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OppFi (OPFI) EBITDA (2020 - 2026)

OppFi has reported EBITDA over the past 6 years, most recently at $30.9 million for Q4 2025.

  • Quarterly EBITDA rose 25.37% to $30.9 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $166.7 million through Dec 2025, up 76.31% year-over-year, with the annual reading at $166.7 million for FY2025, 76.31% up from the prior year.
  • EBITDA was $30.9 million for Q4 2025 at OppFi, down from $48.4 million in the prior quarter.
  • Over five years, EBITDA peaked at $48.4 million in Q3 2025 and troughed at -$9.6 million in Q4 2022.
  • The 5-year median for EBITDA is $16.8 million (2021), against an average of $17.9 million.
  • Year-over-year, EBITDA surged 1862.16% in 2021 and then tumbled 384.94% in 2022.
  • A 5-year view of EBITDA shows it stood at $3.4 million in 2021, then crashed by 384.94% to -$9.6 million in 2022, then surged by 190.6% to $8.7 million in 2023, then skyrocketed by 183.27% to $24.7 million in 2024, then increased by 25.37% to $30.9 million in 2025.
  • Per Business Quant, the three most recent readings for OPFI's EBITDA are $30.9 million (Q4 2025), $48.4 million (Q3 2025), and $44.8 million (Q2 2025).