OppFi (OPFI) Interest Income - Total (2020 - 2026)

OppFi (OPFI) posted quarterly Interest Income - Total of $151.9 million for Q1 2026, up 8.28% year-over-year from $140.3 million in Q1 2025, and down 4.63% quarter-over-quarter from $159.2 million in Q4 2025.

OppFi (OPFI) Interest Income - Total (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported Interest Income - Total for 7 consecutive years, with $151.9 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Income - Total rose 8.28% year-over-year to $151.9 million; the TTM figure through Mar 2026 stood at $608.7 million (up 12.95% YoY), while the FY2025 annual figure was $597.0 million, up 13.52% from the prior year.
  • Interest Income - Total slipped to $151.9 million in Q1 2026 per OPFI's latest filing, from $159.2 million in the prior quarter.
  • Across five years, Interest Income - Total topped out at $159.2 million in Q4 2025 and bottomed at $100.7 million in Q1 2022.
  • Historically, Interest Income - Total has averaged $131.6 million across 5 years, with a median of $132.9 million in 2023.
  • Annual changes were most pronounced in 2022 — Interest Income - Total jumped 37.64% — and 2024, when it increased 2.11%.
  • OppFi's Interest Income - Total stood at $120.0 million in 2022, then increased by 10.74% to $132.9 million in 2023, then grew by 2.11% to $135.7 million in 2024, then advanced by 17.33% to $159.2 million in 2025, then decreased by 4.63% to $151.9 million in 2026.
  • Business Quant data shows OPFI's Interest Income - Total at $151.9 million in Q1 2026, $159.2 million in Q4 2025, and $155.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Total (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 6.61 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 16.39 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.38 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 532.45 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 1.00 Bn
10 OppFi 261.63 Mn 161.71 Mn 76.91 Mn 151.88 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 151.88 Mn
Mar 31, 2026 151.88 Mn
Dec 31, 2025 159.25 Mn
Dec 31, 2025 159.25 Mn
Sep 30, 2025 155.09 Mn
Sep 30, 2025 155.09 Mn
Jun 30, 2025 142.44 Mn
Jun 30, 2025 142.44 Mn
Mar 31, 2025 140.27 Mn
Mar 31, 2025 140.27 Mn
Dec 31, 2024 135.72 Mn
Dec 31, 2024 135.72 Mn
Sep 30, 2024 136.59 Mn
Sep 30, 2024 136.59 Mn
Jun 30, 2024 126.30 Mn
Jun 30, 2024 126.30 Mn
Mar 31, 2024 127.34 Mn
Mar 31, 2024 127.34 Mn
Dec 31, 2023 132.92 Mn
Dec 31, 2023 132.92 Mn