OppFi (OPFI) Non-Current Debt (2020 - 2026)
OppFi (OPFI) posted quarterly Non-Current Debt of $284.3 million for Q1 2026, down 1.3% YoY from $288.0 million in Q1 2025, and down 11.54% sequentially from $321.4 million in Q4 2025.
OppFi (OPFI) Non-Current Debt (2020 - 2026) Analysis & Trends
OppFi has disclosed Non-Current Debt across 7 years of filings, most recently posting $284.3 million for Q1 2026.
- In Q1 2026, Non-Current Debt fell 1.3% year-over-year to $284.3 million; the TTM figure through Mar 2026 stood at $284.3 million (down 1.3% YoY), while the FY2025 annual figure was $321.4 million, up 0.81% from the prior year.
- Non-Current Debt fell to $284.3 million in Q1 2026, from $321.4 million in the prior quarter.
- Over the last five years, Non-Current Debt for OPFI reached as high as $344.7 million in Q4 2022 and fell as low as $5.1 million in Q2 2022.
- The 5-year median for Non-Current Debt is $320.8 million (2025), against an average of $297.3 million.
- Annual changes were most pronounced in 2023 — Non-Current Debt jumped 6378.31% — and 2024, when it decreased 9.2%.
- A 5-year view of Non-Current Debt shows it stood at $344.7 million in 2022, then dropped by 3.49% to $332.7 million in 2023, then fell by 4.18% to $318.8 million in 2024, then climbed by 0.81% to $321.4 million in 2025, then declined by 11.54% to $284.3 million in 2026.
- According to Business Quant data, Non-Current Debt over the past three periods registered $284.3 million, $321.4 million, and $320.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Current Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 22.42 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 17.21 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 9.41 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 2.42 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | - |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 5.16 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 12.63 Bn |
| 10 | OppFi | - | - | 76.91 Mn | 284.26 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 284.26 Mn |
| Mar 31, 2026 | 284.26 Mn |
| Dec 31, 2025 | 321.35 Mn |
| Dec 31, 2025 | 321.35 Mn |
| Sep 30, 2025 | 320.84 Mn |
| Sep 30, 2025 | 320.84 Mn |
| Jun 30, 2025 | 305.90 Mn |
| Jun 30, 2025 | 305.90 Mn |
| Mar 31, 2025 | 288.00 Mn |
| Mar 31, 2025 | 288.00 Mn |
| Dec 31, 2024 | 318.76 Mn |
| Dec 31, 2024 | 318.76 Mn |
| Sep 30, 2024 | 325.55 Mn |
| Sep 30, 2024 | 325.55 Mn |
| Jun 30, 2024 | 301.77 Mn |
| Jun 30, 2024 | 301.77 Mn |
| Mar 31, 2024 | 300.30 Mn |
| Mar 31, 2024 | 300.30 Mn |
| Dec 31, 2023 | 332.67 Mn |
| Dec 31, 2023 | 332.67 Mn |