OppFi Income Statement (2020-2025) | OPFI

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Income Statement Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Revenue & Cost
Provisions (Quarter) 1.58M75.00M0.01M0.03M0.14M0.75M0.46M0.57M1.02M-0.10M0.07M3.87M0.20M0.22M0.03M0.00M0.00M0.01M
Revenue (Quarter) 44.88M64.29M61.86M67.04M72.89M61.88M50.73M65.15M52.63M48.45M57.19M74.58M75.67M65.75M63.21M86.28M91.17M80.82M90.81M100.25M104.56M85.57M
Interest income
Interest income - Loans (Quarter) 62.49M92.04M84.10M78.03M91.45M95.45M100.34M107.87M123.61M119.63M119.94M121.58M132.09M131.81M126.28M125.08M135.53M134.34M139.12M141.14M153.71M157.80M
Other interest income (Quarter) 0.27M0.28M0.15M0.35M0.53M0.51M0.37M0.00M0.64M0.40M0.43M0.90M1.07M1.11M1.06M1.23M1.06M1.39M1.15M1.30M1.38M1.45M
Interest Income - Total (Quarter) 62.76M92.32M84.26M78.38M91.98M95.96M100.71M107.88M124.24M120.03M120.37M122.49M133.16M132.92M127.34M126.30M136.59M135.72M140.27M142.44M155.09M159.25M
Interest expenses
Interest Expenses (Quarter) 4.51M20.25M4.47M6.41M6.85M7.45M7.88M9.10M10.74M11.37M11.23M12.08M12.07M11.43M10.96M11.29M11.03M10.25M9.64M10.08M9.40M
Interest Income - Net (Quarter) 58.25M72.07M79.79M78.38M85.56M89.11M93.26M100.00M115.15M109.29M109.00M111.25M121.09M120.85M115.91M115.34M125.31M124.69M130.02M132.80M145.01M149.85M
Non-interest income
Other Non-Interest Income (Quarter) 15.28M20.10M0.03M0.01M0.09M0.33M0.46M0.83M
Non-Interest Income (Quarter) 15.28M20.10M0.03M0.01M0.09M0.33M0.46M0.83M
Operating Items
Research & Development (Quarter) 1.95M1.98M2.15M2.42M2.70M2.80M3.13M3.29M3.30M3.33M3.17M3.28M3.14M2.96M3.06M2.96M3.04M
Wages, Salaries and Other (Quarter) 8.93M18.25M14.27M3.67M9.51M-27.45M16.83M3.02M3.44M3.98M14.52M16.12M5.07M4.04M5.48M16.23M13.80M14.45M13.78M17.75M14.51M5.01M
Selling, General & Administrative (Quarter) 1.95M0.19M1.91M5.29M4.14M2.52M2.72M3.29M2.98M3.33M3.11M3.34M3.75M3.44M3.78M3.86M3.59M3.83M3.86M3.92M3.90M4.90M
Rent Expense (Quarter) 0.84M0.83M0.88M0.88M1.01M1.02M1.07M1.07M1.09M1.21M1.11M1.11M1.11M1.11M0.94M1.04M1.00M1.04M1.04M1.03M1.03M1.03M
Restructuring Costs (Quarter) 2.92M-0.03M0.06M0.04M1.50M-0.00M
Other Operating Expenses (Quarter) 20.79M-3.00M32.54M40.46M53.54M52.17M45.96M51.10M46.22M50.20M46.07M48.52M52.09M49.53M47.23M48.96M48.38M51.24M41.91M50.49M51.18M48.70M
Operating Expenses (Quarter) 25.54M0.00M37.48M49.05M61.38M58.51M52.89M58.75M53.59M58.07M53.46M56.24M60.09M57.04M57.93M56.79M56.07M56.15M48.32M55.44M56.11M54.64M
Operating Income (Quarter) 19.34M-0.19M24.38M17.99M11.51M3.37M-2.16M6.40M-0.97M-9.61M3.73M18.33M15.58M8.71M5.28M29.49M35.09M24.67M42.49M44.81M48.45M30.93M
