OppFi (OPFI) Interest income - Loans (2020 - 2026)

OppFi (OPFI) posted quarterly Interest income - Loans of $150.5 million for Q1 2026, up 8.2% YoY from $139.1 million in Q1 2025, and down 4.61% sequentially from $157.8 million in Q4 2025.

OppFi (OPFI) Interest income - Loans (2020 - 2026) Analysis & Trends

OppFi has disclosed Interest income - Loans across 7 years of filings, most recently posting $150.5 million for Q1 2026.

  • In Q1 2026, Interest income - Loans rose 8.2% year-over-year to $150.5 million; the TTM figure through Mar 2026 stood at $603.2 million (up 12.94% YoY), while the FY2025 annual figure was $591.8 million, up 13.53% from the prior year.
  • Interest income - Loans fell to $150.5 million in Q1 2026, from $157.8 million in the prior quarter.
  • Over the last five years, Interest income - Loans for OPFI reached as high as $157.8 million in Q4 2025 and fell as low as $100.3 million in Q1 2022.
  • The 5-year median for Interest income - Loans is $131.8 million (2023), against an average of $130.6 million.
  • Annual changes were most pronounced in 2022 — Interest income - Loans surged 38.25% — and 2024, when it advanced 1.91%.
  • A 5-year view of Interest income - Loans shows it stood at $119.6 million in 2022, then rose by 10.18% to $131.8 million in 2023, then climbed by 1.91% to $134.3 million in 2024, then increased by 17.47% to $157.8 million in 2025, then decreased by 4.61% to $150.5 million in 2026.
  • According to Business Quant data, Interest income - Loans over the past three periods registered $150.5 million, $157.8 million, and $153.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest income - Loans (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 6.14 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 465.79 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 932.18 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 2.66 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 OppFi - - 76.91 Mn 150.53 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 150.53 Mn
Dec 31, 2025 157.80 Mn
Sep 30, 2025 153.71 Mn
Jun 30, 2025 141.14 Mn
Mar 31, 2025 139.12 Mn
Dec 31, 2024 134.34 Mn
Sep 30, 2024 135.54 Mn
Jun 30, 2024 125.08 Mn
Mar 31, 2024 126.28 Mn
Dec 31, 2023 131.82 Mn
Sep 30, 2023 132.09 Mn
Jun 30, 2023 121.58 Mn
Mar 31, 2023 119.94 Mn
Dec 31, 2022 119.63 Mn
Sep 30, 2022 123.61 Mn
Jun 30, 2022 107.87 Mn
Mar 31, 2022 100.34 Mn
Dec 31, 2021 95.45 Mn
Sep 30, 2021 91.45 Mn
Jun 30, 2021 78.03 Mn