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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) Net Margin (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of Net Margin data on record, last reported at 188.43% in Q4 2025.

  • For Q4 2025, Net Margin rose 14315.0% year-over-year to 188.43%; the TTM value through Dec 2025 reached 549.35%, down 59461.0%, while the annual FY2025 figure was 727.38%, 74603.0% down from the prior year.
  • Net Margin reached 188.43% in Q4 2025 per SOFI's latest filing, up from 6.07% in the prior quarter.
  • Across five years, Net Margin topped out at 188.43% in Q4 2025 and bottomed at 90.6% in Q1 2021.
  • Average Net Margin over 5 years is 7.11%, with a median of 10.16% recorded in 2021.
  • Peak YoY movement for Net Margin: crashed -6760bps in 2022, then surged 14315bps in 2025.
  • A 5-year view of Net Margin shows it stood at 24.58% in 2021, then plummeted by -121bps to 5.14% in 2022, then tumbled by -195bps to 15.17% in 2023, then soared by 399bps to 45.29% in 2024, then soared by 316bps to 188.43% in 2025.
  • Per Business Quant database, its latest 3 readings for Net Margin were 188.43% in Q4 2025, 6.07% in Q3 2025, and 20.28% in Q2 2025.