OppFi OPFI
NYSE OPFI
$6.56 -0.49 (-6.95%)
At close: Sep 18, 2026 · 4:00 PM EDT

OppFi (OPFI) Interest Expenses (2020 - 2026)

OppFi's (OPFI) quarterly Interest Expenses came in at $8.1 million in Q2 2026, down 15.71% year-over-year from $9.6 million in Q2 2025, and down 4.52% quarter-over-quarter from $8.5 million in Q1 2026.

Analysis

OppFi (OPFI) Interest Expenses (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported Interest Expenses for 7 consecutive years, with $8.1 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Interest Expenses fell 15.71% year-over-year to $8.1 million in Q2 2026; TTM through Jun 2026 was $36.1 million, a 14.42% decrease from a year earlier, with the FY2025 full-year figure at $39.4 million, down 11.95% from the prior year.
  • Interest Expenses was $8.1 million for Q2 2026 at OppFi, down from $8.5 million in the prior quarter.
  • Over five years, Interest Expenses peaked at $12.1 million in Q3 2023 and troughed at $7.4 million in Q1 2022.
  • A 5-year average of $10.1 million and a median of $10.5 million in 2022 frame the typical range for Interest Expenses.
  • Across the five-year window, Interest Expenses surged 61.63% in 2022 and retreated 16.95% in 2026, its largest moves.
  • Over 5 years, Interest Expenses stood at $10.7 million in 2022, then increased by 12.38% to $12.1 million in 2023, then declined by 8.63% to $11.0 million in 2024, then declined by 14.75% to $9.4 million in 2025, then declined by 13.58% to $8.1 million in 2026.
  • The last three Interest Expenses figures came in at $8.1 million (Q2 2026), $8.5 million (Q1 2026), and $9.4 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 281.69 Mn
2 Royalty Pharma 33.59 Bn 35.70 Bn - 93.62 Mn
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 10.01 Mn
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn -3.22 Mn
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 73.91 Mn
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 123.43 Mn
7 Jefferson Capital 1.18 Bn 1.16 Bn - 30.37 Mn
8 Lufax Holding 1.04 Bn -1.23 Bn - -33.73 Mn
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 25.52 Mn
10 OppFi 442.88 Mn 351.04 Mn 74.77 Mn 8.13 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 8.13 Mn
Mar 31, 2026 8.51 Mn
Dec 31, 2025 9.40 Mn
Sep 30, 2025 10.08 Mn
Jun 30, 2025 9.64 Mn
Mar 31, 2025 10.25 Mn
Dec 31, 2024 11.03 Mn
Sep 30, 2024 11.29 Mn
Jun 30, 2024 10.96 Mn
Mar 31, 2024 11.43 Mn
Dec 31, 2023 12.07 Mn
Sep 30, 2023 12.08 Mn
Jun 30, 2023 11.23 Mn
Mar 31, 2023 11.37 Mn
Dec 31, 2022 10.74 Mn
Sep 30, 2022 9.10 Mn
Jun 30, 2022 7.88 Mn
Mar 31, 2022 7.45 Mn
Dec 31, 2021 6.85 Mn
Sep 30, 2021 6.41 Mn