SoFi Technologies (SOFI) Long-Term Debt Issuances (2020 - 2025)

SoFi Technologies' quarterly Long-Term Debt Issuances came in at -$897.5 million in Q4 2025, down 149.75% quarter-over-quarter from -$359.4 million in Q3 2025.

SoFi Technologies (SOFI) Long-Term Debt Issuances (2020 - 2025) Analysis & Trends

SoFi Technologies has reported Long-Term Debt Issuances for 6 years, with the latest figure at -$897.5 million in Q4 2025.

  • For the quarter ending Q4 2025, Long-Term Debt Issuances changed N/A year-over-year to -$897.5 million; the trailing twelve-month figure through Mar 2026 stood at -$1.2 billion (down 3860.75% YoY), and the FY2025 full-year result was -$1.3 billion, down 248.7% from the prior year.
  • Long-Term Debt Issuances for Q4 2025 stood at -$897.5 million, down from -$359.4 million in the prior quarter.
  • The five-year high for Long-Term Debt Issuances was $2.9 billion in Q3 2024, with the low at -$5.1 billion in Q4 2021.
  • Average Long-Term Debt Issuances over 5 years is $97.5 million, with a median of $185.5 million recorded in 2023.
  • Peak annual rise in Long-Term Debt Issuances reached 611714.0% in 2021, while the deepest fall reached 1276348.25% in 2021.
  • Tracing SOFI's Long-Term Debt Issuances over 5 years: stood at -$5.1 billion in 2021, then jumped by 108.62% to $440.0 million in 2022, then plunged by 227.91% to -$562.8 million in 2023, then jumped by 622.13% to $2.9 billion in 2024, then sank by 130.54% to -$897.5 million in 2025.
  • The last three Long-Term Debt Issuances figures came in at -$897.5 million (Q4 2025), -$359.4 million (Q3 2025), and $31.0 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Long-Term Debt Issuances (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 3.50 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 538.00 Mn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 930.00 Mn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 27.33 Bn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 498.00 Mn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 1.08 Bn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 -897.52 Mn
Dec 31, 2025 -897.52 Mn
Sep 30, 2025 -359.37 Mn
Sep 30, 2025 -359.37 Mn
Jun 30, 2025 30.95 Mn
Jun 30, 2025 30.95 Mn
Mar 31, 2025 -30.95 Mn
Mar 31, 2025 -30.95 Mn
Sep 30, 2024 2.94 Bn
Sep 30, 2024 2.94 Bn
Jun 30, 2024 -2.94 Bn
Jun 30, 2024 -2.94 Bn
Mar 31, 2024 845.25 Mn
Mar 31, 2024 845.25 Mn
Dec 31, 2023 -562.78 Mn
Dec 31, 2023 -562.78 Mn
Sep 30, 2023 -62.12 Mn
Sep 30, 2023 -62.12 Mn
Jun 30, 2023 624.90 Mn
Jun 30, 2023 624.90 Mn