OppFi (OPFI) Interest Income - Total (2020 - 2026)
OppFi's (OPFI) quarterly Interest Income - Total came in at $145.2 million in Q2 2026, up 1.91% year-over-year from $142.4 million in Q2 2025, and down 4.42% quarter-over-quarter from $151.9 million in Q1 2026.
Analysis
OppFi (OPFI) Interest Income - Total (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Interest Income - Total for 7 consecutive years, with $145.2 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Income - Total rose 1.91% year-over-year to $145.2 million in Q2 2026; TTM through Jun 2026 was $611.4 million, a 10.16% increase from a year earlier, with the FY2025 full-year figure at $597.0 million, up 13.52% from the prior year.
- Interest Income - Total was $145.2 million for Q2 2026 at OppFi, down from $151.9 million in the prior quarter.
- Over five years, Interest Income - Total peaked at $159.2 million in Q4 2025 and troughed at $100.7 million in Q1 2022.
- A 5-year average of $132.3 million and a median of $133.0 million in 2023 frame the typical range for Interest Income - Total.
- Across the five-year window, Interest Income - Total soared 37.64% in 2022 and grew 1.91% in 2026, its largest moves.
- Over 5 years, Interest Income - Total stood at $120.0 million in 2022, then climbed by 10.74% to $132.9 million in 2023, then advanced by 2.11% to $135.7 million in 2024, then rose by 17.33% to $159.2 million in 2025, then retreated by 8.84% to $145.2 million in 2026.
- The last three Interest Income - Total figures came in at $145.2 million (Q2 2026), $151.9 million (Q1 2026), and $159.2 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | - |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | - |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | - |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | - |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 491.87 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 744.31 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | - |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | - |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn | 145.17 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 145.17 Mn |
| Jun 30, 2026 | 145.17 Mn |
| Mar 31, 2026 | 151.88 Mn |
| Mar 31, 2026 | 151.88 Mn |
| Dec 31, 2025 | 159.25 Mn |
| Dec 31, 2025 | 159.25 Mn |
| Sep 30, 2025 | 155.09 Mn |
| Sep 30, 2025 | 155.09 Mn |
| Jun 30, 2025 | 142.44 Mn |
| Jun 30, 2025 | 142.44 Mn |
| Mar 31, 2025 | 140.27 Mn |
| Mar 31, 2025 | 140.27 Mn |
| Dec 31, 2024 | 135.72 Mn |
| Dec 31, 2024 | 135.72 Mn |
| Sep 30, 2024 | 136.59 Mn |
| Sep 30, 2024 | 136.59 Mn |
| Jun 30, 2024 | 126.30 Mn |
| Jun 30, 2024 | 126.30 Mn |
| Mar 31, 2024 | 127.34 Mn |
| Mar 31, 2024 | 127.34 Mn |