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OppFi (OPFI) Net Income (2020 - 2025)

OppFi has reported Net Income over the past 6 years, most recently at $38.4 million for Q4 2025.

  • Quarterly results put Net Income at $38.4 million for Q4 2025, up 175.39% from a year ago — trailing twelve months through Dec 2025 was $146.2 million (up 74.52% YoY), and the annual figure for FY2025 was $146.2 million, up 74.44%.
  • Net Income for Q4 2025 was $38.4 million at OppFi, down from $76.0 million in the prior quarter.
  • Over the last five years, Net Income for OPFI hit a ceiling of $76.0 million in Q3 2025 and a floor of -$5.1 million in Q4 2022.
  • Median Net Income over the past 5 years was $16.3 million (2021), compared with a mean of $18.1 million.
  • Biggest five-year swings in Net Income: plummeted 129.95% in 2022 and later skyrocketed 2688.67% in 2023.
  • OppFi's Net Income stood at $17.0 million in 2021, then plummeted by 129.95% to -$5.1 million in 2022, then soared by 138.06% to $1.9 million in 2023, then skyrocketed by 618.8% to $14.0 million in 2024, then surged by 175.39% to $38.4 million in 2025.
  • The last three reported values for Net Income were $38.4 million (Q4 2025), $76.0 million (Q3 2025), and $11.5 million (Q2 2025) per Business Quant data.