OppFi (OPFI) Return on Sales (2020 - 2025)

OppFi has reported Return on Sales over the past 6 years, most recently at 0.45% for Q4 2025.

  • Quarterly results put Return on Sales at 0.45% for Q4 2025, up 28.0% from a year ago — trailing twelve months through Dec 2025 was 0.38% (up 12.0% YoY), and the annual figure for FY2025 was 0.38%, up 12.0%.
  • Return on Sales for Q4 2025 was 0.45% at OppFi, down from 0.73% in the prior quarter.
  • Over the last five years, Return on Sales for OPFI hit a ceiling of 0.73% in Q3 2025 and a floor of 0.11% in Q4 2022.
  • Median Return on Sales over the past 5 years was 0.21% (2023), compared with a mean of 0.22%.
  • Biggest five-year swings in Return on Sales: plummeted -43bps in 2022 and later surged 37bps in 2025.
  • OppFi's Return on Sales stood at 0.28% in 2021, then plummeted by -138bps to 0.11% in 2022, then soared by 128bps to 0.03% in 2023, then soared by 485bps to 0.17% in 2024, then surged by 160bps to 0.45% in 2025.
  • The last three reported values for Return on Sales were 0.45% (Q4 2025), 0.73% (Q3 2025), and 0.11% (Q2 2025) per Business Quant data.