SoFi Technologies (SOFI) Interest & Investment Income (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Interest & Investment Income of $68.8 million for Q1 2026, up 35.1% year-over-year from $50.9 million in Q1 2025, and up 9.19% quarter-over-quarter from $63.0 million in Q4 2025.
Analysis
SoFi Technologies (SOFI) Interest & Investment Income (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Interest & Investment Income for 7 consecutive years, with $68.8 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest & Investment Income rose 35.1% year-over-year to $68.8 million; the TTM figure through Mar 2026 stood at $246.8 million (up 16.91% YoY), while the FY2025 annual figure was $228.9 million, up 11.21% from the prior year.
- Interest & Investment Income grew to $68.8 million in Q1 2026 per SOFI's latest filing, from $63.0 million in the prior quarter.
- Across five years, Interest & Investment Income topped out at $68.8 million in Q1 2026 and bottomed at $1.3 million in Q1 2022.
- Historically, Interest & Investment Income has averaged $36.7 million across 5 years, with a median of $46.3 million in 2023.
- Annual changes were most pronounced in 2023 — Interest & Investment Income soared 1464.05% — and 2025, when it advanced 0.02%.
- SoFi Technologies' Interest & Investment Income stood at $7.1 million in 2022, then jumped by 550.98% to $46.3 million in 2023, then climbed by 19.31% to $55.2 million in 2024, then rose by 14.14% to $63.0 million in 2025, then advanced by 9.19% to $68.8 million in 2026.
- Business Quant data shows SOFI's Interest & Investment Income at $68.8 million in Q1 2026, $63.0 million in Q4 2025, and $61.4 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int & Inv Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 88.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -6.55 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 72.63 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | - |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 417,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 72.63 Mn |
| Mar 31, 2026 | 68.81 Mn |
| Dec 31, 2025 | 63.02 Mn |
| Sep 30, 2025 | 61.41 Mn |
| Jun 30, 2025 | 53.54 Mn |
| Mar 31, 2025 | 50.94 Mn |
| Dec 31, 2024 | 55.21 Mn |
| Sep 30, 2024 | 51.40 Mn |
| Jun 30, 2024 | 53.53 Mn |
| Mar 31, 2024 | 45.68 Mn |
| Dec 31, 2023 | 46.28 Mn |
| Sep 30, 2023 | 24.34 Mn |
| Jun 30, 2023 | 25.15 Mn |
| Mar 31, 2023 | 11.17 Mn |
| Dec 31, 2022 | 7.11 Mn |
| Sep 30, 2022 | 3.88 Mn |
| Jun 30, 2022 | 1.61 Mn |
| Mar 31, 2022 | 1.27 Mn |
| Dec 31, 2021 | 1.03 Mn |
| Sep 30, 2021 | 758,000.00 |