SoFi Technologies (SOFI) Interest Expenses (2019 - 2026)

SoFi Technologies (SOFI) posted quarterly Interest Expenses of $308.0 million for Q1 2026, up 16.19% year-over-year from $265.1 million in Q1 2025, and down 0.69% quarter-over-quarter from $310.1 million in Q4 2025.

SoFi Technologies (SOFI) Interest Expenses (2019 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Interest Expenses for 8 consecutive years, with $308.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Expenses rose 16.19% year-over-year to $308.0 million; the TTM figure through Mar 2026 stood at $1.2 billion (down 35.89% YoY), while the FY2025 annual figure was $1.2 billion, up 3.42% from the prior year.
  • Interest Expenses slipped to $308.0 million in Q1 2026 per SOFI's latest filing, from $310.1 million in the prior quarter.
  • Across five years, Interest Expenses topped out at $1.1 billion in Q4 2024 and bottomed at -$43.9 million in Q4 2022.
  • Historically, Interest Expenses has averaged $272.3 million across 5 years, with a median of $263.2 million in 2024.
  • Annual changes were most pronounced in 2022 — Interest Expenses slumped 529.08% — and 2023, when it soared 1732.81%.
  • SoFi Technologies' Interest Expenses stood at -$43.9 million in 2022, then jumped by 1732.81% to $716.4 million in 2023, then jumped by 46.72% to $1.1 billion in 2024, then slumped by 70.49% to $310.1 million in 2025, then dropped by 0.69% to $308.0 million in 2026.
  • Business Quant data shows SOFI's Interest Expenses at $308.0 million in Q1 2026, $310.1 million in Q4 2025, and $306.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 194.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - 218.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.96 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 7.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 978.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - 95,451.99
7 Synchrony Financial 26.09 Bn 9.90 Bn - 975.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 113.76 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 308.01 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 1.66 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 308.01 Mn
Mar 31, 2026 308.01 Mn
Dec 31, 2025 310.14 Mn
Dec 31, 2025 310.14 Mn
Sep 30, 2025 306.45 Mn
Sep 30, 2025 306.45 Mn
Jun 30, 2025 274.57 Mn
Jun 30, 2025 274.57 Mn
Mar 31, 2025 265.09 Mn
Mar 31, 2025 265.09 Mn
Dec 31, 2024 1.05 Bn
Dec 31, 2024 1.05 Bn
Sep 30, 2024 292.36 Mn
Sep 30, 2024 292.36 Mn
Jun 30, 2024 262.01 Mn
Jun 30, 2024 262.01 Mn
Mar 31, 2024 263.19 Mn
Mar 31, 2024 263.19 Mn
Dec 31, 2023 716.36 Mn
Dec 31, 2023 716.36 Mn