OppFi OPFI
NYSE OPFI
$6.56 -0.49 (-6.95%)
At close: Sep 18, 2026 · 4:00 PM EDT

OppFi (OPFI) Retained Earnings (2020 - 2026)

OppFi's (OPFI) quarterly Retained Earnings came in at $437.2 million in Q2 2026, up 294.32% year-over-year from $110.9 million in Q2 2025, and up 289.36% quarter-over-quarter from $112.3 million in Q1 2026.

Analysis

OppFi (OPFI) Retained Earnings (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported Retained Earnings for 7 consecutive years, with $437.2 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Retained Earnings rose 294.32% year-over-year to $437.2 million in Q2 2026; TTM through Jun 2026 was $437.2 million, a 294.32% increase from a year earlier, with the FY2025 full-year figure at $113.5 million, up 20.88% from the prior year.
  • Retained Earnings was $437.2 million for Q2 2026 at OppFi, up from $112.3 million in the prior quarter.
  • Over five years, Retained Earnings peaked at $437.2 million in Q2 2026 and troughed at -$70.7 million in Q1 2022.
  • A 5-year average of $82.3 million and a median of $79.8 million in 2024 frame the typical range for Retained Earnings.
  • Across the five-year window, Retained Earnings slumped 538.42% in 2022 and soared 294.32% in 2026, its largest moves.
  • Over 5 years, Retained Earnings stood at $65.5 million in 2022, then gained by 16.76% to $76.5 million in 2023, then advanced by 22.78% to $93.9 million in 2024, then gained by 20.88% to $113.5 million in 2025, then surged by 285.2% to $437.2 million in 2026.
  • The last three Retained Earnings figures came in at $437.2 million (Q2 2026), $112.3 million (Q1 2026), and $113.5 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 4.14 Bn
2 Royalty Pharma 33.59 Bn 35.70 Bn - 4.38 Bn
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 5.92 Bn
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn -115.17 Mn
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 1.21 Bn
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 595.70 Mn
7 Jefferson Capital 1.18 Bn 1.16 Bn - 513.06 Mn
8 Lufax Holding 1.04 Bn -1.23 Bn - 8.20 Bn
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 1.03 Bn
10 OppFi 442.88 Mn 351.04 Mn 74.77 Mn 437.24 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 437.24 Mn
Mar 31, 2026 112.30 Mn
Dec 31, 2025 113.51 Mn
Sep 30, 2025 112.57 Mn
Jun 30, 2025 110.88 Mn
Mar 31, 2025 100.72 Mn
Dec 31, 2024 93.90 Mn
Sep 30, 2024 91.53 Mn
Jun 30, 2024 80.95 Mn
Mar 31, 2024 78.67 Mn
Dec 31, 2023 76.48 Mn
Sep 30, 2023 72.38 Mn
Jun 30, 2023 70.89 Mn
Mar 31, 2023 67.18 Mn
Dec 31, 2022 65.50 Mn
Sep 30, 2022 -66.68 Mn
Jun 30, 2022 -66.16 Mn
Mar 31, 2022 -70.69 Mn
Dec 31, 2021 -70.72 Mn
Sep 30, 2021 -82.18 Mn