KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Net Margin (2020 - 2025)

Historic Net Margin for SoFi Technologies (SOFI) over the last 6 years, with Q4 2025 value amounting to 16.93%.

  • SoFi Technologies' Net Margin fell 283600.0% to 16.93% in Q4 2025 from the same period last year, while for Dec 2025 it was 13.32%, marking a year-over-year decrease of 53200.0%. This contributed to the annual value of 13.32% for FY2025, which is 53200.0% down from last year.
  • Latest data reveals that SoFi Technologies reported Net Margin of 16.93% as of Q4 2025, which was down 283600.0% from 14.5% recorded in Q3 2025.
  • Over the past 5 years, SoFi Technologies' Net Margin peaked at 45.29% during Q4 2024, and registered a low of 90.6% during Q1 2021.
  • Moreover, its 5-year median value for Net Margin was 8.03% (2022), whereas its average is 11.71%.
  • Per our database at Business Quant, SoFi Technologies' Net Margin plummeted by -782700bps in 2021 and then soared by 583600bps in 2024.
  • Quarter analysis of 5 years shows SoFi Technologies' Net Margin stood at 38.87% in 2021, then surged by 77bps to 8.76% in 2022, then surged by 189bps to 7.79% in 2023, then soared by 482bps to 45.29% in 2024, then crashed by -63bps to 16.93% in 2025.
  • Its last three reported values are 16.93% in Q4 2025, 14.5% for Q3 2025, and 11.38% during Q2 2025.