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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Operating Margin (2020 - 2025)

Historic Operating Margin for OppFi (OPFI) over the last 6 years, with Q3 2025 value amounting to 46.33%.

  • OppFi's Operating Margin rose 78400.0% to 46.33% in Q3 2025 from the same period last year, while for Sep 2025 it was 42.62%, marking a year-over-year increase of 169700.0%. This contributed to the annual value of 29.41% for FY2024, which is 124400.0% up from last year.
  • Latest data reveals that OppFi reported Operating Margin of 46.33% as of Q3 2025, which was up 78400.0% from 44.7% recorded in Q2 2025.
  • In the past 5 years, OppFi's Operating Margin ranged from a high of 46.79% in Q1 2025 and a low of 19.84% during Q4 2022
  • Moreover, its 5-year median value for Operating Margin was 20.59% (2023), whereas its average is 20.3%.
  • Per our database at Business Quant, OppFi's Operating Margin crashed by -436800bps in 2022 and then surged by 384300bps in 2025.
  • Over the past 5 years, OppFi's Operating Margin (Quarter) stood at 5.45% in 2021, then crashed by -464bps to 19.84% in 2022, then skyrocketed by 167bps to 13.25% in 2023, then surged by 130bps to 30.53% in 2024, then surged by 52bps to 46.33% in 2025.
  • Its last three reported values are 46.33% in Q3 2025, 44.7% for Q2 2025, and 46.79% during Q1 2025.