SoFi Technologies (SOFI) Operating Leases (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Operating Leases of $100.7 million for Q1 2026, up 8.13% year-over-year from $93.1 million in Q1 2025, and down 5.16% quarter-over-quarter from $106.2 million in Q4 2025.
Analysis
SoFi Technologies (SOFI) Operating Leases (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Operating Leases for 7 consecutive years, with $100.7 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Operating Leases rose 8.13% year-over-year to $100.7 million; the TTM figure through Mar 2026 stood at $100.7 million (up 8.13% YoY), while the FY2025 annual figure was $106.2 million, up 9.04% from the prior year.
- Operating Leases retreated to $100.7 million in Q1 2026 per SOFI's latest filing, from $106.2 million in the prior quarter.
- Across five years, Operating Leases topped out at $136.0 million in Q1 2022 and bottomed at $91.4 million in Q2 2025.
- Historically, Operating Leases has averaged $108.7 million across 5 years, with a median of $106.2 million in 2025.
- Annual changes were most pronounced in 2023 — Operating Leases slipped 15.49% — and 2025, when it rose 9.04%.
- SoFi Technologies' Operating Leases stood at $117.8 million in 2022, then declined by 7.74% to $108.6 million in 2023, then dropped by 10.36% to $97.4 million in 2024, then advanced by 9.04% to $106.2 million in 2025, then retreated by 5.16% to $100.7 million in 2026.
- Business Quant data shows SOFI's Operating Leases at $100.7 million in Q1 2026, $106.2 million in Q4 2025, and $93.0 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 104.08 Mn |
| Mar 31, 2026 | 100.71 Mn |
| Dec 31, 2025 | 106.19 Mn |
| Sep 30, 2025 | 93.00 Mn |
| Jun 30, 2025 | 91.43 Mn |
| Mar 31, 2025 | 93.14 Mn |
| Dec 31, 2024 | 97.39 Mn |
| Sep 30, 2024 | 101.03 Mn |
| Jun 30, 2024 | 100.80 Mn |
| Mar 31, 2024 | 105.56 Mn |
| Dec 31, 2023 | 108.65 Mn |
| Sep 30, 2023 | 113.36 Mn |
| Jun 30, 2023 | 115.22 Mn |
| Mar 31, 2023 | 114.90 Mn |
| Dec 31, 2022 | 117.76 Mn |
| Sep 30, 2022 | 121.73 Mn |
| Jun 30, 2022 | 131.74 Mn |
| Mar 31, 2022 | 135.96 Mn |
| Dec 31, 2021 | 138.79 Mn |
| Sep 30, 2021 | 139.90 Mn |