SoFi Technologies (SOFI) Interest Expenses (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Interest Expenses of $308.0 million for Q1 2026, up 16.19% year-over-year from $265.1 million in Q1 2025, and down 0.69% on a QoQ basis from $310.1 million in Q4 2025.

SoFi Technologies (SOFI) Interest Expenses (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Interest Expenses for 7 consecutive years, with $308.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Expenses rose 16.19% year-over-year to $308.0 million; the TTM figure through Mar 2026 stood at $1.2 billion (up 9.69% YoY), while the FY2025 annual figure was $1.2 billion, up 5.95% from the prior year.
  • Interest Expenses came in at $308.0 million for Q1 2026 at SoFi Technologies, down from $310.1 million in the prior quarter.
  • The five-year high for Interest Expenses was $310.1 million in Q4 2025, with the low at $23.5 million in Q1 2022.
  • Average Interest Expenses over 5 years is $207.9 million, with a median of $262.0 million recorded in 2024.
  • Across the five-year window, Interest Expenses slumped 33.39% in 2022 and jumped 567.85% in 2023, its largest moves.
  • Year by year, Interest Expenses stood at $98.8 million in 2022, then soared by 158.64% to $255.6 million in 2023, then increased by 7.11% to $273.8 million in 2024, then gained by 13.29% to $310.1 million in 2025, then decreased by 0.69% to $308.0 million in 2026.
  • According to Business Quant data, Interest Expenses over the past three periods registered $308.0 million, $310.1 million, and $306.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 178.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 185.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 113.76 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 308.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.52 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 113.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - 3.02 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 308.01 Mn
Mar 31, 2026 308.01 Mn
Dec 31, 2025 310.14 Mn
Dec 31, 2025 310.14 Mn
Sep 30, 2025 306.45 Mn
Sep 30, 2025 306.45 Mn
Jun 30, 2025 274.57 Mn
Jun 30, 2025 274.57 Mn
Mar 31, 2025 265.09 Mn
Mar 31, 2025 265.09 Mn
Dec 31, 2024 273.77 Mn
Dec 31, 2024 273.77 Mn
Sep 30, 2024 292.36 Mn
Sep 30, 2024 292.36 Mn
Jun 30, 2024 262.01 Mn
Jun 30, 2024 262.01 Mn
Mar 31, 2024 263.19 Mn
Mar 31, 2024 263.19 Mn
Dec 31, 2023 255.60 Mn
Dec 31, 2023 255.60 Mn