OppFi reported revenue of $86.17M and net income of $15.61M for the quarter ended Jun 2026, down 14.0% year over year. This income statement covers 24 quarters of results from Sep 2020 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Income Statement | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue & Cost | ||||||||||||||||||||||||
| Provisions | 0.14M | 0.75M | 0.46M | 0.57M | 1.02M | -0.10M | 0.07M | 3.87M | 0.20M | 0.22M | 0.03M | 0.00M | 0.00M | 0.01M | ||||||||||
| Revenue | 72.89M | 61.88M | 50.73M | 65.15M | 52.63M | 48.45M | 57.19M | 74.58M | 75.67M | 65.75M | 63.21M | 86.28M | 91.17M | 80.82M | 90.81M | 100.25M | 104.56M | 85.57M | 87.30M | 86.17M | ||||
| Interest income | ||||||||||||||||||||||||
| Interest income - Loans | 91.45M | 95.45M | 100.34M | 107.87M | 123.61M | 119.63M | 119.94M | 121.58M | 132.09M | 131.81M | 126.28M | 125.08M | 135.53M | 134.34M | 139.12M | 141.14M | 153.71M | 157.80M | 150.53M | 143.73M | ||||
| Other interest income | 0.53M | 0.51M | 0.37M | 0.00M | 0.64M | 0.40M | 0.43M | 0.90M | 1.07M | 1.11M | 1.06M | 1.23M | 1.06M | 1.39M | 1.15M | 1.30M | 1.38M | 1.45M | 1.35M | 1.44M | ||||
| Interest Income - Total | 91.98M | 95.96M | 100.71M | 107.88M | 124.24M | 120.03M | 120.37M | 122.49M | 133.16M | 132.92M | 127.34M | 126.30M | 136.59M | 135.72M | 140.27M | 142.44M | 155.09M | 159.25M | 151.88M | 145.17M | ||||
| Interest expenses | ||||||||||||||||||||||||
| Interest ExpensesInterest Expense | 6.41M | 6.85M | 7.45M | 7.88M | 9.10M | 10.74M | 11.37M | 11.23M | 12.08M | 12.07M | 11.43M | 10.96M | 11.29M | 11.03M | 10.25M | 9.64M | 10.08M | 9.40M | 8.51M | 8.12M | ||||
| Interest Income - Net | 85.56M | 89.11M | 93.26M | 100.00M | 115.15M | 109.29M | 109.00M | 111.25M | 121.09M | 120.85M | 115.91M | 115.34M | 125.31M | 124.69M | 130.02M | 132.80M | 145.01M | 149.85M | 143.37M | 137.04M | ||||
| Non-interest income | ||||||||||||||||||||||||
| Service Charges | 0.01M | 0.09M | 0.33M | 0.46M | 0.83M | |||||||||||||||||||
| Non-Interest Income | 0.01M | 0.09M | 0.33M | 0.46M | 0.83M | |||||||||||||||||||
| Operating Items | ||||||||||||||||||||||||
| Operating Interest Expenses | 6.41M | 6.85M | 7.45M | 7.88M | 9.10M | 10.74M | 11.37M | 11.23M | 12.08M | 12.07M | 11.43M | 10.96M | 11.29M | 11.03M | 10.25M | 9.64M | 10.08M | 9.40M | 8.51M | 8.12M | ||||
| Research & DevelopmentR&D | 2.70M | 2.80M | 3.13M | 3.29M | 3.30M | 3.33M | 3.17M | 3.28M | 3.14M | 2.96M | 3.06M | 2.96M | 3.04M | |||||||||||
