SoFi Technologies (SOFI) Receivables (2021 - 2025)
SoFi Technologies (SOFI) recorded quarterly Receivables of $2.6 billion in Q4 2025, up 119.06% quarter-over-quarter from $1.2 billion in Q4 2024, and up 119.06% on a YoY basis from $1.2 billion in Q4 2024.
SoFi Technologies (SOFI) Receivables (2021 - 2025) Analysis & Trends
SoFi Technologies' Receivables history runs 5 years deep, the most recent figure standing at $2.6 billion for Q4 2025.
- In Q4 2025, Receivables rose 119.06% year-over-year to $2.6 billion; the TTM figure through Dec 2025 stood at $2.6 billion (up 119.06% YoY), while the FY2025 annual figure was $2.6 billion, up 119.06% from the prior year.
- Receivables was $2.6 billion for Q4 2025 at SoFi Technologies, up from $1.2 billion in the prior quarter.
- In the past five years, Receivables ranged from a high of $2.6 billion in Q4 2025 to a low of $85.5 million in Q4 2021.
- Historically, Receivables has averaged $846.7 million across 5 years, with a median of $179.1 million in 2023.
- The sharpest annual moves came in 2023 and 2024: Receivables surged 40.97% in 2023, then soared 572.36% in 2024.
- A 5-year view of Receivables shows it stood at $85.5 million in 2021, then jumped by 48.56% to $127.0 million in 2022, then jumped by 40.97% to $179.1 million in 2023, then jumped by 572.36% to $1.2 billion in 2024, then soared by 119.06% to $2.6 billion in 2025.
- The last three Receivables figures came in at $2.6 billion (Q4 2025), $1.2 billion (Q4 2024), and $179.1 million (Q4 2023), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 5.54 Bn |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 5.21 Bn |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | - |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 40.34 Bn |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | - |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 230.70 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 3.03 Bn |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.64 Bn |
| Dec 31, 2024 | 1.20 Bn |
| Dec 31, 2023 | 179.10 Mn |
| Dec 31, 2022 | 127.05 Mn |
| Dec 31, 2021 | 85.52 Mn |