OppFi Inc. (OPFI) Net Income (2020 - 2026)
OppFi (OPFI) reported Net Income of $15.61 million for Q2 2026, up 36.0% from $11.48 million a year earlier but down 71.1% from the prior quarter.
OppFi Inc. (OPFI) Net Income (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, OppFi's Net Income came in at $184.03 million, up 136.2% year-over-year; for FY2025, it came in at $146.25 million, up 74.4% from FY2024.
- Net Income has a five-year compound annual growth rate of 13.5% (FY2020 to FY2025).
- By year, Net Income came in at $83.84 million in FY2024 (+112.4%), $39.48 million in FY2023, $3.34 million in FY2022 (-96.3%) and $89.8 million in FY2021 (+15.8%).
- Five-year quarterly Net Income spans a low of -$5.2 million in Q4 2022 and a high of $75.93 million in Q3 2025.
- Year over year, Net Income has now increased in each of the last four quarters, with growth averaging 160.3% over the last eight quarters.
- The high point for year-over-year Net Income in five years was Q4 2024 (growth of 619.9%); the low point was Q2 2025 (a decline of 58.5%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $54.04 million (Q1 2026), $38.44 million (Q4 2025) and $75.93 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.61 Mn |
| Mar 31, 2026 | 54.04 Mn |
| Dec 31, 2025 | 38.44 Mn |
| Sep 30, 2025 | 75.93 Mn |
| Jun 30, 2025 | -20.78 Mn |
| Mar 31, 2025 | 20.39 Mn |
| Dec 31, 2024 | 13.97 Mn |
| Sep 30, 2024 | 32.06 Mn |
| Jun 30, 2024 | 27.68 Mn |
| Mar 31, 2024 | 10.13 Mn |
| Dec 31, 2023 | 1.94 Mn |
| Sep 30, 2023 | 15.53 Mn |
| Jun 30, 2023 | 18.08 Mn |
| Mar 31, 2023 | 3.93 Mn |
| Dec 31, 2022 | -1.44 Mn |
| Sep 30, 2022 | -661,000.00 |
| Jun 30, 2022 | 9.50 Mn |
| Mar 31, 2022 | 1.08 Mn |
| Dec 31, 2021 | 17.03 Mn |
| Sep 30, 2021 | 30.39 Mn |
OppFi Inc. Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=OPFI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "OPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=OPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();