KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Debt Ratio (2020 - 2025)

Historic Debt Ratio for OppFi (OPFI) over the last 6 years, with Q3 2025 value amounting to 0.45.

  • OppFi's Debt Ratio fell 1530.65% to 0.45 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.45, marking a year-over-year decrease of 1530.65%. This contributed to the annual value of 0.5 for FY2024, which is 1010.32% down from last year.
  • Per OppFi's latest filing, its Debt Ratio stood at 0.45 for Q3 2025, which was down 1530.65% from 0.45 recorded in Q2 2025.
  • Over the past 5 years, OppFi's Debt Ratio peaked at 0.59 during Q4 2022, and registered a low of 0.45 during Q3 2025.
  • Over the past 5 years, OppFi's median Debt Ratio value was 0.53 (recorded in 2024), while the average stood at 0.53.
  • Per our database at Business Quant, OppFi's Debt Ratio soared by 2481.97% in 2022 and then plummeted by 1561.36% in 2025.
  • Over the past 5 years, OppFi's Debt Ratio (Quarter) stood at 0.5 in 2021, then increased by 18.64% to 0.59 in 2022, then decreased by 6.97% to 0.55 in 2023, then fell by 10.1% to 0.5 in 2024, then fell by 10.44% to 0.45 in 2025.
  • Its Debt Ratio was 0.45 in Q3 2025, compared to 0.45 in Q2 2025 and 0.45 in Q1 2025.