OppFi (OPFI) Invested Capital (2020 - 2026)
OppFi's (OPFI) quarterly Invested Capital came in at $690.7 million in Q2 2026, up 31.91% year-over-year from $523.6 million in Q2 2025, and up 10.12% quarter-over-quarter from $627.2 million in Q1 2026.
Analysis
OppFi (OPFI) Invested Capital (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Invested Capital for 7 consecutive years, with $690.7 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Invested Capital rose 31.91% year-over-year to $690.7 million in Q2 2026; TTM through Jun 2026 was $690.7 million, a 31.91% increase from a year earlier, with the FY2025 full-year figure at $630.2 million, up 13.97% from the prior year.
- Invested Capital was $690.7 million for Q2 2026 at OppFi, up from $627.2 million in the prior quarter.
- Over five years, Invested Capital peaked at $690.7 million in Q2 2026 and troughed at $418.3 million in Q1 2022.
- A 5-year average of $537.8 million and a median of $524.2 million in 2025 frame the typical range for Invested Capital.
- Across the five-year window, Invested Capital surged 46.3% in 2022 and fell 1.06% in 2024, its largest moves.
- Over 5 years, Invested Capital stood at $503.8 million in 2022, then gained by 4.54% to $526.7 million in 2023, then increased by 4.99% to $553.0 million in 2024, then grew by 13.97% to $630.2 million in 2025, then grew by 9.6% to $690.7 million in 2026.
- The last three Invested Capital figures came in at $690.7 million (Q2 2026), $627.2 million (Q1 2026), and $630.2 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 69.63 Bn |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 19.13 Bn |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 8.03 Bn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 1.91 Bn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | - |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 6.97 Bn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 2.41 Bn |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | 23.30 Bn |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 2.16 Bn |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn | 690.71 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 690.71 Mn |
| Mar 31, 2026 | 627.24 Mn |
| Dec 31, 2025 | 630.23 Mn |
| Sep 30, 2025 | 598.10 Mn |
| Jun 30, 2025 | 523.60 Mn |
| Mar 31, 2025 | 524.76 Mn |
| Dec 31, 2024 | 552.97 Mn |
| Sep 30, 2024 | 545.86 Mn |
| Jun 30, 2024 | 503.46 Mn |
| Mar 31, 2024 | 497.59 Mn |
| Dec 31, 2023 | 526.70 Mn |
| Sep 30, 2023 | 532.01 Mn |
| Jun 30, 2023 | 508.87 Mn |
| Mar 31, 2023 | 494.87 Mn |
| Dec 31, 2022 | 503.84 Mn |
| Sep 30, 2022 | 503.82 Mn |
| Jun 30, 2022 | 496.74 Mn |
| Mar 31, 2022 | 418.28 Mn |
| Dec 31, 2021 | 409.46 Mn |
| Sep 30, 2021 | 344.38 Mn |