OppFi (OPFI) Interest Expenses (2020 - 2026)

OppFi (OPFI) posted quarterly Interest Expenses of $8.2 million for Q1 2026, down 11.33% year-over-year from $9.2 million in Q1 2025, and down 6.36% quarter-over-quarter from $8.7 million in Q4 2025.

OppFi (OPFI) Interest Expenses (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported Interest Expenses for 7 consecutive years, with $8.2 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Expenses fell 11.33% year-over-year to $8.2 million; the TTM figure through Mar 2026 stood at $36.7 million (down 10.32% YoY), while the FY2025 annual figure was $36.2 million, down 14.97% from the prior year.
  • Interest Expenses fell to $8.2 million in Q1 2026 per OPFI's latest filing, from $8.7 million in the prior quarter.
  • Across five years, Interest Expenses topped out at $11.4 million in Q4 2023 and bottomed at -$20.5 million in Q4 2022.
  • Historically, Interest Expenses has averaged $6.5 million across 5 years, with a median of $8.5 million in 2022.
  • On a YoY basis, Interest Expenses climbed as much as 242.99% in 2022 and fell as far as 55370.27% in 2022.
  • OppFi's Interest Expenses stood at -$20.5 million in 2022, then jumped by 155.78% to $11.4 million in 2023, then slipped by 6.78% to $10.7 million in 2024, then slipped by 18.37% to $8.7 million in 2025, then declined by 6.36% to $8.2 million in 2026.
  • Business Quant data shows OPFI's Interest Expenses at $8.2 million in Q1 2026, $8.7 million in Q4 2025, and $5.2 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 194.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - 218.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.96 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 7.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 978.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - 95,451.99
7 Synchrony Financial 26.09 Bn 9.90 Bn - 975.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 113.76 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 308.01 Mn
10 OppFi 261.63 Mn 161.71 Mn 76.91 Mn 8.16 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 8.16 Mn
Mar 31, 2026 8.16 Mn
Dec 31, 2025 8.71 Mn
Dec 31, 2025 8.71 Mn
Sep 30, 2025 5.15 Mn
Sep 30, 2025 5.15 Mn
Jun 30, 2025 5.43 Mn
Jun 30, 2025 5.43 Mn
Mar 31, 2025 9.20 Mn
Mar 31, 2025 9.20 Mn
Dec 31, 2024 10.67 Mn
Dec 31, 2024 10.67 Mn
Sep 30, 2024 10.70 Mn
Sep 30, 2024 10.70 Mn
Jun 30, 2024 10.40 Mn
Jun 30, 2024 10.40 Mn
Mar 31, 2024 11.14 Mn
Mar 31, 2024 11.14 Mn
Dec 31, 2023 11.45 Mn
Dec 31, 2023 11.45 Mn