OppFi OPFI
NYSE OPFI
$6.56 -0.49 (-6.95%)
At close: Sep 18, 2026 · 4:00 PM EDT

OppFi (OPFI) FCF Payout Ratio (2020 - 2026)

OppFi's (OPFI) quarterly FCF Payout Ratio came in at 0.05 in Q2 2026, up 66.86% year-over-year from 0.03 in Q2 2025, and up 31.56% quarter-over-quarter from 0.08 in Q1 2026.

Analysis

OppFi (OPFI) FCF Payout Ratio (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported FCF Payout Ratio for 7 consecutive years, with 0.05 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, FCF Payout Ratio rose 66.86% year-over-year to 0.05 in Q2 2026; TTM through Jun 2026 was 0.04, a 25.64% increase from a year earlier, with the FY2025 full-year figure at 0.07, down 42.03% from the prior year.
  • FCF Payout Ratio was 0.05 for Q2 2026 at OppFi, up from 0.08 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 0.09 in Q3 2025 and troughed at 0.16 in Q2 2025.
  • A 5-year average of 0.03 and a median of 0.01 in 2022 frame the typical range for FCF Payout Ratio.
  • Across the five-year window, FCF Payout Ratio tumbled 192504.98% in 2024 and soared 181.84% in 2025, its largest moves.
  • Over 5 years, FCF Payout Ratio stood at 0.0 in 2022, then sank by 69.1% to 0.0 in 2023, then slumped by 3540.73% to 0.0 in 2024, then grew by 27.26% to 0.0 in 2025, then plunged by 12438.83% to 0.05 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.05 (Q2 2026), 0.08 (Q1 2026), and 0.0 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn -
2 Royalty Pharma 33.59 Bn 35.70 Bn - 0.07
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 0.12
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn 0.12
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn -
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 0.01
7 Jefferson Capital 1.18 Bn 1.16 Bn - -
8 Lufax Holding 1.04 Bn -1.23 Bn - -
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 0.21
10 OppFi 442.88 Mn 351.04 Mn 74.77 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -0.05
Mar 31, 2026 -0.08
Dec 31, 2025 0.00
Sep 30, 2025 0.09
Jun 30, 2025 -0.16
Mar 31, 2025 -0.06
Dec 31, 2024 0.00
Sep 30, 2024 -0.11
Jun 30, 2024 -0.02
Mar 31, 2024 -0.11
Dec 31, 2023 0.00
Sep 30, 2023 -0.02
Jun 30, 2023 -0.06
Mar 31, 2023 0.00
Dec 31, 2022 0.00
Sep 30, 2022 0.00
Jun 30, 2022 0.00
Mar 31, 2022 -0.01
Dec 31, 2021 0.00
Sep 30, 2021 -0.14