SoFi Technologies (SOFI) Operating Leases (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Operating Leases of $100.7 million for Q1 2026, up 8.13% year-over-year from $93.1 million in Q1 2025, and down 5.16% on a QoQ basis from $106.2 million in Q4 2025.

SoFi Technologies (SOFI) Operating Leases (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Operating Leases for 7 consecutive years, with $100.7 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Operating Leases rose 8.13% year-over-year to $100.7 million; the TTM figure through Mar 2026 stood at $100.7 million (up 8.13% YoY), while the FY2025 annual figure was $106.2 million, up 9.04% from the prior year.
  • Operating Leases came in at $100.7 million for Q1 2026 at SoFi Technologies, down from $106.2 million in the prior quarter.
  • The five-year high for Operating Leases was $136.0 million in Q1 2022, with the low at $91.4 million in Q2 2025.
  • Average Operating Leases over 5 years is $108.7 million, with a median of $106.2 million recorded in 2025.
  • Across the five-year window, Operating Leases retreated 15.49% in 2023 and grew 9.04% in 2025, its largest moves.
  • Year by year, Operating Leases stood at $117.8 million in 2022, then slipped by 7.74% to $108.6 million in 2023, then decreased by 10.36% to $97.4 million in 2024, then rose by 9.04% to $106.2 million in 2025, then declined by 5.16% to $100.7 million in 2026.
  • According to Business Quant data, Operating Leases over the past three periods registered $100.7 million, $106.2 million, and $93.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 Sezzle 5.91 Bn 5.79 Bn -

Historic Data

Download Data
DateValue
Mar 31, 2026 100.71 Mn
Dec 31, 2025 106.19 Mn
Sep 30, 2025 93.00 Mn
Jun 30, 2025 91.43 Mn
Mar 31, 2025 93.14 Mn
Dec 31, 2024 97.39 Mn
Sep 30, 2024 101.03 Mn
Jun 30, 2024 100.80 Mn
Mar 31, 2024 105.56 Mn
Dec 31, 2023 108.65 Mn
Sep 30, 2023 113.36 Mn
Jun 30, 2023 115.22 Mn
Mar 31, 2023 114.90 Mn
Dec 31, 2022 117.76 Mn
Sep 30, 2022 121.73 Mn
Jun 30, 2022 131.74 Mn
Mar 31, 2022 135.96 Mn
Dec 31, 2021 138.79 Mn
Sep 30, 2021 139.90 Mn
Jun 30, 2021 135.49 Mn