SoFi Technologies (SOFI) Change in Loans (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Change in Loans of $2.7 billion for Q1 2026, up 354.08% year-over-year from $586.1 million in Q1 2025, and up 106.5% quarter-over-quarter from $1.3 billion in Q4 2025.
SoFi Technologies (SOFI) Change in Loans (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Change in Loans for 7 consecutive years, with $2.7 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Change in Loans rose 354.08% year-over-year to $2.7 billion; the TTM figure through Mar 2026 stood at $7.3 billion (up 131.47% YoY), while the FY2025 annual figure was $5.3 billion, up 124.96% from the prior year.
- Change in Loans grew to $2.7 billion in Q1 2026 per SOFI's latest filing, from $1.3 billion in the prior quarter.
- Across five years, Change in Loans topped out at $3.0 billion in Q3 2022 and bottomed at -$244.7 million in Q1 2024.
- Historically, Change in Loans has averaged $1.5 billion across 5 years, with a median of $1.4 billion in 2024.
- Annual changes were most pronounced in 2024 — Change in Loans sank 110.63% — and 2026, when it surged 354.08%.
- SoFi Technologies' Change in Loans stood at $2.5 billion in 2022, then plunged by 84.22% to $393.4 million in 2023, then dropped by 2.59% to $383.2 million in 2024, then soared by 236.32% to $1.3 billion in 2025, then surged by 106.5% to $2.7 billion in 2026.
- Business Quant data shows SOFI's Change in Loans at $2.7 billion in Q1 2026, $1.3 billion in Q4 2025, and $1.5 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 789.00 Mn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 2.66 Bn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 1.06 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.66 Bn |
| Dec 31, 2025 | 1.29 Bn |
| Sep 30, 2025 | 1.54 Bn |
| Jun 30, 2025 | 1.86 Bn |
| Mar 31, 2025 | 586.10 Mn |
| Dec 31, 2024 | 383.20 Mn |
| Sep 30, 2024 | 1.42 Bn |
| Jun 30, 2024 | 780.46 Mn |
| Mar 31, 2024 | -244.67 Mn |
| Dec 31, 2023 | 393.39 Mn |
| Sep 30, 2023 | 2.78 Bn |
| Jun 30, 2023 | 2.23 Bn |
| Mar 31, 2023 | 2.30 Bn |
| Dec 31, 2022 | 2.49 Bn |
| Sep 30, 2022 | 2.96 Bn |
| Jun 30, 2022 | 956.50 Mn |
| Mar 31, 2022 | 1.05 Bn |
| Dec 31, 2021 | -7.99 Bn |
| Sep 30, 2021 | 3.45 Bn |
| Jun 30, 2021 | 2.94 Bn |