SoFi Technologies (SOFI) Long-Term Debt Issuances (2020 - 2025)

SoFi Technologies (SOFI) posted quarterly Long-Term Debt Issuances of -$897.5 million for Q4 2025, down 149.75% on a QoQ basis from -$359.4 million in Q3 2025.

SoFi Technologies (SOFI) Long-Term Debt Issuances (2020 - 2025) Analysis & Trends

SoFi Technologies (SOFI) has reported Long-Term Debt Issuances for 6 consecutive years, with -$897.5 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Long-Term Debt Issuances changed N/A year-over-year to -$897.5 million; the TTM figure through Mar 2026 stood at -$1.2 billion (down 3860.75% YoY), while the FY2025 annual figure was -$1.3 billion, down 248.7% from the prior year.
  • Long-Term Debt Issuances came in at -$897.5 million for Q4 2025 at SoFi Technologies, down from -$359.4 million in the prior quarter.
  • The five-year high for Long-Term Debt Issuances was $2.9 billion in Q3 2024, with the low at -$5.1 billion in Q4 2021.
  • Average Long-Term Debt Issuances over 5 years is $97.5 million, with a median of $185.5 million recorded in 2023.
  • The largest YoY upside for Long-Term Debt Issuances was 611714.0% in 2021 against a maximum downside of 1276348.25% in 2021.
  • Year by year, Long-Term Debt Issuances stood at -$5.1 billion in 2021, then soared by 108.62% to $440.0 million in 2022, then slumped by 227.91% to -$562.8 million in 2023, then soared by 622.13% to $2.9 billion in 2024, then tumbled by 130.54% to -$897.5 million in 2025.
  • According to Business Quant data, Long-Term Debt Issuances over the past three periods registered -$897.5 million, -$359.4 million, and $31.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Long-Term Debt Issuances (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.50 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 930.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 27.33 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.08 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 -897.52 Mn
Dec 31, 2025 -897.52 Mn
Sep 30, 2025 -359.37 Mn
Sep 30, 2025 -359.37 Mn
Jun 30, 2025 30.95 Mn
Jun 30, 2025 30.95 Mn
Mar 31, 2025 -30.95 Mn
Mar 31, 2025 -30.95 Mn
Sep 30, 2024 2.94 Bn
Sep 30, 2024 2.94 Bn
Jun 30, 2024 -2.94 Bn
Jun 30, 2024 -2.94 Bn
Mar 31, 2024 845.25 Mn
Mar 31, 2024 845.25 Mn
Dec 31, 2023 -562.78 Mn
Dec 31, 2023 -562.78 Mn
Sep 30, 2023 -62.12 Mn
Sep 30, 2023 -62.12 Mn
Jun 30, 2023 624.90 Mn
Jun 30, 2023 624.90 Mn