SoFi Technologies (SOFI) Change in Loans (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Change in Loans of $2.7 billion for Q1 2026, up 354.08% year-over-year from $586.1 million in Q1 2025, and up 106.5% quarter-over-quarter from $1.3 billion in Q4 2025.

SoFi Technologies (SOFI) Change in Loans (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Change in Loans for 7 consecutive years, with $2.7 billion the latest figure, recorded in Q1 2026.

  • In Q1 2026, Change in Loans rose 354.08% year-over-year to $2.7 billion; the TTM figure through Mar 2026 stood at $7.3 billion (up 131.47% YoY), while the FY2025 annual figure was $5.3 billion, up 124.96% from the prior year.
  • Change in Loans grew to $2.7 billion in Q1 2026 per SOFI's latest filing, from $1.3 billion in the prior quarter.
  • Across five years, Change in Loans topped out at $3.0 billion in Q3 2022 and bottomed at -$244.7 million in Q1 2024.
  • Historically, Change in Loans has averaged $1.5 billion across 5 years, with a median of $1.4 billion in 2024.
  • Annual changes were most pronounced in 2024 — Change in Loans sank 110.63% — and 2026, when it surged 354.08%.
  • SoFi Technologies' Change in Loans stood at $2.5 billion in 2022, then plunged by 84.22% to $393.4 million in 2023, then dropped by 2.59% to $383.2 million in 2024, then soared by 236.32% to $1.3 billion in 2025, then surged by 106.5% to $2.7 billion in 2026.
  • Business Quant data shows SOFI's Change in Loans at $2.7 billion in Q1 2026, $1.3 billion in Q4 2025, and $1.5 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Loans (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -
4 Capital One Financial 136.19 Bn 81.48 Bn - 789.00 Mn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 2.66 Bn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 1.06 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.66 Bn
Dec 31, 2025 1.29 Bn
Sep 30, 2025 1.54 Bn
Jun 30, 2025 1.86 Bn
Mar 31, 2025 586.10 Mn
Dec 31, 2024 383.20 Mn
Sep 30, 2024 1.42 Bn
Jun 30, 2024 780.46 Mn
Mar 31, 2024 -244.67 Mn
Dec 31, 2023 393.39 Mn
Sep 30, 2023 2.78 Bn
Jun 30, 2023 2.23 Bn
Mar 31, 2023 2.30 Bn
Dec 31, 2022 2.49 Bn
Sep 30, 2022 2.96 Bn
Jun 30, 2022 956.50 Mn
Mar 31, 2022 1.05 Bn
Dec 31, 2021 -7.99 Bn
Sep 30, 2021 3.45 Bn
Jun 30, 2021 2.94 Bn