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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Times Interest Earned (2020 - 2025)

OppFi has reported Times Interest Earned over the past 6 years, most recently at $3.29 for Q4 2025.

  • Quarterly results put Times Interest Earned at $3.29 for Q4 2025, up 47.07% from a year ago — trailing twelve months through Dec 2025 was $4.23 (up 100.23% YoY), and the annual figure for FY2025 was $4.23, up 100.23%.
  • Times Interest Earned for Q4 2025 was $3.29 at OppFi, down from $4.81 in the prior quarter.
  • Over the last five years, Times Interest Earned for OPFI hit a ceiling of $5.45 in Q1 2021 and a floor of -$0.9 in Q4 2022.
  • Median Times Interest Earned over the past 5 years was $1.63 (2023), compared with a mean of $1.93.
  • Biggest five-year swings in Times Interest Earned: surged 5309.28% in 2021 and later plummeted 281.69% in 2022.
  • OppFi's Times Interest Earned stood at $0.49 in 2021, then plummeted by 281.69% to -$0.9 in 2022, then surged by 180.61% to $0.72 in 2023, then skyrocketed by 210.04% to $2.24 in 2024, then soared by 47.07% to $3.29 in 2025.
  • The last three reported values for Times Interest Earned were $3.29 (Q4 2025), $4.81 (Q3 2025), and $4.65 (Q2 2025) per Business Quant data.