OppFi (OPFI) Operating Leases (2022 - 2026)

OppFi (OPFI) reported Operating Leases of $10.9 million for Q1 2026, down 14.89% year-over-year from $12.8 million in Q1 2025, and down 4.33% quarter-over-quarter from $11.4 million in Q4 2025.

OppFi (OPFI) Operating Leases (2022 - 2026) Analysis & Trends

OppFi (OPFI) has 5 years of Operating Leases data on file, last reported at $10.9 million in Q1 2026.

  • Operating Leases for Q1 2026 came in at $10.9 million, down 14.89% year-over-year; the trailing twelve-month figure through Mar 2026 was $10.9 million (down 14.89% YoY), and the FY2025 annual result was $11.4 million, down 14.07% from the prior year.
  • Operating Leases retreated to $10.9 million in Q1 2026 per OPFI's latest filing, from $11.4 million in the prior quarter.
  • Over five years, Operating Leases peaked at $17.6 million in Q1 2022 and troughed at $10.9 million in Q1 2026.
  • A 5-year average of $14.5 million and a median of $14.6 million in 2024 frame the typical range for Operating Leases.
  • The sharpest annual moves came in 2023 and 2026: Operating Leases retreated 7.85% in 2023, then decreased 14.89% in 2026.
  • A 5-year view of Operating Leases shows it stood at $16.6 million in 2022, then retreated by 9.04% to $15.1 million in 2023, then slipped by 11.73% to $13.3 million in 2024, then decreased by 14.07% to $11.4 million in 2025, then decreased by 4.33% to $10.9 million in 2026.
  • Business Quant data shows OPFI's Operating Leases at $10.9 million in Q1 2026, $11.4 million in Q4 2025, and $11.9 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 OppFi 222.53 Mn 425.99 Mn 76.91 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 10.93 Mn
Dec 31, 2025 11.42 Mn
Sep 30, 2025 11.91 Mn
Jun 30, 2025 12.38 Mn
Mar 31, 2025 12.84 Mn
Dec 31, 2024 13.29 Mn
Sep 30, 2024 13.74 Mn
Jun 30, 2024 14.17 Mn
Mar 31, 2024 14.61 Mn
Dec 31, 2023 15.06 Mn
Sep 30, 2023 15.50 Mn
Jun 30, 2023 15.93 Mn
Mar 31, 2023 16.18 Mn
Dec 31, 2022 16.56 Mn
Sep 30, 2022 16.93 Mn
Jun 30, 2022 17.29 Mn
Mar 31, 2022 17.63 Mn