OppFi (OPFI) Interest Expenses (2020 - 2026)
OppFi (OPFI) posted quarterly Interest Expenses of $8.2 million for Q1 2026, down 11.33% year-over-year from $9.2 million in Q1 2025, and down 6.36% quarter-over-quarter from $8.7 million in Q4 2025.
OppFi (OPFI) Interest Expenses (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Interest Expenses for 7 consecutive years, with $8.2 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Expenses fell 11.33% year-over-year to $8.2 million; the TTM figure through Mar 2026 stood at $36.7 million (down 10.32% YoY), while the FY2025 annual figure was $36.2 million, down 14.97% from the prior year.
- Interest Expenses fell to $8.2 million in Q1 2026 per OPFI's latest filing, from $8.7 million in the prior quarter.
- Across five years, Interest Expenses topped out at $11.4 million in Q4 2023 and bottomed at -$20.5 million in Q4 2022.
- Historically, Interest Expenses has averaged $6.5 million across 5 years, with a median of $8.5 million in 2022.
- On a YoY basis, Interest Expenses climbed as much as 242.99% in 2022 and fell as far as 55370.27% in 2022.
- OppFi's Interest Expenses stood at -$20.5 million in 2022, then jumped by 155.78% to $11.4 million in 2023, then slipped by 6.78% to $10.7 million in 2024, then slipped by 18.37% to $8.7 million in 2025, then declined by 6.36% to $8.2 million in 2026.
- Business Quant data shows OPFI's Interest Expenses at $8.2 million in Q1 2026, $8.7 million in Q4 2025, and $5.2 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 194.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 218.00 Mn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 7.25 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 978.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 95,451.99 |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 975.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 113.76 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 308.01 Mn |
| 10 | OppFi | 261.63 Mn | 161.71 Mn | 76.91 Mn | 8.16 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.16 Mn |
| Mar 31, 2026 | 8.16 Mn |
| Dec 31, 2025 | 8.71 Mn |
| Dec 31, 2025 | 8.71 Mn |
| Sep 30, 2025 | 5.15 Mn |
| Sep 30, 2025 | 5.15 Mn |
| Jun 30, 2025 | 5.43 Mn |
| Jun 30, 2025 | 5.43 Mn |
| Mar 31, 2025 | 9.20 Mn |
| Mar 31, 2025 | 9.20 Mn |
| Dec 31, 2024 | 10.67 Mn |
| Dec 31, 2024 | 10.67 Mn |
| Sep 30, 2024 | 10.70 Mn |
| Sep 30, 2024 | 10.70 Mn |
| Jun 30, 2024 | 10.40 Mn |
| Jun 30, 2024 | 10.40 Mn |
| Mar 31, 2024 | 11.14 Mn |
| Mar 31, 2024 | 11.14 Mn |
| Dec 31, 2023 | 11.45 Mn |
| Dec 31, 2023 | 11.45 Mn |