KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Change in Loans (2020 - 2026)

SoFi Technologies has reported Change in Loans over the past 6 years, most recently at $1.3 billion for Q4 2025.

  • For Q4 2025, Change in Loans rose 236.32% year-over-year to $1.3 billion; the TTM value through Dec 2025 reached $5.3 billion, up 124.96%, while the annual FY2025 figure was $5.3 billion, 124.96% up from the prior year.
  • Change in Loans for Q4 2025 was $1.3 billion at SoFi Technologies, down from $1.5 billion in the prior quarter.
  • Over five years, Change in Loans peaked at $3.4 billion in Q3 2021 and troughed at -$8.0 billion in Q4 2021.
  • A 5-year average of $1.2 billion and a median of $1.5 billion in 2024 define the central range for Change in Loans.
  • Biggest five-year swings in Change in Loans: crashed 110.63% in 2024 and later skyrocketed 344.92% in 2025.
  • Year by year, Change in Loans stood at -$8.0 billion in 2021, then surged by 131.2% to $2.5 billion in 2022, then crashed by 84.22% to $393.4 million in 2023, then dropped by 2.59% to $383.2 million in 2024, then soared by 236.32% to $1.3 billion in 2025.
  • Business Quant data shows Change in Loans for SOFI at $1.3 billion in Q4 2025, $1.5 billion in Q3 2025, and $1.8 billion in Q2 2025.