SoFi Technologies (SOFI) Net Margin (2020 - 2026)
SoFi Technologies (SOFI) posted Net Margin of 12.85% for Q2 2026, up 1.47 percentage points from 11.38% a year earlier but down 2.30 percentage points from the prior quarter.
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Analysis
SoFi Technologies (SOFI) Net Margin (2020 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at SoFi Technologies was 14.78%, down 3.59 percentage points year-over-year; for FY2025, it was 13.32%, down 5.32 percentage points from FY2024.
- Annual Net Margin shows a five-year change of +52.94 percentage points (FY2020 to FY2025).
- In prior years, SoFi Technologies' Net Margin was 18.64% in FY2024 (+32.81 pp), -14.17% in FY2023 (+6.19 pp), -20.36% in FY2022 (+28.77 pp) and -49.14% in FY2021 (-9.52 pp).
- Quarterly Net Margin has run from a low of -49.64% in Q3 2023 to a high of 45.29% in Q4 2024 over five years.
- On a year-over-year basis, Net Margin increased in six of the last eight quarters, with an average year-over-year change of +10.59 percentage points.
- The strongest year-over-year quarter for Net Margin in the past five years was Q3 2024, with a gain of 58.36 percentage points; the weakest was Q3 2023, with a drop of 32.14 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 15.15% (Q1 2026), 16.93% (Q4 2025) and 14.50% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 903.97 Bn | 903.97 Bn | - | - |
| 2 | Bank Of America | 356.92 Bn | -2,019.15 Bn | - | 27.72% |
| 3 | Hsbc Holdings | 296.96 Bn | -1,806.64 Bn | - | 38.08% |
| 4 | Morgan Stanley | 285.10 Bn | 285.10 Bn | - | - |
| 5 | Royal Bank Of Canada | 284.66 Bn | -545.38 Bn | - | 32.48% |
| 6 | Goldman Sachs | 266.61 Bn | 266.61 Bn | - | - |
| 7 | Wells Fargo & Company | 250.94 Bn | 250.94 Bn | - | 26.08% |
| 8 | Mitsubishi Ufj Financial | 245.01 Bn | -96.38 Bn | 10.89 Bn | 246.71% |
| 9 | Toronto Dominion Bank | 214.22 Bn | -461.66 Bn | - | 26.78% |
| 10 | SoFi Technologies | 21.51 Bn | 21.51 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.85% |
| Mar 31, 2026 | 15.15% |
| Dec 31, 2025 | 16.93% |
| Sep 30, 2025 | 14.50% |
| Jun 30, 2025 | 11.38% |
| Mar 31, 2025 | 9.21% |
| Dec 31, 2024 | 45.29% |
| Sep 30, 2024 | 8.71% |
| Jun 30, 2024 | 2.91% |
| Mar 31, 2024 | 13.65% |
| Dec 31, 2023 | 7.79% |
| Sep 30, 2023 | -49.64% |
| Jun 30, 2023 | -9.55% |
| Mar 31, 2023 | -7.29% |
| Dec 31, 2022 | -8.76% |
| Sep 30, 2022 | -17.50% |
| Jun 30, 2022 | -26.44% |
| Mar 31, 2022 | -33.41% |
| Dec 31, 2021 | -38.87% |
| Sep 30, 2021 | -11.05% |
API Access
SoFi Technologies Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();