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SoFi Technologies (SOFI) Free Cash Flow: 2020-2025

Historic Free Cash Flow for SoFi Technologies (SOFI) over the last 5 years, with Sep 2025 value amounting to -$1.4 billion.

  • SoFi Technologies' Free Cash Flow fell 12.24% to -$1.4 billion in Q3 2025 from the same period last year, while for Sep 2025 it was -$3.2 billion, marking a year-over-year decrease of 141.24%. This contributed to the annual value of -$1.3 billion for FY2024, which is 82.64% up from last year.
  • As of Q3 2025, SoFi Technologies' Free Cash Flow stood at -$1.4 billion, which was up 10.75% from -$1.5 billion recorded in Q2 2025.
  • In the past 5 years, SoFi Technologies' Free Cash Flow registered a high of $706.3 million during Q1 2024, and its lowest value of -$2.9 billion during Q3 2022.
  • Over the past 3 years, SoFi Technologies' median Free Cash Flow value was -$1.2 billion (recorded in 2024), while the average stood at -$1.0 billion.
  • In the last 5 years, SoFi Technologies' Free Cash Flow plummeted by 15,111.38% in 2021 and then spiked by 131.58% in 2024.
  • SoFi Technologies' Free Cash Flow (Quarterly) stood at -$1.3 billion in 2021, then plummeted by 95.31% to -$2.4 billion in 2022, then skyrocketed by 88.44% to -$282.2 million in 2023, then climbed by 14.13% to -$242.4 million in 2024, then declined by 12.24% to -$1.4 billion in 2025.
  • Its Free Cash Flow stands at -$1.4 billion for Q3 2025, versus -$1.5 billion for Q2 2025 and -$31.1 million for Q1 2025.