SoFi Technologies (SOFI) Change in Loans (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Change in Loans of $2.7 billion for Q1 2026, up 354.08% year-over-year from $586.1 million in Q1 2025, and up 106.5% on a QoQ basis from $1.3 billion in Q4 2025.

SoFi Technologies (SOFI) Change in Loans (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Change in Loans for 7 consecutive years, with $2.7 billion the latest figure, recorded in Q1 2026.

  • In Q1 2026, Change in Loans rose 354.08% year-over-year to $2.7 billion; the TTM figure through Mar 2026 stood at $7.3 billion (up 131.47% YoY), while the FY2025 annual figure was $5.3 billion, up 124.96% from the prior year.
  • Change in Loans came in at $2.7 billion for Q1 2026 at SoFi Technologies, up from $1.3 billion in the prior quarter.
  • The five-year high for Change in Loans was $3.0 billion in Q3 2022, with the low at -$244.7 million in Q1 2024.
  • Average Change in Loans over 5 years is $1.5 billion, with a median of $1.4 billion recorded in 2024.
  • Across the five-year window, Change in Loans tumbled 110.63% in 2024 and soared 354.08% in 2026, its largest moves.
  • Year by year, Change in Loans stood at $2.5 billion in 2022, then slumped by 84.22% to $393.4 million in 2023, then decreased by 2.59% to $383.2 million in 2024, then jumped by 236.32% to $1.3 billion in 2025, then soared by 106.5% to $2.7 billion in 2026.
  • According to Business Quant data, Change in Loans over the past three periods registered $2.7 billion, $1.3 billion, and $1.5 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Loans (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 611.86 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 2.66 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 585.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 2.66 Bn
Dec 31, 2025 1.29 Bn
Sep 30, 2025 1.54 Bn
Jun 30, 2025 1.86 Bn
Mar 31, 2025 586.10 Mn
Dec 31, 2024 383.20 Mn
Sep 30, 2024 1.42 Bn
Jun 30, 2024 780.46 Mn
Mar 31, 2024 -244.67 Mn
Dec 31, 2023 393.39 Mn
Sep 30, 2023 2.78 Bn
Jun 30, 2023 2.23 Bn
Mar 31, 2023 2.30 Bn
Dec 31, 2022 2.49 Bn
Sep 30, 2022 2.96 Bn
Jun 30, 2022 956.50 Mn
Mar 31, 2022 1.05 Bn
Dec 31, 2021 -7.99 Bn
Sep 30, 2021 3.45 Bn
Jun 30, 2021 2.94 Bn