OppFi (OPFI) Operating Leases (2022 - 2026)
OppFi's (OPFI) quarterly Operating Leases came in at $10.4 million in Q2 2026, down 15.79% year-over-year from $12.4 million in Q2 2025, and down 4.58% quarter-over-quarter from $10.9 million in Q1 2026.
Analysis
OppFi (OPFI) Operating Leases (2022 - 2026) Analysis & Trends
OppFi (OPFI) has reported Operating Leases for 5 consecutive years, with $10.4 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Operating Leases fell 15.79% year-over-year to $10.4 million in Q2 2026; TTM through Jun 2026 was $10.4 million, a 15.79% decrease from a year earlier, with the FY2025 full-year figure at $11.4 million, down 14.07% from the prior year.
- Operating Leases was $10.4 million for Q2 2026 at OppFi, down from $10.9 million in the prior quarter.
- Over five years, Operating Leases peaked at $17.6 million in Q1 2022 and troughed at $10.4 million in Q2 2026.
- A 5-year average of $14.3 million and a median of $14.4 million in 2024 frame the typical range for Operating Leases.
- Across the five-year window, Operating Leases fell 7.85% in 2023 and fell 15.79% in 2026, its largest moves.
- Over 5 years, Operating Leases stood at $16.6 million in 2022, then fell by 9.04% to $15.1 million in 2023, then decreased by 11.73% to $13.3 million in 2024, then retreated by 14.07% to $11.4 million in 2025, then slipped by 8.72% to $10.4 million in 2026.
- The last three Operating Leases figures came in at $10.4 million (Q2 2026), $10.9 million (Q1 2026), and $11.4 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.43 Mn |
| Mar 31, 2026 | 10.93 Mn |
| Dec 31, 2025 | 11.42 Mn |
| Sep 30, 2025 | 11.91 Mn |
| Jun 30, 2025 | 12.38 Mn |
| Mar 31, 2025 | 12.84 Mn |
| Dec 31, 2024 | 13.29 Mn |
| Sep 30, 2024 | 13.74 Mn |
| Jun 30, 2024 | 14.17 Mn |
| Mar 31, 2024 | 14.61 Mn |
| Dec 31, 2023 | 15.06 Mn |
| Sep 30, 2023 | 15.50 Mn |
| Jun 30, 2023 | 15.93 Mn |
| Mar 31, 2023 | 16.18 Mn |
| Dec 31, 2022 | 16.56 Mn |
| Sep 30, 2022 | 16.93 Mn |
| Jun 30, 2022 | 17.29 Mn |
| Mar 31, 2022 | 17.63 Mn |