KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Net Margin: 2020-2025

Historic Net Margin for SoFi Technologies (SOFI) over the last 6 years, with Sep 2025 value amounting to 14.50%.

  • SoFi Technologies' Net Margin rose 578.00% to 14.50% in Q3 2025 from the same period last year, while for Sep 2025 it was 19.27%, marking a year-over-year increase of 1089.00%. This contributed to the annual value of 18.64% for FY2024, which is 3281.00% up from last year.
  • According to the latest figures from Q3 2025, SoFi Technologies' Net Margin is 14.50%, which was up 27.42% from 11.38% recorded in Q2 2025.
  • In the past 5 years, SoFi Technologies' Net Margin registered a high of 45.29% during Q4 2024, and its lowest value of -90.60% during Q1 2021.
  • Its 3-year average for Net Margin is 4.27%, with a median of 8.71% in 2024.
  • Per our database at Business Quant, SoFi Technologies' Net Margin surged by 6,436bps in 2021 and then tumbled by 3,214bps in 2023.
  • SoFi Technologies' Net Margin (Quarterly) stood at -38.87% in 2021, then soared by 3,011bps to -8.76% in 2022, then skyrocketed by 1,655bps to 7.79% in 2023, then spiked by 3,750bps to 45.29% in 2024, then soared by 578bps to 14.50% in 2025.
  • Its Net Margin stands at 14.50% for Q3 2025, versus 11.38% for Q2 2025 and 9.21% for Q1 2025.