OppFi (OPFI) Interest income - Loans (2020 - 2026)

OppFi (OPFI) posted quarterly Interest income - Loans of $150.5 million for Q1 2026, up 8.2% year-over-year from $139.1 million in Q1 2025, and down 4.61% quarter-over-quarter from $157.8 million in Q4 2025.

OppFi (OPFI) Interest income - Loans (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported Interest income - Loans for 7 consecutive years, with $150.5 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest income - Loans rose 8.2% year-over-year to $150.5 million; the TTM figure through Mar 2026 stood at $603.2 million (up 12.94% YoY), while the FY2025 annual figure was $591.8 million, up 13.53% from the prior year.
  • Interest income - Loans retreated to $150.5 million in Q1 2026 per OPFI's latest filing, from $157.8 million in the prior quarter.
  • Across five years, Interest income - Loans topped out at $157.8 million in Q4 2025 and bottomed at $100.3 million in Q1 2022.
  • Historically, Interest income - Loans has averaged $130.6 million across 5 years, with a median of $131.8 million in 2023.
  • Annual changes were most pronounced in 2022 — Interest income - Loans surged 38.25% — and 2024, when it advanced 1.91%.
  • OppFi's Interest income - Loans stood at $119.6 million in 2022, then gained by 10.18% to $131.8 million in 2023, then grew by 1.91% to $134.3 million in 2024, then rose by 17.47% to $157.8 million in 2025, then slipped by 4.61% to $150.5 million in 2026.
  • Business Quant data shows OPFI's Interest income - Loans at $150.5 million in Q1 2026, $157.8 million in Q4 2025, and $153.7 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest income - Loans (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 6.12 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 14.91 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 5.38 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 465.79 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 932.18 Mn
10 OppFi 261.63 Mn 161.71 Mn 76.91 Mn 150.53 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 150.53 Mn
Dec 31, 2025 157.80 Mn
Sep 30, 2025 153.71 Mn
Jun 30, 2025 141.14 Mn
Mar 31, 2025 139.12 Mn
Dec 31, 2024 134.34 Mn
Sep 30, 2024 135.54 Mn
Jun 30, 2024 125.08 Mn
Mar 31, 2024 126.28 Mn
Dec 31, 2023 131.82 Mn
Sep 30, 2023 132.09 Mn
Jun 30, 2023 121.58 Mn
Mar 31, 2023 119.94 Mn
Dec 31, 2022 119.63 Mn
Sep 30, 2022 123.61 Mn
Jun 30, 2022 107.87 Mn
Mar 31, 2022 100.34 Mn
Dec 31, 2021 95.45 Mn
Sep 30, 2021 91.45 Mn
Jun 30, 2021 78.03 Mn