SoFi Technologies (SOFI) Change in Loans (2020 - 2026)
SoFi Technologies (SOFI) posted Change in Loans of $4.3 billion for Q2 2026, up 63.04% on a QoQ basis from $2.7 billion in Q1 2026, and up 133.58% year-over-year from $1.9 billion in Q2 2025.
Analysis
SoFi Technologies (SOFI) Change in Loans (2020 - 2026) Analysis & Trends
SoFi Technologies has reported Change in Loans for 7 years, with the latest figure at $4.3 billion in Q2 2026.
- On a quarterly basis, Change in Loans rose 133.58% year-over-year to $4.3 billion in Q2 2026; TTM through Jun 2026 was $9.8 billion, a 131.19% increase from a year earlier, with the FY2025 full-year figure at $5.3 billion, up 124.96% from the prior year.
- Change in Loans was $4.3 billion for Q2 2026 at SoFi Technologies, up from $2.7 billion in the prior quarter.
- The five-year high for Change in Loans was $4.3 billion in Q2 2026, with the low at -$244.7 million in Q1 2024.
- Average Change in Loans over 5 years is $1.7 billion, with a median of $1.5 billion recorded in 2024.
- The sharpest annual moves came in 2024 and 2026: Change in Loans sank 110.63% in 2024, then jumped 354.08% in 2026.
- Over 5 years, Change in Loans stood at $2.5 billion in 2022, then plunged by 84.22% to $393.4 million in 2023, then fell by 2.59% to $383.2 million in 2024, then surged by 236.32% to $1.3 billion in 2025, then surged by 236.68% to $4.3 billion in 2026.
- The last three Change in Loans figures came in at $4.3 billion (Q2 2026), $2.7 billion (Q1 2026), and $1.3 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | -4.23 Bn |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | - |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | - |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 336.00 Mn |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 11.46 Bn |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | - |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | - |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | - |
| 10 | SoFi Technologies | 21.88 Bn | 18.76 Bn | 1.02 Bn | 4.34 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.34 Bn |
| Mar 31, 2026 | 2.66 Bn |
| Dec 31, 2025 | 1.29 Bn |
| Sep 30, 2025 | 1.54 Bn |
| Jun 30, 2025 | 1.86 Bn |
| Mar 31, 2025 | 586.10 Mn |
| Dec 31, 2024 | 383.20 Mn |
| Sep 30, 2024 | 1.42 Bn |
| Jun 30, 2024 | 780.46 Mn |
| Mar 31, 2024 | -244.67 Mn |
| Dec 31, 2023 | 393.39 Mn |
| Sep 30, 2023 | 2.78 Bn |
| Jun 30, 2023 | 2.23 Bn |
| Mar 31, 2023 | 2.30 Bn |
| Dec 31, 2022 | 2.49 Bn |
| Sep 30, 2022 | 2.96 Bn |
| Jun 30, 2022 | 956.50 Mn |
| Mar 31, 2022 | 1.05 Bn |
| Dec 31, 2021 | -7.99 Bn |
| Sep 30, 2021 | 3.45 Bn |