SoFi Technologies (SOFI) Receivables (2021 - 2025)

SoFi Technologies' quarterly Receivables came in at $2.6 billion in Q4 2025, up 119.06% year-on-year from $1.2 billion in Q4 2024, and up 119.06% quarter-over-quarter from $1.2 billion in Q4 2024.

SoFi Technologies (SOFI) Receivables (2021 - 2025) Analysis & Trends

SoFi Technologies has reported Receivables for 5 years, with the latest figure at $2.6 billion in Q4 2025.

  • For the quarter ending Q4 2025, Receivables rose 119.06% year-over-year to $2.6 billion; the trailing twelve-month figure through Dec 2025 stood at $2.6 billion (up 119.06% YoY), and the FY2025 full-year result was $2.6 billion, up 119.06% from the prior year.
  • Receivables for Q4 2025 stood at $2.6 billion, up from $1.2 billion in the prior quarter.
  • The five-year high for Receivables was $2.6 billion in Q4 2025, with the low at $85.5 million in Q4 2021.
  • Average Receivables over 5 years is $846.7 million, with a median of $179.1 million recorded in 2023.
  • Year-over-year, Receivables jumped 40.97% in 2023 and surged 572.36% in 2024.
  • Tracing SOFI's Receivables over 5 years: stood at $85.5 million in 2021, then surged by 48.56% to $127.0 million in 2022, then surged by 40.97% to $179.1 million in 2023, then surged by 572.36% to $1.2 billion in 2024, then jumped by 119.06% to $2.6 billion in 2025.
  • The last three Receivables figures came in at $2.6 billion (Q4 2025), $1.2 billion (Q4 2024), and $179.1 million (Q4 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Receivables (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 5.54 Bn
2 Mastercard 441.81 Bn 431.60 Bn - 5.21 Bn
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn -
4 Capital One Financial 114.99 Bn 38.50 Bn - -
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 40.34 Bn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 230.70 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - -
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 3.03 Bn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 2.64 Bn
Dec 31, 2024 1.20 Bn
Dec 31, 2023 179.10 Mn
Dec 31, 2022 127.05 Mn
Dec 31, 2021 85.52 Mn