OppFi (OPFI) Net Cash Flow (2020 - 2026)
OppFi's (OPFI) quarterly Net Cash Flow came in at -$8.1 million in Q2 2026, up 35.42% year-over-year from -$6.0 million in Q2 2025, and down 221.29% quarter-over-quarter from $6.7 million in Q1 2026.
Analysis
OppFi (OPFI) Net Cash Flow (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Net Cash Flow for 7 consecutive years, with -$8.1 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Net Cash Flow rose 35.42% year-over-year to -$8.1 million in Q2 2026; TTM through Jun 2026 was $13.6 million, a 628.03% increase from a year earlier, with the FY2025 full-year figure at $5.0 million, down 65.32% from the prior year.
- Net Cash Flow was -$8.1 million for Q2 2026 at OppFi, down from $6.7 million in the prior quarter.
- Over five years, Net Cash Flow peaked at $21.7 million in Q1 2023 and troughed at -$12.5 million in Q2 2025.
- A 5-year average of $1.6 million and a median of -$1.6 million in 2022 frame the typical range for Net Cash Flow.
- The widest YoY moves for Net Cash Flow: up 1090.74% in 2023, down 301.47% in 2023.
- Over 5 years, Net Cash Flow stood at -$799000.0 in 2022, then surged by 1090.74% to $7.9 million in 2023, then jumped by 77.55% to $14.1 million in 2024, then increased by 28.57% to $18.1 million in 2025, then slumped by 144.68% to -$8.1 million in 2026.
- The last three Net Cash Flow figures came in at -$8.1 million (Q2 2026), $6.7 million (Q1 2026), and $18.1 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | - |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 225.59 Mn |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | -51.67 Mn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | -19.30 Mn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | -44.40 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | -158.88 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -41.73 Mn |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 6.33 Mn |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn | -8.07 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -8.07 Mn |
| Mar 31, 2026 | 6.66 Mn |
| Dec 31, 2025 | 18.07 Mn |
| Sep 30, 2025 | -3.07 Mn |
| Jun 30, 2025 | -12.50 Mn |
| Mar 31, 2025 | 2.48 Mn |
| Dec 31, 2024 | 14.06 Mn |
| Sep 30, 2024 | -6.60 Mn |
| Jun 30, 2024 | -7.88 Mn |
| Mar 31, 2024 | 14.78 Mn |
| Dec 31, 2023 | 7.92 Mn |
| Sep 30, 2023 | 3.92 Mn |
| Jun 30, 2023 | -9.27 Mn |
| Mar 31, 2023 | 21.70 Mn |
| Dec 31, 2022 | -799,000.00 |
| Sep 30, 2022 | -7.17 Mn |
| Jun 30, 2022 | -2.31 Mn |
| Mar 31, 2022 | -2.42 Mn |
| Dec 31, 2021 | 5.56 Mn |
| Sep 30, 2021 | -63.98 Mn |