SoFi Technologies (SOFI) Free Cash Flow (2020 - 2026)

SoFi Technologies (SOFI) has reported Free Cash Flow for 7 consecutive years, with -$2.4 billion the latest figure, recorded in Q1 2026.

• In Q1 2026, Free Cash Flow fell 7560.42% year-over-year to -$2.4 billion; the TTM figure through Mar 2026 stood at -$6.3 billion (down 215.02% YoY), while the FY2025 annual figure was -$4.0 billion, down 212.77% from the prior year.
• Free Cash Flow retreated to -$2.4 billion in Q1 2026 per SOFI's latest filing, from -$1.1 billion in the prior quarter.
• Across five years, Free Cash Flow topped out at $706.3 million in Q1 2024 and bottomed at -$2.9 billion in Q3 2022.
• Historically, Free Cash Flow has averaged -$1.3 billion across 5 years, with a median of -$1.2 billion in 2024.
• Annual changes were most pronounced in 2024 — Free Cash Flow soared 131.58% — and 2026, when it slumped 7560.42%.
• SoFi Technologies' Free Cash Flow stood at -$2.4 billion in 2022, then jumped by 88.44% to -$282.2 million in 2023, then advanced by 14.13% to -$242.4 million in 2024, then tumbled by 336.35% to -$1.1 billion in 2025, then plunged by 125.28% to -$2.4 billion in 2026.
• Business Quant data shows SOFI's Free Cash Flow at -$2.4 billion in Q1 2026, -$1.1 billion in Q4 2025, and -$1.4 billion in Q3 2025.