SoFi Technologies SOFI
NASDAQ SOFI
$18.06 -1.12 (-5.84%)
At close: Aug 28, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) Long-Term Debt Issuances (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Long-Term Debt Issuances of $3.2 million for Q1 2026, down 82.19% year-over-year from $18.0 million in Q1 2025, and up 100.25% quarter-over-quarter from -$1.3 billion in Q4 2025.

Analysis

SoFi Technologies (SOFI) Long-Term Debt Issuances (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Long-Term Debt Issuances for 7 consecutive years, with $3.2 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Long-Term Debt Issuances fell 82.19% year-over-year to $3.2 million; the TTM figure through Mar 2026 stood at -$1.3 billion (up 40.44% YoY), while the FY2025 annual figure was -$1.3 billion, up 36.61% from the prior year.
  • Long-Term Debt Issuances advanced to $3.2 million in Q1 2026 per SOFI's latest filing, from -$1.3 billion in the prior quarter.
  • Across five years, Long-Term Debt Issuances topped out at $821.1 million in Q3 2022 and bottomed at -$2.8 billion in Q4 2024.
  • Historically, Long-Term Debt Issuances has averaged -$204.7 million across 5 years, with a median of $3.7 million in 2025.
  • Annual changes were most pronounced in 2024 — Long-Term Debt Issuances jumped 748.16% — and 2025, when it sank 99.38%.
  • SoFi Technologies' Long-Term Debt Issuances stood at -$381.1 million in 2022, then surged by 72.68% to -$104.1 million in 2023, then slumped by 2616.23% to -$2.8 billion in 2024, then jumped by 55.55% to -$1.3 billion in 2025, then soared by 100.25% to $3.2 million in 2026.
  • Business Quant data shows SOFI's Long-Term Debt Issuances at $3.2 million in Q1 2026, -$1.3 billion in Q4 2025, and -$22.2 million in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) LT Debt Issuance (Qtr)
1 Visa 680.39 Bn 668.03 Bn - -
2 Mastercard 518.33 Bn 504.84 Bn - 5.60 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 2.61 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 5.87 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 2.58 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 10.72 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 1.49 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 550.00 Mn
10 FirstCash Holdings 9.51 Bn 9.34 Bn 533.67 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.49 Bn
Jun 30, 2026 1.49 Bn
Mar 31, 2026 3.20 Mn
Mar 31, 2026 3.20 Mn
Dec 31, 2025 -897.52 Mn
Dec 31, 2025 -897.52 Mn
Sep 30, 2025 -1.23 Bn
Sep 30, 2025 -1.23 Bn
Jun 30, 2025 898.97 Mn
Jun 30, 2025 898.97 Mn
Mar 31, 2025 -30.95 Mn
Mar 31, 2025 -30.95 Mn
Dec 31, 2024 -75.76 Mn
Dec 31, 2024 -75.76 Mn
Sep 30, 2024 186.32 Mn
Sep 30, 2024 186.32 Mn
Jun 30, 2024 334.13 Mn
Jun 30, 2024 334.13 Mn
Mar 31, 2024 -2.43 Bn
Mar 31, 2024 -2.43 Bn