KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Gross Margin (2020 - 2025)

Historic Gross Margin for SoFi Technologies (SOFI) over the last 6 years, with Q4 2025 value amounting to 70.19%.

  • SoFi Technologies' Gross Margin rose 14100.0% to 70.19% in Q4 2025 from the same period last year, while for Dec 2025 it was 69.68%, marking a year-over-year decrease of 5500.0%. This contributed to the annual value of 69.68% for FY2025, which is 5500.0% down from last year.
  • Latest data reveals that SoFi Technologies reported Gross Margin of 70.19% as of Q4 2025, which was up 14100.0% from 70.17% recorded in Q3 2025.
  • In the past 5 years, SoFi Technologies' Gross Margin ranged from a high of 74.05% in Q1 2024 and a low of 54.59% during Q4 2021
  • Over the past 5 years, SoFi Technologies' median Gross Margin value was 64.27% (recorded in 2023), while the average stood at 64.58%.
  • In the last 5 years, SoFi Technologies' Gross Margin surged by 148500bps in 2021 and then tumbled by -49100bps in 2025.
  • Over the past 5 years, SoFi Technologies' Gross Margin (Quarter) stood at 54.59% in 2021, then grew by 14bps to 61.96% in 2022, then increased by 16bps to 71.61% in 2023, then dropped by -4bps to 68.77% in 2024, then rose by 2bps to 70.19% in 2025.
  • Its last three reported values are 70.19% in Q4 2025, 70.17% for Q3 2025, and 69.03% during Q2 2025.