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OppFi (OPFI) Retained Earnings (2020 - 2026)

OppFi has reported Retained Earnings over the past 6 years, most recently at -$33.5 million for Q4 2025.

  • Quarterly Retained Earnings rose 39.22% to -$33.5 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was -$33.5 million through Dec 2025, up 39.22% year-over-year, with the annual reading at -$33.5 million for FY2025, 39.22% up from the prior year.
  • Retained Earnings was -$33.5 million for Q4 2025 at OppFi, up from -$49.8 million in the prior quarter.
  • Over five years, Retained Earnings peaked at $11.1 million in Q1 2021 and troughed at -$91.5 million in Q2 2025.
  • The 5-year median for Retained Earnings is -$62.1 million (2023), against an average of -$57.5 million.
  • Year-over-year, Retained Earnings plummeted 8218100.0% in 2021 and then skyrocketed 39.22% in 2025.
  • A 5-year view of Retained Earnings shows it stood at -$70.7 million in 2021, then rose by 10.15% to -$63.5 million in 2022, then fell by 0.07% to -$63.6 million in 2023, then grew by 13.31% to -$55.1 million in 2024, then skyrocketed by 39.22% to -$33.5 million in 2025.
  • Per Business Quant, the three most recent readings for OPFI's Retained Earnings are -$33.5 million (Q4 2025), -$49.8 million (Q3 2025), and -$91.5 million (Q2 2025).