OppFi (OPFI) Interest Income - Total (2020 - 2026)
OppFi (OPFI) posted quarterly Interest Income - Total of $151.9 million for Q1 2026, up 8.28% year-over-year from $140.3 million in Q1 2025, and down 4.63% quarter-over-quarter from $159.2 million in Q4 2025.
OppFi (OPFI) Interest Income - Total (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Interest Income - Total for 7 consecutive years, with $151.9 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Income - Total rose 8.28% year-over-year to $151.9 million; the TTM figure through Mar 2026 stood at $608.7 million (up 12.95% YoY), while the FY2025 annual figure was $597.0 million, up 13.52% from the prior year.
- Interest Income - Total slipped to $151.9 million in Q1 2026 per OPFI's latest filing, from $159.2 million in the prior quarter.
- Across five years, Interest Income - Total topped out at $159.2 million in Q4 2025 and bottomed at $100.7 million in Q1 2022.
- Historically, Interest Income - Total has averaged $131.6 million across 5 years, with a median of $132.9 million in 2023.
- Annual changes were most pronounced in 2022 — Interest Income - Total jumped 37.64% — and 2024, when it increased 2.11%.
- OppFi's Interest Income - Total stood at $120.0 million in 2022, then increased by 10.74% to $132.9 million in 2023, then grew by 2.11% to $135.7 million in 2024, then advanced by 17.33% to $159.2 million in 2025, then decreased by 4.63% to $151.9 million in 2026.
- Business Quant data shows OPFI's Interest Income - Total at $151.9 million in Q1 2026, $159.2 million in Q4 2025, and $155.1 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 6.61 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 16.39 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.38 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 532.45 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 1.00 Bn |
| 10 | OppFi | 261.63 Mn | 161.71 Mn | 76.91 Mn | 151.88 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 151.88 Mn |
| Mar 31, 2026 | 151.88 Mn |
| Dec 31, 2025 | 159.25 Mn |
| Dec 31, 2025 | 159.25 Mn |
| Sep 30, 2025 | 155.09 Mn |
| Sep 30, 2025 | 155.09 Mn |
| Jun 30, 2025 | 142.44 Mn |
| Jun 30, 2025 | 142.44 Mn |
| Mar 31, 2025 | 140.27 Mn |
| Mar 31, 2025 | 140.27 Mn |
| Dec 31, 2024 | 135.72 Mn |
| Dec 31, 2024 | 135.72 Mn |
| Sep 30, 2024 | 136.59 Mn |
| Sep 30, 2024 | 136.59 Mn |
| Jun 30, 2024 | 126.30 Mn |
| Jun 30, 2024 | 126.30 Mn |
| Mar 31, 2024 | 127.34 Mn |
| Mar 31, 2024 | 127.34 Mn |
| Dec 31, 2023 | 132.92 Mn |
| Dec 31, 2023 | 132.92 Mn |