OppFi (OPFI) Operating Leases (2022 - 2026)
OppFi (OPFI) posted quarterly Operating Leases of $10.9 million for Q1 2026, down 14.89% year-over-year from $12.8 million in Q1 2025, and down 4.33% quarter-over-quarter from $11.4 million in Q4 2025.
OppFi (OPFI) Operating Leases (2022 - 2026) Analysis & Trends
OppFi (OPFI) has reported Operating Leases for 5 consecutive years, with $10.9 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Operating Leases fell 14.89% year-over-year to $10.9 million; the TTM figure through Mar 2026 stood at $10.9 million (down 14.89% YoY), while the FY2025 annual figure was $11.4 million, down 14.07% from the prior year.
- Operating Leases declined to $10.9 million in Q1 2026 per OPFI's latest filing, from $11.4 million in the prior quarter.
- Across five years, Operating Leases topped out at $17.6 million in Q1 2022 and bottomed at $10.9 million in Q1 2026.
- Historically, Operating Leases has averaged $14.5 million across 5 years, with a median of $14.6 million in 2024.
- Annual changes were most pronounced in 2023 — Operating Leases retreated 7.85% — and 2026, when it decreased 14.89%.
- OppFi's Operating Leases stood at $16.6 million in 2022, then decreased by 9.04% to $15.1 million in 2023, then dropped by 11.73% to $13.3 million in 2024, then slipped by 14.07% to $11.4 million in 2025, then slipped by 4.33% to $10.9 million in 2026.
- Business Quant data shows OPFI's Operating Leases at $10.9 million in Q1 2026, $11.4 million in Q4 2025, and $11.9 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | OppFi | 261.63 Mn | 161.71 Mn | 76.91 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.93 Mn |
| Dec 31, 2025 | 11.42 Mn |
| Sep 30, 2025 | 11.91 Mn |
| Jun 30, 2025 | 12.38 Mn |
| Mar 31, 2025 | 12.84 Mn |
| Dec 31, 2024 | 13.29 Mn |
| Sep 30, 2024 | 13.74 Mn |
| Jun 30, 2024 | 14.17 Mn |
| Mar 31, 2024 | 14.61 Mn |
| Dec 31, 2023 | 15.06 Mn |
| Sep 30, 2023 | 15.50 Mn |
| Jun 30, 2023 | 15.93 Mn |
| Mar 31, 2023 | 16.18 Mn |
| Dec 31, 2022 | 16.56 Mn |
| Sep 30, 2022 | 16.93 Mn |
| Jun 30, 2022 | 17.29 Mn |
| Mar 31, 2022 | 17.63 Mn |