SoFi Technologies (SOFI) Change in Loans (2020 - 2026)
SoFi Technologies (SOFI) recorded quarterly Change in Loans of $2.7 billion in Q1 2026, up 106.5% quarter-over-quarter from $1.3 billion in Q4 2025, and up 354.08% on a YoY basis from $586.1 million in Q1 2025.
SoFi Technologies (SOFI) Change in Loans (2020 - 2026) Analysis & Trends
SoFi Technologies' Change in Loans history runs 7 years deep, the most recent figure standing at $2.7 billion for Q1 2026.
- In Q1 2026, Change in Loans rose 354.08% year-over-year to $2.7 billion; the TTM figure through Mar 2026 stood at $7.3 billion (up 131.47% YoY), while the FY2025 annual figure was $5.3 billion, up 124.96% from the prior year.
- Change in Loans was $2.7 billion for Q1 2026 at SoFi Technologies, up from $1.3 billion in the prior quarter.
- In the past five years, Change in Loans ranged from a high of $3.0 billion in Q3 2022 to a low of -$244.7 million in Q1 2024.
- Historically, Change in Loans has averaged $1.5 billion across 5 years, with a median of $1.4 billion in 2024.
- The sharpest annual moves came in 2024 and 2026: Change in Loans slumped 110.63% in 2024, then soared 354.08% in 2026.
- A 5-year view of Change in Loans shows it stood at $2.5 billion in 2022, then sank by 84.22% to $393.4 million in 2023, then declined by 2.59% to $383.2 million in 2024, then jumped by 236.32% to $1.3 billion in 2025, then soared by 106.5% to $2.7 billion in 2026.
- The last three Change in Loans figures came in at $2.7 billion (Q1 2026), $1.3 billion (Q4 2025), and $1.5 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 1.71 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 611.86 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 2.66 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 585.00 Mn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.66 Bn |
| Dec 31, 2025 | 1.29 Bn |
| Sep 30, 2025 | 1.54 Bn |
| Jun 30, 2025 | 1.86 Bn |
| Mar 31, 2025 | 586.10 Mn |
| Dec 31, 2024 | 383.20 Mn |
| Sep 30, 2024 | 1.42 Bn |
| Jun 30, 2024 | 780.46 Mn |
| Mar 31, 2024 | -244.67 Mn |
| Dec 31, 2023 | 393.39 Mn |
| Sep 30, 2023 | 2.78 Bn |
| Jun 30, 2023 | 2.23 Bn |
| Mar 31, 2023 | 2.30 Bn |
| Dec 31, 2022 | 2.49 Bn |
| Sep 30, 2022 | 2.96 Bn |
| Jun 30, 2022 | 956.50 Mn |
| Mar 31, 2022 | 1.05 Bn |
| Dec 31, 2021 | -7.99 Bn |
| Sep 30, 2021 | 3.45 Bn |
| Jun 30, 2021 | 2.94 Bn |