SoFi Technologies (SOFI) Interest Expenses (2020 - 2026)
SoFi Technologies (SOFI) recorded quarterly Interest Expenses of $308.0 million in Q1 2026, down 0.69% quarter-over-quarter from $310.1 million in Q4 2025, and up 16.19% on a YoY basis from $265.1 million in Q1 2025.
SoFi Technologies (SOFI) Interest Expenses (2020 - 2026) Analysis & Trends
SoFi Technologies' Interest Expenses history runs 7 years deep, the most recent figure standing at $308.0 million for Q1 2026.
- In Q1 2026, Interest Expenses rose 16.19% year-over-year to $308.0 million; the TTM figure through Mar 2026 stood at $1.2 billion (up 9.69% YoY), while the FY2025 annual figure was $1.2 billion, up 5.95% from the prior year.
- Interest Expenses was $308.0 million for Q1 2026 at SoFi Technologies, down from $310.1 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $310.1 million in Q4 2025 to a low of $23.5 million in Q1 2022.
- Historically, Interest Expenses has averaged $207.9 million across 5 years, with a median of $262.0 million in 2024.
- The sharpest annual moves came in 2022 and 2023: Interest Expenses sank 33.39% in 2022, then jumped 567.85% in 2023.
- A 5-year view of Interest Expenses shows it stood at $98.8 million in 2022, then soared by 158.64% to $255.6 million in 2023, then advanced by 7.11% to $273.8 million in 2024, then grew by 13.29% to $310.1 million in 2025, then declined by 0.69% to $308.0 million in 2026.
- The last three Interest Expenses figures came in at $308.0 million (Q1 2026), $310.1 million (Q4 2025), and $306.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 178.00 Mn |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 185.00 Mn |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 1.97 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 4.09 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 968.00 Mn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 113.76 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 308.01 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 1.52 Bn |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | 113.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 308.01 Mn |
| Mar 31, 2026 | 308.01 Mn |
| Dec 31, 2025 | 310.14 Mn |
| Dec 31, 2025 | 310.14 Mn |
| Sep 30, 2025 | 306.45 Mn |
| Sep 30, 2025 | 306.45 Mn |
| Jun 30, 2025 | 274.57 Mn |
| Jun 30, 2025 | 274.57 Mn |
| Mar 31, 2025 | 265.09 Mn |
| Mar 31, 2025 | 265.09 Mn |
| Dec 31, 2024 | 273.77 Mn |
| Dec 31, 2024 | 273.77 Mn |
| Sep 30, 2024 | 292.36 Mn |
| Sep 30, 2024 | 292.36 Mn |
| Jun 30, 2024 | 262.01 Mn |
| Jun 30, 2024 | 262.01 Mn |
| Mar 31, 2024 | 263.19 Mn |
| Mar 31, 2024 | 263.19 Mn |
| Dec 31, 2023 | 255.60 Mn |
| Dec 31, 2023 | 255.60 Mn |