KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Debt Ratio (2020 - 2026)

OppFi has reported Debt Ratio over the past 6 years, most recently at 0.43 for Q4 2025.

  • Quarterly Debt Ratio fell 14.28% to 0.43 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.43 through Dec 2025, down 14.28% year-over-year, with the annual reading at 0.43 for FY2025, 14.28% down from the prior year.
  • Debt Ratio was 0.43 for Q4 2025 at OppFi, down from 0.45 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.59 in Q1 2023 and troughed at 0.0 in Q4 2022.
  • The 5-year median for Debt Ratio is 0.51 (2021), against an average of 0.48.
  • Year-over-year, Debt Ratio plummeted 99.74% in 2022 and then soared 42315.9% in 2023.
  • A 5-year view of Debt Ratio shows it stood at 0.5 in 2021, then plummeted by 99.74% to 0.0 in 2022, then soared by 42315.9% to 0.55 in 2023, then dropped by 10.1% to 0.5 in 2024, then decreased by 14.28% to 0.43 in 2025.
  • Per Business Quant, the three most recent readings for OPFI's Debt Ratio are 0.43 (Q4 2025), 0.45 (Q3 2025), and 0.45 (Q2 2025).