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OppFi (OPFI) Retained Earnings (2020 - 2025)

OppFi has reported Retained Earnings over the past 6 years, most recently at -$33.5 million for Q4 2025.

  • Quarterly results put Retained Earnings at -$33.5 million for Q4 2025, up 39.22% from a year ago — trailing twelve months through Dec 2025 was -$33.5 million (up 39.22% YoY), and the annual figure for FY2025 was -$33.5 million, up 39.22%.
  • Retained Earnings for Q4 2025 was -$33.5 million at OppFi, up from -$49.8 million in the prior quarter.
  • Over the last five years, Retained Earnings for OPFI hit a ceiling of $11.1 million in Q1 2021 and a floor of -$91.5 million in Q2 2025.
  • Median Retained Earnings over the past 5 years was -$62.1 million (2023), compared with a mean of -$57.5 million.
  • Biggest five-year swings in Retained Earnings: plummeted 8218100.0% in 2021 and later skyrocketed 39.22% in 2025.
  • OppFi's Retained Earnings stood at -$70.7 million in 2021, then rose by 10.15% to -$63.5 million in 2022, then fell by 0.07% to -$63.6 million in 2023, then grew by 13.31% to -$55.1 million in 2024, then skyrocketed by 39.22% to -$33.5 million in 2025.
  • The last three reported values for Retained Earnings were -$33.5 million (Q4 2025), -$49.8 million (Q3 2025), and -$91.5 million (Q2 2025) per Business Quant data.