SoFi Technologies (SOFI) Long-Term Debt Issuances (2020 - 2025)

SoFi Technologies (SOFI) recorded quarterly Long-Term Debt Issuances of -$897.5 million in Q4 2025, down 149.75% quarter-over-quarter from -$359.4 million in Q3 2025.

SoFi Technologies (SOFI) Long-Term Debt Issuances (2020 - 2025) Analysis & Trends

SoFi Technologies' Long-Term Debt Issuances history runs 6 years deep, the most recent figure standing at -$897.5 million for Q4 2025.

  • In Q4 2025, Long-Term Debt Issuances changed N/A year-over-year to -$897.5 million; the TTM figure through Mar 2026 stood at -$1.2 billion (down 3860.75% YoY), while the FY2025 annual figure was -$1.3 billion, down 248.7% from the prior year.
  • Long-Term Debt Issuances was -$897.5 million for Q4 2025 at SoFi Technologies, down from -$359.4 million in the prior quarter.
  • In the past five years, Long-Term Debt Issuances ranged from a high of $2.9 billion in Q3 2024 to a low of -$5.1 billion in Q4 2021.
  • Historically, Long-Term Debt Issuances has averaged $97.5 million across 5 years, with a median of $185.5 million in 2023.
  • Biggest YoY gain for Long-Term Debt Issuances was 611714.0% in 2021; the steepest drop was 1276348.25% in 2021.
  • A 5-year view of Long-Term Debt Issuances shows it stood at -$5.1 billion in 2021, then soared by 108.62% to $440.0 million in 2022, then sank by 227.91% to -$562.8 million in 2023, then soared by 622.13% to $2.9 billion in 2024, then slumped by 130.54% to -$897.5 million in 2025.
  • The last three Long-Term Debt Issuances figures came in at -$897.5 million (Q4 2025), -$359.4 million (Q3 2025), and $31.0 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Long-Term Debt Issuances (Qtr)
1 Visa 548.22 Bn 535.81 Bn - -
2 Mastercard 437.48 Bn 427.27 Bn - -
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 3.50 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn - 538.00 Mn
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 930.00 Mn
6 Synchrony Financial 25.78 Bn 5.22 Bn - 498.00 Mn
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 27.33 Bn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 1.08 Bn
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 -897.52 Mn
Dec 31, 2025 -897.52 Mn
Sep 30, 2025 -359.37 Mn
Sep 30, 2025 -359.37 Mn
Jun 30, 2025 30.95 Mn
Jun 30, 2025 30.95 Mn
Mar 31, 2025 -30.95 Mn
Mar 31, 2025 -30.95 Mn
Sep 30, 2024 2.94 Bn
Sep 30, 2024 2.94 Bn
Jun 30, 2024 -2.94 Bn
Jun 30, 2024 -2.94 Bn
Mar 31, 2024 845.25 Mn
Mar 31, 2024 845.25 Mn
Dec 31, 2023 -562.78 Mn
Dec 31, 2023 -562.78 Mn
Sep 30, 2023 -62.12 Mn
Sep 30, 2023 -62.12 Mn
Jun 30, 2023 624.90 Mn
Jun 30, 2023 624.90 Mn