OppFi (OPFI) Debt Ratio (2020 - 2026)

OppFi (OPFI) has 7 years of Debt Ratio data on file, last reported at 0.39 in Q1 2026.

• Debt Ratio for Q1 2026 came in at 0.39, down 12.25% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.39 (down 12.25% YoY), and the FY2025 annual result was 0.43, down 14.28% from the prior year.
• Debt Ratio declined to 0.39 in Q1 2026 per OPFI's latest filing, from 0.43 in the prior quarter.
• Over five years, Debt Ratio peaked at 0.59 in Q4 2022 and troughed at 0.01 in Q2 2022.
• A 5-year average of 0.48 and a median of 0.53 in 2024 frame the typical range for Debt Ratio.
• The sharpest annual moves came in 2023 and 2025: Debt Ratio soared 6386.06% in 2023, then slipped 15.61% in 2025.
• A 5-year view of Debt Ratio shows it stood at 0.59 in 2022, then dropped by 6.97% to 0.55 in 2023, then dropped by 10.1% to 0.5 in 2024, then decreased by 14.28% to 0.43 in 2025, then retreated by 7.35% to 0.39 in 2026.
• Business Quant data shows OPFI's Debt Ratio at 0.39 in Q1 2026, 0.43 in Q4 2025, and 0.45 in Q3 2025.