OppFi (OPFI) Debt Ratio (2020 - 2026)

OppFi (OPFI) has reported Debt Ratio for 7 consecutive years, with 0.39 the latest figure, recorded in Q1 2026.

• In Q1 2026, Debt Ratio fell 12.25% year-over-year to 0.39; the TTM figure through Mar 2026 stood at 0.39 (down 12.25% YoY), while the FY2025 annual figure was 0.43, down 14.28% from the prior year.
• Debt Ratio slipped to 0.39 in Q1 2026 per OPFI's latest filing, from 0.43 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.57 in Q2 2023 and bottomed at 0.0 in Q4 2022.
• Historically, Debt Ratio has averaged 0.4 across 5 years, with a median of 0.48 in 2024.
• Annual changes were most pronounced in 2022 — Debt Ratio tumbled 97.33% — and 2023, when it soared 42315.9%.
• OppFi's Debt Ratio stood at 0.0 in 2022, then jumped by 42315.9% to 0.55 in 2023, then declined by 10.1% to 0.5 in 2024, then slipped by 14.28% to 0.43 in 2025, then decreased by 7.35% to 0.39 in 2026.
• Business Quant data shows OPFI's Debt Ratio at 0.39 in Q1 2026, 0.43 in Q4 2025, and 0.45 in Q3 2025.