84.16 Bn |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 10.03 Bn |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 1.82 Bn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | - |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 4.49 Bn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 6.75 Bn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 1.61 Bn |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | 17.81 Bn |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 2.37 Bn |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn | 356.47 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 356.47 Mn |
| Mar 31, 2026 | 377.01 Mn |
| Dec 31, 2025 | 445.21 Mn |
| Sep 30, 2025 | 443.36 Mn |
| Jun 30, 2025 | 455.67 Mn |
| Mar 31, 2025 | 403.31 Mn |
| Dec 31, 2024 | 406.96 Mn |
| Sep 30, 2024 | 398.96 Mn |
| Jun 30, 2024 | 371.40 Mn |
| Mar 31, 2024 | 365.91 Mn |
| Dec 31, 2023 | 407.51 Mn |
| Sep 30, 2023 | 410.76 Mn |
| Jun 30, 2023 | 400.39 Mn |
| Mar 31, 2023 | 395.92 Mn |
| Dec 31, 2022 | 420.69 Mn |
| Sep 30, 2022 | 414.52 Mn |
| Jun 30, 2022 | 412.57 Mn |
| Mar 31, 2022 | 355.96 Mn |
| Dec 31, 2021 | 344.23 Mn |
| Sep 30, 2021 | 302.24 Mn |