OppFi (OPFI) Interest income - Loans (2020 - 2026)
OppFi's (OPFI) quarterly Interest income - Loans came in at $143.7 million in Q2 2026, up 1.83% year-over-year from $141.1 million in Q2 2025, and down 4.52% quarter-over-quarter from $150.5 million in Q1 2026.
Analysis
OppFi (OPFI) Interest income - Loans (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Interest income - Loans for 7 consecutive years, with $143.7 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest income - Loans rose 1.83% year-over-year to $143.7 million in Q2 2026; TTM through Jun 2026 was $605.8 million, a 10.11% increase from a year earlier, with the FY2025 full-year figure at $591.8 million, up 13.53% from the prior year.
- Interest income - Loans was $143.7 million for Q2 2026 at OppFi, down from $150.5 million in the prior quarter.
- Over five years, Interest income - Loans peaked at $157.8 million in Q4 2025 and troughed at $100.3 million in Q1 2022.
- A 5-year average of $131.3 million and a median of $132.0 million in 2023 frame the typical range for Interest income - Loans.
- Across the five-year window, Interest income - Loans jumped 38.25% in 2022 and climbed 1.83% in 2026, its largest moves.
- Over 5 years, Interest income - Loans stood at $119.6 million in 2022, then increased by 10.18% to $131.8 million in 2023, then advanced by 1.91% to $134.3 million in 2024, then grew by 17.47% to $157.8 million in 2025, then decreased by 8.92% to $143.7 million in 2026.
- The last three Interest income - Loans figures came in at $143.7 million (Q2 2026), $150.5 million (Q1 2026), and $157.8 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | - |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | - |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | - |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | - |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | - |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 545.09 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | - |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | - |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn | 143.73 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 143.73 Mn |
| Mar 31, 2026 | 150.53 Mn |
| Dec 31, 2025 | 157.80 Mn |
| Sep 30, 2025 | 153.71 Mn |
| Jun 30, 2025 | 141.14 Mn |
| Mar 31, 2025 | 139.12 Mn |
| Dec 31, 2024 | 134.34 Mn |
| Sep 30, 2024 | 135.54 Mn |
| Jun 30, 2024 | 125.08 Mn |
| Mar 31, 2024 | 126.28 Mn |
| Dec 31, 2023 | 131.82 Mn |
| Sep 30, 2023 | 132.09 Mn |
| Jun 30, 2023 | 121.58 Mn |
| Mar 31, 2023 | 119.94 Mn |
| Dec 31, 2022 | 119.63 Mn |
| Sep 30, 2022 | 123.61 Mn |
| Jun 30, 2022 | 107.87 Mn |
| Mar 31, 2022 | 100.34 Mn |
| Dec 31, 2021 | 95.45 Mn |
| Sep 30, 2021 | 91.45 Mn |