OppFi Inc. (OPFI) Free Cash Flow (2020 - 2026)
OppFi's Free Cash Flow came in at $87.41 million for Q2 2026, down 3.9% from $90.98 million a year earlier but up 2.1% from the prior quarter.
OppFi Inc. (OPFI) Free Cash Flow (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, OppFi reported Free Cash Flow of $384.9 million, up 15.2% year-over-year; for FY2025, it came in at $382.19 million, up 23.0% from FY2024.
- Free Cash Flow has increased in each of the last four years, with a five-year compound annual growth rate of 16.1% (FY2020 to FY2025).
- Going back by year, Free Cash Flow was $310.8 million in FY2024 (+8.2%), $287.16 million in FY2023 (+24.8%), $230.05 million in FY2022 (+50.4%) and $152.97 million in FY2021 (-15.7%).
- The five-year range for quarterly Free Cash Flow is $31.27 million (Q3 2021) to $111.93 million (Q4 2025).
- Year-over-year, Free Cash Flow increased in seven of the last eight quarters, with growth averaging 13.6%.
- The fastest year-over-year change in Free Cash Flow over five years came in Q3 2022 (growth of 111.8%), and the weakest in Q4 2021 (a decline of 5.8%).
- Business Quant data shows OPFI's Free Cash Flow at $85.63 million (Q1 2026), $111.93 million (Q4 2025) and $99.94 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 87.41 Mn |
| Mar 31, 2026 | 85.63 Mn |
| Dec 31, 2025 | 111.93 Mn |
| Sep 30, 2025 | 99.94 Mn |
| Jun 30, 2025 | 90.98 Mn |
| Mar 31, 2025 | 79.35 Mn |
| Dec 31, 2024 | 90.10 Mn |
| Sep 30, 2024 | 73.68 Mn |
| Jun 30, 2024 | 74.71 Mn |
| Mar 31, 2024 | 72.30 Mn |
| Dec 31, 2023 | 80.45 Mn |
| Sep 30, 2023 | 72.77 Mn |
| Jun 30, 2023 | 70.41 Mn |
| Mar 31, 2023 | 63.52 Mn |
| Dec 31, 2022 | 67.93 Mn |
| Sep 30, 2022 | 66.24 Mn |
| Jun 30, 2022 | 54.95 Mn |
| Mar 31, 2022 | 40.92 Mn |
| Dec 31, 2021 | 43.45 Mn |
| Sep 30, 2021 | 31.27 Mn |
OppFi Inc. Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=OPFI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "OPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=OPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();