OppFi (OPFI) Total Liabilities (2020 - 2026)
OppFi (OPFI) posted quarterly Total Liabilities of $377.0 million for Q1 2026, down 6.52% year-over-year from $403.3 million in Q1 2025, and down 15.32% quarter-over-quarter from $445.2 million in Q4 2025.
Analysis
OppFi (OPFI) Total Liabilities (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Total Liabilities for 7 consecutive years, with $377.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Total Liabilities fell 6.52% year-over-year to $377.0 million; the TTM figure through Mar 2026 stood at $377.0 million (down 6.52% YoY), while the FY2025 annual figure was $445.2 million, up 9.4% from the prior year.
- Total Liabilities eased to $377.0 million in Q1 2026 per OPFI's latest filing, from $445.2 million in the prior quarter.
- Across five years, Total Liabilities topped out at $455.7 million in Q2 2025 and bottomed at $356.0 million in Q1 2022.
- Historically, Total Liabilities has averaged $405.1 million across 5 years, with a median of $407.0 million in 2024.
- Annual changes were most pronounced in 2022 — Total Liabilities jumped 1318.97% — and 2024, when it retreated 7.58%.
- OppFi's Total Liabilities stood at $420.7 million in 2022, then decreased by 3.13% to $407.5 million in 2023, then declined by 0.14% to $407.0 million in 2024, then climbed by 9.4% to $445.2 million in 2025, then retreated by 15.32% to $377.0 million in 2026.
- Business Quant data shows OPFI's Total Liabilities at $377.0 million in Q1 2026, $445.2 million in Q4 2025, and $443.4 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.41 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 52.09 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 273.92 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 560.04 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 62.92 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 10.31 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 105.03 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 49.87 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 184.28 Bn |
| 10 | OppFi | 477.32 Mn | 385.47 Mn | 74.77 Mn | 356.47 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 356.47 Mn |
| Mar 31, 2026 | 377.01 Mn |
| Dec 31, 2025 | 445.21 Mn |
| Sep 30, 2025 | 443.36 Mn |
| Jun 30, 2025 | 455.67 Mn |
| Mar 31, 2025 | 403.31 Mn |
| Dec 31, 2024 | 406.96 Mn |
| Sep 30, 2024 | 398.96 Mn |
| Jun 30, 2024 | 371.40 Mn |
| Mar 31, 2024 | 365.91 Mn |
| Dec 31, 2023 | 407.51 Mn |
| Sep 30, 2023 | 410.76 Mn |
| Jun 30, 2023 | 400.39 Mn |
| Mar 31, 2023 | 395.92 Mn |
| Dec 31, 2022 | 420.69 Mn |
| Sep 30, 2022 | 414.52 Mn |
| Jun 30, 2022 | 412.57 Mn |
| Mar 31, 2022 | 355.96 Mn |
| Dec 31, 2021 | 344.23 Mn |
| Sep 30, 2021 | 302.24 Mn |