SoFi Technologies (SOFI) Interest Expenses (2020 - 2026)

SoFi Technologies' quarterly Interest Expenses came in at $308.0 million in Q1 2026, up 16.19% year-on-year from $265.1 million in Q1 2025, and down 0.69% quarter-over-quarter from $310.1 million in Q4 2025.

SoFi Technologies (SOFI) Interest Expenses (2020 - 2026) Analysis & Trends

SoFi Technologies has reported Interest Expenses for 7 years, with the latest figure at $308.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expenses rose 16.19% year-over-year to $308.0 million; the trailing twelve-month figure through Mar 2026 stood at $1.2 billion (up 9.69% YoY), and the FY2025 full-year result was $1.2 billion, up 5.95% from the prior year.
  • Interest Expenses for Q1 2026 stood at $308.0 million, down from $310.1 million in the prior quarter.
  • The five-year high for Interest Expenses was $310.1 million in Q4 2025, with the low at $23.5 million in Q1 2022.
  • Average Interest Expenses over 5 years is $207.9 million, with a median of $262.0 million recorded in 2024.
  • Year-over-year, Interest Expenses sank 33.39% in 2022 and soared 567.85% in 2023.
  • Tracing SOFI's Interest Expenses over 5 years: stood at $98.8 million in 2022, then jumped by 158.64% to $255.6 million in 2023, then climbed by 7.11% to $273.8 million in 2024, then increased by 13.29% to $310.1 million in 2025, then fell by 0.69% to $308.0 million in 2026.
  • The last three Interest Expenses figures came in at $308.0 million (Q1 2026), $310.1 million (Q4 2025), and $306.4 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 178.00 Mn
2 Mastercard 441.81 Bn 431.60 Bn - 185.00 Mn
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 1.97 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 4.09 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 113.76 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 968.00 Mn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 308.01 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 1.52 Bn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 113.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 308.01 Mn
Mar 31, 2026 308.01 Mn
Dec 31, 2025 310.14 Mn
Dec 31, 2025 310.14 Mn
Sep 30, 2025 306.45 Mn
Sep 30, 2025 306.45 Mn
Jun 30, 2025 274.57 Mn
Jun 30, 2025 274.57 Mn
Mar 31, 2025 265.09 Mn
Mar 31, 2025 265.09 Mn
Dec 31, 2024 273.77 Mn
Dec 31, 2024 273.77 Mn
Sep 30, 2024 292.36 Mn
Sep 30, 2024 292.36 Mn
Jun 30, 2024 262.01 Mn
Jun 30, 2024 262.01 Mn
Mar 31, 2024 263.19 Mn
Mar 31, 2024 263.19 Mn
Dec 31, 2023 255.60 Mn
Dec 31, 2023 255.60 Mn