OppFi (OPFI) Operating Margin (2020 - 2026)

OppFi (OPFI) has reported Operating Margin for 7 consecutive years, with 28.26% the latest figure, recorded in Q2 2026.

• On a quarterly basis, Operating Margin fell 1643.0% year-over-year to 28.26% in Q2 2026; TTM through Jun 2026 was 38.26%, a 225.0% decrease from a year earlier, with the FY2025 full-year figure at 43.73%, up 1432.0% from the prior year.
• Operating Margin was 28.26% for Q2 2026 at OppFi, down from 40.51% in the prior quarter.
• Over five years, Operating Margin peaked at 46.79% in Q1 2025 and troughed at 19.84% in Q4 2022.
• A 5-year average of 22.4% and a median of 26.42% in 2026 frame the typical range for Operating Margin.
• Across the five-year window, Operating Margin slumped 4368 bps in 2022 and surged 3843 bps in 2025, its largest moves.
• Over 5 years, Operating Margin stood at 19.84% in 2022, then soared by 167 bps to 13.25% in 2023, then soared by 130 bps to 30.53% in 2024, then climbed by 18 bps to 36.15% in 2025, then slipped by 22 bps to 28.26% in 2026.
• The last three Operating Margin figures came in at 28.26% (Q2 2026), 40.51% (Q1 2026), and 36.15% (Q4 2025), per Business Quant data.