OppFi Inc. (OPFI) Times Interest Earned (2020 - 2026)
OppFi's (OPFI) Times Interest Earned stood at 3.00 in Q2 2026, down 35.5% from 4.65 a year earlier and down 27.9% from the prior quarter.
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Analysis
OppFi Inc. (OPFI) Times Interest Earned (2020 - 2026) Analysis & Trends
On a TTM basis, OppFi's Times Interest Earned came in at 3.85 as of Jun 30, 2026, up 10.5% year-over-year; for FY2025, it came in at 4.23, up 100.2% from FY2024.
- Across earlier years, Times Interest Earned came in at 2.11 in FY2024 (+113.3%), 0.99 in FY2023, -0.18 in FY2022 and 2.36 in FY2021 (-37.1%).
- The Q2 2026 figure is the lowest quarterly Times Interest Earned since Q4 2024.
- On a year-over-year basis, Times Interest Earned rose in seven of the last eight quarters, with growth averaging 160.9%.
- Peak year-over-year performance for Times Interest Earned in the last five years was growth of 797.0% in Q1 2025, against a decline of 86.3% in Q4 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at 4.16 (Q1 2026), 3.29 (Q4 2025) and 4.81 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.00 |
| Mar 31, 2026 | 4.16 |
| Dec 31, 2025 | 3.29 |
| Sep 30, 2025 | 4.81 |
| Jun 30, 2025 | 4.65 |
| Mar 31, 2025 | 4.15 |
| Dec 31, 2024 | 2.24 |
| Sep 30, 2024 | 3.11 |
| Jun 30, 2024 | 2.69 |
| Mar 31, 2024 | 0.46 |
| Dec 31, 2023 | 0.72 |
| Sep 30, 2023 | 1.29 |
| Jun 30, 2023 | 1.63 |
| Mar 31, 2023 | 0.33 |
| Dec 31, 2022 | -0.90 |
| Sep 30, 2022 | -0.11 |
| Jun 30, 2022 | 0.81 |
| Mar 31, 2022 | -0.29 |
| Dec 31, 2021 | 0.49 |
| Sep 30, 2021 | 1.79 |
API Access
OppFi Inc. Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "OPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();