OppFi (OPFI) Interest Income - Total (2020 - 2026)
OppFi (OPFI) posted quarterly Interest Income - Total of $151.9 million for Q1 2026, up 8.28% YoY from $140.3 million in Q1 2025, and down 4.63% sequentially from $159.2 million in Q4 2025.
OppFi (OPFI) Interest Income - Total (2020 - 2026) Analysis & Trends
OppFi has disclosed Interest Income - Total across 7 years of filings, most recently posting $151.9 million for Q1 2026.
- In Q1 2026, Interest Income - Total rose 8.28% year-over-year to $151.9 million; the TTM figure through Mar 2026 stood at $608.7 million (up 12.95% YoY), while the FY2025 annual figure was $597.0 million, up 13.52% from the prior year.
- Interest Income - Total retreated to $151.9 million in Q1 2026, from $159.2 million in the prior quarter.
- Over the last five years, Interest Income - Total for OPFI reached as high as $159.2 million in Q4 2025 and fell as low as $100.7 million in Q1 2022.
- The 5-year median for Interest Income - Total is $132.9 million (2023), against an average of $131.6 million.
- Annual changes were most pronounced in 2022 — Interest Income - Total jumped 37.64% — and 2024, when it increased 2.11%.
- A 5-year view of Interest Income - Total shows it stood at $120.0 million in 2022, then grew by 10.74% to $132.9 million in 2023, then climbed by 2.11% to $135.7 million in 2024, then gained by 17.33% to $159.2 million in 2025, then retreated by 4.63% to $151.9 million in 2026.
- According to Business Quant data, Interest Income - Total over the past three periods registered $151.9 million, $159.2 million, and $155.1 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 6.67 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 532.45 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 1.00 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.10 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | OppFi | - | - | 76.91 Mn | 151.88 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 151.88 Mn |
| Mar 31, 2026 | 151.88 Mn |
| Dec 31, 2025 | 159.25 Mn |
| Dec 31, 2025 | 159.25 Mn |
| Sep 30, 2025 | 155.09 Mn |
| Sep 30, 2025 | 155.09 Mn |
| Jun 30, 2025 | 142.44 Mn |
| Jun 30, 2025 | 142.44 Mn |
| Mar 31, 2025 | 140.27 Mn |
| Mar 31, 2025 | 140.27 Mn |
| Dec 31, 2024 | 135.72 Mn |
| Dec 31, 2024 | 135.72 Mn |
| Sep 30, 2024 | 136.59 Mn |
| Sep 30, 2024 | 136.59 Mn |
| Jun 30, 2024 | 126.30 Mn |
| Jun 30, 2024 | 126.30 Mn |
| Mar 31, 2024 | 127.34 Mn |
| Mar 31, 2024 | 127.34 Mn |
| Dec 31, 2023 | 132.92 Mn |
| Dec 31, 2023 | 132.92 Mn |