OppFi (OPFI) Non-Interest Income (2020 - 2026)
OppFi (OPFI) posted quarterly Non-Interest Income of $1.1 million for Q1 2026, up 4.09% year-over-year from $1.1 million in Q1 2025, and down 20.68% quarter-over-quarter from $1.4 million in Q4 2025.
OppFi (OPFI) Non-Interest Income (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Non-Interest Income for 6 consecutive years, with $1.1 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Non-Interest Income rose 4.09% year-over-year to $1.1 million; the TTM figure through Mar 2026 stood at $5.0 million (up 99.29% YoY), while the FY2025 annual figure was $5.0 million, up 244.94% from the prior year.
- Non-Interest Income fell to $1.1 million in Q1 2026 per OPFI's latest filing, from $1.4 million in the prior quarter.
- Across five years, Non-Interest Income topped out at $1.4 million in Q4 2025 and bottomed at $329000.0 in Q1 2022.
- Historically, Non-Interest Income has averaged $915100.0 across 4 years, with a median of $953500.0 in 2022.
- Annual changes were most pronounced in 2022 — Non-Interest Income soared 10287.5% — and 2026, when it rose 4.09%.
- OppFi's Non-Interest Income stood at $831000.0 in 2022, then declined by 1.93% to $815000.0 in 2024, then jumped by 73.25% to $1.4 million in 2025, then decreased by 20.68% to $1.1 million in 2026.
- Business Quant data shows OPFI's Non-Interest Income at $1.1 million in Q1 2026, $1.4 million in Q4 2025, and $1.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 14.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 3.48 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 210.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 127.20 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 407.38 Mn |
| 10 | OppFi | 261.63 Mn | 161.71 Mn | 76.91 Mn | 1.12 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.12 Mn |
| Dec 31, 2025 | 1.41 Mn |
| Sep 30, 2025 | 1.37 Mn |
| Jun 30, 2025 | 1.12 Mn |
| Mar 31, 2025 | 1.08 Mn |
| Dec 31, 2024 | 815,000.00 |
| Sep 30, 2024 | 627,000.00 |
| Sep 30, 2022 | 831,000.00 |
| Jun 30, 2022 | 455,000.00 |
| Mar 31, 2022 | 329,000.00 |
| Dec 31, 2021 | 91,000.00 |
| Sep 30, 2021 | 8,000.00 |
| Jun 30, 2021 | 27,000.00 |
| Dec 31, 2020 | 20.10 Mn |
| Sep 30, 2020 | 15.28 Mn |