OppFi (OPFI) Asset Utilization Ratio (2021 - 2026)

OppFi (OPFI) has reported Asset Utilization Ratio for 6 consecutive years, with 0.49 the latest figure, recorded in Q2 2026.

• On a quarterly basis, Asset Utilization Ratio fell 11.76% year-over-year to 0.49 in Q2 2026; TTM through Jun 2026 was 0.49, a 11.76% decrease from a year earlier, with the FY2025 full-year figure at 0.55, up 5.61% from the prior year.
• Asset Utilization Ratio was 0.49 for Q2 2026 at OppFi, down from 0.51 in the prior quarter.
• Over five years, Asset Utilization Ratio peaked at 0.55 in Q2 2025 and troughed at 0.37 in Q4 2022.
• A 5-year average of 0.48 and a median of 0.49 in 2022 frame the typical range for Asset Utilization Ratio.
• Across the five-year window, Asset Utilization Ratio sank 52.89% in 2022 and gained 25.06% in 2024, its largest moves.
• Over 5 years, Asset Utilization Ratio stood at 0.37 in 2022, then climbed by 21.48% to 0.45 in 2023, then gained by 12.24% to 0.51 in 2024, then advanced by 1.34% to 0.52 in 2025, then retreated by 5.64% to 0.49 in 2026.
• The last three Asset Utilization Ratio figures came in at 0.49 (Q2 2026), 0.51 (Q1 2026), and 0.52 (Q4 2025), per Business Quant data.