OppFi OPFI
NYSE OPFI
$6.56 -0.49 (-6.95%)
At close: Sep 18, 2026 · 4:00 PM EDT

OppFi (OPFI) EBIT (2020 - 2026)

OppFi's (OPFI) quarterly EBIT came in at $24.4 million in Q2 2026, down 45.65% year-over-year from $44.8 million in Q2 2025, and down 31.13% quarter-over-quarter from $35.4 million in Q1 2026.

Analysis

OppFi (OPFI) EBIT (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported EBIT for 7 consecutive years, with $24.4 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, EBIT fell 45.65% year-over-year to $24.4 million in Q2 2026; TTM through Jun 2026 was $139.1 million, a 5.42% decrease from a year earlier, with the FY2025 full-year figure at $166.7 million, up 76.31% from the prior year.
  • EBIT was $24.4 million for Q2 2026 at OppFi, down from $35.4 million in the prior quarter.
  • Over five years, EBIT peaked at $48.4 million in Q3 2025 and troughed at -$9.6 million in Q4 2022.
  • A 5-year average of $20.1 million and a median of $21.3 million in 2023 frame the typical range for EBIT.
  • Across the five-year window, EBIT slumped 384.94% in 2022 and surged 1707.95% in 2023, its largest moves.
  • Over 5 years, EBIT stood at -$9.6 million in 2022, then jumped by 190.6% to $8.7 million in 2023, then soared by 183.27% to $24.7 million in 2024, then gained by 25.37% to $30.9 million in 2025, then dropped by 21.27% to $24.4 million in 2026.
  • The last three EBIT figures came in at $24.4 million (Q2 2026), $35.4 million (Q1 2026), and $30.9 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 840.19 Mn
2 Royalty Pharma 33.59 Bn 35.70 Bn - 133.12 Mn
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 279.94 Mn
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn 75.32 Mn
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 186.90 Mn
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 528.89 Mn
7 Jefferson Capital 1.18 Bn 1.16 Bn - 81.43 Mn
8 Lufax Holding 1.04 Bn -1.23 Bn - -134.40 Mn
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 54.26 Mn
10 OppFi 442.88 Mn 351.04 Mn 74.77 Mn 24.36 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 24.36 Mn
Mar 31, 2026 35.36 Mn
Dec 31, 2025 30.93 Mn
Sep 30, 2025 48.45 Mn
Jun 30, 2025 44.81 Mn
Mar 31, 2025 42.49 Mn
Dec 31, 2024 24.67 Mn
Sep 30, 2024 35.09 Mn
Jun 30, 2024 29.49 Mn
Mar 31, 2024 5.28 Mn
Dec 31, 2023 8.71 Mn
Sep 30, 2023 15.58 Mn
Jun 30, 2023 18.33 Mn
Mar 31, 2023 3.73 Mn
Dec 31, 2022 -9.61 Mn
Sep 30, 2022 -969,000.00
Jun 30, 2022 6.40 Mn
Mar 31, 2022 -2.16 Mn
Dec 31, 2021 3.37 Mn
Sep 30, 2021 11.51 Mn