OppFi (OPFI) Times Interest Earned (2020 - 2026)

OppFi (OPFI) has reported Times Interest Earned for 7 consecutive years, with 3.0 the latest figure, recorded in Q2 2026.

• On a quarterly basis, Times Interest Earned fell 35.52% year-over-year to 3.0 in Q2 2026; TTM through Jun 2026 was 3.85, a 10.51% increase from a year earlier, with the FY2025 full-year figure at 4.23, up 100.23% from the prior year.
• Times Interest Earned was 3.0 for Q2 2026 at OppFi, down from 4.16 in the prior quarter.
• Over five years, Times Interest Earned peaked at 4.81 in Q3 2025 and troughed at 0.9 in Q4 2022.
• A 5-year average of 2.0 and a median of 1.93 in 2024 frame the typical range for Times Interest Earned.
• Across the five-year window, Times Interest Earned plunged 281.69% in 2022 and surged 1310.92% in 2023, its largest moves.
• Over 5 years, Times Interest Earned stood at 0.9 in 2022, then jumped by 180.61% to 0.72 in 2023, then soared by 210.04% to 2.24 in 2024, then surged by 47.07% to 3.29 in 2025, then retreated by 8.89% to 3.0 in 2026.
• The last three Times Interest Earned figures came in at 3.0 (Q2 2026), 4.16 (Q1 2026), and 3.29 (Q4 2025), per Business Quant data.