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OppFi (OPFI) Operating Margin: 2020-2025

Historic Operating Margin for OppFi (OPFI) over the last 5 years, with Sep 2025 value amounting to 46.33%.

  • OppFi's Operating Margin rose 784.00% to 46.33% in Q3 2025 from the same period last year, while for Sep 2025 it was 42.62%, marking a year-over-year increase of 1697.00%. This contributed to the annual value of 29.41% for FY2024, which is 1244.00% up from last year.
  • As of Q3 2025, OppFi's Operating Margin stood at 46.33%, which was up 3.66% from 44.70% recorded in Q2 2025.
  • OppFi's Operating Margin's 5-year high stood at 46.79% during Q1 2025, with a 5-year trough of -19.84% in Q4 2022.
  • For the 3-year period, OppFi's Operating Margin averaged around 28.57%, with its median value being 30.53% (2024).
  • In the last 5 years, OppFi's Operating Margin plummeted by 4,368bps in 2022 and then surged by 3,843bps in 2025.
  • OppFi's Operating Margin (Quarterly) stood at 5.45% in 2021, then tumbled by 2,529bps to -19.84% in 2022, then surged by 3,309bps to 13.25% in 2023, then soared by 1,728bps to 30.53% in 2024, then soared by 784bps to 46.33% in 2025.
  • Its Operating Margin was 46.33% in Q3 2025, compared to 44.70% in Q2 2025 and 46.79% in Q1 2025.