SoFi Technologies (SOFI) Receivables (2021 - 2025)
SoFi Technologies' quarterly Receivables came in at $2.6 billion in Q4 2025, up 119.06% year-on-year from $1.2 billion in Q4 2024, and up 119.06% quarter-over-quarter from $1.2 billion in Q4 2024.
SoFi Technologies (SOFI) Receivables (2021 - 2025) Analysis & Trends
SoFi Technologies has reported Receivables for 5 years, with the latest figure at $2.6 billion in Q4 2025.
- For the quarter ending Q4 2025, Receivables rose 119.06% year-over-year to $2.6 billion; the trailing twelve-month figure through Dec 2025 stood at $2.6 billion (up 119.06% YoY), and the FY2025 full-year result was $2.6 billion, up 119.06% from the prior year.
- Receivables for Q4 2025 stood at $2.6 billion, up from $1.2 billion in the prior quarter.
- The five-year high for Receivables was $2.6 billion in Q4 2025, with the low at $85.5 million in Q4 2021.
- Average Receivables over 5 years is $846.7 million, with a median of $179.1 million recorded in 2023.
- Year-over-year, Receivables jumped 40.97% in 2023 and surged 572.36% in 2024.
- Tracing SOFI's Receivables over 5 years: stood at $85.5 million in 2021, then surged by 48.56% to $127.0 million in 2022, then surged by 40.97% to $179.1 million in 2023, then surged by 572.36% to $1.2 billion in 2024, then jumped by 119.06% to $2.6 billion in 2025.
- The last three Receivables figures came in at $2.6 billion (Q4 2025), $1.2 billion (Q4 2024), and $179.1 million (Q4 2023), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 5.54 Bn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 5.21 Bn |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | - |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 40.34 Bn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 230.70 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | - |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 3.03 Bn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.64 Bn |
| Dec 31, 2024 | 1.20 Bn |
| Dec 31, 2023 | 179.10 Mn |
| Dec 31, 2022 | 127.05 Mn |
| Dec 31, 2021 | 85.52 Mn |