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SoFi Technologies (SOFI) Free Cash Flow (2020 - 2026)

SoFi Technologies has reported Free Cash Flow over the past 6 years, most recently at -$1.1 billion for Q4 2025.

  • For Q4 2025, Free Cash Flow fell 336.35% year-over-year to -$1.1 billion; the TTM value through Dec 2025 reached -$4.0 billion, down 212.77%, while the annual FY2025 figure was -$4.0 billion, 212.77% down from the prior year.
  • Free Cash Flow for Q4 2025 was -$1.1 billion at SoFi Technologies, up from -$1.4 billion in the prior quarter.
  • Over five years, Free Cash Flow peaked at $706.3 million in Q1 2024 and troughed at -$2.9 billion in Q3 2022.
  • A 5-year average of -$1.1 billion and a median of -$1.0 billion in 2022 define the central range for Free Cash Flow.
  • Biggest five-year swings in Free Cash Flow: tumbled 15111.38% in 2021 and later skyrocketed 131.58% in 2024.
  • Year by year, Free Cash Flow stood at -$1.3 billion in 2021, then plummeted by 95.31% to -$2.4 billion in 2022, then skyrocketed by 88.44% to -$282.2 million in 2023, then increased by 14.13% to -$242.4 million in 2024, then tumbled by 336.35% to -$1.1 billion in 2025.
  • Business Quant data shows Free Cash Flow for SOFI at -$1.1 billion in Q4 2025, -$1.4 billion in Q3 2025, and -$1.5 billion in Q2 2025.