SoFi Technologies (SOFI) Operating Leases (2020 - 2026)
SoFi Technologies' quarterly Operating Leases came in at $100.7 million in Q1 2026, up 8.13% year-on-year from $93.1 million in Q1 2025, and down 5.16% quarter-over-quarter from $106.2 million in Q4 2025.
SoFi Technologies (SOFI) Operating Leases (2020 - 2026) Analysis & Trends
SoFi Technologies has reported Operating Leases for 7 years, with the latest figure at $100.7 million in Q1 2026.
- For the quarter ending Q1 2026, Operating Leases rose 8.13% year-over-year to $100.7 million; the trailing twelve-month figure through Mar 2026 stood at $100.7 million (up 8.13% YoY), and the FY2025 full-year result was $106.2 million, up 9.04% from the prior year.
- Operating Leases for Q1 2026 stood at $100.7 million, down from $106.2 million in the prior quarter.
- The five-year high for Operating Leases was $136.0 million in Q1 2022, with the low at $91.4 million in Q2 2025.
- Average Operating Leases over 5 years is $108.7 million, with a median of $106.2 million recorded in 2025.
- Year-over-year, Operating Leases fell 15.49% in 2023 and climbed 9.04% in 2025.
- Tracing SOFI's Operating Leases over 5 years: stood at $117.8 million in 2022, then retreated by 7.74% to $108.6 million in 2023, then fell by 10.36% to $97.4 million in 2024, then grew by 9.04% to $106.2 million in 2025, then slipped by 5.16% to $100.7 million in 2026.
- The last three Operating Leases figures came in at $100.7 million (Q1 2026), $106.2 million (Q4 2025), and $93.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 100.71 Mn |
| Dec 31, 2025 | 106.19 Mn |
| Sep 30, 2025 | 93.00 Mn |
| Jun 30, 2025 | 91.43 Mn |
| Mar 31, 2025 | 93.14 Mn |
| Dec 31, 2024 | 97.39 Mn |
| Sep 30, 2024 | 101.03 Mn |
| Jun 30, 2024 | 100.80 Mn |
| Mar 31, 2024 | 105.56 Mn |
| Dec 31, 2023 | 108.65 Mn |
| Sep 30, 2023 | 113.36 Mn |
| Jun 30, 2023 | 115.22 Mn |
| Mar 31, 2023 | 114.90 Mn |
| Dec 31, 2022 | 117.76 Mn |
| Sep 30, 2022 | 121.73 Mn |
| Jun 30, 2022 | 131.74 Mn |
| Mar 31, 2022 | 135.96 Mn |
| Dec 31, 2021 | 138.79 Mn |
| Sep 30, 2021 | 139.90 Mn |
| Jun 30, 2021 | 135.49 Mn |