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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Return on Equity (2021 - 2025)

OppFi has reported Return on Equity over the past 5 years, most recently at 0.87% for Q4 2025.

  • Quarterly results put Return on Equity at 0.87% for Q4 2025, up 50.0% from a year ago — trailing twelve months through Dec 2025 was 0.87% (up 50.0% YoY), and the annual figure for FY2025 was 1.0%, up 61.0%.
  • Return on Equity for Q4 2025 was 0.87% at OppFi, up from 0.49% in the prior quarter.
  • Over the last five years, Return on Equity for OPFI hit a ceiling of 0.87% in Q4 2025 and a floor of 0.02% in Q4 2022.
  • Median Return on Equity over the past 5 years was 0.34% (2025), compared with a mean of 0.36%.
  • Biggest five-year swings in Return on Equity: crashed -58bps in 2022 and later soared 50bps in 2025.
  • OppFi's Return on Equity stood at 0.61% in 2021, then plummeted by -96bps to 0.02% in 2022, then soared by 854bps to 0.21% in 2023, then skyrocketed by 79bps to 0.37% in 2024, then soared by 136bps to 0.87% in 2025.
  • The last three reported values for Return on Equity were 0.87% (Q4 2025), 0.49% (Q3 2025), and 0.34% (Q2 2025) per Business Quant data.