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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Return on Assets (2021 - 2025)

OppFi has reported Return on Assets over the past 5 years, most recently at 0.2% for Q4 2025.

  • Quarterly results put Return on Assets at 0.2% for Q4 2025, up 7.0% from a year ago — trailing twelve months through Dec 2025 was 0.2% (up 7.0% YoY), and the annual figure for FY2025 was 0.21%, up 7.0%.
  • Return on Assets for Q4 2025 was 0.2% at OppFi, up from 0.17% in the prior quarter.
  • Over the last five years, Return on Assets for OPFI hit a ceiling of 0.32% in Q2 2021 and a floor of 0.01% in Q4 2022.
  • Median Return on Assets over the past 5 years was 0.12% (2025), compared with a mean of 0.12%.
  • Biggest five-year swings in Return on Assets: decreased -22bps in 2022 and later grew 7bps in 2024.
  • OppFi's Return on Assets stood at 0.19% in 2021, then plummeted by -97bps to 0.01% in 2022, then soared by 989bps to 0.07% in 2023, then skyrocketed by 102bps to 0.13% in 2024, then soared by 49bps to 0.2% in 2025.
  • The last three reported values for Return on Assets were 0.2% (Q4 2025), 0.17% (Q3 2025), and 0.12% (Q2 2025) per Business Quant data.