SoFi Technologies (SOFI) Change in Loans (2020 - 2026)

SoFi Technologies (SOFI) recorded quarterly Change in Loans of $2.7 billion in Q1 2026, up 106.5% quarter-over-quarter from $1.3 billion in Q4 2025, and up 354.08% on a YoY basis from $586.1 million in Q1 2025.

SoFi Technologies (SOFI) Change in Loans (2020 - 2026) Analysis & Trends

SoFi Technologies' Change in Loans history runs 7 years deep, the most recent figure standing at $2.7 billion for Q1 2026.

  • In Q1 2026, Change in Loans rose 354.08% year-over-year to $2.7 billion; the TTM figure through Mar 2026 stood at $7.3 billion (up 131.47% YoY), while the FY2025 annual figure was $5.3 billion, up 124.96% from the prior year.
  • Change in Loans was $2.7 billion for Q1 2026 at SoFi Technologies, up from $1.3 billion in the prior quarter.
  • In the past five years, Change in Loans ranged from a high of $3.0 billion in Q3 2022 to a low of -$244.7 million in Q1 2024.
  • Historically, Change in Loans has averaged $1.5 billion across 5 years, with a median of $1.4 billion in 2024.
  • The sharpest annual moves came in 2024 and 2026: Change in Loans slumped 110.63% in 2024, then soared 354.08% in 2026.
  • A 5-year view of Change in Loans shows it stood at $2.5 billion in 2022, then sank by 84.22% to $393.4 million in 2023, then declined by 2.59% to $383.2 million in 2024, then jumped by 236.32% to $1.3 billion in 2025, then soared by 106.5% to $2.7 billion in 2026.
  • The last three Change in Loans figures came in at $2.7 billion (Q1 2026), $1.3 billion (Q4 2025), and $1.5 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Loans (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.71 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 611.86 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 2.66 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 585.00 Mn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 2.66 Bn
Dec 31, 2025 1.29 Bn
Sep 30, 2025 1.54 Bn
Jun 30, 2025 1.86 Bn
Mar 31, 2025 586.10 Mn
Dec 31, 2024 383.20 Mn
Sep 30, 2024 1.42 Bn
Jun 30, 2024 780.46 Mn
Mar 31, 2024 -244.67 Mn
Dec 31, 2023 393.39 Mn
Sep 30, 2023 2.78 Bn
Jun 30, 2023 2.23 Bn
Mar 31, 2023 2.30 Bn
Dec 31, 2022 2.49 Bn
Sep 30, 2022 2.96 Bn
Jun 30, 2022 956.50 Mn
Mar 31, 2022 1.05 Bn
Dec 31, 2021 -7.99 Bn
Sep 30, 2021 3.45 Bn
Jun 30, 2021 2.94 Bn