SoFi Technologies (SOFI) Receivables (2021 - 2025)
SoFi Technologies (SOFI) posted quarterly Receivables of $2.6 billion for Q4 2025, up 119.06% year-over-year from $1.2 billion in Q4 2024, and up 119.06% on a QoQ basis from $1.2 billion in Q4 2024.
SoFi Technologies (SOFI) Receivables (2021 - 2025) Analysis & Trends
SoFi Technologies (SOFI) has reported Receivables for 5 consecutive years, with $2.6 billion the latest figure, recorded in Q4 2025.
- In Q4 2025, Receivables rose 119.06% year-over-year to $2.6 billion; the TTM figure through Dec 2025 stood at $2.6 billion (up 119.06% YoY), while the FY2025 annual figure was $2.6 billion, up 119.06% from the prior year.
- Receivables came in at $2.6 billion for Q4 2025 at SoFi Technologies, up from $1.2 billion in the prior quarter.
- The five-year high for Receivables was $2.6 billion in Q4 2025, with the low at $85.5 million in Q4 2021.
- Average Receivables over 5 years is $846.7 million, with a median of $179.1 million recorded in 2023.
- Across the five-year window, Receivables surged 40.97% in 2023 and soared 572.36% in 2024, its largest moves.
- Year by year, Receivables stood at $85.5 million in 2021, then jumped by 48.56% to $127.0 million in 2022, then jumped by 40.97% to $179.1 million in 2023, then jumped by 572.36% to $1.2 billion in 2024, then soared by 119.06% to $2.6 billion in 2025.
- According to Business Quant data, Receivables over the past three periods registered $2.6 billion, $1.2 billion, and $179.1 million for Q4 2025, Q4 2024, and Q4 2023 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 5.54 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 5.21 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 40.34 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 230.70 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 3.03 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 519.50 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.64 Bn |
| Dec 31, 2024 | 1.20 Bn |
| Dec 31, 2023 | 179.10 Mn |
| Dec 31, 2022 | 127.05 Mn |
| Dec 31, 2021 | 85.52 Mn |