OppFi (OPFI) Debt Ratio (2020 - 2026)

OppFi has disclosed Debt Ratio across 7 years of filings, most recently posting 0.39 for Q1 2026.

• In Q1 2026, Debt Ratio fell 12.25% year-over-year to 0.39; the TTM figure through Mar 2026 stood at 0.39 (down 12.25% YoY), while the FY2025 annual figure was 0.43, down 14.28% from the prior year.
• Debt Ratio retreated to 0.39 in Q1 2026, from 0.43 in the prior quarter.
• Over the last five years, Debt Ratio for OPFI reached as high as 0.59 in Q4 2022 and fell as low as 0.01 in Q2 2022.
• The 5-year median for Debt Ratio is 0.53 (2024), against an average of 0.48.
• Annual changes were most pronounced in 2023 — Debt Ratio soared 6386.06% — and 2025, when it slipped 15.61%.
• A 5-year view of Debt Ratio shows it stood at 0.59 in 2022, then dropped by 6.97% to 0.55 in 2023, then dropped by 10.1% to 0.5 in 2024, then decreased by 14.28% to 0.43 in 2025, then retreated by 7.35% to 0.39 in 2026.
• According to Business Quant data, Debt Ratio over the past three periods registered 0.39, 0.43, and 0.45 for Q1 2026, Q4 2025, and Q3 2025 respectively.