OppFi (OPFI) Short-Term Debt repayments (2024 - 2026)

OppFi (OPFI) reported Short-Term Debt repayments of $81.7 million for Q1 2026, up 31.93% year-over-year from $61.9 million in Q1 2025, and up 43.69% quarter-over-quarter from $56.8 million in Q4 2025.

OppFi (OPFI) Short-Term Debt repayments (2024 - 2026) Analysis & Trends

OppFi (OPFI) has 3 years of Short-Term Debt repayments data on file, last reported at $81.7 million in Q1 2026.

  • Short-Term Debt repayments for Q1 2026 came in at $81.7 million, up 31.93% year-over-year; the trailing twelve-month figure through Mar 2026 was $248.7 million (changed N/A YoY), and the FY2025 annual result was $220.7 million, up 4.41% from the prior year.
  • Short-Term Debt repayments grew to $81.7 million in Q1 2026 per OPFI's latest filing, from $56.8 million in the prior quarter.
  • Over five years, Short-Term Debt repayments peaked at $81.7 million in Q1 2026 and troughed at $48.4 million in Q4 2024.
  • A 3-year average of $62.2 million and a median of $59.4 million in 2025 frame the typical range for Short-Term Debt repayments.
  • The sharpest annual moves came in 2025 and 2026: Short-Term Debt repayments climbed 17.53% in 2025, then jumped 31.93% in 2026.
  • A 3-year view of Short-Term Debt repayments shows it stood at $48.4 million in 2024, then rose by 17.53% to $56.8 million in 2025, then surged by 43.69% to $81.7 million in 2026.
  • Business Quant data shows OPFI's Short-Term Debt repayments at $81.7 million in Q1 2026, $56.8 million in Q4 2025, and $61.9 million in Q1 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Short-Term Debt repayments (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 OppFi 222.53 Mn 425.99 Mn 76.91 Mn 81.66 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 81.66 Mn
Mar 31, 2026 81.66 Mn
Dec 31, 2025 56.83 Mn
Dec 31, 2025 56.83 Mn
Mar 31, 2025 61.90 Mn
Mar 31, 2025 61.90 Mn
Dec 31, 2024 48.35 Mn
Dec 31, 2024 48.35 Mn