OppFi (OPFI) Retained Earnings (2020 - 2026)

OppFi (OPFI) has reported Retained Earnings for 7 consecutive years, with -$5.2 million the latest figure, recorded in Q1 2026.

• In Q1 2026, Retained Earnings rose 92.82% year-over-year to -$5.2 million; the TTM figure through Mar 2026 stood at -$5.2 million (up 92.82% YoY), while the FY2025 annual figure was -$33.5 million, up 39.22% from the prior year.
• Retained Earnings rose to -$5.2 million in Q1 2026 per OPFI's latest filing, from -$33.5 million in the prior quarter.
• Across five years, Retained Earnings topped out at $112.6 million in Q3 2025 and bottomed at -$72.2 million in Q1 2025.
• Historically, Retained Earnings has averaged $2.9 million across 5 years, with a median of -$33.5 million in 2025.
• Annual changes were most pronounced in 2022 — Retained Earnings sank 538.42% — and 2025, when it surged 322.31%.
• OppFi's Retained Earnings stood at -$63.5 million in 2022, then soared by 220.35% to $76.5 million in 2023, then sank by 172.08% to -$55.1 million in 2024, then surged by 39.22% to -$33.5 million in 2025, then surged by 84.54% to -$5.2 million in 2026.
• Business Quant data shows OPFI's Retained Earnings at -$5.2 million in Q1 2026, -$33.5 million in Q4 2025, and $112.6 million in Q3 2025.