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SoFi Technologies (SOFI) Gross Margin: 2020-2025

Historic Gross Margin for SoFi Technologies (SOFI) over the last 6 years, with Sep 2025 value amounting to 70.17%.

  • SoFi Technologies' Gross Margin rose 99.00% to 70.17% in Q3 2025 from the same period last year, while for Sep 2025 it was 69.33%, marking a year-over-year decrease of 165.00%. This contributed to the annual value of 70.23% for FY2024, which is 412.00% up from last year.
  • As of Q3 2025, SoFi Technologies' Gross Margin stood at 70.17%, which was up 1.64% from 69.03% recorded in Q2 2025.
  • In the past 5 years, SoFi Technologies' Gross Margin ranged from a high of 74.05% in Q1 2024 and a low of 54.59% during Q4 2021.
  • For the 3-year period, SoFi Technologies' Gross Margin averaged around 68.41%, with its median value being 69.14% (2024).
  • In the last 5 years, SoFi Technologies' Gross Margin surged by 3,898bps in 2021 and then plummeted by 491bps in 2025.
  • Quarterly analysis of 5 years shows SoFi Technologies' Gross Margin stood at 54.59% in 2021, then spiked by 738bps to 61.96% in 2022, then soared by 965bps to 71.61% in 2023, then slumped by 284bps to 68.77% in 2024, then skyrocketed by 99bps to 70.17% in 2025.
  • Its Gross Margin was 70.17% in Q3 2025, compared to 69.03% in Q2 2025 and 69.14% in Q1 2025.