SoFi Technologies (SOFI) Interest Expenses (2020 - 2026)
SoFi Technologies' quarterly Interest Expenses came in at $308.0 million in Q1 2026, up 16.19% year-on-year from $265.1 million in Q1 2025, and down 0.69% quarter-over-quarter from $310.1 million in Q4 2025.
SoFi Technologies (SOFI) Interest Expenses (2020 - 2026) Analysis & Trends
SoFi Technologies has reported Interest Expenses for 7 years, with the latest figure at $308.0 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Expenses rose 16.19% year-over-year to $308.0 million; the trailing twelve-month figure through Mar 2026 stood at $1.2 billion (up 9.69% YoY), and the FY2025 full-year result was $1.2 billion, up 5.95% from the prior year.
- Interest Expenses for Q1 2026 stood at $308.0 million, down from $310.1 million in the prior quarter.
- The five-year high for Interest Expenses was $310.1 million in Q4 2025, with the low at $23.5 million in Q1 2022.
- Average Interest Expenses over 5 years is $207.9 million, with a median of $262.0 million recorded in 2024.
- Year-over-year, Interest Expenses sank 33.39% in 2022 and soared 567.85% in 2023.
- Tracing SOFI's Interest Expenses over 5 years: stood at $98.8 million in 2022, then jumped by 158.64% to $255.6 million in 2023, then climbed by 7.11% to $273.8 million in 2024, then increased by 13.29% to $310.1 million in 2025, then fell by 0.69% to $308.0 million in 2026.
- The last three Interest Expenses figures came in at $308.0 million (Q1 2026), $310.1 million (Q4 2025), and $306.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 178.00 Mn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 185.00 Mn |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 1.97 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 4.09 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 113.76 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 968.00 Mn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 308.01 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 1.52 Bn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 113.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 308.01 Mn |
| Mar 31, 2026 | 308.01 Mn |
| Dec 31, 2025 | 310.14 Mn |
| Dec 31, 2025 | 310.14 Mn |
| Sep 30, 2025 | 306.45 Mn |
| Sep 30, 2025 | 306.45 Mn |
| Jun 30, 2025 | 274.57 Mn |
| Jun 30, 2025 | 274.57 Mn |
| Mar 31, 2025 | 265.09 Mn |
| Mar 31, 2025 | 265.09 Mn |
| Dec 31, 2024 | 273.77 Mn |
| Dec 31, 2024 | 273.77 Mn |
| Sep 30, 2024 | 292.36 Mn |
| Sep 30, 2024 | 292.36 Mn |
| Jun 30, 2024 | 262.01 Mn |
| Jun 30, 2024 | 262.01 Mn |
| Mar 31, 2024 | 263.19 Mn |
| Mar 31, 2024 | 263.19 Mn |
| Dec 31, 2023 | 255.60 Mn |
| Dec 31, 2023 | 255.60 Mn |