OppFi Inc. (OPFI) EBT Margin (2020 - 2026)
OppFi (OPFI) recorded EBT Margin of 29.59% in Q2 2026, up 16.92 percentage points from 12.67% a year earlier but down 36.86 percentage points from the prior quarter.
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Analysis
OppFi Inc. (OPFI) EBT Margin (2020 - 2026) Analysis & Trends
On a TTM basis, OppFi's EBT Margin came in at 56.36% as of Jun 30, 2026, up 33.30 percentage points year-over-year; for FY2025, it was 40.96%, up 13.57 percentage points from FY2024.
- Annual EBT Margin has increased for three straight years, with a five-year change of +2.25 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at 27.39% in FY2024 (+12.08 pp), 15.30% in FY2023 (+13.88 pp), 1.43% in FY2022 (-32.74 pp) and 34.17% in FY2021 (-4.54 pp).
- Quarterly EBT Margin has ranged from -14.86% in Q4 2022 to 78.04% in Q3 2025 over the past five years.
- On a year-over-year basis, EBT Margin has increased for four consecutive quarters, with an average year-over-year change of +18.14 percentage points over the last eight quarters.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 42.18 percentage points in Q1 2026, against a drop of 41.90 percentage points in Q3 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 66.45% (Q1 2026), 46.52% (Q4 2025) and 78.04% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 29.59% |
| Mar 31, 2026 | 66.45% |
| Dec 31, 2025 | 46.52% |
| Sep 30, 2025 | 78.04% |
| Jun 30, 2025 | 12.67% |
| Mar 31, 2025 | 24.27% |
| Dec 31, 2024 | 18.01% |
| Sep 30, 2024 | 37.73% |
| Jun 30, 2024 | 33.15% |
| Mar 31, 2024 | 16.67% |
| Dec 31, 2023 | 4.52% |
| Sep 30, 2023 | 21.15% |
| Jun 30, 2023 | 25.21% |
| Mar 31, 2023 | 7.17% |
| Dec 31, 2022 | -14.86% |
| Sep 30, 2022 | 0.76% |
| Jun 30, 2022 | 14.89% |
| Mar 31, 2022 | 0.48% |
| Dec 31, 2021 | 26.89% |
| Sep 30, 2021 | 42.66% |
API Access
OppFi Inc. EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=OPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "OPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=OPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();