SoFi Technologies (SOFI) Interest Expenses (2020 - 2026)

SoFi Technologies (SOFI) recorded quarterly Interest Expenses of $308.0 million in Q1 2026, down 0.69% quarter-over-quarter from $310.1 million in Q4 2025, and up 16.19% on a YoY basis from $265.1 million in Q1 2025.

SoFi Technologies (SOFI) Interest Expenses (2020 - 2026) Analysis & Trends

SoFi Technologies' Interest Expenses history runs 7 years deep, the most recent figure standing at $308.0 million for Q1 2026.

  • In Q1 2026, Interest Expenses rose 16.19% year-over-year to $308.0 million; the TTM figure through Mar 2026 stood at $1.2 billion (up 9.69% YoY), while the FY2025 annual figure was $1.2 billion, up 5.95% from the prior year.
  • Interest Expenses was $308.0 million for Q1 2026 at SoFi Technologies, down from $310.1 million in the prior quarter.
  • In the past five years, Interest Expenses ranged from a high of $310.1 million in Q4 2025 to a low of $23.5 million in Q1 2022.
  • Historically, Interest Expenses has averaged $207.9 million across 5 years, with a median of $262.0 million in 2024.
  • The sharpest annual moves came in 2022 and 2023: Interest Expenses sank 33.39% in 2022, then jumped 567.85% in 2023.
  • A 5-year view of Interest Expenses shows it stood at $98.8 million in 2022, then soared by 158.64% to $255.6 million in 2023, then advanced by 7.11% to $273.8 million in 2024, then grew by 13.29% to $310.1 million in 2025, then declined by 0.69% to $308.0 million in 2026.
  • The last three Interest Expenses figures came in at $308.0 million (Q1 2026), $310.1 million (Q4 2025), and $306.4 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 178.00 Mn
2 Mastercard 437.48 Bn 427.27 Bn - 185.00 Mn
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 1.97 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn - 4.09 Bn
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn -
6 Synchrony Financial 25.78 Bn 5.22 Bn - 968.00 Mn
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 113.76 Mn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 308.01 Mn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 1.52 Bn
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn 113.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 308.01 Mn
Mar 31, 2026 308.01 Mn
Dec 31, 2025 310.14 Mn
Dec 31, 2025 310.14 Mn
Sep 30, 2025 306.45 Mn
Sep 30, 2025 306.45 Mn
Jun 30, 2025 274.57 Mn
Jun 30, 2025 274.57 Mn
Mar 31, 2025 265.09 Mn
Mar 31, 2025 265.09 Mn
Dec 31, 2024 273.77 Mn
Dec 31, 2024 273.77 Mn
Sep 30, 2024 292.36 Mn
Sep 30, 2024 292.36 Mn
Jun 30, 2024 262.01 Mn
Jun 30, 2024 262.01 Mn
Mar 31, 2024 263.19 Mn
Mar 31, 2024 263.19 Mn
Dec 31, 2023 255.60 Mn
Dec 31, 2023 255.60 Mn