OppFi (OPFI) Operating Leases (2022 - 2026)

OppFi (OPFI) posted quarterly Operating Leases of $10.9 million for Q1 2026, down 14.89% year-over-year from $12.8 million in Q1 2025, and down 4.33% quarter-over-quarter from $11.4 million in Q4 2025.

OppFi (OPFI) Operating Leases (2022 - 2026) Analysis & Trends

OppFi (OPFI) has reported Operating Leases for 5 consecutive years, with $10.9 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Operating Leases fell 14.89% year-over-year to $10.9 million; the TTM figure through Mar 2026 stood at $10.9 million (down 14.89% YoY), while the FY2025 annual figure was $11.4 million, down 14.07% from the prior year.
  • Operating Leases declined to $10.9 million in Q1 2026 per OPFI's latest filing, from $11.4 million in the prior quarter.
  • Across five years, Operating Leases topped out at $17.6 million in Q1 2022 and bottomed at $10.9 million in Q1 2026.
  • Historically, Operating Leases has averaged $14.5 million across 5 years, with a median of $14.6 million in 2024.
  • Annual changes were most pronounced in 2023 — Operating Leases retreated 7.85% — and 2026, when it decreased 14.89%.
  • OppFi's Operating Leases stood at $16.6 million in 2022, then decreased by 9.04% to $15.1 million in 2023, then dropped by 11.73% to $13.3 million in 2024, then slipped by 14.07% to $11.4 million in 2025, then slipped by 4.33% to $10.9 million in 2026.
  • Business Quant data shows OPFI's Operating Leases at $10.9 million in Q1 2026, $11.4 million in Q4 2025, and $11.9 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 OppFi 261.63 Mn 161.71 Mn 76.91 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 10.93 Mn
Dec 31, 2025 11.42 Mn
Sep 30, 2025 11.91 Mn
Jun 30, 2025 12.38 Mn
Mar 31, 2025 12.84 Mn
Dec 31, 2024 13.29 Mn
Sep 30, 2024 13.74 Mn
Jun 30, 2024 14.17 Mn
Mar 31, 2024 14.61 Mn
Dec 31, 2023 15.06 Mn
Sep 30, 2023 15.50 Mn
Jun 30, 2023 15.93 Mn
Mar 31, 2023 16.18 Mn
Dec 31, 2022 16.56 Mn
Sep 30, 2022 16.93 Mn
Jun 30, 2022 17.29 Mn
Mar 31, 2022 17.63 Mn