OppFi (OPFI) Non-Current Debt (2020 - 2026)
OppFi's (OPFI) quarterly Non-Current Debt came in at $276.5 million in Q2 2026, down 9.63% year-over-year from $305.9 million in Q2 2025, and down 2.75% quarter-over-quarter from $284.3 million in Q1 2026.
Analysis
OppFi (OPFI) Non-Current Debt (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Non-Current Debt for 7 consecutive years, with $276.5 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Non-Current Debt fell 9.63% year-over-year to $276.5 million in Q2 2026; TTM through Jun 2026 was $276.5 million, a 9.63% decrease from a year earlier, with the FY2025 full-year figure at $321.4 million, up 0.81% from the prior year.
- Non-Current Debt was $276.5 million for Q2 2026 at OppFi, down from $284.3 million in the prior quarter.
- Over five years, Non-Current Debt peaked at $344.7 million in Q4 2022 and troughed at $261.7 million in Q1 2022.
- A 5-year average of $314.3 million and a median of $321.1 million in 2025 frame the typical range for Non-Current Debt.
- Across the five-year window, Non-Current Debt jumped 64.28% in 2022 and declined 9.63% in 2026, its largest moves.
- Over 5 years, Non-Current Debt stood at $344.7 million in 2022, then slipped by 3.49% to $332.7 million in 2023, then declined by 4.18% to $318.8 million in 2024, then advanced by 0.81% to $321.4 million in 2025, then dropped by 13.97% to $276.5 million in 2026.
- The last three Non-Current Debt figures came in at $276.5 million (Q2 2026), $284.3 million (Q1 2026), and $321.4 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Current Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 35.93 Bn |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 8.96 Bn |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 395.89 Mn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 215.00 Mn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | - |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 692.12 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 1.41 Bn |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | 9.60 Bn |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 444.83 Mn |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn | 276.45 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 276.45 Mn |
| Mar 31, 2026 | 284.26 Mn |
| Dec 31, 2025 | 321.35 Mn |
| Sep 30, 2025 | 320.84 Mn |
| Jun 30, 2025 | 305.90 Mn |
| Mar 31, 2025 | 288.00 Mn |
| Dec 31, 2024 | 318.76 Mn |
| Sep 30, 2024 | 325.55 Mn |
| Jun 30, 2024 | 301.77 Mn |
| Mar 31, 2024 | 300.30 Mn |
| Dec 31, 2023 | 332.67 Mn |
| Sep 30, 2023 | 342.17 Mn |
| Jun 30, 2023 | 331.88 Mn |
| Mar 31, 2023 | 330.74 Mn |
| Dec 31, 2022 | 344.69 Mn |
| Sep 30, 2022 | 338.37 Mn |
| Jun 30, 2022 | 331.24 Mn |
| Mar 31, 2022 | 261.69 Mn |
| Dec 31, 2021 | 251.58 Mn |
| Sep 30, 2021 | 205.97 Mn |