OppFi Inc. (OPFI) Asset Utilization Ratio (2021 - 2026)
OppFi's Asset Utilization Ratio came in at 0.49 for Q2 2026, down 11.8% from 0.55 a year earlier and down 4.8% from the prior quarter.
Powered by 
Analysis
OppFi Inc. (OPFI) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
For FY2025, OppFi's Asset Utilization Ratio was 0.55, up 5.6% from FY2024.
- Asset Utilization Ratio has increased in each of the last three years.
- Going back by year, Asset Utilization Ratio was 0.52 in FY2024 (+11.9%), 0.46 in FY2023 (+15.3%), 0.40 in FY2022 (-40.1%) and 0.67 in FY2021.
- The Q2 2026 figure represents the lowest quarterly Asset Utilization Ratio since Q1 2024.
- Year-over-year, Asset Utilization Ratio increased in six of the last eight quarters, with growth averaging 5.1%.
- The fastest year-over-year change in Asset Utilization Ratio over five years came in Q2 2024 (growth of 25.1%), and the weakest in Q2 2022 (a decline of 52.9%).
- Business Quant data shows OPFI's Asset Utilization Ratio at 0.51 (Q1 2026), 0.52 (Q4 2025) and 0.54 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.49 |
| Mar 31, 2026 | 0.51 |
| Dec 31, 2025 | 0.52 |
| Sep 30, 2025 | 0.54 |
| Jun 30, 2025 | 0.55 |
| Mar 31, 2025 | 0.54 |
| Dec 31, 2024 | 0.51 |
| Sep 30, 2024 | 0.51 |
| Jun 30, 2024 | 0.51 |
| Mar 31, 2024 | 0.48 |
| Dec 31, 2023 | 0.45 |
| Sep 30, 2023 | 0.43 |
| Jun 30, 2023 | 0.41 |
| Mar 31, 2023 | 0.39 |
| Dec 31, 2022 | 0.37 |
| Sep 30, 2022 | 0.40 |
| Jun 30, 2022 | 0.46 |
| Mar 31, 2022 | 0.50 |
| Dec 31, 2021 | 0.56 |
| Sep 30, 2021 | 0.78 |
API Access
OppFi Inc. Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=OPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "OPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=OPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();