OppFi (OPFI) Total Liabilities (2020 - 2026)

OppFi (OPFI) posted quarterly Total Liabilities of $377.0 million for Q1 2026, down 6.52% year-over-year from $403.3 million in Q1 2025, and down 15.32% quarter-over-quarter from $445.2 million in Q4 2025.

OppFi (OPFI) Total Liabilities (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported Total Liabilities for 7 consecutive years, with $377.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Total Liabilities fell 6.52% year-over-year to $377.0 million; the TTM figure through Mar 2026 stood at $377.0 million (down 6.52% YoY), while the FY2025 annual figure was $445.2 million, up 9.4% from the prior year.
  • Total Liabilities eased to $377.0 million in Q1 2026 per OPFI's latest filing, from $445.2 million in the prior quarter.
  • Across five years, Total Liabilities topped out at $455.7 million in Q2 2025 and bottomed at $356.0 million in Q1 2022.
  • Historically, Total Liabilities has averaged $405.1 million across 5 years, with a median of $407.0 million in 2024.
  • Annual changes were most pronounced in 2022 — Total Liabilities jumped 1318.97% — and 2024, when it retreated 7.58%.
  • OppFi's Total Liabilities stood at $420.7 million in 2022, then decreased by 3.13% to $407.5 million in 2023, then declined by 0.14% to $407.0 million in 2024, then climbed by 9.4% to $445.2 million in 2025, then retreated by 15.32% to $377.0 million in 2026.
  • Business Quant data shows OPFI's Total Liabilities at $377.0 million in Q1 2026, $445.2 million in Q4 2025, and $443.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Liabilities (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 59.41 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 52.09 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 273.92 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 560.04 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 62.92 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - 5.30 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - 105.03 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 9.36 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 42.89 Bn
10 OppFi 261.63 Mn 161.71 Mn 76.91 Mn 377.01 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 377.01 Mn
Dec 31, 2025 445.21 Mn
Sep 30, 2025 443.36 Mn
Jun 30, 2025 455.67 Mn
Mar 31, 2025 403.31 Mn
Dec 31, 2024 406.96 Mn
Sep 30, 2024 398.96 Mn
Jun 30, 2024 371.40 Mn
Mar 31, 2024 365.91 Mn
Dec 31, 2023 407.51 Mn
Sep 30, 2023 410.76 Mn
Jun 30, 2023 400.39 Mn
Mar 31, 2023 395.92 Mn
Dec 31, 2022 420.69 Mn
Sep 30, 2022 414.52 Mn
Jun 30, 2022 412.57 Mn
Mar 31, 2022 355.96 Mn
Dec 31, 2021 344.23 Mn
Sep 30, 2021 302.24 Mn
Jun 30, 2021 40.98 Mn