OppFi (OPFI) Non-Interest Income (2020 - 2022)
OppFi (OPFI) posted quarterly Non-Interest Income of $1.1 million for Q1 2026, up 4.09% year-over-year from $1.1 million in Q1 2025, and down 20.68% quarter-over-quarter from $1.4 million in Q4 2025.
Analysis
OppFi (OPFI) Non-Interest Income (2020 - 2022) Analysis & Trends
OppFi (OPFI) has reported Non-Interest Income for 6 consecutive years, with $1.1 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Non-Interest Income rose 4.09% year-over-year to $1.1 million; the TTM figure through Mar 2026 stood at $5.0 million (up 99.29% YoY), while the FY2025 annual figure was $5.0 million, up 244.94% from the prior year.
- Non-Interest Income fell to $1.1 million in Q1 2026 per OPFI's latest filing, from $1.4 million in the prior quarter.
- Across five years, Non-Interest Income topped out at $1.4 million in Q4 2025 and bottomed at $329000.0 in Q1 2022.
- Historically, Non-Interest Income has averaged $915100.0 across 4 years, with a median of $953500.0 in 2022.
- Annual changes were most pronounced in 2022 — Non-Interest Income soared 10287.5% — and 2026, when it rose 4.09%.
- OppFi's Non-Interest Income stood at $831000.0 in 2022, then declined by 1.93% to $815000.0 in 2024, then jumped by 73.25% to $1.4 million in 2025, then decreased by 20.68% to $1.1 million in 2026.
- Business Quant data shows OPFI's Non-Interest Income at $1.1 million in Q1 2026, $1.4 million in Q4 2025, and $1.4 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 14.99 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 3.48 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 165.07 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 210.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 430.48 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 653.00 Mn |
| 10 | OppFi | 477.32 Mn | 385.47 Mn | 74.77 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2022 | 831,000.00 |
| Jun 30, 2022 | 455,000.00 |
| Mar 31, 2022 | 329,000.00 |
| Dec 31, 2021 | 91,000.00 |
| Sep 30, 2021 | 8,000.00 |
| Jun 30, 2021 | 27,000.00 |
| Dec 31, 2020 | 20.10 Mn |
| Sep 30, 2020 | 15.28 Mn |