OppFi (OPFI) Short-Term Debt repayments (2024 - 2026)

OppFi (OPFI) posted quarterly Short-Term Debt repayments of $81.7 million for Q1 2026, up 31.93% YoY from $61.9 million in Q1 2025, and up 43.69% sequentially from $56.8 million in Q4 2025.

OppFi (OPFI) Short-Term Debt repayments (2024 - 2026) Analysis & Trends

OppFi has disclosed Short-Term Debt repayments across 3 years of filings, most recently posting $81.7 million for Q1 2026.

  • In Q1 2026, Short-Term Debt repayments rose 31.93% year-over-year to $81.7 million; the TTM figure through Mar 2026 stood at $248.7 million (changed N/A YoY), while the FY2025 annual figure was $220.7 million, up 4.41% from the prior year.
  • Short-Term Debt repayments climbed to $81.7 million in Q1 2026, from $56.8 million in the prior quarter.
  • Over the last five years, Short-Term Debt repayments for OPFI reached as high as $81.7 million in Q1 2026 and fell as low as $48.4 million in Q4 2024.
  • The 3-year median for Short-Term Debt repayments is $59.4 million (2025), against an average of $62.2 million.
  • Annual changes were most pronounced in 2025 — Short-Term Debt repayments climbed 17.53% — and 2026, when it jumped 31.93%.
  • A 3-year view of Short-Term Debt repayments shows it stood at $48.4 million in 2024, then rose by 17.53% to $56.8 million in 2025, then surged by 43.69% to $81.7 million in 2026.
  • According to Business Quant data, Short-Term Debt repayments over the past three periods registered $81.7 million, $56.8 million, and $61.9 million for Q1 2026, Q4 2025, and Q1 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ST Debt Repayment (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 OppFi - - 76.91 Mn 81.66 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 81.66 Mn
Mar 31, 2026 81.66 Mn
Dec 31, 2025 56.83 Mn
Dec 31, 2025 56.83 Mn
Mar 31, 2025 61.90 Mn
Mar 31, 2025 61.90 Mn
Dec 31, 2024 48.35 Mn
Dec 31, 2024 48.35 Mn