SoFi Technologies (SOFI) Free Cash Flow (2020 - 2026)
SoFi Technologies (SOFI) reported Free Cash Flow of -$3.99 billion for Q2 2026, compared with -$1.53 billion a year earlier.
Powered by 
Analysis
SoFi Technologies (SOFI) Free Cash Flow (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, SoFi Technologies' Free Cash Flow came in at -$8.79 billion; for FY2025, it was -$3.98 billion.
- By year, Free Cash Flow came in at -$1.27 billion in FY2024, -$7.34 billion in FY2023, -$7.35 billion in FY2022 and -$1.4 billion in FY2021.
- The Q2 2026 figure ranks as the lowest quarterly Free Cash Flow in data going back to Q3 2020.
- Per Business Quant data, the three quarters before Q2 2026 came in at -$2.38 billion (Q1 2026), -$1.06 billion (Q4 2025) and -$1.37 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | -25.28 Bn |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | - |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 29.04 Bn |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | -3.57 Bn |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 25.17 Bn |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 5.60 Bn |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 6.78 Bn |
| 10 | SoFi Technologies | 20.39 Bn | 5.68 Bn | 1.02 Bn | -3.99 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -3.99 Bn |
| Mar 31, 2026 | -2.38 Bn |
| Dec 31, 2025 | -1.06 Bn |
| Sep 30, 2025 | -1.37 Bn |
| Jun 30, 2025 | -1.53 Bn |
| Mar 31, 2025 | -31.10 Mn |
| Dec 31, 2024 | -242.37 Mn |
| Sep 30, 2024 | -1.22 Bn |
| Jun 30, 2024 | -521.08 Mn |
| Mar 31, 2024 | 706.26 Mn |
| Dec 31, 2023 | -282.24 Mn |
| Sep 30, 2023 | -2.71 Bn |
| Jun 30, 2023 | -2.11 Bn |
| Mar 31, 2023 | -2.24 Bn |
| Dec 31, 2022 | -2.44 Bn |
| Sep 30, 2022 | -2.90 Bn |
| Jun 30, 2022 | -967.40 Mn |
| Mar 31, 2022 | -1.04 Bn |
| Dec 31, 2021 | -1.25 Bn |
| Sep 30, 2021 | -208.17 Mn |
API Access
SoFi Technologies Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();