SoFi Technologies (SOFI) Receivables (2021 - 2025)

SoFi Technologies (SOFI) posted quarterly Receivables of $2.6 billion for Q4 2025, up 119.06% year-over-year from $1.2 billion in Q4 2024, and up 119.06% on a QoQ basis from $1.2 billion in Q4 2024.

SoFi Technologies (SOFI) Receivables (2021 - 2025) Analysis & Trends

SoFi Technologies (SOFI) has reported Receivables for 5 consecutive years, with $2.6 billion the latest figure, recorded in Q4 2025.

  • In Q4 2025, Receivables rose 119.06% year-over-year to $2.6 billion; the TTM figure through Dec 2025 stood at $2.6 billion (up 119.06% YoY), while the FY2025 annual figure was $2.6 billion, up 119.06% from the prior year.
  • Receivables came in at $2.6 billion for Q4 2025 at SoFi Technologies, up from $1.2 billion in the prior quarter.
  • The five-year high for Receivables was $2.6 billion in Q4 2025, with the low at $85.5 million in Q4 2021.
  • Average Receivables over 5 years is $846.7 million, with a median of $179.1 million recorded in 2023.
  • Across the five-year window, Receivables surged 40.97% in 2023 and soared 572.36% in 2024, its largest moves.
  • Year by year, Receivables stood at $85.5 million in 2021, then jumped by 48.56% to $127.0 million in 2022, then jumped by 40.97% to $179.1 million in 2023, then jumped by 572.36% to $1.2 billion in 2024, then soared by 119.06% to $2.6 billion in 2025.
  • According to Business Quant data, Receivables over the past three periods registered $2.6 billion, $1.2 billion, and $179.1 million for Q4 2025, Q4 2024, and Q4 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Receivables (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 5.54 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 5.21 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 40.34 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 230.70 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 3.03 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 519.50 Mn
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 2.64 Bn
Dec 31, 2024 1.20 Bn
Dec 31, 2023 179.10 Mn
Dec 31, 2022 127.05 Mn
Dec 31, 2021 85.52 Mn