OppFi (OPFI) Operating Leases (2022 - 2026)
OppFi (OPFI) reported Operating Leases of $10.9 million for Q1 2026, down 14.89% year-over-year from $12.8 million in Q1 2025, and down 4.33% quarter-over-quarter from $11.4 million in Q4 2025.
OppFi (OPFI) Operating Leases (2022 - 2026) Analysis & Trends
OppFi (OPFI) has 5 years of Operating Leases data on file, last reported at $10.9 million in Q1 2026.
- Operating Leases for Q1 2026 came in at $10.9 million, down 14.89% year-over-year; the trailing twelve-month figure through Mar 2026 was $10.9 million (down 14.89% YoY), and the FY2025 annual result was $11.4 million, down 14.07% from the prior year.
- Operating Leases retreated to $10.9 million in Q1 2026 per OPFI's latest filing, from $11.4 million in the prior quarter.
- Over five years, Operating Leases peaked at $17.6 million in Q1 2022 and troughed at $10.9 million in Q1 2026.
- A 5-year average of $14.5 million and a median of $14.6 million in 2024 frame the typical range for Operating Leases.
- The sharpest annual moves came in 2023 and 2026: Operating Leases retreated 7.85% in 2023, then decreased 14.89% in 2026.
- A 5-year view of Operating Leases shows it stood at $16.6 million in 2022, then retreated by 9.04% to $15.1 million in 2023, then slipped by 11.73% to $13.3 million in 2024, then decreased by 14.07% to $11.4 million in 2025, then decreased by 4.33% to $10.9 million in 2026.
- Business Quant data shows OPFI's Operating Leases at $10.9 million in Q1 2026, $11.4 million in Q4 2025, and $11.9 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | OppFi | 222.53 Mn | 425.99 Mn | 76.91 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.93 Mn |
| Dec 31, 2025 | 11.42 Mn |
| Sep 30, 2025 | 11.91 Mn |
| Jun 30, 2025 | 12.38 Mn |
| Mar 31, 2025 | 12.84 Mn |
| Dec 31, 2024 | 13.29 Mn |
| Sep 30, 2024 | 13.74 Mn |
| Jun 30, 2024 | 14.17 Mn |
| Mar 31, 2024 | 14.61 Mn |
| Dec 31, 2023 | 15.06 Mn |
| Sep 30, 2023 | 15.50 Mn |
| Jun 30, 2023 | 15.93 Mn |
| Mar 31, 2023 | 16.18 Mn |
| Dec 31, 2022 | 16.56 Mn |
| Sep 30, 2022 | 16.93 Mn |
| Jun 30, 2022 | 17.29 Mn |
| Mar 31, 2022 | 17.63 Mn |