OppFi (OPFI) Interest Income - Total (2020 - 2026)
OppFi (OPFI) posted quarterly Interest Income - Total of $151.9 million for Q1 2026, up 8.28% year-over-year from $140.3 million in Q1 2025, and down 4.63% quarter-over-quarter from $159.2 million in Q4 2025.
Analysis
OppFi (OPFI) Interest Income - Total (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Interest Income - Total for 7 consecutive years, with $151.9 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Income - Total rose 8.28% year-over-year to $151.9 million; the TTM figure through Mar 2026 stood at $608.7 million (up 12.95% YoY), while the FY2025 annual figure was $597.0 million, up 13.52% from the prior year.
- Interest Income - Total slipped to $151.9 million in Q1 2026 per OPFI's latest filing, from $159.2 million in the prior quarter.
- Across five years, Interest Income - Total topped out at $159.2 million in Q4 2025 and bottomed at $100.7 million in Q1 2022.
- Historically, Interest Income - Total has averaged $131.6 million across 5 years, with a median of $132.9 million in 2023.
- Annual changes were most pronounced in 2022 — Interest Income - Total jumped 37.64% — and 2024, when it increased 2.11%.
- OppFi's Interest Income - Total stood at $120.0 million in 2022, then increased by 10.74% to $132.9 million in 2023, then grew by 2.11% to $135.7 million in 2024, then advanced by 17.33% to $159.2 million in 2025, then decreased by 4.63% to $151.9 million in 2026.
- Business Quant data shows OPFI's Interest Income - Total at $151.9 million in Q1 2026, $159.2 million in Q4 2025, and $155.1 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 6.61 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 16.39 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 567.29 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 5.58 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.14 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 3.47 Bn |
| 10 | OppFi | 477.32 Mn | 385.47 Mn | 74.77 Mn | 145.17 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 145.17 Mn |
| Jun 30, 2026 | 145.17 Mn |
| Mar 31, 2026 | 151.88 Mn |
| Mar 31, 2026 | 151.88 Mn |
| Dec 31, 2025 | 159.25 Mn |
| Dec 31, 2025 | 159.25 Mn |
| Sep 30, 2025 | 155.09 Mn |
| Sep 30, 2025 | 155.09 Mn |
| Jun 30, 2025 | 142.44 Mn |
| Jun 30, 2025 | 142.44 Mn |
| Mar 31, 2025 | 140.27 Mn |
| Mar 31, 2025 | 140.27 Mn |
| Dec 31, 2024 | 135.72 Mn |
| Dec 31, 2024 | 135.72 Mn |
| Sep 30, 2024 | 136.59 Mn |
| Sep 30, 2024 | 136.59 Mn |
| Jun 30, 2024 | 126.30 Mn |
| Jun 30, 2024 | 126.30 Mn |
| Mar 31, 2024 | 127.34 Mn |
| Mar 31, 2024 | 127.34 Mn |