KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Asset Utilization Ratio (2021 - 2026)

OppFi has reported Asset Utilization Ratio over the past 5 years, most recently at 0.52 for Q4 2025.

  • Quarterly Asset Utilization Ratio rose 1.34% to 0.52 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.52 through Dec 2025, up 1.34% year-over-year, with the annual reading at 0.55 for FY2025, 5.61% up from the prior year.
  • Asset Utilization Ratio was 0.52 for Q4 2025 at OppFi, down from 0.54 in the prior quarter.
  • Over five years, Asset Utilization Ratio peaked at 0.98 in Q2 2021 and troughed at 0.37 in Q4 2022.
  • The 5-year median for Asset Utilization Ratio is 0.51 (2024), against an average of 0.52.
  • Year-over-year, Asset Utilization Ratio plummeted 52.89% in 2022 and then increased 25.06% in 2024.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.56 in 2021, then tumbled by 33.12% to 0.37 in 2022, then grew by 21.48% to 0.45 in 2023, then increased by 12.24% to 0.51 in 2024, then rose by 1.34% to 0.52 in 2025.
  • Per Business Quant, the three most recent readings for OPFI's Asset Utilization Ratio are 0.52 (Q4 2025), 0.54 (Q3 2025), and 0.55 (Q2 2025).