KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Interest Expenses (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of Interest Expenses data on record, last reported at $310.1 million in Q4 2025.

  • For Q4 2025, Interest Expenses rose 13.29% year-over-year to $310.1 million; the TTM value through Dec 2025 reached $1.2 billion, up 5.95%, while the annual FY2025 figure was $1.2 billion, 5.95% up from the prior year.
  • Interest Expenses reached $310.1 million in Q4 2025 per SOFI's latest filing, up from $306.4 million in the prior quarter.
  • Across five years, Interest Expenses topped out at $310.1 million in Q4 2025 and bottomed at $18.2 million in Q4 2021.
  • Average Interest Expenses over 5 years is $166.4 million, with a median of $199.1 million recorded in 2023.
  • Peak YoY movement for Interest Expenses: tumbled 45.44% in 2021, then skyrocketed 567.85% in 2023.
  • A 5-year view of Interest Expenses shows it stood at $18.2 million in 2021, then surged by 442.81% to $98.8 million in 2022, then soared by 158.64% to $255.6 million in 2023, then increased by 7.11% to $273.8 million in 2024, then grew by 13.29% to $310.1 million in 2025.
  • Per Business Quant database, its latest 3 readings for Interest Expenses were $310.1 million in Q4 2025, $306.4 million in Q3 2025, and $274.6 million in Q2 2025.