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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) Gross Margin (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of Gross Margin data on record, last reported at 132.91% in Q4 2025.

  • For Q4 2025, Gross Margin rose 9596.0% year-over-year to 132.91%; the TTM value through Dec 2025 reached 76.86%, down 9167.0%, while the annual FY2025 figure was 76.86%, 14709.0% down from the prior year.
  • Gross Margin reached 132.91% in Q4 2025 per SOFI's latest filing, up from 102.42% in the prior quarter.
  • Across five years, Gross Margin topped out at 161.69% in Q2 2024 and bottomed at 83.44% in Q1 2023.
  • Average Gross Margin over 5 years is 75.2%, with a median of 78.43% recorded in 2022.
  • Peak YoY movement for Gross Margin: tumbled -16212bps in 2023, then surged 16793bps in 2024.
  • A 5-year view of Gross Margin shows it stood at 128.72% in 2021, then dropped by -9bps to 116.81% in 2022, then grew by 14bps to 132.9% in 2023, then plummeted by -72bps to 36.96% in 2024, then skyrocketed by 260bps to 132.91% in 2025.
  • Per Business Quant database, its latest 3 readings for Gross Margin were 132.91% in Q4 2025, 102.42% in Q3 2025, and 155.21% in Q2 2025.