OppFi (OPFI) Change in Account Payables (2020 - 2026)

OppFi (OPFI) posted quarterly Change in Account Payables of -$929000.0 for Q1 2026, down 185.94% YoY from $1.1 million in Q1 2025, and down 180.66% sequentially from -$331000.0 in Q4 2025.

OppFi (OPFI) Change in Account Payables (2020 - 2026) Analysis & Trends

OppFi has disclosed Change in Account Payables across 7 years of filings, most recently posting -$929000.0 for Q1 2026.

  • In Q1 2026, Change in Account Payables fell 185.94% year-over-year to -$929000.0; the TTM figure through Mar 2026 stood at -$116000.0 (up 94.27% YoY), while the FY2025 annual figure was $1.9 million, up 153.16% from the prior year.
  • Change in Account Payables slipped to -$929000.0 in Q1 2026, from -$331000.0 in the prior quarter.
  • Over the last five years, Change in Account Payables for OPFI reached as high as $3.4 million in Q2 2022 and fell as low as -$3.8 million in Q4 2024.
  • The 5-year median for Change in Account Payables is -$331000.0 (2025), against an average of -$250352.9.
  • Annual changes were most pronounced in 2022 — Change in Account Payables jumped 3096.23% — and 2024, when it plunged 555.46%.
  • A 5-year view of Change in Account Payables shows it stood at -$342000.0 in 2022, then jumped by 355.26% to $873000.0 in 2023, then plunged by 531.73% to -$3.8 million in 2024, then jumped by 91.22% to -$331000.0 in 2025, then plunged by 180.66% to -$929000.0 in 2026.
  • According to Business Quant data, Change in Account Payables over the past three periods registered -$929000.0, -$331000.0, and $373000.0 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change Payables (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 89.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 14.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -52.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 2.36 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 OppFi - - 76.91 Mn -929,000.00

Historic Data

Download Data
DateValue
Mar 31, 2026 -929,000.00
Mar 31, 2026 -929,000.00
Dec 31, 2025 -331,000.00
Dec 31, 2025 -331,000.00
Sep 30, 2025 373,000.00
Sep 30, 2025 373,000.00
Jun 30, 2025 771,000.00
Jun 30, 2025 771,000.00
Mar 31, 2025 1.08 Mn
Mar 31, 2025 1.08 Mn
Dec 31, 2024 -3.77 Mn
Dec 31, 2024 -3.77 Mn
Sep 30, 2024 2.25 Mn
Sep 30, 2024 2.25 Mn
Jun 30, 2024 -1.59 Mn
Jun 30, 2024 -1.59 Mn
Mar 31, 2024 -458,000.00
Mar 31, 2024 -458,000.00
Dec 31, 2023 873,000.00
Dec 31, 2023 873,000.00