SoFi Technologies SOFI
NASDAQ SOFI
$18.06 -1.12 (-5.84%)
At close: Aug 28, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) Interest Expenses (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Interest Expenses of $308.0 million for Q1 2026, up 16.19% year-over-year from $265.1 million in Q1 2025, and down 0.69% quarter-over-quarter from $310.1 million in Q4 2025.

Analysis

SoFi Technologies (SOFI) Interest Expenses (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Interest Expenses for 8 consecutive years, with $308.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Expenses rose 16.19% year-over-year to $308.0 million; the TTM figure through Mar 2026 stood at $1.2 billion (down 35.89% YoY), while the FY2025 annual figure was $1.2 billion, up 3.42% from the prior year.
  • Interest Expenses slipped to $308.0 million in Q1 2026 per SOFI's latest filing, from $310.1 million in the prior quarter.
  • Across five years, Interest Expenses topped out at $1.1 billion in Q4 2024 and bottomed at -$43.9 million in Q4 2022.
  • Historically, Interest Expenses has averaged $272.3 million across 5 years, with a median of $263.2 million in 2024.
  • Annual changes were most pronounced in 2022 — Interest Expenses slumped 529.08% — and 2023, when it soared 1732.81%.
  • SoFi Technologies' Interest Expenses stood at -$43.9 million in 2022, then jumped by 1732.81% to $716.4 million in 2023, then jumped by 46.72% to $1.1 billion in 2024, then slumped by 70.49% to $310.1 million in 2025, then dropped by 0.69% to $308.0 million in 2026.
  • Business Quant data shows SOFI's Interest Expenses at $308.0 million in Q1 2026, $310.1 million in Q4 2025, and $306.4 million in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 194.00 Mn
2 Mastercard 518.33 Bn 504.84 Bn - 218.00 Mn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 1.96 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 4.01 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - -
6 Affirm Holdings 26.22 Bn 24.59 Bn - 118.51 Mn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 975.00 Mn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 352.33 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 1.51 Bn
10 FirstCash Holdings 9.51 Bn 9.34 Bn 533.67 Mn 35.70 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 352.33 Mn
Jun 30, 2026 352.33 Mn
Mar 31, 2026 308.01 Mn
Mar 31, 2026 308.01 Mn
Dec 31, 2025 310.14 Mn
Dec 31, 2025 310.14 Mn
Sep 30, 2025 306.45 Mn
Sep 30, 2025 306.45 Mn
Jun 30, 2025 274.57 Mn
Jun 30, 2025 274.57 Mn
Mar 31, 2025 265.09 Mn
Mar 31, 2025 265.09 Mn
Dec 31, 2024 273.77 Mn
Dec 31, 2024 273.77 Mn
Sep 30, 2024 292.36 Mn
Sep 30, 2024 292.36 Mn
Jun 30, 2024 262.01 Mn
Jun 30, 2024 262.01 Mn
Mar 31, 2024 263.19 Mn
Mar 31, 2024 263.19 Mn