EBIT (Quarter) 19.34M-0.19M24.38M17.99M11.51M3.37M-2.16M6.40M-0.97M-9.61M3.73M18.33M15.58M8.71M5.28M29.49M35.09M24.67M42.49M44.81M48.45M30.93M
Non-operating items
Interest & Investment Income (Quarter) 0.01M0.01M0.01M
Other Non Operating Income (Quarter) 6.44M-6.44M0.05M0.19M0.08M0.08M0.08M0.08M0.08M0.08M0.08M0.08M0.08M0.08M-4.41M
Non Operating Income (Quarter) -7.85M-1.28M-15.72M
Net income details
EBT (Quarter) 19.34M16.16M24.38M17.99M31.09M16.63M0.20M9.70M0.40M-7.20M4.08M18.76M15.99M2.98M10.50M28.59M34.35M14.55M22.04M12.70M81.60M39.81M
Tax Provisions (Quarter) 0.70M-0.39M0.50M0.20M1.00M-2.10M0.15M0.69M0.46M1.03M0.40M0.91M2.30M0.60M1.70M1.20M5.65M1.39M
Profit After Tax (Quarter) 19.34M-8.04M24.38M17.99M14.12M33.30M1.08M3.46M-0.66M-0.62M0.25M2.14M2.17M34.92M10.13M3.07M4.26M-62.61M-11.37M-20.78M75.93M136.76M
Equity Income (Quarter) 0.63M0.81M1.08M1.12M1.36M1.41M
Income from Non-Controlling Interests (Quarter) 16.27M5.60M-1.37M6.04M-0.09M-8.33M3.68M15.93M13.36M7.51M4.59M24.61M27.79M19.58M31.76M32.26M34.30M21.60M
Income from Continuing Operations (Quarter) 19.34M16.16M24.38M17.99M30.39M17.03M-0.30M9.50M-0.60M-5.10M3.93M18.08M15.53M1.94M10.10M27.68M32.06M13.95M20.34M11.50M75.95M38.42M
Consolidated Net Income (Quarter) 19.34M16.16M24.38M17.99M30.39M17.03M-0.30M9.50M-0.60M-5.10M3.93M18.08M15.53M1.94M10.10M27.68M32.06M13.95M20.34M11.50M75.95M38.42M
Income towards Parent Company (Quarter) 19.34M16.16M24.38M17.99M30.39M17.03M-0.30M9.50M-0.60M-5.10M3.93M18.08M15.53M1.94M10.10M27.68M32.06M13.95M20.34M11.50M75.95M38.42M
Net Income towards Common Stockholders (Quarter) 19.34M16.16M24.38M17.99M30.39M17.03M-0.30M9.50M-0.60M-5.10M3.93M18.08M15.53M1.94M10.10M27.68M32.06M13.95M20.34M11.50M75.95M38.42M
Additional items
EPS (Basic) (Quarter) -1.15-0.33-1.481.060.850.080.26-0.040.220.020.140.13-0.350.290.160.21-0.29-0.48-0.781.480.63
EPS (Weighted Average and Diluted) (Quarter) 0.290.190.000.10-0.04-0.040.020.140.13-0.350.100.160.21-0.29-0.48-0.780.770.63
Shares Outstanding (Weighted Average) (Quarter) 9.39M10.97M13.11M13.22M13.58M13.55M13.97M13.91M15.04M15.34M16.77M16.39M19.21M19.44M20.25M20.15M23.69M26.61M28.16M26.51M
Shares Outstanding (Diluted Average) (Quarter) 84.46M84.47M84.47M84.28M13.97M84.26M15.19M15.53M16.05M16.39M86.24M86.15M20.46M20.15M23.69M25.16M26.17M26.51M
EBITDA (Quarter) 19.34M-0.19M24.38M17.99M11.51M3.37M-2.16M6.40M-0.97M-9.61M3.73M18.33M15.58M8.71M5.28M29.49M35.09M24.67M42.49M44.81M48.45M30.93M
Tax Rate (Quarter) 2.26%-2.36%250.00%2.06%250.00%29.17%3.58%3.67%2.89%34.76%3.85%3.20%6.69%4.12%7.71%9.45%6.92%3.48%