OppFi (OPFI) Free Cash Flow (2020 - 2026)

OppFi (OPFI) has reported Free Cash Flow for 7 consecutive years, with -$135.3 million the latest figure, recorded in Q1 2026.

• In Q1 2026, Free Cash Flow rose 28.2% year-over-year to -$135.3 million; the TTM figure through Mar 2026 stood at -$823.5 million (down 1745.14% YoY), while the FY2025 annual figure was -$876.6 million, down 382.06% from the prior year.
• Free Cash Flow climbed to -$135.3 million in Q1 2026 per OPFI's latest filing, from -$573.8 million in the prior quarter.
• Across five years, Free Cash Flow topped out at $619.9 million in Q4 2024 and bottomed at -$1.1 billion in Q4 2023.
• Historically, Free Cash Flow has averaged -$124.8 million across 5 years, with a median of -$118.3 million in 2023.
• Annual changes were most pronounced in 2022 — Free Cash Flow soared 479.47% — and 2023, when it sank 920.29%.
• OppFi's Free Cash Flow stood at -$110.9 million in 2022, then tumbled by 920.29% to -$1.1 billion in 2023, then surged by 154.77% to $619.9 million in 2024, then tumbled by 192.56% to -$573.8 million in 2025, then soared by 76.42% to -$135.3 million in 2026.
• Business Quant data shows OPFI's Free Cash Flow at -$135.3 million in Q1 2026, -$573.8 million in Q4 2025, and -$473.1 million in Q3 2025.