SoFi Technologies (SOFI) Long-Term Debt Issuances (2020 - 2025)
SoFi Technologies (SOFI) posted quarterly Long-Term Debt Issuances of -$897.5 million for Q4 2025, down 149.75% on a QoQ basis from -$359.4 million in Q3 2025.
SoFi Technologies (SOFI) Long-Term Debt Issuances (2020 - 2025) Analysis & Trends
SoFi Technologies (SOFI) has reported Long-Term Debt Issuances for 6 consecutive years, with -$897.5 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Long-Term Debt Issuances changed N/A year-over-year to -$897.5 million; the TTM figure through Mar 2026 stood at -$1.2 billion (down 3860.75% YoY), while the FY2025 annual figure was -$1.3 billion, down 248.7% from the prior year.
- Long-Term Debt Issuances came in at -$897.5 million for Q4 2025 at SoFi Technologies, down from -$359.4 million in the prior quarter.
- The five-year high for Long-Term Debt Issuances was $2.9 billion in Q3 2024, with the low at -$5.1 billion in Q4 2021.
- Average Long-Term Debt Issuances over 5 years is $97.5 million, with a median of $185.5 million recorded in 2023.
- The largest YoY upside for Long-Term Debt Issuances was 611714.0% in 2021 against a maximum downside of 1276348.25% in 2021.
- Year by year, Long-Term Debt Issuances stood at -$5.1 billion in 2021, then soared by 108.62% to $440.0 million in 2022, then slumped by 227.91% to -$562.8 million in 2023, then soared by 622.13% to $2.9 billion in 2024, then tumbled by 130.54% to -$897.5 million in 2025.
- According to Business Quant data, Long-Term Debt Issuances over the past three periods registered -$897.5 million, -$359.4 million, and $31.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Long-Term Debt Issuances (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.50 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 930.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 27.33 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.08 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -897.52 Mn |
| Dec 31, 2025 | -897.52 Mn |
| Sep 30, 2025 | -359.37 Mn |
| Sep 30, 2025 | -359.37 Mn |
| Jun 30, 2025 | 30.95 Mn |
| Jun 30, 2025 | 30.95 Mn |
| Mar 31, 2025 | -30.95 Mn |
| Mar 31, 2025 | -30.95 Mn |
| Sep 30, 2024 | 2.94 Bn |
| Sep 30, 2024 | 2.94 Bn |
| Jun 30, 2024 | -2.94 Bn |
| Jun 30, 2024 | -2.94 Bn |
| Mar 31, 2024 | 845.25 Mn |
| Mar 31, 2024 | 845.25 Mn |
| Dec 31, 2023 | -562.78 Mn |
| Dec 31, 2023 | -562.78 Mn |
| Sep 30, 2023 | -62.12 Mn |
| Sep 30, 2023 | -62.12 Mn |
| Jun 30, 2023 | 624.90 Mn |
| Jun 30, 2023 | 624.90 Mn |