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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Equity Ratio (2020 - 2026)

OppFi has reported Equity Ratio over the past 6 years, most recently at 0.08 for Q4 2025.

  • Quarterly Equity Ratio fell 78.77% to 0.08 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.08 through Dec 2025, down 78.77% year-over-year, with the annual reading at 0.08 for FY2025, 78.77% down from the prior year.
  • Equity Ratio was 0.08 for Q4 2025 at OppFi, down from 0.38 in the prior quarter.
  • Over five years, Equity Ratio peaked at 0.73 in Q2 2021 and troughed at 0.02 in Q1 2021.
  • The 5-year median for Equity Ratio is 0.32 (2023), against an average of 0.32.
  • Year-over-year, Equity Ratio plummeted 99.26% in 2021 and then skyrocketed 1391.98% in 2022.
  • A 5-year view of Equity Ratio shows it stood at 0.31 in 2021, then dropped by 12.71% to 0.27 in 2022, then increased by 17.52% to 0.32 in 2023, then increased by 13.25% to 0.37 in 2024, then tumbled by 78.77% to 0.08 in 2025.
  • Per Business Quant, the three most recent readings for OPFI's Equity Ratio are 0.08 (Q4 2025), 0.38 (Q3 2025), and 0.32 (Q2 2025).