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SoFi Technologies (SOFI) Free Cash Flow (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of Free Cash Flow data on record, last reported at -$66.4 million in Q4 2025.

  • For Q4 2025, Free Cash Flow rose 66.82% year-over-year to -$66.4 million; the TTM value through Dec 2025 reached -$3.0 billion, down 143.03%, while the annual FY2025 figure was -$242.4 million, 78.35% up from the prior year.
  • Free Cash Flow reached -$66.4 million in Q4 2025 per SOFI's latest filing, up from -$1.4 billion in the prior quarter.
  • Across five years, Free Cash Flow topped out at $706.3 million in Q1 2024 and bottomed at -$2.9 billion in Q3 2022.
  • Average Free Cash Flow over 5 years is -$1.0 billion, with a median of -$1.0 billion recorded in 2022.
  • Peak YoY movement for Free Cash Flow: tumbled 15111.38% in 2021, then skyrocketed 131.58% in 2024.
  • A 5-year view of Free Cash Flow shows it stood at -$1.3 billion in 2021, then tumbled by 95.31% to -$2.4 billion in 2022, then soared by 89.85% to -$247.9 million in 2023, then rose by 19.29% to -$200.1 million in 2024, then soared by 66.82% to -$66.4 million in 2025.
  • Per Business Quant database, its latest 3 readings for Free Cash Flow were -$66.4 million in Q4 2025, -$1.4 billion in Q3 2025, and -$1.5 billion in Q2 2025.