| Wages, Salaries and OtherWages | 17.33M | 18.76M | 16.83M | 15.31M | 14.60M | 13.23M | 14.52M | 16.12M | 14.76M | 15.27M | 16.00M | 16.23M | 13.80M | 14.45M | 13.78M | 17.75M | 14.51M | 14.65M | 14.25M | 16.29M | ||||
| Selling, General & AdministrativeSG&A | 4.14M | 2.52M | 2.72M | 3.29M | 2.98M | 3.33M | 3.11M | 3.34M | 3.75M | 3.44M | 3.78M | 3.86M | 3.59M | 3.83M | 2.42M | 3.92M | 3.90M | 4.90M | 5.07M | 4.73M | ||||
| Rent ExpenseRental Exp. | 1.01M | 1.02M | 1.07M | 1.07M | 1.09M | 1.21M | 1.11M | 1.11M | 1.11M | 1.11M | 0.94M | 1.04M | 1.00M | 1.04M | 1.04M | 1.03M | 1.03M | 1.03M | 0.87M | 0.99M | ||||
| Restructuring CostsRestructuring | 2.92M | -0.03M | 0.06M | 0.04M | 1.50M | -0.00M | ||||||||||||||||||
| Other Operating ExpensesOther Opex | 53.54M | 52.17M | 45.96M | 51.10M | 46.22M | 50.20M | 46.07M | 48.52M | 52.09M | 49.53M | 47.23M | 48.96M | 48.38M | 51.24M | 43.36M | 50.49M | 51.18M | 48.70M | 45.99M | 56.10M | ||||
| Operating ExpensesOpex | 61.38M | 58.51M | 52.89M | 58.75M | 53.59M | 58.07M | 53.46M | 56.24M | 60.09M | 57.04M | 57.93M | 56.79M | 56.07M | 56.15M | 48.32M | 55.44M | 56.11M | 54.64M | 51.94M | 61.82M | ||||
| Operating IncomeOp. Inc | 11.51M | 3.37M | -2.16M | 6.40M | -0.97M | -9.61M | 3.73M | 18.33M | 15.58M | 8.71M | 5.28M | 29.49M | 35.09M | 24.67M | 42.49M | 44.81M | 48.45M | 30.93M | 35.36M | 24.36M | ||||
| EBIT | 11.51M | 3.37M | -2.16M | 6.40M | -0.97M | -9.61M | 3.73M | 18.33M | 15.58M | 8.71M | 5.28M | 29.49M | 35.09M | 24.67M | 42.49M | 44.81M | 48.45M | 30.93M | 35.36M | 24.36M | ||||
| Non-operating items | ||||||||||||||||||||||||
| Non Operating Interest Expenses | ||||||||||||||||||||||||
| Interest & Investment IncomeInt & Inv Inc | ||||||||||||||||||||||||
| Other Non Operating IncomeOther Non Op Inc. | 6.44M | -6.44M | 0.05M | 0.19M | 0.08M | 0.08M | 0.08M | 0.08M | 0.08M | 0.08M | 0.08M | 0.08M | 0.08M | 0.08M | -4.41M | 0.23M | 0.09M | |||||||
| Non Operating IncomeNon Op. Inc. | ||||||||||||||||||||||||
| Net income details | ||||||||||||||||||||||||
| EBT | 31.09M | 16.64M | 0.24M | 9.70M | 0.40M | -7.20M | 4.10M | 18.80M | 16.00M | 2.98M | 10.54M | 28.60M | 34.40M | 14.55M | 22.04M | 12.70M | 81.60M | 39.81M | 58.01M | 25.50M | ||||
| Tax ProvisionsTaxes | 0.70M | -0.39M | 0.54M | 0.20M | 1.01M | -2.10M | 0.15M | 0.70M | 0.50M | 1.03M | 0.40M | 0.91M | 2.30M | 0.60M | 1.70M | 1.22M | 5.65M | 1.36M | 4.00M | 9.84M | ||||
| Profit After TaxPAT | 30.39M | 17.03M | 1.08M | 9.50M | -0.66M | -1.44M | 3.93M | 18.08M | 15.53M | 1.94M | 10.13M | 27.68M | 32.06M | 13.97M | 20.39M | -20.78M | 75.93M | 38.44M | 54.04M | 15.61M | ||||
