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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) Net Margin (2020 - 2025)

SoFi Technologies has reported Net Margin over the past 6 years, most recently at 101.91% for Q4 2025.

  • Quarterly results put Net Margin at 101.91% for Q4 2025, up 12504.0% from a year ago — trailing twelve months through Dec 2025 was 23.42% (up 7002.0% YoY), and the annual figure for FY2025 was 77.71%, down 2140.0%.
  • Net Margin for Q4 2025 was 101.91% at SoFi Technologies, up from 14.5% in the prior quarter.
  • Over the last five years, Net Margin for SOFI hit a ceiling of 101.91% in Q4 2025 and a floor of 327.45% in Q1 2021.
  • Median Net Margin over the past 5 years was 14.27% (2022), compared with a mean of 28.36%.
  • Biggest five-year swings in Net Margin: plummeted -31000bps in 2021 and later surged 29404bps in 2022.
  • SoFi Technologies' Net Margin stood at 38.87% in 2021, then fell by -3bps to 40.15% in 2022, then soared by 89bps to 4.41% in 2023, then plummeted by -424bps to 23.13% in 2024, then soared by 541bps to 101.91% in 2025.
  • The last three reported values for Net Margin were 101.91% (Q4 2025), 14.5% (Q3 2025), and 64.04% (Q2 2025) per Business Quant data.