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OppFi (OPFI) Free Cash Flow (2020 - 2025)

OppFi has reported Free Cash Flow over the past 6 years, most recently at -$1.1 billion for Q4 2025.

  • Quarterly results put Free Cash Flow at -$1.1 billion for Q4 2025, down 1372.87% from a year ago — trailing twelve months through Dec 2025 was -$876.6 million (down 382.06% YoY), and the annual figure for FY2025 was -$876.6 million, down 382.06%.
  • Free Cash Flow for Q4 2025 was -$1.1 billion at OppFi, down from $99.9 million in the prior quarter.
  • Over the last five years, Free Cash Flow for OPFI hit a ceiling of $429.2 million in Q3 2022 and a floor of -$1.1 billion in Q4 2025.
  • Median Free Cash Flow over the past 5 years was $67.0 million (2023), compared with a mean of -$31.0 million.
  • Biggest five-year swings in Free Cash Flow: soared 1658.1% in 2021 and later plummeted 2098.69% in 2022.
  • OppFi's Free Cash Flow stood at $32.9 million in 2021, then plummeted by 2098.69% to -$657.2 million in 2022, then skyrocketed by 112.24% to $80.5 million in 2023, then grew by 11.99% to $90.1 million in 2024, then crashed by 1372.87% to -$1.1 billion in 2025.
  • The last three reported values for Free Cash Flow were -$1.1 billion (Q4 2025), $99.9 million (Q3 2025), and $253.5 million (Q2 2025) per Business Quant data.