OppFi (OPFI) Short-Term Debt repayments (2024 - 2026)
OppFi (OPFI) reported Short-Term Debt repayments of $81.7 million for Q1 2026, up 31.93% year-over-year from $61.9 million in Q1 2025, and up 43.69% quarter-over-quarter from $56.8 million in Q4 2025.
OppFi (OPFI) Short-Term Debt repayments (2024 - 2026) Analysis & Trends
OppFi (OPFI) has 3 years of Short-Term Debt repayments data on file, last reported at $81.7 million in Q1 2026.
- Short-Term Debt repayments for Q1 2026 came in at $81.7 million, up 31.93% year-over-year; the trailing twelve-month figure through Mar 2026 was $248.7 million (changed N/A YoY), and the FY2025 annual result was $220.7 million, up 4.41% from the prior year.
- Short-Term Debt repayments grew to $81.7 million in Q1 2026 per OPFI's latest filing, from $56.8 million in the prior quarter.
- Over five years, Short-Term Debt repayments peaked at $81.7 million in Q1 2026 and troughed at $48.4 million in Q4 2024.
- A 3-year average of $62.2 million and a median of $59.4 million in 2025 frame the typical range for Short-Term Debt repayments.
- The sharpest annual moves came in 2025 and 2026: Short-Term Debt repayments climbed 17.53% in 2025, then jumped 31.93% in 2026.
- A 3-year view of Short-Term Debt repayments shows it stood at $48.4 million in 2024, then rose by 17.53% to $56.8 million in 2025, then surged by 43.69% to $81.7 million in 2026.
- Business Quant data shows OPFI's Short-Term Debt repayments at $81.7 million in Q1 2026, $56.8 million in Q4 2025, and $61.9 million in Q1 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Short-Term Debt repayments (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | OppFi | 222.53 Mn | 425.99 Mn | 76.91 Mn | 81.66 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 81.66 Mn |
| Mar 31, 2026 | 81.66 Mn |
| Dec 31, 2025 | 56.83 Mn |
| Dec 31, 2025 | 56.83 Mn |
| Mar 31, 2025 | 61.90 Mn |
| Mar 31, 2025 | 61.90 Mn |
| Dec 31, 2024 | 48.35 Mn |
| Dec 31, 2024 | 48.35 Mn |