OppFi (OPFI) Total Debt (2020 - 2026)
OppFi (OPFI) posted quarterly Total Debt of $284.3 million for Q1 2026, down 1.3% year-over-year from $288.0 million in Q1 2025, and down 11.54% quarter-over-quarter from $321.4 million in Q4 2025.
Analysis
OppFi (OPFI) Total Debt (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Total Debt for 7 consecutive years, with $284.3 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Total Debt fell 1.3% year-over-year to $284.3 million; the TTM figure through Mar 2026 stood at $284.3 million (down 1.3% YoY), while the FY2025 annual figure was $321.4 million, up 0.81% from the prior year.
- Total Debt retreated to $284.3 million in Q1 2026 per OPFI's latest filing, from $321.4 million in the prior quarter.
- Across five years, Total Debt topped out at $342.2 million in Q3 2023 and bottomed at $756000.0 in Q4 2022.
- Historically, Total Debt has averaged $252.7 million across 5 years, with a median of $303.8 million in 2024.
- Annual changes were most pronounced in 2022 — Total Debt sank 96.63% — and 2023, when it jumped 43903.57%.
- OppFi's Total Debt stood at $756000.0 in 2022, then surged by 43903.57% to $332.7 million in 2023, then retreated by 4.18% to $318.8 million in 2024, then grew by 0.81% to $321.4 million in 2025, then fell by 11.54% to $284.3 million in 2026.
- Business Quant data shows OPFI's Total Debt at $284.3 million in Q1 2026, $321.4 million in Q4 2025, and $320.8 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 23.86 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 24.64 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 59.05 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 35.62 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 15.23 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 3.33 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 16.43 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 22.97 Bn |
| 10 | OppFi | 477.32 Mn | 385.47 Mn | 74.77 Mn | 276.45 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 276.45 Mn |
| Mar 31, 2026 | 284.26 Mn |
| Dec 31, 2025 | 321.35 Mn |
| Sep 30, 2025 | 320.84 Mn |
| Jun 30, 2025 | 305.90 Mn |
| Mar 31, 2025 | 288.00 Mn |
| Dec 31, 2024 | 318.76 Mn |
| Sep 30, 2024 | 325.55 Mn |
| Jun 30, 2024 | 301.77 Mn |
| Mar 31, 2024 | 300.30 Mn |
| Dec 31, 2023 | 332.67 Mn |
| Sep 30, 2023 | 342.17 Mn |
| Jun 30, 2023 | 331.88 Mn |
| Mar 31, 2023 | 330.74 Mn |
| Dec 31, 2022 | 344.69 Mn |
| Sep 30, 2022 | 338.37 Mn |
| Jun 30, 2022 | 331.24 Mn |
| Mar 31, 2022 | 261.69 Mn |
| Dec 31, 2021 | 251.58 Mn |
| Sep 30, 2021 | 205.97 Mn |