OppFi (OPFI) Interest income - Loans (2020 - 2026)
OppFi (OPFI) posted quarterly Interest income - Loans of $150.5 million for Q1 2026, up 8.2% YoY from $139.1 million in Q1 2025, and down 4.61% sequentially from $157.8 million in Q4 2025.
OppFi (OPFI) Interest income - Loans (2020 - 2026) Analysis & Trends
OppFi has disclosed Interest income - Loans across 7 years of filings, most recently posting $150.5 million for Q1 2026.
- In Q1 2026, Interest income - Loans rose 8.2% year-over-year to $150.5 million; the TTM figure through Mar 2026 stood at $603.2 million (up 12.94% YoY), while the FY2025 annual figure was $591.8 million, up 13.53% from the prior year.
- Interest income - Loans fell to $150.5 million in Q1 2026, from $157.8 million in the prior quarter.
- Over the last five years, Interest income - Loans for OPFI reached as high as $157.8 million in Q4 2025 and fell as low as $100.3 million in Q1 2022.
- The 5-year median for Interest income - Loans is $131.8 million (2023), against an average of $130.6 million.
- Annual changes were most pronounced in 2022 — Interest income - Loans surged 38.25% — and 2024, when it advanced 1.91%.
- A 5-year view of Interest income - Loans shows it stood at $119.6 million in 2022, then rose by 10.18% to $131.8 million in 2023, then climbed by 1.91% to $134.3 million in 2024, then increased by 17.47% to $157.8 million in 2025, then decreased by 4.61% to $150.5 million in 2026.
- According to Business Quant data, Interest income - Loans over the past three periods registered $150.5 million, $157.8 million, and $153.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 6.14 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 465.79 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 932.18 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 2.66 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | OppFi | - | - | 76.91 Mn | 150.53 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 150.53 Mn |
| Dec 31, 2025 | 157.80 Mn |
| Sep 30, 2025 | 153.71 Mn |
| Jun 30, 2025 | 141.14 Mn |
| Mar 31, 2025 | 139.12 Mn |
| Dec 31, 2024 | 134.34 Mn |
| Sep 30, 2024 | 135.54 Mn |
| Jun 30, 2024 | 125.08 Mn |
| Mar 31, 2024 | 126.28 Mn |
| Dec 31, 2023 | 131.82 Mn |
| Sep 30, 2023 | 132.09 Mn |
| Jun 30, 2023 | 121.58 Mn |
| Mar 31, 2023 | 119.94 Mn |
| Dec 31, 2022 | 119.63 Mn |
| Sep 30, 2022 | 123.61 Mn |
| Jun 30, 2022 | 107.87 Mn |
| Mar 31, 2022 | 100.34 Mn |
| Dec 31, 2021 | 95.45 Mn |
| Sep 30, 2021 | 91.45 Mn |
| Jun 30, 2021 | 78.03 Mn |