SoFi Technologies (SOFI) Net Margin (2020 - 2026)

SoFi Technologies has reported Net Margin for 7 years, with the latest figure at 12.85% in Q2 2026.

• On a quarterly basis, Net Margin rose 147.0% year-over-year to 12.85% in Q2 2026; TTM through Jun 2026 was 14.78%, a 359.0% decrease from a year earlier, with the FY2025 full-year figure at 13.32%, down 532.0% from the prior year.
• Net Margin was 12.85% for Q2 2026 at SoFi Technologies, down from 15.15% in the prior quarter.
• The five-year high for Net Margin was 45.29% in Q4 2024, with the low at 49.64% in Q3 2023.
• Average Net Margin over 5 years is 0.32%, with a median of 8.25% recorded in 2023.
• The sharpest annual moves came in 2023 and 2024: Net Margin sank 3214 bps in 2023, then surged 5836 bps in 2024.
• Over 5 years, Net Margin stood at 8.76% in 2022, then jumped by 189 bps to 7.79% in 2023, then jumped by 482 bps to 45.29% in 2024, then sank by 63 bps to 16.93% in 2025, then declined by 24 bps to 12.85% in 2026.
• The last three Net Margin figures came in at 12.85% (Q2 2026), 15.15% (Q1 2026), and 16.93% (Q4 2025), per Business Quant data.