OppFi (OPFI) Total Debt (2020 - 2026)

OppFi (OPFI) posted quarterly Total Debt of $284.3 million for Q1 2026, down 1.3% YoY from $288.0 million in Q1 2025, and down 11.54% sequentially from $321.4 million in Q4 2025.

OppFi (OPFI) Total Debt (2020 - 2026) Analysis & Trends

OppFi has disclosed Total Debt across 7 years of filings, most recently posting $284.3 million for Q1 2026.

  • In Q1 2026, Total Debt fell 1.3% year-over-year to $284.3 million; the TTM figure through Mar 2026 stood at $284.3 million (down 1.3% YoY), while the FY2025 annual figure was $321.4 million, up 0.81% from the prior year.
  • Total Debt fell to $284.3 million in Q1 2026, from $321.4 million in the prior quarter.
  • Over the last five years, Total Debt for OPFI reached as high as $344.7 million in Q4 2022 and fell as low as $5.1 million in Q2 2022.
  • The 5-year median for Total Debt is $320.8 million (2025), against an average of $297.3 million.
  • Annual changes were most pronounced in 2023 — Total Debt jumped 6378.31% — and 2024, when it decreased 9.2%.
  • A 5-year view of Total Debt shows it stood at $344.7 million in 2022, then dropped by 3.49% to $332.7 million in 2023, then fell by 4.18% to $318.8 million in 2024, then climbed by 0.81% to $321.4 million in 2025, then declined by 11.54% to $284.3 million in 2026.
  • According to Business Quant data, Total Debt over the past three periods registered $284.3 million, $321.4 million, and $320.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.98 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 18.96 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.69 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 9.41 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 2.42 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 4.13 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 5.16 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 12.66 Bn
10 OppFi - - 76.91 Mn 284.26 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 284.26 Mn
Dec 31, 2025 321.35 Mn
Sep 30, 2025 320.84 Mn
Jun 30, 2025 305.90 Mn
Mar 31, 2025 288.00 Mn
Dec 31, 2024 318.76 Mn
Sep 30, 2024 325.55 Mn
Jun 30, 2024 301.77 Mn
Mar 31, 2024 300.30 Mn
Dec 31, 2023 332.67 Mn
Sep 30, 2023 342.17 Mn
Jun 30, 2023 331.88 Mn
Mar 31, 2023 330.74 Mn
Dec 31, 2022 344.69 Mn
Sep 30, 2022 338.37 Mn
Jun 30, 2022 5.12 Mn
Mar 31, 2022 261.69 Mn
Dec 31, 2021 251.58 Mn
Sep 30, 2021 19.79 Mn
Dec 31, 2020 6.35 Mn