| Equity Income | 0.63M | 0.81M | 1.08M | 1.12M | 1.36M | 1.41M | 1.12M | 0.81M | ||||||||||||||||
| Income from Non-Controlling InterestsInc. Minority | 16.27M | 5.60M | -1.37M | 6.04M | -0.09M | -8.33M | 3.68M | 15.93M | 13.36M | 7.51M | 4.59M | 24.61M | 27.79M | 19.58M | 31.76M | 32.26M | 34.30M | 21.60M | 25.64M | 0.77M | ||||
| Income from Continuing OperationsIncome (Continuing) | 30.39M | 17.03M | -0.30M | 9.50M | -0.61M | -5.10M | 3.95M | 18.10M | 15.50M | 1.94M | 10.13M | 27.69M | 32.10M | 13.95M | 20.34M | 11.48M | 75.95M | 38.44M | 54.01M | 15.66M | ||||
| Consolidated Net IncomeConsol Net Inc. | 30.39M | 17.03M | -0.30M | 9.50M | -0.61M | -5.10M | 3.95M | 18.10M | 15.50M | 1.94M | 10.13M | 27.69M | 32.10M | 13.95M | 20.34M | 11.48M | 75.95M | 38.44M | 54.01M | 15.66M | ||||
| Income towards Parent CompanyParent Net Inc | 30.39M | 17.03M | -0.30M | 9.50M | -0.61M | -5.10M | 3.95M | 18.10M | 15.50M | 1.94M | 10.13M | 27.69M | 32.10M | 13.95M | 20.34M | 11.48M | 75.95M | 38.44M | 54.01M | 15.66M | ||||
| Net Income towards Common StockholdersNet Income | 30.39M | 17.03M | -0.30M | 9.50M | -0.61M | -5.10M | 3.95M | 18.10M | 15.50M | 1.94M | 10.13M | 27.69M | 32.10M | 13.95M | 20.34M | 11.48M | 75.95M | 38.44M | 54.01M | 15.66M | ||||
| Additional items | ||||||||||||||||||||||||
| EPS (Basic) | 2.27 | 1.29 | -0.02 | 0.70 | -0.04 | -0.37 | 0.26 | 1.16 | 0.92 | 0.12 | 0.53 | 1.41 | 1.59 | 0.69 | 0.86 | 0.43 | 2.70 | 1.45 | 2.02 | 0.23 | ||||
| EPS (Diluted) | 2.27 | 1.29 | -0.02 | 0.11 | -0.04 | -0.06 | 0.26 | 1.14 | 0.91 | 0.12 | 0.12 | 1.41 | 1.59 | 0.69 | 0.86 | 0.43 | 0.86 | 1.45 | 0.63 | 0.18 | ||||
| Shares Outstanding | 13.36M | 13.22M | 13.58M | 13.53M | 13.97M | 13.91M | 15.04M | 15.63M | 16.77M | 16.39M | 19.21M | 19.68M | 20.25M | 20.15M | 23.69M | 26.61M | 28.16M | 26.51M | 26.78M | 67.51M | ||||
| Shares Outstanding (Diluted)Shares Outstanding (Dil.) | 13.36M | 13.23M | 13.64M | 84.28M | 13.97M | 84.26M | 15.19M | 15.87M | 17.06M | 16.39M | 86.24M | 19.68M | 20.25M | 20.15M | 23.69M | 26.61M | 88.24M | 26.51M | 86.20M | 86.04M | ||||
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 107.47M | 107.47M | 107.47M | 107.47M | 107.47M | 107.47M | 15.04M | 15.63M | 16.77M | 16.39M | 19.21M | 19.68M | 20.25M | 20.15M | 23.69M | 26.61M | 28.16M | 26.51M | 26.78M | 67.51M | ||||
| EBITDA | 11.51M | 3.37M | -2.16M | 6.40M | -0.97M | -9.61M | 3.73M | 18.33M | 15.58M | 8.71M | 5.28M | 29.49M | 35.09M | 24.67M | 42.49M | 44.81M | 48.45M | 30.93M | 35.36M | 24.36M |