OppFi (OPFI) Interest Expenses (2020 - 2026)
OppFi (OPFI) reported Interest Expenses of $8.5 million for Q1 2026, down 16.95% year-over-year from $10.2 million in Q1 2025, and down 9.49% quarter-over-quarter from $9.4 million in Q4 2025.
OppFi (OPFI) Interest Expenses (2020 - 2026) Analysis & Trends
OppFi (OPFI) has 7 years of Interest Expenses data on file, last reported at $8.5 million in Q1 2026.
- Interest Expenses for Q1 2026 came in at $8.5 million, down 16.95% year-over-year; the trailing twelve-month figure through Mar 2026 was $37.6 million (down 13.54% YoY), and the FY2025 annual result was $39.4 million, down 11.95% from the prior year.
- Interest Expenses fell to $8.5 million in Q1 2026 per OPFI's latest filing, from $9.4 million in the prior quarter.
- Over five years, Interest Expenses peaked at $12.1 million in Q3 2023 and troughed at $7.4 million in Q1 2022.
- A 5-year average of $10.3 million and a median of $10.7 million in 2022 frame the typical range for Interest Expenses.
- The sharpest annual moves came in 2022 and 2026: Interest Expenses surged 5336.5% in 2022, then decreased 16.95% in 2026.
- A 5-year view of Interest Expenses shows it stood at $10.7 million in 2022, then rose by 12.38% to $12.1 million in 2023, then fell by 8.63% to $11.0 million in 2024, then fell by 14.75% to $9.4 million in 2025, then slipped by 9.49% to $8.5 million in 2026.
- Business Quant data shows OPFI's Interest Expenses at $8.5 million in Q1 2026, $9.4 million in Q4 2025, and $10.1 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 178.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 185.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 4.09 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 968.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 113.76 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 308.01 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.52 Bn |
| 10 | OppFi | 222.53 Mn | 425.99 Mn | 76.91 Mn | 8.51 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.51 Mn |
| Mar 31, 2026 | 8.51 Mn |
| Dec 31, 2025 | 9.40 Mn |
| Dec 31, 2025 | 9.40 Mn |
| Sep 30, 2025 | 10.08 Mn |
| Sep 30, 2025 | 10.08 Mn |
| Jun 30, 2025 | 9.64 Mn |
| Jun 30, 2025 | 9.64 Mn |
| Mar 31, 2025 | 10.25 Mn |
| Mar 31, 2025 | 10.25 Mn |
| Dec 31, 2024 | 11.03 Mn |
| Dec 31, 2024 | 11.03 Mn |
| Sep 30, 2024 | 11.29 Mn |
| Sep 30, 2024 | 11.29 Mn |
| Jun 30, 2024 | 10.96 Mn |
| Jun 30, 2024 | 10.96 Mn |
| Mar 31, 2024 | 11.43 Mn |
| Mar 31, 2024 | 11.43 Mn |
| Dec 31, 2023 | 12.07 Mn |
| Dec 31, 2023 | 12.07 Mn |