OppFi (OPFI) Interest Expenses (2020 - 2026)
OppFi's (OPFI) quarterly Interest Expenses came in at $8.1 million in Q2 2026, down 15.71% year-over-year from $9.6 million in Q2 2025, and down 4.52% quarter-over-quarter from $8.5 million in Q1 2026.
Analysis
OppFi (OPFI) Interest Expenses (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Interest Expenses for 7 consecutive years, with $8.1 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Expenses fell 15.71% year-over-year to $8.1 million in Q2 2026; TTM through Jun 2026 was $36.1 million, a 14.42% decrease from a year earlier, with the FY2025 full-year figure at $39.4 million, down 11.95% from the prior year.
- Interest Expenses was $8.1 million for Q2 2026 at OppFi, down from $8.5 million in the prior quarter.
- Over five years, Interest Expenses peaked at $12.1 million in Q3 2023 and troughed at $7.4 million in Q1 2022.
- A 5-year average of $10.1 million and a median of $10.5 million in 2022 frame the typical range for Interest Expenses.
- Across the five-year window, Interest Expenses surged 61.63% in 2022 and retreated 16.95% in 2026, its largest moves.
- Over 5 years, Interest Expenses stood at $10.7 million in 2022, then increased by 12.38% to $12.1 million in 2023, then declined by 8.63% to $11.0 million in 2024, then declined by 14.75% to $9.4 million in 2025, then declined by 13.58% to $8.1 million in 2026.
- The last three Interest Expenses figures came in at $8.1 million (Q2 2026), $8.5 million (Q1 2026), and $9.4 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 281.69 Mn |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 93.62 Mn |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 10.01 Mn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | -3.22 Mn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 73.91 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 123.43 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 30.37 Mn |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -33.73 Mn |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 25.52 Mn |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn | 8.13 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.13 Mn |
| Mar 31, 2026 | 8.51 Mn |
| Dec 31, 2025 | 9.40 Mn |
| Sep 30, 2025 | 10.08 Mn |
| Jun 30, 2025 | 9.64 Mn |
| Mar 31, 2025 | 10.25 Mn |
| Dec 31, 2024 | 11.03 Mn |
| Sep 30, 2024 | 11.29 Mn |
| Jun 30, 2024 | 10.96 Mn |
| Mar 31, 2024 | 11.43 Mn |
| Dec 31, 2023 | 12.07 Mn |
| Sep 30, 2023 | 12.08 Mn |
| Jun 30, 2023 | 11.23 Mn |
| Mar 31, 2023 | 11.37 Mn |
| Dec 31, 2022 | 10.74 Mn |
| Sep 30, 2022 | 9.10 Mn |
| Jun 30, 2022 | 7.88 Mn |
| Mar 31, 2022 | 7.45 Mn |
| Dec 31, 2021 | 6.85 Mn |
| Sep 30, 2021 | 6.41 Mn |