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OppFi (OPFI) Debt Ratio: 2020-2025

Historic Debt Ratio for OppFi (OPFI) over the last 4 years, with Sep 2025 value amounting to 0.45.

  • OppFi's Debt Ratio fell 15.31% to 0.45 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.45, marking a year-over-year decrease of 15.31%. This contributed to the annual value of 0.50 for FY2024, which is 10.10% down from last year.
  • Latest data reveals that OppFi reported Debt Ratio of 0.45 as of Q3 2025, which was down 1.99% from 0.45 recorded in Q2 2025.
  • In the past 5 years, OppFi's Debt Ratio registered a high of 0.59 during Q4 2022, and its lowest value of 0.45 during Q3 2025.
  • In the last 3 years, OppFi's Debt Ratio had a median value of 0.53 in 2024 and averaged 0.52.
  • Per our database at Business Quant, OppFi's Debt Ratio climbed by 24.82% in 2022 and then fell by 15.61% in 2025.
  • Over the past 5 years, OppFi's Debt Ratio (Quarterly) stood at 0.50 in 2021, then rose by 18.64% to 0.59 in 2022, then decreased by 6.97% to 0.55 in 2023, then dropped by 10.10% to 0.50 in 2024, then declined by 15.31% to 0.45 in 2025.
  • Its last three reported values are 0.45 in Q3 2025, 0.45 for Q2 2025, and 0.45 during Q1 2025.