SoFi Technologies (SOFI) Operating Leases (2020 - 2026)

SoFi Technologies (SOFI) recorded quarterly Operating Leases of $100.7 million in Q1 2026, down 5.16% quarter-over-quarter from $106.2 million in Q4 2025, and up 8.13% on a YoY basis from $93.1 million in Q1 2025.

SoFi Technologies (SOFI) Operating Leases (2020 - 2026) Analysis & Trends

SoFi Technologies' Operating Leases history runs 7 years deep, the most recent figure standing at $100.7 million for Q1 2026.

  • In Q1 2026, Operating Leases rose 8.13% year-over-year to $100.7 million; the TTM figure through Mar 2026 stood at $100.7 million (up 8.13% YoY), while the FY2025 annual figure was $106.2 million, up 9.04% from the prior year.
  • Operating Leases was $100.7 million for Q1 2026 at SoFi Technologies, down from $106.2 million in the prior quarter.
  • In the past five years, Operating Leases ranged from a high of $136.0 million in Q1 2022 to a low of $91.4 million in Q2 2025.
  • Historically, Operating Leases has averaged $108.7 million across 5 years, with a median of $106.2 million in 2025.
  • The sharpest annual moves came in 2023 and 2025: Operating Leases dropped 15.49% in 2023, then gained 9.04% in 2025.
  • A 5-year view of Operating Leases shows it stood at $117.8 million in 2022, then fell by 7.74% to $108.6 million in 2023, then declined by 10.36% to $97.4 million in 2024, then climbed by 9.04% to $106.2 million in 2025, then decreased by 5.16% to $100.7 million in 2026.
  • The last three Operating Leases figures came in at $100.7 million (Q1 2026), $106.2 million (Q4 2025), and $93.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 548.22 Bn 535.81 Bn -
2 Mastercard 437.48 Bn 427.27 Bn -
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn -
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn
6 Synchrony Financial 25.78 Bn 5.22 Bn -
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 100.71 Mn
Dec 31, 2025 106.19 Mn
Sep 30, 2025 93.00 Mn
Jun 30, 2025 91.43 Mn
Mar 31, 2025 93.14 Mn
Dec 31, 2024 97.39 Mn
Sep 30, 2024 101.03 Mn
Jun 30, 2024 100.80 Mn
Mar 31, 2024 105.56 Mn
Dec 31, 2023 108.65 Mn
Sep 30, 2023 113.36 Mn
Jun 30, 2023 115.22 Mn
Mar 31, 2023 114.90 Mn
Dec 31, 2022 117.76 Mn
Sep 30, 2022 121.73 Mn
Jun 30, 2022 131.74 Mn
Mar 31, 2022 135.96 Mn
Dec 31, 2021 138.79 Mn
Sep 30, 2021 139.90 Mn
Jun 30, 2021 135.49 Mn