OppFi (OPFI) Short-Term Debt repayments (2024 - 2026)
OppFi (OPFI) posted quarterly Short-Term Debt repayments of $81.7 million for Q1 2026, up 31.93% YoY from $61.9 million in Q1 2025, and up 43.69% sequentially from $56.8 million in Q4 2025.
OppFi (OPFI) Short-Term Debt repayments (2024 - 2026) Analysis & Trends
OppFi has disclosed Short-Term Debt repayments across 3 years of filings, most recently posting $81.7 million for Q1 2026.
- In Q1 2026, Short-Term Debt repayments rose 31.93% year-over-year to $81.7 million; the TTM figure through Mar 2026 stood at $248.7 million (changed N/A YoY), while the FY2025 annual figure was $220.7 million, up 4.41% from the prior year.
- Short-Term Debt repayments climbed to $81.7 million in Q1 2026, from $56.8 million in the prior quarter.
- Over the last five years, Short-Term Debt repayments for OPFI reached as high as $81.7 million in Q1 2026 and fell as low as $48.4 million in Q4 2024.
- The 3-year median for Short-Term Debt repayments is $59.4 million (2025), against an average of $62.2 million.
- Annual changes were most pronounced in 2025 — Short-Term Debt repayments climbed 17.53% — and 2026, when it jumped 31.93%.
- A 3-year view of Short-Term Debt repayments shows it stood at $48.4 million in 2024, then rose by 17.53% to $56.8 million in 2025, then surged by 43.69% to $81.7 million in 2026.
- According to Business Quant data, Short-Term Debt repayments over the past three periods registered $81.7 million, $56.8 million, and $61.9 million for Q1 2026, Q4 2025, and Q1 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ST Debt Repayment (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | - |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | OppFi | - | - | 76.91 Mn | 81.66 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 81.66 Mn |
| Mar 31, 2026 | 81.66 Mn |
| Dec 31, 2025 | 56.83 Mn |
| Dec 31, 2025 | 56.83 Mn |
| Mar 31, 2025 | 61.90 Mn |
| Mar 31, 2025 | 61.90 Mn |
| Dec 31, 2024 | 48.35 Mn |
| Dec 31, 2024 | 48.35 Mn |