SoFi Technologies (SOFI) Receivables (2021 - 2025)

SoFi Technologies (SOFI) recorded quarterly Receivables of $2.6 billion in Q4 2025, up 119.06% quarter-over-quarter from $1.2 billion in Q4 2024, and up 119.06% on a YoY basis from $1.2 billion in Q4 2024.

SoFi Technologies (SOFI) Receivables (2021 - 2025) Analysis & Trends

SoFi Technologies' Receivables history runs 5 years deep, the most recent figure standing at $2.6 billion for Q4 2025.

  • In Q4 2025, Receivables rose 119.06% year-over-year to $2.6 billion; the TTM figure through Dec 2025 stood at $2.6 billion (up 119.06% YoY), while the FY2025 annual figure was $2.6 billion, up 119.06% from the prior year.
  • Receivables was $2.6 billion for Q4 2025 at SoFi Technologies, up from $1.2 billion in the prior quarter.
  • In the past five years, Receivables ranged from a high of $2.6 billion in Q4 2025 to a low of $85.5 million in Q4 2021.
  • Historically, Receivables has averaged $846.7 million across 5 years, with a median of $179.1 million in 2023.
  • The sharpest annual moves came in 2023 and 2024: Receivables surged 40.97% in 2023, then soared 572.36% in 2024.
  • A 5-year view of Receivables shows it stood at $85.5 million in 2021, then jumped by 48.56% to $127.0 million in 2022, then jumped by 40.97% to $179.1 million in 2023, then jumped by 572.36% to $1.2 billion in 2024, then soared by 119.06% to $2.6 billion in 2025.
  • The last three Receivables figures came in at $2.6 billion (Q4 2025), $1.2 billion (Q4 2024), and $179.1 million (Q4 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Receivables (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 5.54 Bn
2 Mastercard 437.48 Bn 427.27 Bn - 5.21 Bn
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn -
4 Capital One Financial 125.74 Bn 49.24 Bn - -
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 40.34 Bn
6 Synchrony Financial 25.78 Bn 5.22 Bn - -
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 230.70 Mn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 3.03 Bn
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 2.64 Bn
Dec 31, 2024 1.20 Bn
Dec 31, 2023 179.10 Mn
Dec 31, 2022 127.05 Mn
Dec 31, 2021 85.52 Mn