OppFi (OPFI) Operating Leases (2022 - 2026)

OppFi (OPFI) posted quarterly Operating Leases of $10.9 million for Q1 2026, down 14.89% YoY from $12.8 million in Q1 2025, and down 4.33% sequentially from $11.4 million in Q4 2025.

OppFi (OPFI) Operating Leases (2022 - 2026) Analysis & Trends

OppFi has disclosed Operating Leases across 5 years of filings, most recently posting $10.9 million for Q1 2026.

  • In Q1 2026, Operating Leases fell 14.89% year-over-year to $10.9 million; the TTM figure through Mar 2026 stood at $10.9 million (down 14.89% YoY), while the FY2025 annual figure was $11.4 million, down 14.07% from the prior year.
  • Operating Leases eased to $10.9 million in Q1 2026, from $11.4 million in the prior quarter.
  • Over the last five years, Operating Leases for OPFI reached as high as $17.6 million in Q1 2022 and fell as low as $10.9 million in Q1 2026.
  • The 5-year median for Operating Leases is $14.6 million (2024), against an average of $14.5 million.
  • Annual changes were most pronounced in 2023 — Operating Leases retreated 7.85% — and 2026, when it decreased 14.89%.
  • A 5-year view of Operating Leases shows it stood at $16.6 million in 2022, then retreated by 9.04% to $15.1 million in 2023, then slipped by 11.73% to $13.3 million in 2024, then decreased by 14.07% to $11.4 million in 2025, then decreased by 4.33% to $10.9 million in 2026.
  • According to Business Quant data, Operating Leases over the past three periods registered $10.9 million, $11.4 million, and $11.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 OppFi - - 76.91 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 10.93 Mn
Dec 31, 2025 11.42 Mn
Sep 30, 2025 11.91 Mn
Jun 30, 2025 12.38 Mn
Mar 31, 2025 12.84 Mn
Dec 31, 2024 13.29 Mn
Sep 30, 2024 13.74 Mn
Jun 30, 2024 14.17 Mn
Mar 31, 2024 14.61 Mn
Dec 31, 2023 15.06 Mn
Sep 30, 2023 15.50 Mn
Jun 30, 2023 15.93 Mn
Mar 31, 2023 16.18 Mn
Dec 31, 2022 16.56 Mn
Sep 30, 2022 16.93 Mn
Jun 30, 2022 17.29 Mn
Mar 31, 2022 17.63 Mn