OppFi (OPFI) Asset Utilization Ratio (2021 - 2026)

OppFi has disclosed Asset Utilization Ratio across 6 years of filings, most recently posting 0.51 for Q1 2026.

• In Q1 2026, Asset Utilization Ratio fell 5.96% year-over-year to 0.51; the TTM figure through Mar 2026 stood at 0.51 (down 5.96% YoY), while the FY2025 annual figure was 0.55, up 5.61% from the prior year.
• Asset Utilization Ratio fell to 0.51 in Q1 2026, from 0.52 in the prior quarter.
• Over the last five years, Asset Utilization Ratio for OPFI reached as high as 0.55 in Q2 2025 and fell as low as 0.37 in Q4 2022.
• The 5-year median for Asset Utilization Ratio is 0.5 (2022), against an average of 0.48.
• Annual changes were most pronounced in 2022 — Asset Utilization Ratio slumped 52.89% — and 2024, when it advanced 25.06%.
• A 5-year view of Asset Utilization Ratio shows it stood at 0.37 in 2022, then grew by 21.48% to 0.45 in 2023, then advanced by 12.24% to 0.51 in 2024, then climbed by 1.34% to 0.52 in 2025, then retreated by 0.88% to 0.51 in 2026.
• According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.51, 0.52, and 0.54 for Q1 2026, Q4 2025, and Q3 2025 respectively.