SoFi Technologies (SOFI) Operating Leases (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Operating Leases of $100.7 million for Q1 2026, up 8.13% year-over-year from $93.1 million in Q1 2025, and down 5.16% on a QoQ basis from $106.2 million in Q4 2025.
SoFi Technologies (SOFI) Operating Leases (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Operating Leases for 7 consecutive years, with $100.7 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Operating Leases rose 8.13% year-over-year to $100.7 million; the TTM figure through Mar 2026 stood at $100.7 million (up 8.13% YoY), while the FY2025 annual figure was $106.2 million, up 9.04% from the prior year.
- Operating Leases came in at $100.7 million for Q1 2026 at SoFi Technologies, down from $106.2 million in the prior quarter.
- The five-year high for Operating Leases was $136.0 million in Q1 2022, with the low at $91.4 million in Q2 2025.
- Average Operating Leases over 5 years is $108.7 million, with a median of $106.2 million recorded in 2025.
- Across the five-year window, Operating Leases retreated 15.49% in 2023 and grew 9.04% in 2025, its largest moves.
- Year by year, Operating Leases stood at $117.8 million in 2022, then slipped by 7.74% to $108.6 million in 2023, then decreased by 10.36% to $97.4 million in 2024, then rose by 9.04% to $106.2 million in 2025, then declined by 5.16% to $100.7 million in 2026.
- According to Business Quant data, Operating Leases over the past three periods registered $100.7 million, $106.2 million, and $93.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 100.71 Mn |
| Dec 31, 2025 | 106.19 Mn |
| Sep 30, 2025 | 93.00 Mn |
| Jun 30, 2025 | 91.43 Mn |
| Mar 31, 2025 | 93.14 Mn |
| Dec 31, 2024 | 97.39 Mn |
| Sep 30, 2024 | 101.03 Mn |
| Jun 30, 2024 | 100.80 Mn |
| Mar 31, 2024 | 105.56 Mn |
| Dec 31, 2023 | 108.65 Mn |
| Sep 30, 2023 | 113.36 Mn |
| Jun 30, 2023 | 115.22 Mn |
| Mar 31, 2023 | 114.90 Mn |
| Dec 31, 2022 | 117.76 Mn |
| Sep 30, 2022 | 121.73 Mn |
| Jun 30, 2022 | 131.74 Mn |
| Mar 31, 2022 | 135.96 Mn |
| Dec 31, 2021 | 138.79 Mn |
| Sep 30, 2021 | 139.90 Mn |
| Jun 30, 2021 | 135.49 Mn |