OppFi (OPFI) Times Interest Earned (2020 - 2026)

OppFi has disclosed Times Interest Earned across 7 years of filings, most recently posting $4.16 for Q1 2026.

• In Q1 2026, Times Interest Earned changed 0.21% year-over-year to $4.16; the TTM figure through Mar 2026 stood at $4.24 (up 40.08% YoY), while the FY2025 annual figure was $4.23, up 100.23% from the prior year.
• Times Interest Earned improved to $4.16 in Q1 2026, from $3.29 in the prior quarter.
• Over the last five years, Times Interest Earned for OPFI reached as high as $4.81 in Q3 2025 and fell as low as -$0.9 in Q4 2022.
• The 5-year median for Times Interest Earned is $1.63 (2023), against an average of $1.94.
• Annual changes were most pronounced in 2022 — Times Interest Earned sank 281.69% — and 2023, when it soared 1310.92%.
• A 5-year view of Times Interest Earned shows it stood at -$0.9 in 2022, then surged by 180.61% to $0.72 in 2023, then jumped by 210.04% to $2.24 in 2024, then soared by 47.07% to $3.29 in 2025, then climbed by 26.3% to $4.16 in 2026.
• According to Business Quant data, Times Interest Earned over the past three periods registered $4.16, $3.29, and $4.81 for Q1 2026, Q4 2025, and Q3 2025 respectively.