OppFi (OPFI) Debt Ratio (2020 - 2026)

OppFi (OPFI) has reported Debt Ratio for 7 consecutive years, with 0.36 the latest figure, recorded in Q2 2026.

• On a quarterly basis, Debt Ratio fell 21.04% year-over-year to 0.36 in Q2 2026; TTM through Jun 2026 was 0.36, a 21.04% decrease from a year earlier, with the FY2025 full-year figure at 0.43, down 14.28% from the prior year.
• Debt Ratio was 0.36 for Q2 2026 at OppFi, down from 0.39 in the prior quarter.
• Over five years, Debt Ratio peaked at 0.59 in Q4 2022 and troughed at 0.36 in Q2 2026.
• A 5-year average of 0.51 and a median of 0.53 in 2024 frame the typical range for Debt Ratio.
• Across the five-year window, Debt Ratio gained 24.82% in 2022 and retreated 21.04% in 2026, its largest moves.
• Over 5 years, Debt Ratio stood at 0.59 in 2022, then slipped by 6.97% to 0.55 in 2023, then slipped by 10.1% to 0.5 in 2024, then retreated by 14.28% to 0.43 in 2025, then dropped by 15.83% to 0.36 in 2026.
• The last three Debt Ratio figures came in at 0.36 (Q2 2026), 0.39 (Q1 2026), and 0.43 (Q4 2025), per Business Quant data.