OppFi OPFI
NYSE OPFI
$7.07 -0.09 (-1.26%)
At close: Aug 28, 2026 · 4:00 PM EDT

OppFi (OPFI) EBIT (2020 - 2026)

OppFi (OPFI) posted quarterly EBIT of $35.4 million for Q1 2026, down 16.78% year-over-year from $42.5 million in Q1 2025, and up 14.32% quarter-over-quarter from $30.9 million in Q4 2025.

Analysis

OppFi (OPFI) EBIT (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported EBIT for 7 consecutive years, with $35.4 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBIT fell 16.78% year-over-year to $35.4 million; the TTM figure through Mar 2026 stood at $159.5 million (up 21.1% YoY), while the FY2025 annual figure was $166.7 million, up 76.31% from the prior year.
  • EBIT climbed to $35.4 million in Q1 2026 per OPFI's latest filing, from $30.9 million in the prior quarter.
  • Across five years, EBIT topped out at $48.4 million in Q3 2025 and bottomed at -$9.6 million in Q4 2022.
  • Historically, EBIT has averaged $19.8 million across 5 years, with a median of $18.3 million in 2023.
  • Annual changes were most pronounced in 2022 — EBIT sank 384.94% — and 2023, when it soared 1707.95%.
  • OppFi's EBIT stood at -$9.6 million in 2022, then soared by 190.6% to $8.7 million in 2023, then surged by 183.27% to $24.7 million in 2024, then climbed by 25.37% to $30.9 million in 2025, then grew by 14.32% to $35.4 million in 2026.
  • Business Quant data shows OPFI's EBIT at $35.4 million in Q1 2026, $30.9 million in Q4 2025, and $48.4 million in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 6.88 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 5.59 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 3.51 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 7.83 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 1.43 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 147.26 Mn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 2.16 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 17.93 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 759.00 Mn
10 OppFi 477.32 Mn 385.47 Mn 74.77 Mn 24.36 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 24.36 Mn
Mar 31, 2026 35.36 Mn
Dec 31, 2025 30.93 Mn
Sep 30, 2025 48.45 Mn
Jun 30, 2025 44.81 Mn
Mar 31, 2025 42.49 Mn
Dec 31, 2024 24.67 Mn
Sep 30, 2024 35.09 Mn
Jun 30, 2024 29.49 Mn
Mar 31, 2024 5.28 Mn
Dec 31, 2023 8.71 Mn
Sep 30, 2023 15.58 Mn
Jun 30, 2023 18.33 Mn
Mar 31, 2023 3.73 Mn
Dec 31, 2022 -9.61 Mn
Sep 30, 2022 -969,000.00
Jun 30, 2022 6.40 Mn
Mar 31, 2022 -2.16 Mn
Dec 31, 2021 3.37 Mn
Sep 30, 2021 11.51 Mn