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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Asset Utilization Ratio (2021 - 2025)

OppFi has reported Asset Utilization Ratio over the past 5 years, most recently at 0.52 for Q4 2025.

  • Quarterly results put Asset Utilization Ratio at 0.52 for Q4 2025, up 1.34% from a year ago — trailing twelve months through Dec 2025 was 0.52 (up 1.34% YoY), and the annual figure for FY2025 was 0.55, up 5.61%.
  • Asset Utilization Ratio for Q4 2025 was 0.52 at OppFi, down from 0.54 in the prior quarter.
  • Over the last five years, Asset Utilization Ratio for OPFI hit a ceiling of 0.98 in Q2 2021 and a floor of 0.37 in Q4 2022.
  • Median Asset Utilization Ratio over the past 5 years was 0.51 (2024), compared with a mean of 0.52.
  • Biggest five-year swings in Asset Utilization Ratio: plummeted 52.89% in 2022 and later increased 25.06% in 2024.
  • OppFi's Asset Utilization Ratio stood at 0.56 in 2021, then tumbled by 33.12% to 0.37 in 2022, then grew by 21.48% to 0.45 in 2023, then increased by 12.24% to 0.51 in 2024, then rose by 1.34% to 0.52 in 2025.
  • The last three reported values for Asset Utilization Ratio were 0.52 (Q4 2025), 0.54 (Q3 2025), and 0.55 (Q2 2025) per Business Quant data.