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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Debt Ratio (2020 - 2025)

OppFi has reported Debt Ratio over the past 6 years, most recently at 0.43 for Q4 2025.

  • Quarterly results put Debt Ratio at 0.43 for Q4 2025, down 14.28% from a year ago — trailing twelve months through Dec 2025 was 0.43 (down 14.28% YoY), and the annual figure for FY2025 was 0.43, down 14.28%.
  • Debt Ratio for Q4 2025 was 0.43 at OppFi, down from 0.45 in the prior quarter.
  • Over the last five years, Debt Ratio for OPFI hit a ceiling of 0.59 in Q1 2023 and a floor of 0.0 in Q4 2022.
  • Median Debt Ratio over the past 5 years was 0.51 (2021), compared with a mean of 0.48.
  • Biggest five-year swings in Debt Ratio: plummeted 99.74% in 2022 and later soared 42315.9% in 2023.
  • OppFi's Debt Ratio stood at 0.5 in 2021, then plummeted by 99.74% to 0.0 in 2022, then soared by 42315.9% to 0.55 in 2023, then dropped by 10.1% to 0.5 in 2024, then decreased by 14.28% to 0.43 in 2025.
  • The last three reported values for Debt Ratio were 0.43 (Q4 2025), 0.45 (Q3 2025), and 0.45 (Q2 2025) per Business Quant data.