OppFi (OPFI) Non-Current Debt (2020 - 2026)
OppFi (OPFI) reported Non-Current Debt of $284.3 million for Q1 2026, down 1.3% year-over-year from $288.0 million in Q1 2025, and down 11.54% quarter-over-quarter from $321.4 million in Q4 2025.
OppFi (OPFI) Non-Current Debt (2020 - 2026) Analysis & Trends
OppFi (OPFI) has 7 years of Non-Current Debt data on file, last reported at $284.3 million in Q1 2026.
- Non-Current Debt for Q1 2026 came in at $284.3 million, down 1.3% year-over-year; the trailing twelve-month figure through Mar 2026 was $284.3 million (down 1.3% YoY), and the FY2025 annual result was $321.4 million, up 0.81% from the prior year.
- Non-Current Debt eased to $284.3 million in Q1 2026 per OPFI's latest filing, from $321.4 million in the prior quarter.
- Over five years, Non-Current Debt peaked at $344.7 million in Q4 2022 and troughed at $5.1 million in Q2 2022.
- A 5-year average of $297.3 million and a median of $320.8 million in 2025 frame the typical range for Non-Current Debt.
- The sharpest annual moves came in 2023 and 2024: Non-Current Debt jumped 6378.31% in 2023, then decreased 9.2% in 2024.
- A 5-year view of Non-Current Debt shows it stood at $344.7 million in 2022, then dropped by 3.49% to $332.7 million in 2023, then fell by 4.18% to $318.8 million in 2024, then climbed by 0.81% to $321.4 million in 2025, then declined by 11.54% to $284.3 million in 2026.
- Business Quant data shows OPFI's Non-Current Debt at $284.3 million in Q1 2026, $321.4 million in Q4 2025, and $320.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Current Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 22.42 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 17.21 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 38.42 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 9.41 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 7.51 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 2.42 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | OppFi | 222.53 Mn | 425.99 Mn | 76.91 Mn | 284.26 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 284.26 Mn |
| Mar 31, 2026 | 284.26 Mn |
| Dec 31, 2025 | 321.35 Mn |
| Dec 31, 2025 | 321.35 Mn |
| Sep 30, 2025 | 320.84 Mn |
| Sep 30, 2025 | 320.84 Mn |
| Jun 30, 2025 | 305.90 Mn |
| Jun 30, 2025 | 305.90 Mn |
| Mar 31, 2025 | 288.00 Mn |
| Mar 31, 2025 | 288.00 Mn |
| Dec 31, 2024 | 318.76 Mn |
| Dec 31, 2024 | 318.76 Mn |
| Sep 30, 2024 | 325.55 Mn |
| Sep 30, 2024 | 325.55 Mn |
| Jun 30, 2024 | 301.77 Mn |
| Jun 30, 2024 | 301.77 Mn |
| Mar 31, 2024 | 300.30 Mn |
| Mar 31, 2024 | 300.30 Mn |
| Dec 31, 2023 | 332.67 Mn |
| Dec 31, 2023 | 332.67 Mn |