OppFi (OPFI) Interest income - Loans (2020 - 2026)
OppFi (OPFI) posted quarterly Interest income - Loans of $150.5 million for Q1 2026, up 8.2% year-over-year from $139.1 million in Q1 2025, and down 4.61% quarter-over-quarter from $157.8 million in Q4 2025.
Analysis
OppFi (OPFI) Interest income - Loans (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Interest income - Loans for 7 consecutive years, with $150.5 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest income - Loans rose 8.2% year-over-year to $150.5 million; the TTM figure through Mar 2026 stood at $603.2 million (up 12.94% YoY), while the FY2025 annual figure was $591.8 million, up 13.53% from the prior year.
- Interest income - Loans retreated to $150.5 million in Q1 2026 per OPFI's latest filing, from $157.8 million in the prior quarter.
- Across five years, Interest income - Loans topped out at $157.8 million in Q4 2025 and bottomed at $100.3 million in Q1 2022.
- Historically, Interest income - Loans has averaged $130.6 million across 5 years, with a median of $131.8 million in 2023.
- Annual changes were most pronounced in 2022 — Interest income - Loans surged 38.25% — and 2024, when it advanced 1.91%.
- OppFi's Interest income - Loans stood at $119.6 million in 2022, then gained by 10.18% to $131.8 million in 2023, then grew by 1.91% to $134.3 million in 2024, then rose by 17.47% to $157.8 million in 2025, then slipped by 4.61% to $150.5 million in 2026.
- Business Quant data shows OPFI's Interest income - Loans at $150.5 million in Q1 2026, $157.8 million in Q4 2025, and $153.7 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 6.12 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 14.91 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 502.32 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 5.38 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.07 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 2.74 Bn |
| 10 | OppFi | 477.32 Mn | 385.47 Mn | 74.77 Mn | 143.73 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 143.73 Mn |
| Mar 31, 2026 | 150.53 Mn |
| Dec 31, 2025 | 157.80 Mn |
| Sep 30, 2025 | 153.71 Mn |
| Jun 30, 2025 | 141.14 Mn |
| Mar 31, 2025 | 139.12 Mn |
| Dec 31, 2024 | 134.34 Mn |
| Sep 30, 2024 | 135.54 Mn |
| Jun 30, 2024 | 125.08 Mn |
| Mar 31, 2024 | 126.28 Mn |
| Dec 31, 2023 | 131.82 Mn |
| Sep 30, 2023 | 132.09 Mn |
| Jun 30, 2023 | 121.58 Mn |
| Mar 31, 2023 | 119.94 Mn |
| Dec 31, 2022 | 119.63 Mn |
| Sep 30, 2022 | 123.61 Mn |
| Jun 30, 2022 | 107.87 Mn |
| Mar 31, 2022 | 100.34 Mn |
| Dec 31, 2021 | 95.45 Mn |
| Sep 30, 2021 | 91.45 Mn |