SoFi Technologies (SOFI) Gross Margin (2020 - 2026)

SoFi Technologies has reported Gross Margin for 7 years, with the latest figure at 83.58% in Q2 2026.

• On a quarterly basis, Gross Margin rose 117.0% year-over-year to 83.58% in Q2 2026; TTM through Jun 2026 was 83.87%, a 146.0% increase from a year earlier, with the FY2025 full-year figure at 83.15%, up 40.0% from the prior year.
• Gross Margin was 83.58% for Q2 2026 at SoFi Technologies, down from 84.45% in the prior quarter.
• The five-year high for Gross Margin was 84.49% in Q1 2024, with the low at 78.18% in Q2 2022.
• Average Gross Margin over 5 years is 82.17%, with a median of 82.38% recorded in 2022.
• The sharpest annual moves came in 2022 and 2025: Gross Margin jumped 805 bps in 2022, then sank 205 bps in 2025.
• Over 5 years, Gross Margin stood at 82.35% in 2022, then advanced by 1 bps to 83.11% in 2023, then dropped by 1 bps to 82.54% in 2024, then increased by 2 bps to 84.23% in 2025, then fell by 1 bps to 83.58% in 2026.
• The last three Gross Margin figures came in at 83.58% (Q2 2026), 84.45% (Q1 2026), and 84.23% (Q4 2025), per Business Quant data.