SoFi Technologies (SOFI) Operating Leases (2020 - 2026)
SoFi Technologies (SOFI) recorded quarterly Operating Leases of $100.7 million in Q1 2026, down 5.16% quarter-over-quarter from $106.2 million in Q4 2025, and up 8.13% on a YoY basis from $93.1 million in Q1 2025.
SoFi Technologies (SOFI) Operating Leases (2020 - 2026) Analysis & Trends
SoFi Technologies' Operating Leases history runs 7 years deep, the most recent figure standing at $100.7 million for Q1 2026.
- In Q1 2026, Operating Leases rose 8.13% year-over-year to $100.7 million; the TTM figure through Mar 2026 stood at $100.7 million (up 8.13% YoY), while the FY2025 annual figure was $106.2 million, up 9.04% from the prior year.
- Operating Leases was $100.7 million for Q1 2026 at SoFi Technologies, down from $106.2 million in the prior quarter.
- In the past five years, Operating Leases ranged from a high of $136.0 million in Q1 2022 to a low of $91.4 million in Q2 2025.
- Historically, Operating Leases has averaged $108.7 million across 5 years, with a median of $106.2 million in 2025.
- The sharpest annual moves came in 2023 and 2025: Operating Leases dropped 15.49% in 2023, then gained 9.04% in 2025.
- A 5-year view of Operating Leases shows it stood at $117.8 million in 2022, then fell by 7.74% to $108.6 million in 2023, then declined by 10.36% to $97.4 million in 2024, then climbed by 9.04% to $106.2 million in 2025, then decreased by 5.16% to $100.7 million in 2026.
- The last three Operating Leases figures came in at $100.7 million (Q1 2026), $106.2 million (Q4 2025), and $93.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 100.71 Mn |
| Dec 31, 2025 | 106.19 Mn |
| Sep 30, 2025 | 93.00 Mn |
| Jun 30, 2025 | 91.43 Mn |
| Mar 31, 2025 | 93.14 Mn |
| Dec 31, 2024 | 97.39 Mn |
| Sep 30, 2024 | 101.03 Mn |
| Jun 30, 2024 | 100.80 Mn |
| Mar 31, 2024 | 105.56 Mn |
| Dec 31, 2023 | 108.65 Mn |
| Sep 30, 2023 | 113.36 Mn |
| Jun 30, 2023 | 115.22 Mn |
| Mar 31, 2023 | 114.90 Mn |
| Dec 31, 2022 | 117.76 Mn |
| Sep 30, 2022 | 121.73 Mn |
| Jun 30, 2022 | 131.74 Mn |
| Mar 31, 2022 | 135.96 Mn |
| Dec 31, 2021 | 138.79 Mn |
| Sep 30, 2021 | 139.90 Mn |
| Jun 30, 2021 | 135.49 Mn |