OppFi OPFI
NYSE OPFI
$7.07 -0.09 (-1.26%)
At close: Aug 28, 2026 · 4:00 PM EDT

OppFi (OPFI) Total Debt (2020 - 2026)

OppFi (OPFI) posted quarterly Total Debt of $284.3 million for Q1 2026, down 1.3% year-over-year from $288.0 million in Q1 2025, and down 11.54% quarter-over-quarter from $321.4 million in Q4 2025.

Analysis

OppFi (OPFI) Total Debt (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported Total Debt for 7 consecutive years, with $284.3 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Total Debt fell 1.3% year-over-year to $284.3 million; the TTM figure through Mar 2026 stood at $284.3 million (down 1.3% YoY), while the FY2025 annual figure was $321.4 million, up 0.81% from the prior year.
  • Total Debt retreated to $284.3 million in Q1 2026 per OPFI's latest filing, from $321.4 million in the prior quarter.
  • Across five years, Total Debt topped out at $342.2 million in Q3 2023 and bottomed at $756000.0 in Q4 2022.
  • Historically, Total Debt has averaged $252.7 million across 5 years, with a median of $303.8 million in 2024.
  • Annual changes were most pronounced in 2022 — Total Debt sank 96.63% — and 2023, when it jumped 43903.57%.
  • OppFi's Total Debt stood at $756000.0 in 2022, then surged by 43903.57% to $332.7 million in 2023, then retreated by 4.18% to $318.8 million in 2024, then grew by 0.81% to $321.4 million in 2025, then fell by 11.54% to $284.3 million in 2026.
  • Business Quant data shows OPFI's Total Debt at $284.3 million in Q1 2026, $321.4 million in Q4 2025, and $320.8 million in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 23.86 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 24.64 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 59.05 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 35.62 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 15.23 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 3.33 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 16.43 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn -
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 22.97 Bn
10 OppFi 477.32 Mn 385.47 Mn 74.77 Mn 276.45 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 276.45 Mn
Mar 31, 2026 284.26 Mn
Dec 31, 2025 321.35 Mn
Sep 30, 2025 320.84 Mn
Jun 30, 2025 305.90 Mn
Mar 31, 2025 288.00 Mn
Dec 31, 2024 318.76 Mn
Sep 30, 2024 325.55 Mn
Jun 30, 2024 301.77 Mn
Mar 31, 2024 300.30 Mn
Dec 31, 2023 332.67 Mn
Sep 30, 2023 342.17 Mn
Jun 30, 2023 331.88 Mn
Mar 31, 2023 330.74 Mn
Dec 31, 2022 344.69 Mn
Sep 30, 2022 338.37 Mn
Jun 30, 2022 331.24 Mn
Mar 31, 2022 261.69 Mn
Dec 31, 2021 251.58 Mn
Sep 30, 2021 205.97 Mn