OppFi Inc. (OPFI) Operating Margin (2020 - 2026)
OppFi's Operating Margin was 28.26% in Q2 2026, down 16.43 percentage points from 44.70% a year earlier and down 12.24 percentage points from the prior quarter.
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Analysis
OppFi Inc. (OPFI) Operating Margin (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, OppFi's Operating Margin was 38.26% through Jun 30, 2026, down 2.25 percentage points year-over-year; for FY2025, it came in at 43.73%, up 14.32 percentage points from FY2024.
- Operating Margin has now increased for three consecutive years, with a five-year change of +5.01 percentage points (FY2020 to FY2025).
- In earlier years, Operating Margin was 29.41% in FY2024 (+12.44 pp), 16.97% in FY2023 (+19.89 pp), -2.92% in FY2022 (-24.64 pp) and 21.71% in FY2021 (-17.00 pp).
- The Q2 2026 figure marks the lowest quarterly Operating Margin since Q1 2024.
- Compared with a year earlier, Operating Margin was higher in six of the last eight quarters, with an average year-over-year change of +9.36 percentage points.
- The best year-over-year quarter for Operating Margin over five years was Q1 2025 (a gain of 38.43 percentage points); the worst was Q1 2022 (a drop of 43.68 percentage points).
- Per Business Quant data, OPFI's Operating Margin in the three quarters before Q2 2026 was 40.51% (Q1 2026), 36.15% (Q4 2025) and 46.33% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.26% |
| Mar 31, 2026 | 40.51% |
| Dec 31, 2025 | 36.15% |
| Sep 30, 2025 | 46.33% |
| Jun 30, 2025 | 44.70% |
| Mar 31, 2025 | 46.79% |
| Dec 31, 2024 | 30.53% |
| Sep 30, 2024 | 38.49% |
| Jun 30, 2024 | 34.18% |
| Mar 31, 2024 | 8.36% |
| Dec 31, 2023 | 13.25% |
| Sep 30, 2023 | 20.59% |
| Jun 30, 2023 | 24.58% |
| Mar 31, 2023 | 6.52% |
| Dec 31, 2022 | -19.84% |
| Sep 30, 2022 | -1.84% |
| Jun 30, 2022 | 9.83% |
| Mar 31, 2022 | -4.26% |
| Dec 31, 2021 | 5.45% |
| Sep 30, 2021 | 15.79% |
API Access
OppFi Inc. Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=OPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "OPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=OPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();