OppFi (OPFI) Net Cash Flow (2020 - 2026)

OppFi (OPFI) reported Net Cash Flow of $6.7 million for Q1 2026, up 168.43% year-over-year from $2.5 million in Q1 2025, and down 63.16% quarter-over-quarter from $18.1 million in Q4 2025.

OppFi (OPFI) Net Cash Flow (2020 - 2026) Analysis & Trends

OppFi (OPFI) has 7 years of Net Cash Flow data on file, last reported at $6.7 million in Q1 2026.

  • Net Cash Flow for Q1 2026 came in at $6.7 million, up 168.43% year-over-year; the trailing twelve-month figure through Mar 2026 was $9.2 million (up 347.09% YoY), and the FY2025 annual result was $5.0 million, down 65.32% from the prior year.
  • Net Cash Flow declined to $6.7 million in Q1 2026 per OPFI's latest filing, from $18.1 million in the prior quarter.
  • Over five years, Net Cash Flow peaked at $21.7 million in Q1 2023 and troughed at -$12.5 million in Q2 2025.
  • A 5-year average of $2.2 million and a median of -$799000.0 in 2022 frame the typical range for Net Cash Flow.
  • On a YoY basis, Net Cash Flow climbed as much as 1090.74% in 2023 and fell as far as 301.47% in 2023.
  • A 5-year view of Net Cash Flow shows it stood at -$799000.0 in 2022, then soared by 1090.74% to $7.9 million in 2023, then surged by 77.55% to $14.1 million in 2024, then rose by 28.57% to $18.1 million in 2025, then plunged by 63.16% to $6.7 million in 2026.
  • Business Quant data shows OPFI's Net Cash Flow at $6.7 million in Q1 2026, $18.1 million in Q4 2025, and -$3.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Cash Flow (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -4.28 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -2.37 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 5.91 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 17.16 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -1.53 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 5.59 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 383.32 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -1.59 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -577.00 Mn
10 OppFi 222.53 Mn 425.99 Mn 76.91 Mn 6.66 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 6.66 Mn
Mar 31, 2026 6.66 Mn
Dec 31, 2025 18.07 Mn
Dec 31, 2025 18.07 Mn
Sep 30, 2025 -3.07 Mn
Sep 30, 2025 -3.07 Mn
Jun 30, 2025 -12.50 Mn
Jun 30, 2025 -12.50 Mn
Mar 31, 2025 2.48 Mn
Mar 31, 2025 2.48 Mn
Dec 31, 2024 14.06 Mn
Dec 31, 2024 14.06 Mn
Sep 30, 2024 -6.60 Mn
Sep 30, 2024 -6.60 Mn
Jun 30, 2024 -7.88 Mn
Jun 30, 2024 -7.88 Mn
Mar 31, 2024 14.78 Mn
Mar 31, 2024 14.78 Mn
Dec 31, 2023 7.92 Mn
Dec 31, 2023 7.92 Mn