KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Interest Expenses (2020 - 2026)

SoFi Technologies has reported Interest Expenses over the past 6 years, most recently at $310.1 million for Q4 2025.

  • For Q4 2025, Interest Expenses rose 13.29% year-over-year to $310.1 million; the TTM value through Dec 2025 reached $1.2 billion, up 5.95%, while the annual FY2025 figure was $1.2 billion, 5.95% up from the prior year.
  • Interest Expenses for Q4 2025 was $310.1 million at SoFi Technologies, up from $306.4 million in the prior quarter.
  • Over five years, Interest Expenses peaked at $310.1 million in Q4 2025 and troughed at $18.2 million in Q4 2021.
  • A 5-year average of $166.4 million and a median of $199.1 million in 2023 define the central range for Interest Expenses.
  • Biggest five-year swings in Interest Expenses: tumbled 65.81% in 2021 and later skyrocketed 567.85% in 2023.
  • Year by year, Interest Expenses stood at $18.2 million in 2021, then skyrocketed by 442.81% to $98.8 million in 2022, then surged by 158.64% to $255.6 million in 2023, then grew by 7.11% to $273.8 million in 2024, then rose by 13.29% to $310.1 million in 2025.
  • Business Quant data shows Interest Expenses for SOFI at $310.1 million in Q4 2025, $306.4 million in Q3 2025, and $274.6 million in Q2 2025.