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SoFi Technologies (SOFI) Free Cash Flow (2020 - 2025)

SoFi Technologies has reported Free Cash Flow over the past 6 years, most recently at -$1.1 billion for Q4 2025.

  • Quarterly results put Free Cash Flow at -$1.1 billion for Q4 2025, down 336.35% from a year ago — trailing twelve months through Dec 2025 was -$4.0 billion (down 212.77% YoY), and the annual figure for FY2025 was -$4.0 billion, down 212.77%.
  • Free Cash Flow for Q4 2025 was -$1.1 billion at SoFi Technologies, up from -$1.4 billion in the prior quarter.
  • Over the last five years, Free Cash Flow for SOFI hit a ceiling of $706.3 million in Q1 2024 and a floor of -$2.9 billion in Q3 2022.
  • Median Free Cash Flow over the past 5 years was -$1.0 billion (2022), compared with a mean of -$1.1 billion.
  • Biggest five-year swings in Free Cash Flow: plummeted 15111.38% in 2021 and later soared 131.58% in 2024.
  • SoFi Technologies' Free Cash Flow stood at -$1.3 billion in 2021, then crashed by 95.31% to -$2.4 billion in 2022, then soared by 88.44% to -$282.2 million in 2023, then grew by 14.13% to -$242.4 million in 2024, then plummeted by 336.35% to -$1.1 billion in 2025.
  • The last three reported values for Free Cash Flow were -$1.1 billion (Q4 2025), -$1.4 billion (Q3 2025), and -$1.5 billion (Q2 2025) per Business Quant data.