OppFi (OPFI) Non-Current Debt (2020 - 2026)
OppFi (OPFI) posted quarterly Non-Current Debt of $284.3 million for Q1 2026, down 1.3% year-over-year from $288.0 million in Q1 2025, and down 11.54% quarter-over-quarter from $321.4 million in Q4 2025.
OppFi (OPFI) Non-Current Debt (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Non-Current Debt for 7 consecutive years, with $284.3 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Non-Current Debt fell 1.3% year-over-year to $284.3 million; the TTM figure through Mar 2026 stood at $284.3 million (down 1.3% YoY), while the FY2025 annual figure was $321.4 million, up 0.81% from the prior year.
- Non-Current Debt retreated to $284.3 million in Q1 2026 per OPFI's latest filing, from $321.4 million in the prior quarter.
- Across five years, Non-Current Debt topped out at $342.2 million in Q3 2023 and bottomed at $756000.0 in Q4 2022.
- Historically, Non-Current Debt has averaged $252.7 million across 5 years, with a median of $303.8 million in 2024.
- Annual changes were most pronounced in 2022 — Non-Current Debt sank 96.63% — and 2023, when it jumped 43903.57%.
- OppFi's Non-Current Debt stood at $756000.0 in 2022, then surged by 43903.57% to $332.7 million in 2023, then retreated by 4.18% to $318.8 million in 2024, then grew by 0.81% to $321.4 million in 2025, then fell by 11.54% to $284.3 million in 2026.
- Business Quant data shows OPFI's Non-Current Debt at $284.3 million in Q1 2026, $321.4 million in Q4 2025, and $320.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Current Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 20.86 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 22.18 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 57.02 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 35.62 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 12.73 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 16.43 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 2.42 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | OppFi | 261.63 Mn | 161.71 Mn | 76.91 Mn | 284.26 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 284.26 Mn |
| Dec 31, 2025 | 321.35 Mn |
| Sep 30, 2025 | 320.84 Mn |
| Jun 30, 2025 | 305.90 Mn |
| Mar 31, 2025 | 288.00 Mn |
| Dec 31, 2024 | 318.76 Mn |
| Sep 30, 2024 | 325.55 Mn |
| Jun 30, 2024 | 301.77 Mn |
| Mar 31, 2024 | 300.30 Mn |
| Dec 31, 2023 | 332.67 Mn |
| Sep 30, 2023 | 342.17 Mn |
| Jun 30, 2023 | 331.88 Mn |
| Dec 31, 2022 | 756,000.00 |
| Sep 30, 2022 | 1.76 Mn |
| Jun 30, 2022 | 5.12 Mn |
| Mar 31, 2022 | 261.69 Mn |
| Dec 31, 2021 | 22.44 Mn |
| Sep 30, 2021 | 50.00 Mn |
| Dec 31, 2020 | 131.73 Mn |