OppFi (OPFI) Asset Utilization Ratio (2021 - 2026)

OppFi (OPFI) has reported Asset Utilization Ratio for 6 consecutive years, with 0.51 the latest figure, recorded in Q1 2026.

• In Q1 2026, Asset Utilization Ratio fell 5.96% year-over-year to 0.51; the TTM figure through Mar 2026 stood at 0.51 (down 5.96% YoY), while the FY2025 annual figure was 0.55, up 5.61% from the prior year.
• Asset Utilization Ratio retreated to 0.51 in Q1 2026 per OPFI's latest filing, from 0.52 in the prior quarter.
• Across five years, Asset Utilization Ratio topped out at 0.55 in Q2 2025 and bottomed at 0.37 in Q4 2022.
• Historically, Asset Utilization Ratio has averaged 0.48 across 5 years, with a median of 0.5 in 2022.
• Annual changes were most pronounced in 2022 — Asset Utilization Ratio plunged 52.89% — and 2024, when it advanced 25.06%.
• OppFi's Asset Utilization Ratio stood at 0.37 in 2022, then increased by 21.48% to 0.45 in 2023, then climbed by 12.24% to 0.51 in 2024, then grew by 1.34% to 0.52 in 2025, then decreased by 0.88% to 0.51 in 2026.
• Business Quant data shows OPFI's Asset Utilization Ratio at 0.51 in Q1 2026, 0.52 in Q4 2025, and 0.54 in Q3 2025.