SoFi Technologies (SOFI) Change in Loans (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Change in Loans of $2.7 billion for Q1 2026, up 354.08% year-over-year from $586.1 million in Q1 2025, and up 106.5% on a QoQ basis from $1.3 billion in Q4 2025.
SoFi Technologies (SOFI) Change in Loans (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Change in Loans for 7 consecutive years, with $2.7 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Change in Loans rose 354.08% year-over-year to $2.7 billion; the TTM figure through Mar 2026 stood at $7.3 billion (up 131.47% YoY), while the FY2025 annual figure was $5.3 billion, up 124.96% from the prior year.
- Change in Loans came in at $2.7 billion for Q1 2026 at SoFi Technologies, up from $1.3 billion in the prior quarter.
- The five-year high for Change in Loans was $3.0 billion in Q3 2022, with the low at -$244.7 million in Q1 2024.
- Average Change in Loans over 5 years is $1.5 billion, with a median of $1.4 billion recorded in 2024.
- Across the five-year window, Change in Loans tumbled 110.63% in 2024 and soared 354.08% in 2026, its largest moves.
- Year by year, Change in Loans stood at $2.5 billion in 2022, then slumped by 84.22% to $393.4 million in 2023, then decreased by 2.59% to $383.2 million in 2024, then jumped by 236.32% to $1.3 billion in 2025, then soared by 106.5% to $2.7 billion in 2026.
- According to Business Quant data, Change in Loans over the past three periods registered $2.7 billion, $1.3 billion, and $1.5 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 611.86 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 2.66 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 585.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.66 Bn |
| Dec 31, 2025 | 1.29 Bn |
| Sep 30, 2025 | 1.54 Bn |
| Jun 30, 2025 | 1.86 Bn |
| Mar 31, 2025 | 586.10 Mn |
| Dec 31, 2024 | 383.20 Mn |
| Sep 30, 2024 | 1.42 Bn |
| Jun 30, 2024 | 780.46 Mn |
| Mar 31, 2024 | -244.67 Mn |
| Dec 31, 2023 | 393.39 Mn |
| Sep 30, 2023 | 2.78 Bn |
| Jun 30, 2023 | 2.23 Bn |
| Mar 31, 2023 | 2.30 Bn |
| Dec 31, 2022 | 2.49 Bn |
| Sep 30, 2022 | 2.96 Bn |
| Jun 30, 2022 | 956.50 Mn |
| Mar 31, 2022 | 1.05 Bn |
| Dec 31, 2021 | -7.99 Bn |
| Sep 30, 2021 | 3.45 Bn |
| Jun 30, 2021 | 2.94 Bn |