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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Times Interest Earned (2020 - 2026)

OppFi has reported Times Interest Earned over the past 6 years, most recently at $3.29 for Q4 2025.

  • Quarterly Times Interest Earned rose 47.07% to $3.29 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $4.23 through Dec 2025, up 100.23% year-over-year, with the annual reading at $4.23 for FY2025, 100.23% up from the prior year.
  • Times Interest Earned was $3.29 for Q4 2025 at OppFi, down from $4.81 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $5.45 in Q1 2021 and troughed at -$0.9 in Q4 2022.
  • The 5-year median for Times Interest Earned is $1.63 (2023), against an average of $1.93.
  • Year-over-year, Times Interest Earned surged 5309.28% in 2021 and then plummeted 281.69% in 2022.
  • A 5-year view of Times Interest Earned shows it stood at $0.49 in 2021, then plummeted by 281.69% to -$0.9 in 2022, then surged by 180.61% to $0.72 in 2023, then skyrocketed by 210.04% to $2.24 in 2024, then soared by 47.07% to $3.29 in 2025.
  • Per Business Quant, the three most recent readings for OPFI's Times Interest Earned are $3.29 (Q4 2025), $4.81 (Q3 2025), and $4.65 (Q2 2025).