SoFi Technologies (SOFI) Operating Leases (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Operating Leases of $100.7 million for Q1 2026, up 8.13% year-over-year from $93.1 million in Q1 2025, and down 5.16% quarter-over-quarter from $106.2 million in Q4 2025.

SoFi Technologies (SOFI) Operating Leases (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Operating Leases for 7 consecutive years, with $100.7 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Operating Leases rose 8.13% year-over-year to $100.7 million; the TTM figure through Mar 2026 stood at $100.7 million (up 8.13% YoY), while the FY2025 annual figure was $106.2 million, up 9.04% from the prior year.
  • Operating Leases retreated to $100.7 million in Q1 2026 per SOFI's latest filing, from $106.2 million in the prior quarter.
  • Across five years, Operating Leases topped out at $136.0 million in Q1 2022 and bottomed at $91.4 million in Q2 2025.
  • Historically, Operating Leases has averaged $108.7 million across 5 years, with a median of $106.2 million in 2025.
  • Annual changes were most pronounced in 2023 — Operating Leases slipped 15.49% — and 2025, when it rose 9.04%.
  • SoFi Technologies' Operating Leases stood at $117.8 million in 2022, then declined by 7.74% to $108.6 million in 2023, then dropped by 10.36% to $97.4 million in 2024, then advanced by 9.04% to $106.2 million in 2025, then retreated by 5.16% to $100.7 million in 2026.
  • Business Quant data shows SOFI's Operating Leases at $100.7 million in Q1 2026, $106.2 million in Q4 2025, and $93.0 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 100.71 Mn
Dec 31, 2025 106.19 Mn
Sep 30, 2025 93.00 Mn
Jun 30, 2025 91.43 Mn
Mar 31, 2025 93.14 Mn
Dec 31, 2024 97.39 Mn
Sep 30, 2024 101.03 Mn
Jun 30, 2024 100.80 Mn
Mar 31, 2024 105.56 Mn
Dec 31, 2023 108.65 Mn
Sep 30, 2023 113.36 Mn
Jun 30, 2023 115.22 Mn
Mar 31, 2023 114.90 Mn
Dec 31, 2022 117.76 Mn
Sep 30, 2022 121.73 Mn
Jun 30, 2022 131.74 Mn
Mar 31, 2022 135.96 Mn
Dec 31, 2021 138.79 Mn
Sep 30, 2021 139.90 Mn
Jun 30, 2021 135.49 Mn