OppFi (OPFI) Operating Margin (2020 - 2026)

OppFi (OPFI) has reported Operating Margin for 7 consecutive years, with 40.51% the latest figure, recorded in Q1 2026.

• In Q1 2026, Operating Margin fell 628.0% year-over-year to 40.51%; the TTM figure through Mar 2026 stood at 42.25% (up 450.0% YoY), while the FY2025 annual figure was 43.73%, up 1432.0% from the prior year.
• Operating Margin climbed to 40.51% in Q1 2026 per OPFI's latest filing, from 36.15% in the prior quarter.
• Across five years, Operating Margin topped out at 46.79% in Q1 2025 and bottomed at 19.84% in Q4 2022.
• Historically, Operating Margin has averaged 22.05% across 5 years, with a median of 24.58% in 2023.
• Annual changes were most pronounced in 2022 — Operating Margin sank 4368 bps — and 2025, when it soared 3843 bps.
• OppFi's Operating Margin stood at 19.84% in 2022, then surged by 167 bps to 13.25% in 2023, then surged by 130 bps to 30.53% in 2024, then increased by 18 bps to 36.15% in 2025, then rose by 12 bps to 40.51% in 2026.
• Business Quant data shows OPFI's Operating Margin at 40.51% in Q1 2026, 36.15% in Q4 2025, and 46.33% in Q3 2025.