SoFi Technologies (SOFI) Operating Leases (2020 - 2026)

SoFi Technologies' quarterly Operating Leases came in at $100.7 million in Q1 2026, up 8.13% year-on-year from $93.1 million in Q1 2025, and down 5.16% quarter-over-quarter from $106.2 million in Q4 2025.

SoFi Technologies (SOFI) Operating Leases (2020 - 2026) Analysis & Trends

SoFi Technologies has reported Operating Leases for 7 years, with the latest figure at $100.7 million in Q1 2026.

  • For the quarter ending Q1 2026, Operating Leases rose 8.13% year-over-year to $100.7 million; the trailing twelve-month figure through Mar 2026 stood at $100.7 million (up 8.13% YoY), and the FY2025 full-year result was $106.2 million, up 9.04% from the prior year.
  • Operating Leases for Q1 2026 stood at $100.7 million, down from $106.2 million in the prior quarter.
  • The five-year high for Operating Leases was $136.0 million in Q1 2022, with the low at $91.4 million in Q2 2025.
  • Average Operating Leases over 5 years is $108.7 million, with a median of $106.2 million recorded in 2025.
  • Year-over-year, Operating Leases fell 15.49% in 2023 and climbed 9.04% in 2025.
  • Tracing SOFI's Operating Leases over 5 years: stood at $117.8 million in 2022, then retreated by 7.74% to $108.6 million in 2023, then fell by 10.36% to $97.4 million in 2024, then grew by 9.04% to $106.2 million in 2025, then slipped by 5.16% to $100.7 million in 2026.
  • The last three Operating Leases figures came in at $100.7 million (Q1 2026), $106.2 million (Q4 2025), and $93.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 539.53 Bn 527.13 Bn -
2 Mastercard 441.81 Bn 431.60 Bn -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn -
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn -
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 100.71 Mn
Dec 31, 2025 106.19 Mn
Sep 30, 2025 93.00 Mn
Jun 30, 2025 91.43 Mn
Mar 31, 2025 93.14 Mn
Dec 31, 2024 97.39 Mn
Sep 30, 2024 101.03 Mn
Jun 30, 2024 100.80 Mn
Mar 31, 2024 105.56 Mn
Dec 31, 2023 108.65 Mn
Sep 30, 2023 113.36 Mn
Jun 30, 2023 115.22 Mn
Mar 31, 2023 114.90 Mn
Dec 31, 2022 117.76 Mn
Sep 30, 2022 121.73 Mn
Jun 30, 2022 131.74 Mn
Mar 31, 2022 135.96 Mn
Dec 31, 2021 138.79 Mn
Sep 30, 2021 139.90 Mn
Jun 30, 2021 135.49 Mn