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OppFi (OPFI) Asset Utilization Ratio: 2021-2025

Historic Asset Utilization Ratio for OppFi (OPFI) over the last 5 years, with Sep 2025 value amounting to 0.54.

  • OppFi's Asset Utilization Ratio rose 5.08% to 0.54 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.54, marking a year-over-year increase of 5.08%. This contributed to the annual value of 0.52 for FY2024, which is 11.87% up from last year.
  • According to the latest figures from Q3 2025, OppFi's Asset Utilization Ratio is 0.54, which was down 2.30% from 0.55 recorded in Q2 2025.
  • OppFi's Asset Utilization Ratio's 5-year high stood at 0.98 during Q2 2021, with a 5-year trough of 0.37 in Q4 2022.
  • Its 3-year average for Asset Utilization Ratio is 0.49, with a median of 0.51 in 2024.
  • Its Asset Utilization Ratio has fluctuated over the past 5 years, first plummeted by 52.89% in 2022, then increased by 25.06% in 2024.
  • Quarterly analysis of 5 years shows OppFi's Asset Utilization Ratio stood at 0.56 in 2021, then plummeted by 33.12% to 0.37 in 2022, then rose by 21.48% to 0.45 in 2023, then grew by 12.24% to 0.51 in 2024, then increased by 5.08% to 0.54 in 2025.
  • Its Asset Utilization Ratio was 0.54 in Q3 2025, compared to 0.55 in Q2 2025 and 0.54 in Q1 2025.