OppFi (OPFI) Interest Expenses (2020 - 2026)
OppFi (OPFI) posted quarterly Interest Expenses of $8.2 million for Q1 2026, down 11.33% year-over-year from $9.2 million in Q1 2025, and down 6.36% quarter-over-quarter from $8.7 million in Q4 2025.
Analysis
OppFi (OPFI) Interest Expenses (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Interest Expenses for 7 consecutive years, with $8.2 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Expenses fell 11.33% year-over-year to $8.2 million; the TTM figure through Mar 2026 stood at $36.7 million (down 10.32% YoY), while the FY2025 annual figure was $36.2 million, down 14.97% from the prior year.
- Interest Expenses fell to $8.2 million in Q1 2026 per OPFI's latest filing, from $8.7 million in the prior quarter.
- Across five years, Interest Expenses topped out at $11.4 million in Q4 2023 and bottomed at -$20.5 million in Q4 2022.
- Historically, Interest Expenses has averaged $6.5 million across 5 years, with a median of $8.5 million in 2022.
- On a YoY basis, Interest Expenses climbed as much as 242.99% in 2022 and fell as far as 55370.27% in 2022.
- OppFi's Interest Expenses stood at -$20.5 million in 2022, then jumped by 155.78% to $11.4 million in 2023, then slipped by 6.78% to $10.7 million in 2024, then slipped by 18.37% to $8.7 million in 2025, then declined by 6.36% to $8.2 million in 2026.
- Business Quant data shows OPFI's Interest Expenses at $8.2 million in Q1 2026, $8.7 million in Q4 2025, and $5.2 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 194.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 218.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 4.01 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 118.51 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 975.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 352.33 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.51 Bn |
| 10 | OppFi | 477.32 Mn | 385.47 Mn | 74.77 Mn | 8.13 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.13 Mn |
| Jun 30, 2026 | 8.13 Mn |
| Mar 31, 2026 | 8.51 Mn |
| Mar 31, 2026 | 8.51 Mn |
| Dec 31, 2025 | 9.40 Mn |
| Dec 31, 2025 | 9.40 Mn |
| Sep 30, 2025 | 10.08 Mn |
| Sep 30, 2025 | 10.08 Mn |
| Jun 30, 2025 | 9.64 Mn |
| Jun 30, 2025 | 9.64 Mn |
| Mar 31, 2025 | 10.25 Mn |
| Mar 31, 2025 | 10.25 Mn |
| Dec 31, 2024 | 11.03 Mn |
| Dec 31, 2024 | 11.03 Mn |
| Sep 30, 2024 | 11.29 Mn |
| Sep 30, 2024 | 11.29 Mn |
| Jun 30, 2024 | 10.96 Mn |
| Jun 30, 2024 | 10.96 Mn |
| Mar 31, 2024 | 11.43 Mn |
| Mar 31, 2024 | 11.43 Mn |